The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   18,563 175 SH   SOLE   0 0 175
ABBOTT LABS COM 002824100   32,166 283 SH   SOLE   0 0 283
ABBVIE INC COM 00287Y109   82,674 454 SH   SOLE   0 0 454
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   27,383 79 SH   SOLE   0 0 79
ADOBE INC COM 00724F101   3,028 6 SH   SOLE   0 0 6
ALPHABET INC CAP STK CL A 02079K305   150,930 1,000 SH   SOLE   0 0 1,000
ALPHABET INC CAP STK CL C 02079K107   368,470 2,420 SH   SOLE   0 0 2,420
ALTRIA GROUP INC COM 02209S103   7,285 167 SH   SOLE   0 0 167
AMAZON COM INC COM 023135106   443,555 2,459 SH   SOLE   0 0 2,459
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232   176,715 2,531 SH   SOLE   0 0 2,531
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   6,863,901 118,425 SH   SOLE   0 0 118,425
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   17,717,426 277,964 SH   SOLE   0 0 277,964
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   334,240 5,075 SH   SOLE   0 0 5,075
AMERICAN CENTY ETF TR US EQT ETF 025072885   446,784 4,992 SH   SOLE   0 0 4,992
AMERICAN CENTY ETF TR US SML CP VALU 025072877   636,760 6,795 SH   SOLE   0 0 6,795
AMERICAN ELEC PWR CO INC COM 025537101   9,644 112 SH   SOLE   0 0 112
AMERICAN EXPRESS CO COM 025816109   45,311 199 SH   SOLE   0 0 199
AMERICAN INTL GROUP INC COM NEW 026874784   10,788 138 SH   SOLE   0 0 138
AMERICAN TOWER CORP NEW COM 03027X100   40,309 204 SH   SOLE   0 0 204
AMERIPRISE FINL INC COM 03076C106   31,568 72 SH   SOLE   0 0 72
AMGEN INC COM 031162100   71,080 250 SH   SOLE   0 0 250
ANALOG DEVICES INC COM 032654105   14,241 72 SH   SOLE   0 0 72
ANSYS INC COM 03662Q105   11,110 32 SH   SOLE   0 0 32
APOLLO GLOBAL MGMT INC COM 03769M106   14,057 125 SH   SOLE   0 0 125
APPLE INC COM 037833100   1,093,003 6,374 SH   SOLE   0 0 6,374
APTIV PLC SHS G6095L109   9,957 125 SH   SOLE   0 0 125
APYX MEDICAL CORPORATION COM 03837C106   2,133 1,568 SH   SOLE   0 0 1,568
ARK ETF TR AUTNMUS TECHNLGY 00214Q203   1,642 30 SH   SOLE   0 0 30
ARK ETF TR INNOVATION ETF 00214Q104   8,464 169 SH   SOLE   0 0 169
AUTOMATIC DATA PROCESSING IN COM 053015103   24,974 100 SH   SOLE   0 0 100
BANK AMERICA CORP COM 060505104   220,961 5,827 SH   SOLE   0 0 5,827
BERKSHIRE HATHAWAY INC DEL CL A 084670108   634,440 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   823,799 1,959 SH   SOLE   0 0 1,959
BHP GROUP LTD SPONSORED ADS 088606108   4,154 72 SH   SOLE   0 0 72
BLACKROCK ETF TRUST FUTURE TECH ETF 09290C301   161,933 6,314 SH   SOLE   0 0 6,314
BLACKROCK INC COM 09247X101   62,528 75 SH   SOLE   0 0 75
BOEING CO COM 097023105   39,756 206 SH   SOLE   0 0 206
BRISTOL-MYERS SQUIBB CO COM 110122108   5,749 106 SH   SOLE   0 0 106
BROADCOM INC COM 11135F101   144,470 109 SH   SOLE   0 0 109
CADENCE DESIGN SYSTEM INC COM 127387108   32,374 104 SH   SOLE   0 0 104
CAPITAL ONE FINL CORP COM 14040H105   46,930 315 SH   SOLE   0 0 315
CARRIER GLOBAL CORPORATION COM 14448C104   17,439 300 SH   SOLE   0 0 300
CATERPILLAR INC COM 149123101   27,116 74 SH   SOLE   0 0 74
