The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3m Company COM 88579Y101 397 3,065 SH   SOLE NONE 3,065 0 0
AT&T, Inc. COM 00206R102 266 12,686 SH   SOLE NONE 12,686 0 0
Abbott Laboratories COM 002824100 615 5,663 SH   SOLE NONE 5,663 0 0
Air Products & Chemicals COM 009158106 287 1,195 SH   SOLE NONE 1,195 0 0
Allstate Corporation COM 020002101 341 2,693 SH   SOLE NONE 2,693 0 0
Alphabet Inc. Class A CAP STK CL A 02079K305 373 171 SH   SOLE NONE 171 0 0
Amgen Incorporated COM 031162100 393 1,615 SH   SOLE NONE 1,615 0 0
Anthem, Inc COM 036752103 524 1,085 SH   SOLE NONE 1,085 0 0
Apple Inc COM 037833100 2,335 17,080 SH   SOLE NONE 17,080 0 0
Archer Daniels Midland COM 039483102 911 11,735 SH   SOLE NONE 11,735 0 0
BCE, Inc. COM NEW 05534B760 436 8,875 SH   SOLE NONE 8,875 0 0
Bank Of America COM 060505104 368 11,833 SH   SOLE NONE 11,833 0 0
Berkshire Hathaway CL B NEW 084670702 471 1,725 SH   SOLE NONE 1,725 0 0
Broadcom Inc. COM 11135F101 340 700 SH   SOLE NONE 700 0 0
Broadridge Financial COM 11133T103 201 1,410 SH   SOLE NONE 1,410 0 0
CVS Health COM 126650100 567 6,120 SH   SOLE NONE 6,120 0 0
Chevron Corporation COM 166764100 1,027 7,092 SH   SOLE NONE 7,092 0 0
Cigna Corp COM 125523100 449 1,705 SH   SOLE NONE 1,705 0 0
Cisco Systems COM 17275R102 670 15,710 SH   SOLE NONE 15,710 0 0
Cognizant Solutions CL A 192446102 235 3,480 SH   SOLE NONE 3,480 0 0
Comcast CL A 20030N101 237 6,035 SH   SOLE NONE 6,035 0 0
Conocophillips COM 20825C104 776 8,642 SH   SOLE NONE 8,642 0 0
Crown Castle Intl Co Reit COM 22822V101 486 2,885 SH   SOLE NONE 2,885 0 0
Dominion Resources COM 25746U109 219 2,743 SH   SOLE NONE 2,743 0 0
Du Pont E I COM 26614N102 201 3,622 SH   SOLE NONE 3,622 0 0
Electronic Arts COM 285512109 263 2,166 SH   SOLE NONE 2,166 0 0
Eli Lilly & Company COM 532457108 1,237 3,815 SH   SOLE NONE 3,815 0 0
Enphase Energy Inc COM 29355A107 254 1,300 SH   SOLE NONE 1,300 0 0
Equinix Inc Reit COM 29444U700 273 415 SH   SOLE NONE 415 0 0
Exelon Corporation COM 30161N101 713 15,733 SH   SOLE NONE 15,733 0 0
Exxon Mobil Corp COM 30231G102 1,739 20,301 SH   SOLE NONE 20,301 0 0
General Mills Inc COM 370334104 358 4,740 SH   SOLE NONE 4,740 0 0
HF Sinclair Corp COM 403949100 295 6,525 SH   SOLE NONE 6,525 0 0
Intel Corp COM 458140100 595 15,915 SH   SOLE NONE 15,915 0 0
Ishares S&P Mid Cap 400 Value S&P MC 400VL ETF 464287705 3,383 35,828 SH   SOLE NONE 35,828 0 0
Ishares S&P Small Cap 600 Valu SP SMCP600VL ETF 464287879 1,082 12,157 SH   SOLE NONE 12,157 0 0
JPMorgan Chase COM 46625H100 578 5,137 SH   SOLE NONE 5,137 0 0
Johnson & Johnson COM 478160104 1,069 6,023 SH   SOLE NONE 6,023 0 0
Koninklijke Philips N.V. NY REGIS SHS NEW 500472303 218 10,116 SH   SOLE NONE 10,116 0 0
LTC Properties COM 502175102 242 6,312 SH   SOLE NONE 6,312 0 0
Lockheed Martin COM 539830109 6,526 15,178 SH   SOLE NONE 15,178 0 0
MSCI Value Index EAFE VALUE ETF 464288877 747 17,205 SH   SOLE NONE 17,205 0 0
McDonald's Corp COM 580135101 540 2,187 SH   SOLE NONE 2,187 0 0
Merck & Co Inc COM 58933Y105 498 5,462 SH   SOLE NONE 5,462 0 0
Microsoft Corp COM 594918104 1,596 6,214 SH   SOLE NONE 6,214 0 0
Mid-America Apartment COM 59522J103 1,154 6,608 SH   SOLE NONE 6,608 0 0
National Fuel Gas COM 636180101 222 3,360 SH   SOLE NONE 3,360 0 0
