The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PFIZER INC COM 717081103 445 12,279 SH   SOLE   0 0 12,279
DISNEY WALT CO COM 254687106 2,007 10,880 SH   SOLE   0 0 10,880
KINTARA THERAPEUTICS INC COM 49720K101 31 17,942 SH   SOLE   0 0 17,942
DEERE & CO COM 244199105 562 1,501 SH   SOLE   0 0 1,501
ISHARES TR SHRT NAT MUN ETF 464288158 3,715 34,456 SH   SOLE   0 0 34,456
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,114 7,864 SH   SOLE   0 0 7,864
GENERAL ELECTRIC CO COM 369604103 249 18,995 SH   SOLE   0 0 18,995
MASTERCARD INCORPORATED CL A 57636Q104 222 623 SH   SOLE   0 0 623
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 4,526 46,517 SH   SOLE   0 0 46,517
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,212 10,627 SH   SOLE   0 0 10,627
ABBOTT LABS COM 002824100 890 7,426 SH   SOLE   0 0 7,426
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 6,531 82,544 SH   SOLE   0 0 82,544
PEPSICO INC COM 713448108 3,422 24,191 SH   SOLE   0 0 24,191
ETF MANAGERS TR ETFMG ALTR HRVST 26924G508 512 22,377 SH   SOLE   0 0 22,377
BK OF AMERICA CORP COM 060505104 236 6,103 SH   SOLE   0 0 6,103
ISHARES TR SELECT DIVID ETF 464287168 273 2,392 SH   SOLE   0 0 2,392
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 44,627 908,725 SH   SOLE   0 0 908,725
ISHARES TR MORNINGSTAR GRWT 464287119 284 985 SH   SOLE   0 0 985
NUVEEN AMT FREE QLTY MUN INC COM 670657105 2,613 176,332 SH   SOLE   0 0 176,332
VANGUARD INDEX FDS LARGE CAP ETF 922908637 834 4,501 SH   SOLE   0 0 4,501
COSTCO WHSL CORP NEW COM 22160K105 444 1,259 SH   SOLE   0 0 1,259
CVS HEALTH CORP COM 126650100 3,627 48,217 SH   SOLE   0 0 48,217
NEXTERA ENERGY INC COM 65339F101 1,342 17,748 SH   SOLE   0 0 17,748
UNION PAC CORP COM 907818108 654 2,969 SH   SOLE   0 0 2,969
NOVARTIS AG SPONSORED ADR 66987V109 7,025 82,186 SH   SOLE   0 0 82,186
APPLE INC COM 037833100 19,585 160,334 SH   SOLE   0 0 160,334
TARGET CORP COM 87612E106 402 2,030 SH   SOLE   0 0 2,030
AMAZON COM INC COM 023135106 1,736 561 SH   SOLE   0 0 561
PAYCHEX INC COM 704326107 5,930 60,501 SH   SOLE   0 0 60,501
AT&T INC COM 00206R102 2,489 82,215 SH   SOLE   0 0 82,215
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 709 2,567 SH   SOLE   0 0 2,567
MERCK & CO. INC COM 58933Y105 604 7,831 SH   SOLE   0 0 7,831
QUALCOMM INC COM 747525103 360 2,716 SH   SOLE   0 0 2,716
LOWES COS INC COM 548661107 572 3,008 SH   SOLE   0 0 3,008
PHILIP MORRIS INTL INC COM 718172109 216 2,435 SH   SOLE   0 0 2,435
ISHARES TR U.S. MED DVC ETF 464288810 766 2,320 SH   SOLE   0 0 2,320
ORACLE CORP COM 68389X105 249 3,551 SH   SOLE   0 0 3,551
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,159 21,658 SH   SOLE   0 0 21,658
PROCTER AND GAMBLE CO COM 742718109 877 6,477 SH   SOLE   0 0 6,477
NORFOLK SOUTHN CORP COM 655844108 346 1,289 SH   SOLE   0 0 1,289
ENTERPRISE PRODS PARTNERS L COM 293792107 3,015 136,921 SH   SOLE   0 0 136,921
TRUIST FINL CORP COM 89832Q109 497 8,517 SH   SOLE   0 0 8,517
VANGUARD INDEX FDS GROWTH ETF 922908736 4,200 16,339 SH   SOLE   0 0 16,339
STRYKER CORPORATION COM 863667101 1,074 4,411 SH   SOLE   0 0 4,411
WISDOMTREE TR US TOTAL DIVIDND 97717W109 436 3,854 SH   SOLE   0 0 3,854
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 3,279 75,629 SH   SOLE   0 0 75,629
WALMART INC COM 931142103 463 3,410 SH   SOLE   0 0 3,410
INTEL CORP COM 458140100 6,592 102,995 SH   SOLE   0 0 102,995
COMCAST CORP NEW CL A 20030N101 297 5,495 SH   SOLE   0 0 5,495
ISHARES TR SP SMCP600VL ETF 464287879 982 9,745 SH   SOLE   0 0 9,745
ISHARES TR CORE S&P SCP ETF 464287804 14,917 137,445 SH   SOLE   0 0 137,445