CENTENE CORP DEL COM 15135B101   6,907 88 SH   SOLE   0 0 88
CENTRAIS ELETRICAS BRASILEIR SPONSORED ADR 15234Q207   3,315 397 SH   SOLE   0 0 397
CHEVRON CORP NEW COM 166764100   78,082 495 SH   SOLE   0 0 495
CHIPOTLE MEXICAN GRILL INC COM 169656105   40,695 14 SH   SOLE   0 0 14
CHUBB LIMITED COM H1467J104   44,830 173 SH   SOLE   0 0 173
CISCO SYS INC COM 17275R102   59,493 1,192 SH   SOLE   0 0 1,192
COCA COLA CO COM 191216100   38,054 622 SH   SOLE   0 0 622
COMCAST CORP NEW CL A 20030N101   53,018 1,223 SH   SOLE   0 0 1,223
CONOCOPHILLIPS COM 20825C104   24,311 191 SH   SOLE   0 0 191
CONSTELLATION BRANDS INC CL A 21036P108   20,382 75 SH   SOLE   0 0 75
CONSTELLATION ENERGY CORP COM 21037T109   11,461 62 SH   SOLE   0 0 62
CORNING INC COM 219350105   3,296 100 SH   SOLE   0 0 100
CORTEVA INC COM 22052L104   4,902 85 SH   SOLE   0 0 85
COSTAR GROUP INC COM 22160N109   20,286 210 SH   SOLE   0 0 210
COSTCO WHSL CORP NEW COM 22160K105   98,596 135 SH   SOLE   0 0 135
CSX CORP COM 126408103   45,708 1,233 SH   SOLE   0 0 1,233
CUBESMART COM 229663109   726,731 16,071 SH   SOLE   0 0 16,071
CUMMINS INC COM 231021106   23,572 80 SH   SOLE   0 0 80
CVS HEALTH CORP COM 126650100   967 12 SH   SOLE   0 0 12
DANAHER CORPORATION COM 235851102   57,936 232 SH   SOLE   0 0 232
DEERE & CO COM 244199105   55,861 136 SH   SOLE   0 0 136
DESKTOP METAL INC COM CL A 25058X105   440 500 SH   SOLE   0 0 500
DIAGEO PLC SPON ADR NEW 25243Q205   9,817 66 SH   SOLE   0 0 66
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   4,499,264 107,253 SH   SOLE   0 0 107,253
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   2,361,280 95,521 SH   SOLE   0 0 95,521
DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583   3,462,067 64,857 SH   SOLE   0 0 64,857
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   473,055 11,468 SH   SOLE   0 0 11,468
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,843,995 61,019 SH   SOLE   0 0 61,019
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   268,215 9,956 SH   SOLE   0 0 9,956
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   99,353 3,654 SH   SOLE   0 0 3,654
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   185,965 3,867 SH   SOLE   0 0 3,867
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,209,258 25,707 SH   SOLE   0 0 25,707
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   6,202,008 169,732 SH   SOLE   0 0 169,732
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,268,671 39,708 SH   SOLE   0 0 39,708
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   302,051 5,301 SH   SOLE   0 0 5,301
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   738,505 23,363 SH   SOLE   0 0 23,363
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   35,329 1,178 SH   SOLE   0 0 1,178
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   407,940 18,236 SH   SOLE   0 0 18,236
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   8,212,049 131,730 SH   SOLE   0 0 131,730
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   3,892,081 129,305 SH   SOLE   0 0 129,305
