The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
LINDE PLC SHS G5494J103 279 969 SH   SOLE   0 0 969
AGF INVTS TR AGFIQ US MK ANTI 00110G408 318 14,698 SH   SOLE   0 0 14,698
AT&T INC COM 00206R102 496 23,678 SH   SOLE   0 0 23,678
ABBVIE INC COM 00287Y109 387 2,527 SH   SOLE   0 0 2,527
ALPHABET INC CAP STK CL C 02079K107 539 246 SH   SOLE   0 0 246
ALPHABET INC CAP STK CL A 02079K305 1,133 520 SH   SOLE   0 0 520
AMAZON COM INC COM 023135106 1,875 17,655 SH   SOLE   0 0 17,655
AMERICAN ELEC PWR CO INC COM 025537101 316 3,294 SH   SOLE   0 0 3,294
AMERICAN EXPRESS CO COM 025816109 208 1,500 SH   SOLE   0 0 1,500
AMERISOURCEBERGEN CORP COM 03073E105 476 3,362 SH   SOLE   0 0 3,362
AMGEN INC COM 031162100 244 1,003 SH   SOLE   0 0 1,003
ANALOG DEVICES INC COM 032654105 277 1,896 SH   SOLE   0 0 1,896
ELEVANCE HEALTH INC COM 036752103 382 791 SH   SOLE   0 0 791
APPLE INC COM 037833100 2,419 17,691 SH   SOLE   0 0 17,691
BALL CORP COM 058498106 297 4,314 SH   SOLE   0 0 4,314
BECTON DICKINSON & CO COM 075887109 233 945 SH   SOLE   0 0 945
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,115 4,084 SH   SOLE   0 0 4,084
BOOKING HOLDINGS INC COM 09857L108 442 253 SH   SOLE   0 0 253
CSX CORP COM 126408103 345 11,870 SH   SOLE   0 0 11,870
CARMAX INC COM 143130102 505 5,579 SH   SOLE   0 0 5,579
CATERPILLAR INC COM 149123101 329 1,841 SH   SOLE   0 0 1,841
CEL-SCI CORP COM PAR NEW 150837607 73 16,170 SH   SOLE   0 0 16,170
CHEVRON CORP NEW COM 166764100 403 2,785 SH   SOLE   0 0 2,785
CINTAS CORP COM 172908105 244 653 SH   SOLE   0 0 653
COCA COLA CO COM 191216100 273 4,347 SH   SOLE   0 0 4,347
COMCAST CORP NEW CL A 20030N101 543 13,833 SH   SOLE   0 0 13,833
DBX ETF TR XTRACK MSCI EAFE 233051200 246 7,071 SH   SOLE   0 0 7,071
DANAHER CORPORATION COM 235851102 502 1,980 SH   SOLE   0 0 1,980
DISNEY WALT CO COM 254687106 433 4,591 SH   SOLE   0 0 4,591
DOMINION ENERGY INC COM 25746U109 360 4,515 SH   SOLE   0 0 4,515
DUKE ENERGY CORP NEW COM NEW 26441C204 248 2,312 SH   SOLE   0 0 2,312
ENBRIDGE INC COM 29250N105 934 22,098 SH   SOLE   0 0 22,098
EXXON MOBIL CORP COM 30231G102 1,292 15,083 SH   SOLE   0 0 15,083
META PLATFORMS INC CL A 30303M102 862 5,348 SH   SOLE   0 0 5,348
FIDELITY NATL INFORMATION SV COM 31620M106 326 3,556 SH   SOLE   0 0 3,556
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 1,319 22,214 SH   SOLE   0 0 22,214
FISERV INC COM 337738108 223 2,507 SH   SOLE   0 0 2,507
FORD MTR CO DEL COM 345370860 139 12,465 SH   SOLE   0 0 12,465
GENERAL DYNAMICS CORP COM 369550108 239 1,082 SH   SOLE   0 0 1,082
HOME DEPOT INC COM 437076102 521 1,898 SH   SOLE   0 0 1,898
INVESCO QQQ TR UNIT SER 1 46090E103 1,934 6,901 SH   SOLE   0 0 6,901
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 3,165 175,469 SH   SOLE   0 0 175,469
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 421 3,138 SH   SOLE   0 0 3,138
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 222 10,953 SH   SOLE   0 0 10,953
INVESCO EXCH TRADED FD TR II S&P MDCP 400 REV 46138G672 453 5,785 SH   SOLE   0 0 5,785
INVESCO DB US DLR INDEX TR BULLISH FD 46141D203 4,811 172,060 SH   SOLE   0 0 172,060
INVESTMENT MANAGERS SER TR I AXS ASTORIA INFL 46141T117 3,743 160,962 SH   SOLE   0 0 160,962
IQVIA HLDGS INC COM 46266C105 488 2,247 SH   SOLE   0 0 2,247
ISHARES TR CORE S&P TTL STK 464287150 348 4,154 SH   SOLE   0 0 4,154
