The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,189 45,320 SH   SOLE   0 0 45,320
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 2,025 71,935 SH   SOLE   0 0 71,935
ISHARES TR AGGRES ALLOC ETF 464289859 3,437 49,861 SH   SOLE   0 0 49,861
ISHARES TR CORE US AGGBD ET 464287226 20,606 192,399 SH   SOLE   0 0 192,399
ISHARES TR MODERT ALLOC ETF 464289875 1,158 26,960 SH   SOLE   0 0 26,960
ISHARES TR GRWT ALLOCAT ETF 464289867 3,653 67,697 SH   SOLE   0 0 67,697
ISHARES TR CORE S&P SCP ETF 464287804 16,072 148,977 SH   SOLE   0 0 148,977
ISHARES TR CORE S&P500 ETF 464287200 33,099 73,031 SH   SOLE   0 0 73,031
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 274 4,680 SH   SOLE   0 0 4,680
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 218 2,737 SH   SOLE   0 0 2,737
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 21,256 272,308 SH   SOLE   0 0 272,308
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 404 6,764 SH   SOLE   0 0 6,764
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 11,391 105,214 SH   SOLE   0 0 105,214
VANGUARD INDEX FDS TOTAL STK MKT 922908769 723 3,176 SH   SOLE   0 0 3,176
VANGUARD STAR FDS VG TL INTL STK F 921909768 356 5,966 SH   SOLE   0 0 5,966