The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 582 3,328 SH   SOLE   0 0 3,328
ABBOTT LABS COM 002824100 761 6,946 SH   SOLE   0 0 6,946
ABBVIE INC COM 00287Y109 658 6,143 SH   SOLE   0 0 6,143
AFLAC INC COM 001055102 522 11,745 SH   SOLE   0 0 11,745
ALPHABET INC CAP STK CL A 02079K305 2,370 1,352 SH   SOLE   0 0 1,352
ALPHABET INC CAP STK CL C 02079K107 4,891 2,792 SH   SOLE   0 0 2,792
ALTRIA GROUP INC COM 02209S103 212 5,162 SH   SOLE   0 0 5,162
AMAZON COM INC COM 023135106 12,266 3,766 SH   SOLE   0 0 3,766
AMERICAN ELEC PWR CO INC COM 025537101 388 4,657 SH   SOLE   0 0 4,657
AMERICAN WTR WKS CO INC NEW COM 030420103 372 2,427 SH   SOLE   0 0 2,427
AMGEN INC COM 031162100 533 2,317 SH   SOLE   0 0 2,317
APPLE INC COM 037833100 25,307 190,721 SH   SOLE   0 0 190,721
AT&T INC COM 00206R102 773 26,882 SH   SOLE   0 0 26,882
ATMOS ENERGY CORP COM 049560105 212 2,224 SH   SOLE   0 0 2,224
BECTON DICKINSON & CO COM 075887109 676 2,700 SH   SOLE   0 0 2,700
BERKSHIRE HATHAWAY INC DEL CL A 084670108 348 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,152 22,220 SH   SOLE   0 0 22,220
BK OF AMERICA CORP COM 060505104 700 23,099 SH   SOLE   0 0 23,099
BOEING CO COM 097023105 236 1,103 SH   SOLE   0 0 1,103
BRISTOL-MYERS SQUIBB CO COM 110122108 427 6,881 SH   SOLE   0 0 6,881
CATERPILLAR INC COM 149123101 222 1,220 SH   SOLE   0 0 1,220
CHEVRON CORP NEW COM 166764100 730 8,646 SH   SOLE   0 0 8,646
CISCO SYS INC COM 17275R102 377 8,428 SH   SOLE   0 0 8,428
COCA COLA CO COM 191216100 1,494 27,237 SH   SOLE   0 0 27,237
COMCAST CORP NEW CL A 20030N101 202 3,847 SH   SOLE   0 0 3,847
CORMEDIX INC COM 21900C308 66 10,000 SH   SOLE   0 0 10,000
CORNING INC COM 219350105 225 6,250 SH   SOLE   0 0 6,250
COSTCO WHSL CORP NEW COM 22160K105 767 2,035 SH   SOLE   0 0 2,035
CSX CORP COM 126408103 448 4,936 SH   SOLE   0 0 4,936
CVS HEALTH CORP COM 126650100 6,224 91,126 SH   SOLE   0 0 91,126
DAVITA INC COM 23918K108 481 4,100 SH   SOLE   0 0 4,100
DISNEY WALT CO COM 254687106 5,525 30,494 SH   SOLE   0 0 30,494
DUKE ENERGY CORP NEW COM NEW 26441C204 7,100 77,549 SH   SOLE   0 0 77,549
EATON CORP PLC SHS G29183103 296 2,468 SH   SOLE   0 0 2,468
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 210 33,955 SH   SOLE   0 0 33,955
EXXON MOBIL CORP COM 30231G102 6,617 160,537 SH   SOLE   0 0 160,537
FACEBOOK INC CL A 30303M102 3,431 12,560 SH   SOLE   0 0 12,560
FIRSTSERVICE CORP NEW COM 33767E202 388 2,835 SH   SOLE   0 0 2,835
GENERAL ELECTRIC CO COM 369604103 1,137 105,305 SH   SOLE   0 0 105,305
GOLDMAN SACHS GROUP INC COM 38141G104 262 994 SH   SOLE   0 0 994
HERSHEY CO COM 427866108 455 2,989 SH   SOLE   0 0 2,989
HEWLETT PACKARD ENTERPRISE C COM 42824C109 134 11,319 SH   SOLE   0 0 11,319