ISHARES TR SELECT DIVID ETF 464287168 227 1,928 SH   SOLE   0 0 1,928
ISHARES TR CORE S&P500 ETF 464287200 6,025 15,892 SH   SOLE   0 0 15,892
ISHARES TR CORE US AGGBD ET 464287226 547 5,379 SH   SOLE   0 0 5,379
ISHARES TR MSCI EAFE ETF 464287465 1,554 24,868 SH   SOLE   0 0 24,868
ISHARES TR CORE S&P MCP ETF 464287507 959 4,238 SH   SOLE   0 0 4,238
ISHARES TR RUSSELL 2000 ETF 464287655 236 1,391 SH   SOLE   0 0 1,391
ISHARES TR CORE S&P SCP ETF 464287804 394 4,262 SH   SOLE   0 0 4,262
ISHARES TR EAFE SML CP ETF 464288273 415 7,603 SH   SOLE   0 0 7,603
ISHARES TR MBS ETF 464288588 442 4,939 SH   SOLE   0 0 4,939
ISHARES TR SHORT TREAS BD 464288679 7,815 70,980 SH   SOLE   0 0 70,980
ISHARES TR EAFE VALUE ETF 464288877 545 12,556 SH   SOLE   0 0 12,556
ISHARES TR EAFE GRWTH ETF 464288885 415 5,154 SH   SOLE   0 0 5,154
ISHARES TR RUS TP200 GR ETF 464289438 699 5,583 SH   SOLE   0 0 5,583
ISHARES TR CMBS ETF 46429B366 210 4,369 SH   SOLE   0 0 4,369
ISHARES TR CORE HIGH DV ETF 46429B663 203 2,018 SH   SOLE   0 0 2,018
ISHARES TR MSCI USA MIN VOL 46429B697 423 6,027 SH   SOLE   0 0 6,027
ISHARES U S ETF TR INT RT HDG C B 46431W705 272 3,015 SH   SOLE   0 0 3,015
ISHARES INC CORE MSCI EMKT 46434G103 209 4,251 SH   SOLE   0 0 4,251
ISHARES TR CORE DIV GRWTH 46434V621 559 11,734 SH   SOLE   0 0 11,734
JPMORGAN CHASE & CO COM 46625H100 699 6,207 SH   SOLE   0 0 6,207
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 2,524 50,709 SH   SOLE   0 0 50,709
JOHNSON & JOHNSON COM 478160104 357 2,011 SH   SOLE   0 0 2,011
LILLY ELI & CO COM 532457108 490 1,514 SH   SOLE   0 0 1,514
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 26 12,578 SH   SOLE   0 0 12,578
LOCKHEED MARTIN CORP COM 539830109 468 1,090 SH   SOLE   0 0 1,090
LOWES COS INC COM 548661107 213 1,219 SH   SOLE   0 0 1,219
M & T BK CORP COM 55261F104 263 1,647 SH   SOLE   0 0 1,647
MASTERCARD INCORPORATED CL A 57636Q104 688 2,182 SH   SOLE   0 0 2,182
MCDONALDS CORP COM 580135101 259 1,051 SH   SOLE   0 0 1,051
MERCK & CO INC COM 58933Y105 450 4,944 SH   SOLE   0 0 4,944
MICROSOFT CORP COM 594918104 1,937 7,543 SH   SOLE   0 0 7,543
NOVARTIS AG SPONSORED ADR 66987V109 271 3,207 SH   SOLE   0 0 3,207
NVIDIA CORPORATION COM 67066G104 249 1,641 SH   SOLE   0 0 1,641
OMNICOM GROUP INC COM 681919106 211 3,313 SH   SOLE   0 0 3,313
ORACLE CORP COM 68389X105 612 8,756 SH   SOLE   0 0 8,756
PEPSICO INC COM 713448108 546 3,277 SH   SOLE   0 0 3,277
PFIZER INC COM 717081103 609 11,618 SH   SOLE   0 0 11,618
PHILIP MORRIS INTL INC COM 718172109 544 5,510 SH   SOLE   0 0 5,510
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,887 29,022 SH   SOLE   0 0 29,022
PROCTER AND GAMBLE CO COM 742718109 424 2,834 SH   SOLE   0 0 2,834
PROSHARES TR SHORT S&P 500 NE 74347B425 196 11,881 SH   SOLE   0 0 11,881
PROSHARES TR S&P 500 DV ARIST 74348A467 563 6,592 SH   SOLE   0 0 6,592
REGIS CORP MINN COM 758932107 86 80,000 SH   SOLE   0 0 80,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,453 9,153 SH   SOLE   0 0 9,153
SPDR GOLD TR GOLD SHS 78463V107 2,233 13,253 SH   SOLE   0 0 13,253
SPDR SER TR NYSE TECH ETF 78464A102 330 3,199 SH   SOLE   0 0 3,199
SPDR SER TR PORTFOLIO SHORT 78464A474 829 15,865 SH   SOLE   0 0 15,865
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 474 12,906 SH   SOLE   0 0 12,906
SPDR SER TR BLOOMBERG INVT 78468R200 419 25,526 SH   SOLE   0 0 25,526
SPDR SER TR NUVEEN BLMBRG SH 78468R739 417 1,207 SH   SOLE   0 0 1,207