JPMORGAN CHASE & CO COM 46625H100 8,860 58,201 SH   SOLE   0 0 58,201
CISCO SYS INC COM 17275R102 6,272 121,289 SH   SOLE   0 0 121,289
STAAR SURGICAL CO COM PAR $0.01 852312305 1,581 15,000 SH   SOLE   0 0 15,000
BRISTOL-MYERS SQUIBB CO COM 110122108 380 6,021 SH   SOLE   0 0 6,021
ISHARES TR RUSSELL 3000 ETF 464287689 204 858 SH   SOLE   0 0 858
EXXON MOBIL CORP COM 30231G102 876 15,697 SH   SOLE   0 0 15,697
NUVEEN QUALITY MUNCP INCOME COM 67066V101 1,719 113,548 SH   SOLE   0 0 113,548
CORNING INC COM 219350105 341 7,839 SH   SOLE   0 0 7,839
ABBVIE INC COM 00287Y109 296 2,736 SH   SOLE   0 0 2,736
ISHARES TR PFD AND INCM SEC 464288687 20,919 544,767 SH   SOLE   0 0 544,767
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 908 11,900 SH   SOLE   0 0 11,900
VANGUARD INDEX FDS VALUE ETF 922908744 4,204 31,980 SH   SOLE   0 0 31,980
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 396 1,340 SH   SOLE   0 0 1,340
SYSCO CORP COM 871829107 6,124 77,776 SH   SOLE   0 0 77,776
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 913 3,572 SH   SOLE   0 0 3,572
SPDR SER TR NUVEEN BBG BRCLY 78464A284 6,616 111,508 SH   SOLE   0 0 111,508
CONSTELLATION BRANDS INC CL A 21036P108 212 928 SH   SOLE   0 0 928
ISHARES TR U.S. FIN SVC ETF 464287770 284 1,660 SH   SOLE   0 0 1,660
VISA INC COM CL A 92826C839 720 3,402 SH   SOLE   0 0 3,402
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 669 4,546 SH   SOLE   0 0 4,546
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 1,121 74,700 SH   SOLE   0 0 74,700
GLOBAL X FDS US INFR DEV ETF 37954Y673 932 37,185 SH   SOLE   0 0 37,185
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 266 3,145 SH   SOLE   0 0 3,145
AUTOMATIC DATA PROCESSING IN COM 053015103 410 2,176 SH   SOLE   0 0 2,176
WESTERN ASSET INTER MUNI FD COM 958435109 572 61,567 SH   SOLE   0 0 61,567
TJX COS INC NEW COM 872540109 322 4,874 SH   SOLE   0 0 4,874
FACEBOOK INC CL A 30303M102 2,655 9,013 SH   SOLE   0 0 9,013
MAIDEN HOLDINGS LTD SHS G5753U112 648 196,500 SH   SOLE   0 0 196,500
LILLY ELI & CO COM 532457108 471 2,521 SH   SOLE   0 0 2,521
VANGUARD INDEX FDS TOTAL STK MKT 922908769 11,449 55,393 SH   SOLE   0 0 55,393
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 6,717 14,110 SH   SOLE   0 0 14,110
ALTRIA GROUP INC COM 02209S103 658 12,870 SH   SOLE   0 0 12,870
HOME DEPOT INC COM 437076102 850 2,783 SH   SOLE   0 0 2,783
ISHARES TR CORE US AGGBD ET 464287226 209 1,839 SH   SOLE   0 0 1,839
ADVANCED MICRO DEVICES INC COM 007903107 435 5,544 SH   SOLE   0 0 5,544
COCA COLA CO COM 191216100 379 7,182 SH   SOLE   0 0 7,182
WELLS FARGO CO NEW COM 949746101 512 13,114 SH   SOLE   0 0 13,114
INVESCO QQQ TR UNIT SER 1 46090E103 669 2,095 SH   SOLE   0 0 2,095
LOCKHEED MARTIN CORP COM 539830109 384 1,040 SH   SOLE   0 0 1,040
DWS MUN INCOME TR COM 233368109 505 43,315 SH   SOLE   0 0 43,315
VERIZON COMMUNICATIONS INC COM 92343V104 4,393 75,539 SH   SOLE   0 0 75,539
UNITEDHEALTH GROUP INC COM 91324P102 598 1,609 SH   SOLE   0 0 1,609
NVIDIA CORPORATION COM 67066G104 302 565 SH   SOLE   0 0 565
CSX CORP COM 126408103 326 3,385 SH   SOLE   0 0 3,385
ISHARES TR S&P MC 400GR ETF 464287606 2,564 32,716 SH   SOLE   0 0 32,716
VANGUARD WORLD FD MEGA GRWTH IND 921910816 4,346 20,990 SH   SOLE   0 0 20,990
AMERICAN ELEC PWR CO INC COM 025537101 221 2,607 SH   SOLE   0 0 2,607
ISHARES TR S&P 500 GRWT ETF 464287309 55,052 845,517 SH   SOLE   0 0 845,517
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,535 15,185 SH   SOLE   0 0 15,185
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 7,729 93,683 SH   SOLE   0 0 93,683
