The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 363 2,350 SH   SOLE   0 0 2,350
AFLAC INC COM 001055102 298 4,798 SH   SOLE   0 0 4,798
ALTRIA GROUP INC COM 02209S103 887 18,142 SH   SOLE   0 0 18,142
APPLE INC COM 037833100 404 12,880 SH   SOLE   0 0 12,880
AT&T INC COM 00206R102 470 13,222 SH   SOLE   0 0 13,222
BECTON DICKINSON & CO COM 075887109 369 2,607 SH   SOLE   0 0 2,607
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 757 5,560 SH   SOLE   0 0 5,560
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 277 2,560 SH   SOLE   0 0 2,560
CHEVRON CORP NEW COM 166764100 732 7,586 SH   SOLE   0 0 7,586
COMMUNITY BK SYS INC COM 203607106 292 7,730 SH   SOLE   0 0 7,730
CONOCOPHILLIPS COM 20825C104 829 13,495 SH   SOLE   0 0 13,495
CORNING INC COM 219350105 222 11,244 SH   SOLE   0 0 11,244
CVS HEALTH CORP COM 126650100 3,732 35,580 SH   SOLE   0 0 35,580
DAVITA HEALTHCARE PARTNERS I COM 23918K108 326 4,100 SH   SOLE   0 0 4,100
DISNEY WALT CO COM DISNEY 254687106 2,426 21,257 SH   SOLE   0 0 21,257
EATON CORP PLC SHS G29183103 447 6,618 SH   SOLE   0 0 6,618
EXXON MOBIL CORP COM 30231G102 582 6,993 SH   SOLE   0 0 6,993
FACEBOOK INC CL A 30303M102 225 2,620 SH   SOLE   0 0 2,620
GENERAL ELECTRIC CO COM 369604103 1,114 41,917 SH   SOLE   0 0 41,917
HOME DEPOT INC COM 437076102 500 4,501 SH   SOLE   0 0 4,501
HONEYWELL INTL INC COM 438516106 493 4,831 SH   SOLE   0 0 4,831
INVESCO TR INVT GRADE MUNS COM 46131M106 270 21,314 SH   SOLE   0 0 21,314
ISHARES 1-3 YR CR BD ETF 464288646 554 5,260 SH   SOLE   0 0 5,260
ISHARES 16 AMT-FREE ETF 464289313 235 8,830 SH   SOLE   0 0 8,830
ISHARES 17 AMT-FREE ETF 464289271 234 8,530 SH   SOLE   0 0 8,530
ISHARES EM MK MINVOL ETF 464286533 2,555 44,301 SH   SOLE   0 0 44,301
ISHARES U.S. PFD STK ETF 464288687 264 6,744 SH   SOLE   0 0 6,744
ISHARES U.S. PHARMA ETF 464288836 18,641 106,629 SH   SOLE   0 0 106,629
ISHARES TR 18 AMT-FREE ETF 46429B580 237 9,275 SH   SOLE   0 0 9,275
ISHARES TR 19 AMT-FREE MN 46429B564 233 9,175 SH   SOLE   0 0 9,175
ISHARES TR CORE DIV GRWTH 46434V621 1,296 50,135 SH   SOLE   0 0 50,135
ISHARES TR CORE HIGH DV ETF 46429B663 23,108 314,096 SH   SOLE   0 0 314,096
ISHARES TR CORE S&P500 ETF 464287200 230 1,110 SH   SOLE   0 0 1,110
ISHARES TR EAFE MIN VOL ETF 46429B689 3,807 58,311 SH   SOLE   0 0 58,311
ISHARES TR GLOB HLTHCRE ETF 464287325 225 2,070 SH   SOLE   0 0 2,070
ISHARES TR IBONDS SEP2020 46434V571 232 9,175 SH   SOLE   0 0 9,175
ISHARES TR USA MIN VOL ETF 46429B697 54,844 1,360,227 SH   SOLE   0 0 1,360,227
