The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 967 35,338 SH   SOLE   0 0 35,338
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 1,701 57,515 SH   SOLE   0 0 57,515
ISHARES TR MODERT ALLOC ETF 464289875 1,284 28,249 SH   SOLE   0 0 28,249
ISHARES TR AGGRES ALLOC ETF 464289859 4,031 55,349 SH   SOLE   0 0 55,349
ISHARES TR CORE US AGGBD ET 464287226 21,627 189,574 SH   SOLE   0 0 189,574
ISHARES TR GRWT ALLOCAT ETF 464289867 3,904 68,393 SH   SOLE   0 0 68,393
ISHARES TR CORE S&P SCP ETF 464287804 16,754 146,309 SH   SOLE   0 0 146,309
ISHARES TR CORE S&P500 ETF 464287200 34,778 72,912 SH   SOLE   0 0 72,912
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 292 5,417 SH   SOLE   0 0 5,417
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 21,919 271,170 SH   SOLE   0 0 271,170
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 329 5,958 SH   SOLE   0 0 5,958
VANGUARD INDEX FDS TOTAL STK MKT 922908769 342 1,418 SH   SOLE   0 0 1,418
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 12,004 103,476 SH   SOLE   0 0 103,476