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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR MODERT ALLOC ETF 464289875 1,295 29,730 SH   SOLE   0 0 29,730
ISHARES TR AGGRES ALLOC ETF 464289859 3,842 57,401 SH   SOLE   0 0 57,401
ISHARES TR CORE US AGGBD ET 464287226 19,467 171,018 SH   SOLE   0 0 171,018
ISHARES TR GRWT ALLOCAT ETF 464289867 4,296 80,217 SH   SOLE   0 0 80,217
ISHARES TR CORE S&P SCP ETF 464287804 16,071 148,080 SH   SOLE   0 0 148,080
ISHARES TR CORE S&P500 ETF 464287200 29,830 74,984 SH   SOLE   0 0 74,984
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 252 4,680 SH   SOLE   0 0 4,680
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 20,730 252,221 SH   SOLE   0 0 252,221
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 9,846 107,190 SH   SOLE   0 0 107,190