JOHNSON & JOHNSON COM 478160104 574 5,890 SH   SOLE   0 0 5,890
JPMORGAN CHASE & CO COM 46625H100 413 6,102 SH   SOLE   0 0 6,102
KINDER MORGAN INC DEL COM 49456B101 274 7,145 SH   SOLE   0 0 7,145
LILLY ELI & CO COM 532457108 464 5,556 SH   SOLE   0 0 5,556
LOCKHEED MARTIN CORP COM 539830109 515 2,770 SH   SOLE   0 0 2,770
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 230 7,680 SH   SOLE   0 0 7,680
MCDONALDS CORP COM 580135101 897 9,434 SH   SOLE   0 0 9,434
MERCK & CO INC NEW COM 58933Y105 477 8,383 SH   SOLE   0 0 8,383
MICROSOFT CORP COM 594918104 503 11,394 SH   SOLE   0 0 11,394
ODYSSEY MARINE EXPLORATION I COM 676118102 40 84,100 SH   SOLE   0 0 84,100
PEPSICO INC COM 713448108 213 2,278 SH   SOLE   0 0 2,278
PFIZER INC COM 717081103 1,291 38,494 SH   SOLE   0 0 38,494
PHILIP MORRIS INTL INC COM 718172109 650 8,106 SH   SOLE   0 0 8,106
PNC FINL SVCS GROUP INC COM 693475105 975 10,197 SH   SOLE   0 0 10,197
PROCTER & GAMBLE CO COM 742718109 12,132 155,064 SH   SOLE   0 0 155,064
RPM INTL INC COM 749685103 214 4,377 SH   SOLE   0 0 4,377
SCHLUMBERGER LTD COM 806857108 378 4,380 SH   SOLE   0 0 4,380
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 16,013 336,416 SH   SOLE   0 0 336,416
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 15,757 380,599 SH   SOLE   0 0 380,599
SMUCKER J M CO COM NEW 832696405 333 3,072 SH   SOLE   0 0 3,072
SOUTHERN CO COM 842587107 533 12,715 SH   SOLE   0 0 12,715
SPDR GOLD TRUST GOLD SHS 78463V107 226 2,009 SH   SOLE   0 0 2,009
SPECTRA ENERGY CORP COM 847560109 434 13,315 SH   SOLE   0 0 13,315
STRYKER CORP COM 863667101 217 2,275 SH   SOLE   0 0 2,275
TD AMERITRADE HLDG CORP COM 87236Y108 732 17,208 SH   SOLE   0 0 17,208
THERMO FISHER SCIENTIFIC INC COM 883556102 389 3,000 SH   SOLE   0 0 3,000
UBS AG JERSEY BRH ALERIAN INFRST 902641646 18,732 533,516 SH   SOLE   0 0 533,516
UNION PAC CORP COM 907818108 562 5,896 SH   SOLE   0 0 5,896
US BANCORP DEL COM NEW 902973304 209 4,807 SH   SOLE   0 0 4,807
VANGUARD INDEX FDS MID CAP ETF 922908629 858 6,734 SH   SOLE   0 0 6,734
VANGUARD INDEX FDS SM CP VAL ETF 922908611 13,079 121,311 SH   SOLE   0 0 121,311
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,427 50,706 SH   SOLE   0 0 50,706
VERIZON COMMUNICATIONS INC COM 92343V104 2,190 46,982 SH   SOLE   0 0 46,982
VISA INC COM CL A 92826C839 473 7,047 SH   SOLE   0 0 7,047
WENDYS CO COM 95058W100 119 10,587 SH   SOLE   0 0 10,587
WILLIAMS COS INC DEL COM 969457100 5,768 100,511 SH   SOLE   0 0 100,511
WPX ENERGY INC COM 98212B103 678 55,223 SH   SOLE   0 0 55,223