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,126 5,835 SH   SOLE   0 0 5,835
INTERNATIONAL BUSINESS MACHS COM 459200101 858 6,437 SH   SOLE   0 0 6,437
ECOLAB INC COM 278865100 316 1,478 SH   SOLE   0 0 1,478
3M CO COM 88579Y101 2,553 13,252 SH   SOLE   0 0 13,252
RAYTHEON TECHNOLOGIES CORP COM 75513E101 306 3,965 SH   SOLE   0 0 3,965
ISHARES TR MSCI EMG MKT ETF 464287234 265 4,973 SH   SOLE   0 0 4,973
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 13,676 176,463 SH   SOLE   0 0 176,463
STARBUCKS CORP COM 855244109 485 4,440 SH   SOLE   0 0 4,440
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,785 4,979 SH   SOLE   0 0 4,979
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 339 3,525 SH   SOLE   0 0 3,525
DOMINION ENERGY INC COM 25746U109 316 4,158 SH   SOLE   0 0 4,158
MICROSOFT CORP COM 594918104 5,828 24,719 SH   SOLE   0 0 24,719
ISHARES TR CORE S&P MCP ETF 464287507 28,765 110,514 SH   SOLE   0 0 110,514
WP CAREY INC COM 92936U109 3,578 50,560 SH   SOLE   0 0 50,560
ISHARES TR RUSSELL 2000 ETF 464287655 2,224 10,064 SH   SOLE   0 0 10,064
ISHARES TR CORE MSCI EAFE 46432F842 15,017 208,418 SH   SOLE   0 0 208,418
ISHARES TR S&P 500 VAL ETF 464287408 28,119 199,086 SH   SOLE   0 0 199,086
MCDONALDS CORP COM 580135101 698 3,116 SH   SOLE   0 0 3,116
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 290 2,483 SH   SOLE   0 0 2,483
GLOBAL X FDS US PFD ETF 37954Y657 13,317 522,030 SH   SOLE   0 0 522,030
ENBRIDGE INC COM 29250N105 222 6,106 SH   SOLE   0 0 6,106
ALPHABET INC CAP STK CL A 02079K305 2,118 1,027 SH   SOLE   0 0 1,027
ISHARES TR S&P MC 400VL ETF 464287705 2,310 22,658 SH   SOLE   0 0 22,658
ISHARES TR EXPANDED TECH 464287515 6,296 18,440 SH   SOLE   0 0 18,440
APPLIED MATLS INC COM 038222105 6,006 44,955 SH   SOLE   0 0 44,955
ISHARES TR MSCI INTL MOMENT 46434V449 6,685 177,780 SH   SOLE   0 0 177,780
ISHARES TR MSCI EAFE ETF 464287465 3,428 45,187 SH   SOLE   0 0 45,187
ALPHABET INC CAP STK CL C 02079K107 697 337 SH   SOLE   0 0 337
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 514 10,125 SH   SOLE   0 0 10,125
HONEYWELL INTL INC COM 438516106 287 1,320 SH   SOLE   0 0 1,320
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,451 143,153 SH   SOLE   0 0 143,153
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 234 2,300 SH   SOLE   0 0 2,300
ISHARES TR CORE S&P500 ETF 464287200 927 2,329 SH   SOLE   0 0 2,329
UNITED PARCEL SERVICE INC CL B 911312106 6,409 37,703 SH   SOLE   0 0 37,703
VANGUARD BD INDEX FDS INTERMED TERM 921937819 17,048 192,133 SH   SOLE   0 0 192,133
MEDTRONIC PLC SHS G5960L103 201 1,702 SH   SOLE   0 0 1,702
NUVEEN REAL ASSET INCOME & G COM 67074Y105 451 30,666 SH   SOLE   0 0 30,666
BLACKROCK INC COM 09247X101 283 376 SH   SOLE   0 0 376
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 6,764 123,795 SH   SOLE   0 0 123,795
ISHARES TR MSCI INTL QUALTY 46434V456 6,757 185,433 SH   SOLE   0 0 185,433
THERMO FISHER SCIENTIFIC INC COM 883556102 300 658 SH   SOLE   0 0 658
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 976 13,111 SH   SOLE   0 0 13,111
JOHNSON & JOHNSON COM 478160104 5,691 34,626 SH   SOLE   0 0 34,626
ISHARES TR S&P SML 600 GWT 464287887 1,119 8,728 SH   SOLE   0 0 8,728
CIENA CORP COM NEW 171779309 274 5,000 SH   SOLE   0 0 5,000
NUVEEN AMT FREE MUN CR INC F COM 67071L106 1,099 65,046 SH   SOLE   0 0 65,046
INVESCO EXCHANGE TRADED FD T DYNMC LEISURE 46137V720 287 6,254 SH   SOLE   0 0 6,254
PPG INDS INC COM 693506107 844 5,619 SH   SOLE   0 0 5,619
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 328 1,951 SH   SOLE   0 0 1,951
ISHARES TR 0-5YR HI YL CP 46434V407 8,143 177,752 SH   SOLE   0 0 177,752