SPDR SER TR PRTFLO S&P500 HI 78468R788 221 5,545 SH   SOLE   0 0 5,545
SPDR SER TR PORTFOLIO S&P600 78468R853 426 11,828 SH   SOLE   0 0 11,828
SCHWAB CHARLES CORP COM 808513105 363 5,748 SH   SOLE   0 0 5,748
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,257 17,547 SH   SOLE   0 0 17,547
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 296 6,022 SH   SOLE   0 0 6,022
SCHWAB STRATEGIC TR US TIPS ETF 808524870 613 10,982 SH   SOLE   0 0 10,982
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 331 4,513 SH   SOLE   0 0 4,513
SELECT SECTOR SPDR TR ENERGY 81369Y506 255 3,490 SH   SOLE   0 0 3,490
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 217 1,705 SH   SOLE   0 0 1,705
SOUTH JERSEY INDS INC COM 838518108 205 6,000 SH   SOLE   0 0 6,000
SPROTT PHYSICAL GOLD TR UNIT 85207H104 419 29,539 SH   SOLE   0 0 29,539
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 196 28,358 SH   SOLE   0 0 28,358
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 186 11,075 SH   SOLE   0 0 11,075
STARBUCKS CORP COM 855244109 252 3,299 SH   SOLE   0 0 3,299
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 286 3,495 SH   SOLE   0 0 3,495
TESLA INC COM 88160R101 516 767 SH   SOLE   0 0 767
TIDAL ETF TR SOUND EQUITY INM 886364793 228 9,052 SH   SOLE   0 0 9,052
TYLER TECHNOLOGIES INC COM 902252105 3,568 10,732 SH   SOLE   0 0 10,732
UNITED PARCEL SERVICE INC CL B 911312106 301 1,651 SH   SOLE   0 0 1,651
UNITEDHEALTH GROUP INC COM 91324P102 637 1,241 SH   SOLE   0 0 1,241
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 235 9,585 SH   SOLE   0 0 9,585
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,545 10,766 SH   SOLE   0 0 10,766
VANGUARD WORLD FD MEGA GRWTH IND 921910816 229 1,260 SH   SOLE   0 0 1,260
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 575 7,489 SH   SOLE   0 0 7,489
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,197 29,190 SH   SOLE   0 0 29,190
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 438 10,746 SH   SOLE   0 0 10,746
VANGUARD WORLD FDS INF TECH ETF 92204A702 397 1,169 SH   SOLE   0 0 1,169
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 953 19,066 SH   SOLE   0 0 19,066
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 343 8,234 SH   SOLE   0 0 8,234
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 523 8,557 SH   SOLE   0 0 8,557
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 239 4,994 SH   SOLE   0 0 4,994
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 634 1,828 SH   SOLE   0 0 1,828
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 212 1,636 SH   SOLE   0 0 1,636
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 610 6,693 SH   SOLE   0 0 6,693
VANGUARD INDEX FDS VALUE ETF 922908744 936 7,099 SH   SOLE   0 0 7,099
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,233 6,536 SH   SOLE   0 0 6,536
VERIZON COMMUNICATIONS INC COM 92343V104 733 14,451 SH   SOLE   0 0 14,451
VISA INC COM CL A 92826C839 886 4,500 SH   SOLE   0 0 4,500
WAITR HLDGS INC COM 930752100 7 44,000 SH   SOLE   0 0 44,000
WASTE MGMT INC DEL COM 94106L109 239 1,564 SH   SOLE   0 0 1,564
WEBSTER FINL CORP COM 947890109 533 12,636 SH   SOLE   0 0 12,636
WELLS FARGO CO NEW COM 949746101 384 9,812 SH   SOLE   0 0 9,812
WISDOMTREE TR US QTLY DIV GRT 97717X669 402 7,021 SH   SOLE   0 0 7,021
WORLD GOLD TR SPDR GLD MINIS 98149E303 334 9,313 SH   SOLE   0 0 9,313