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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   2,671,241 116,040 SH   SOLE   0 0 116,040
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   4,973,353 184,540 SH   SOLE   0 0 184,540
ISHARES TR CORE S&P500 ETF 464287200   32,492,585 79,042 SH   SOLE   0 0 79,042
ISHARES TR CORE S&P SCP ETF 464287804   15,543,571 160,740 SH   SOLE   0 0 160,740
ISHARES TR MODERT ALLOC ETF 464289875   981,353 24,620 SH   SOLE   0 0 24,620
ISHARES TR GRWT ALLOCAT ETF 464289867   3,257,678 65,115 SH   SOLE   0 0 65,115
ISHARES TR AGGRES ALLOC ETF 464289859   3,132,761 49,265 SH   SOLE   0 0 49,265
ISHARES TR CORE US AGGBD ET 464287226   20,814,844 208,900 SH   SOLE   0 0 208,900
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   287,371 6,126 SH   SOLE   0 0 6,126
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   21,463,744 280,609 SH   SOLE   0 0 280,609
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   531,945 7,205 SH   SOLE   0 0 7,205
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   573,196 11,717 SH   SOLE   0 0 11,717
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,666,307 8,285 SH   SOLE   0 0 7,911
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   10,232,521 123,224 SH   SOLE   0 0 123,224
VANGUARD STAR FDS VG TL INTL STK F 921909768   821,911 14,887 SH   SOLE   0 0 14,887