The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   2,406,579 15,945 SH   SOLE   0 0 15,945
ALPHABET INC CAP STK CL C 02079K107   960,608 6,309 SH   SOLE   0 0 6,309
AMAZON COM INC COM 023135106   468,988 2,600 SH   SOLE   0 0 2,600
APPLE INC COM 037833100   5,338,170 31,130 SH   SOLE   0 0 31,130
APPLIED MATLS INC COM 038222105   237,408 1,151 SH   SOLE   0 0 1,151
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   280,487 667 SH   SOLE   0 0 667
BOOKING HOLDINGS INC COM 09857L108   511,531 141 SH   SOLE   0 0 141
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   328,380 10,265 SH   SOLE   0 0 10,265
CHEVRON CORP NEW COM 166764100   210,267 1,333 SH   SOLE   0 0 1,333
COSTCO WHSL CORP NEW COM 22160K105   230,778 315 SH   SOLE   0 0 315
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   6,290,141 196,875 SH   SOLE   0 0 196,875
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   2,281,358 89,676 SH   SOLE   0 0 89,676
ELI LILLY & CO COM 532457108   615,966 792 SH   SOLE   0 0 792
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   178,664 11,358 SH   SOLE   0 0 11,358
GILEAD SCIENCES INC COM 375558103   9,546,003 130,321 SH   SOLE   0 0 130,321
ISHARES TR RUS 1000 GRW ETF 464287614   3,817,531 11,326 SH   SOLE   0 0 11,326
ISHARES TR RUS 1000 ETF 464287622   1,273,922 4,423 SH   SOLE   0 0 4,423
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   31,460,392 623,595 SH   SOLE   0 0 623,595
JOHNSON & JOHNSON COM 478160104   2,310,156 14,604 SH   SOLE   0 0 14,604
MASTERCARD INCORPORATED CL A 57636Q104   1,274,687 2,647 SH   SOLE   0 0 2,647
META PLATFORMS INC CL A 30303M102   698,470 1,438 SH   SOLE   0 0 1,438
MICROSOFT CORP COM 594918104   690,689 1,642 SH   SOLE   0 0 1,642
NETFLIX INC COM 64110L106   564,817 930 SH   SOLE   0 0 930
NVIDIA CORPORATION COM 67066G104   502,379 556 SH   SOLE   0 0 556
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   24,523,675 304,151 SH   SOLE   0 0 304,151
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   7,616,033 82,140 SH   SOLE   0 0 82,140
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   4,725,547 58,032 SH   SOLE   0 0 58,032
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,786,536 45,644 SH   SOLE   0 0 45,644
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867   16,913,815 559,504 SH   SOLE   0 0 559,504
T ROWE PRICE ETF INC ULTRA SHRT TRM 87283Q701   204,775 4,151 SH   SOLE   0 0 4,151
TESLA INC COM 88160R101   1,294,693 7,365 SH   SOLE   0 0 7,365
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   270,318 3,722 SH   SOLE   0 0 3,722
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   518,911 6,768 SH   SOLE   0 0 6,768
VANGUARD INDEX FDS SMALL CP ETF 922908751   271,225 1,187 SH   SOLE   0 0 1,187
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   24,179,722 132,412 SH   SOLE   0 0 132,412
VANGUARD STAR FDS VG TL INTL STK F 921909768   5,013,016 83,135 SH   SOLE   0 0 83,135
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   231,836 857 SH   SOLE   0 0 857
VISA INC COM CL A 92826C839   878,294 3,147 SH   SOLE   0 0 3,147
WELLS FARGO CO NEW COM 949746101   551,785 9,520 SH   SOLE   0 0 9,520