HOME DEPOT INC COM 437076102 5,564 20,947 SH   SOLE   0 0 20,947
HONEYWELL INTL INC COM 438516106 3,876 18,223 SH   SOLE   0 0 18,223
HUMANA INC COM 444859102 268 654 SH   SOLE   0 0 654
INTEL CORP COM 458140100 2,963 59,479 SH   SOLE   0 0 59,479
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 19,639 1,022,339 SH   SOLE   0 0 1,022,339
INVESCO QQQ TR UNIT SER 1 46090E103 473 1,507 SH   SOLE   0 0 1,507
ISHARES INC CORE MSCI EMKT 46434G103 232 3,740 SH   SOLE   0 0 3,740
ISHARES TR 1 3 YR TREAS BD 464287457 582 6,736 SH   SOLE   0 0 6,736
ISHARES TR 3 7 YR TREAS BD 464288661 259 1,950 SH   SOLE   0 0 1,950
ISHARES TR CORE HIGH DV ETF 46429B663 628 7,165 SH   SOLE   0 0 7,165
ISHARES TR CORE S&P MCP ETF 464287507 333 1,449 SH   SOLE   0 0 1,449
ISHARES TR CORE S&P TTL STK 464287150 561 6,508 SH   SOLE   0 0 6,508
ISHARES TR CORE S&P500 ETF 464287200 340 906 SH   SOLE   0 0 906
ISHARES TR CORE US AGGBD ET 464287226 496 4,192 SH   SOLE   0 0 4,192
ISHARES TR ISHS 1-5YR INVS 464288646 480 8,702 SH   SOLE   0 0 8,702
ISHARES TR MSCI USA MIN VOL 46429B697 56,971 839,295 SH   SOLE   0 0 839,295
ISHARES TR NATIONAL MUN ETF 464288414 231 1,971 SH   SOLE   0 0 1,971
ISHARES TR RUS MID CAP ETF 464287499 340 4,966 SH   SOLE   0 0 4,966
ISHARES TR RUSSELL 3000 ETF 464287689 2,038 9,116 SH   SOLE   0 0 9,116
ISHARES TR U.S. MED DVC ETF 464288810 589 1,800 SH   SOLE   0 0 1,800
ISHARES TR US AER DEF ETF 464288760 379 4,000 SH   SOLE   0 0 4,000
J P MORGAN EXCHANGE-TRADED F US AGGREGATE 46641Q613 46,171 1,657,854 SH   SOLE   0 0 1,657,854
JOHNSON & JOHNSON COM 478160104 3,946 25,073 SH   SOLE   0 0 25,073
JPMORGAN CHASE & CO COM 46625H100 8,150 64,134 SH   SOLE   0 0 64,134
KIMBERLY-CLARK CORP COM 494368103 288 2,139 SH   SOLE   0 0 2,139
KIMCO RLTY CORP COM 49446R109 8,273 551,163 SH   SOLE   0 0 551,163
KRAFT HEINZ CO COM 500754106 354 10,200 SH   SOLE   0 0 10,200
LILLY ELI & CO COM 532457108 1,074 6,362 SH   SOLE   0 0 6,362
LOCKHEED MARTIN CORP COM 539830109 1,133 3,191 SH   SOLE   0 0 3,191
LOWES COS INC COM 548661107 218 1,356 SH   SOLE   0 0 1,356
MASTERCARD INCORPORATED CL A 57636Q104 7,872 22,055 SH   SOLE   0 0 22,055
MCDONALDS CORP COM 580135101 2,786 12,984 SH   SOLE   0 0 12,984
MEDTRONIC PLC SHS G5960L103 273 2,333 SH   SOLE   0 0 2,333
MERCK & CO. INC COM 58933Y105 5,728 70,019 SH   SOLE   0 0 70,019
MICROSOFT CORP COM 594918104 14,355 64,540 SH   SOLE   0 0 64,540
NETFLIX INC COM 64110L106 1,068 1,975 SH   SOLE   0 0 1,975
NEXTERA ENERGY INC COM 65339F101 705 9,144 SH   SOLE   0 0 9,144
NORFOLK SOUTHN CORP COM 655844108 285 1,199 SH   SOLE   0 0 1,199
NVIDIA CORPORATION COM 67066G104 366 700 SH   SOLE   0 0 700
ODYSSEY MARINE EXPL INC COM NEW 676118201 327 46,066 SH   SOLE   0 0 46,066