National Retail Properties COM 637417106 232 5,400 SH   SOLE NONE 5,400 0 0
Netstreit Corp COM 64119V303 597 31,628 SH   SOLE NONE 31,628 0 0
Norfolk Southern COM 655844108 427 1,880 SH   SOLE NONE 1,880 0 0
Northrop Grumman COM 666807102 516 1,078 SH   SOLE NONE 1,078 0 0
Oracle Corporation COM 68389X105 363 5,200 SH   SOLE NONE 5,200 0 0
PPL Corp. COM 69351T106 303 11,175 SH   SOLE NONE 11,175 0 0
Pfizer Inc COM 717081103 766 14,605 SH   SOLE NONE 14,605 0 0
Phillips 66 COM 718546104 459 5,596 SH   SOLE NONE 5,596 0 0
Procter & Gamble COM 742718109 1,189 8,270 SH   SOLE NONE 8,270 0 0
Public Storage COM 74460D109 711 2,275 SH   SOLE NONE 2,275 0 0
Raytheon Technologies COM 75513E101 795 8,267 SH   SOLE NONE 8,267 0 0
Realty Income REIT Corp COM 756109104 288 4,225 SH   SOLE NONE 4,225 0 0
Russell 1000 Index RUS 1000 ETF 464287622 9,008 43,356 SH   SOLE NONE 43,356 0 0
Russell 1000 Value Index RUS 1000 VAL ETF 464287598 926 6,387 SH   SOLE NONE 6,387 0 0
Russell 2000 Index RUSSELL 2000 ETF 464287655 3,137 18,522 SH   SOLE NONE 18,522 0 0
Russell 3000 Index RUSSELL 3000 ETF 464287689 211 973 SH   SOLE NONE 973 0 0
Russell Midcap Index RUS MID CAP ETF 464287499 7,861 121,578 SH   SOLE NONE 121,578 0 0
Sonnet Biotherapeutics H COM 83548R105 25 90,612 SH   SOLE NONE 90,612 0 0
Southern Company COM 842587107 381 5,340 SH   SOLE NONE 5,340 0 0
Stag Industrial Inc COM 85254J102 247 8,000 SH   SOLE NONE 8,000 0 0
Stryker Corporation COM 863667101 355 1,785 SH   SOLE NONE 1,785 0 0
TD Bank COM NEW 891160509 815 12,433 SH   SOLE NONE 12,433 0 0
Target Corporation COM 87612E106 611 4,323 SH   SOLE NONE 4,323 0 0
Texas Instruments COM 882508104 447 2,910 SH   SOLE NONE 2,910 0 0
Toyota Motor Corp ADS 892331307 338 2,190 SH   SOLE NONE 2,190 0 0
Tyson Foods Inc A CL A 902494103 217 2,525 SH   SOLE NONE 2,525 0 0
UNUM Group COM 91529Y106 227 6,660 SH   SOLE NONE 6,660 0 0
Union Pacific Corp COM 907818108 256 1,200 SH   SOLE NONE 1,200 0 0
UnitedHealth Group COM 91324P102 960 1,870 SH   SOLE NONE 1,870 0 0
Vanguard Communication Service COMM SRVC ETF 92204A884 1,623 17,260 SH   SOLE NONE 17,260 0 0
Vanguard EAFE VAN FTSE DEV MKT 921943858 5,883 144,193 SH   SOLE NONE 144,193 0 0
Vanguard EM Index FTSE EMR MKT ETF 922042858 3,391 81,426 SH   SOLE NONE 81,426 0 0
Vanguard REIT Index REAL ESTATE ETF 922908553 5,742 63,024 SH   SOLE NONE 63,024 0 0
Vanguard S&P 500 Etf S&P 500 ETF SHS 922908363 382 1,100 SH   SOLE NONE 1,100 0 0
Verizon Communications COM 92343V104 939 18,506 SH   SOLE NONE 18,506 0 0
Viatris Inc COM 92556V106 179 17,061 SH   SOLE NONE 17,061 0 0
Visa Inc COM CL A 92826C839 460 2,338 SH   SOLE NONE 2,338 0 0
Vista Outdoor Inc COM 928377100 255 9,135 SH   SOLE NONE 9,135 0 0
Wells Fargo & Co COM 949746101 305 7,790 SH   SOLE NONE 7,790 0 0
Zoetis, Inc CL A 98978V103 373 2,172 SH   SOLE NONE 2,172 0 0
iShares MSCI EM ex China ETF MSCI EMRG CHN 46434G764 529 11,085 SH   SOLE NONE 11,085 0 0
iShares S&P 500 CORE S&P500 ETF 464287200 4,210 11,104 SH   SOLE NONE 11,104 0 0
iShares S&P 600 CORE S&P SCP ETF 464287804 2,188 23,681 SH   SOLE NONE 23,681 0 0
iShares S&P Midcap CORE S&P MCP ETF 464287507 3,646 16,116 SH   SOLE NONE 16,116 0 0
iShares S&P North Amer Technol EXPND TEC SC ETF 464287549 1,696 5,760 SH   SOLE NONE 5,760 0 0