ORACLE CORP COM 68389X105 232 3,593 SH   SOLE   0 0 3,593
PAYPAL HLDGS INC COM 70450Y103 537 2,294 SH   SOLE   0 0 2,294
PEPSICO INC COM 713448108 1,151 7,763 SH   SOLE   0 0 7,763
PFIZER INC COM 717081103 2,742 74,484 SH   SOLE   0 0 74,484
PHILIP MORRIS INTL INC COM 718172109 208 2,509 SH   SOLE   0 0 2,509
PNC FINL SVCS GROUP INC COM 693475105 1,220 8,185 SH   SOLE   0 0 8,185
PROCTER AND GAMBLE CO COM 742718109 16,328 117,352 SH   SOLE   0 0 117,352
RAYTHEON TECHNOLOGIES CORP COM 75513E101 5,997 83,859 SH   SOLE   0 0 83,859
RENASANT CORP COM 75970E107 844 25,074 SH   SOLE   0 0 25,074
SALESFORCE COM INC COM 79466L302 588 2,641 SH   SOLE   0 0 2,641
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 658 9,752 SH   SOLE   0 0 9,752
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 675 5,954 SH   SOLE   0 0 5,954
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 20,260 155,821 SH   SOLE   0 0 155,821
SERVICENOW INC COM 81762P102 275 500 SH   SOLE   0 0 500
SOUTHERN CO COM 842587107 987 16,063 SH   SOLE   0 0 16,063
SPDR GOLD TR GOLD SHS 78463V107 10,979 61,553 SH   SOLE   0 0 61,553
SPDR S&P 500 ETF TR TR UNIT 78462F103 766 2,050 SH   SOLE   0 0 2,050
SPDR SER TR PORTFOLI S&P1500 78464A805 34,753 754,025 SH   SOLE   0 0 754,025
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 32,837 719,323 SH   SOLE   0 0 719,323
STARBUCKS CORP COM 855244109 463 4,329 SH   SOLE   0 0 4,329
STRYKER CORPORATION COM 863667101 230 939 SH   SOLE   0 0 939
TESLA INC COM 88160R101 542 768 SH   SOLE   0 0 768
THERMO FISHER SCIENTIFIC INC COM 883556102 736 1,579 SH   SOLE   0 0 1,579
TORONTO DOMINION BK ONT COM NEW 891160509 1,059 18,779 SH   SOLE   0 0 18,779
TRUIST FINL CORP COM 89832Q109 216 4,517 SH   SOLE   0 0 4,517
UNION PAC CORP COM 907818108 800 3,843 SH   SOLE   0 0 3,843
UNITEDHEALTH GROUP INC COM 91324P102 1,057 3,014 SH   SOLE   0 0 3,014
US BANCORP DEL COM NEW 902973304 303 6,502 SH   SOLE   0 0 6,502
VANGUARD BD INDEX FDS INTERMED TERM 921937819 208 2,245 SH   SOLE   0 0 2,245
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 16,898 289,549 SH   SOLE   0 0 289,549
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,375 16,518 SH   SOLE   0 0 16,518
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 710 4,077 SH   SOLE   0 0 4,077
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 365 7,722 SH   SOLE   0 0 7,722
VERIZON COMMUNICATIONS INC COM 92343V104 6,367 108,378 SH   SOLE   0 0 108,378
VISA INC COM CL A 92826C839 2,306 10,542 SH   SOLE   0 0 10,542
WALMART INC COM 931142103 2,930 20,325 SH   SOLE   0 0 20,325
WEC ENERGY GROUP INC COM 92939U106 483 5,253 SH   SOLE   0 0 5,253
WELLTOWER INC COM 95040Q104 304 4,708 SH   SOLE   0 0 4,708
WENDYS CO COM 95058W100 232 10,587 SH   SOLE   0 0 10,587