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   16,874 310 SH   SOLE   0 0 310
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   214,587 8,435 SH   SOLE   0 0 8,435
DISNEY WALT CO COM 254687106   106,698 872 SH   SOLE   0 0 872
DOLLAR GEN CORP NEW COM 256677105   99,099 635 SH   SOLE   0 0 635
DOMINION ENERGY INC COM 25746U109   24,054 489 SH   SOLE   0 0 489
DOUGLAS DYNAMICS INC COM 25960R105   9,652 400 SH   SOLE   0 0 400
DOW INC COM 260557103   13,498 233 SH   SOLE   0 0 233
DRAFTKINGS INC NEW COM CL A 26142V105   909 20 SH   SOLE   0 0 20
DUPONT DE NEMOURS INC COM 26614N102   8,971 117 SH   SOLE   0 0 117
EASTMAN CHEM CO COM 277432100   20,044 200 SH   SOLE   0 0 200
EATON CORP PLC SHS G29183103   11,257 36 SH   SOLE   0 0 36
ELEVANCE HEALTH INC COM 036752103   1,445 3 SH   SOLE   0 0 3
ELI LILLY & CO COM 532457108   276,176 355 SH   SOLE   0 0 355
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   8,070 513 SH   SOLE   0 0 513
EQT CORP COM 26884L109   92,675 2,500 SH   SOLE   0 0 2,500
EQUITY RESIDENTIAL SH BEN INT 29476L107   14,705 233 SH   SOLE   0 0 233
EXELON CORP COM 30161N101   6,989 186 SH   SOLE   0 0 186
EXXON MOBIL CORP COM 30231G102   23,132 199 SH   SOLE   0 0 199
FASTENAL CO COM 311900104   99,203 1,286 SH   SOLE   0 0 1,286
FIRSTENERGY CORP COM 337932107   8,767 227 SH   SOLE   0 0 227
FIVE BELOW INC COM 33829M101   12,153 67 SH   SOLE   0 0 67
FMC CORP COM NEW 302491303   55 85 SH   SOLE   0 0 85
FORD MTR CO DEL COM 345370860   1,721 130 SH   SOLE   0 0 130
FORTREA HLDGS INC COMMON STOCK 34965K107   2,007 50 SH   SOLE   0 0 50
FRESENIUS MEDICAL CARE AG SPONSORED ADR 358029106   44,884 2,328 SH   SOLE   0 0 2,328
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   39,708 6,696 SH   SOLE   0 0 6,696
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   31,642 348 SH   SOLE   0 0 348
GENERAC HLDGS INC COM 368736104   2,523 20 SH   SOLE   0 0 20
GENERAL DYNAMICS CORP COM 369550108   44,121 156 SH   SOLE   0 0 156
GENERAL ELECTRIC CO COM NEW 369604301   44,421 253 SH   SOLE   0 0 253
GENERAL MTRS CO COM 37045V100   24,943 550 SH   SOLE   0 0 550
GENUINE PARTS CO COM 372460105   18,282 118 SH   SOLE   0 0 118
GLEN BURNIE BANCORP COM 377407101   5,500 1,000 SH   SOLE   0 0 1,000
GLOBANT S A COM L44385109   15,547 77 SH   SOLE   0 0 77
GRAND CANYON ED INC COM 38526M106   14,984 110 SH   SOLE   0 0 110
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   149,208 2,362 SH   SOLE   0 0 2,362
HANNON ARMSTRONG SUST INFR C COM 41068X100   242,465 8,537 SH   SOLE   0 0 8,537
HEICO CORP NEW COM 422806109   18,909 99 SH   SOLE   0 0 99
HOME DEPOT INC COM 437076102   320,306 835 SH   SOLE   0 0 835
HONEYWELL INTL INC COM 438516106   60,549 295 SH   SOLE   0 0 295
HUMANA INC COM 444859102   4,855 14 SH   SOLE   0 0 14
IDEXX LABS INC COM 45168D104   11,339 21 SH   SOLE   0 0 21
INFOSYS LTD SPONSORED ADR 456788108   3,443 192 SH   SOLE   0 0 192
INTEL CORP COM 458140100   26,591 602 SH   SOLE   0 0 602
INTERCONTINENTAL EXCHANGE IN COM 45866F104   24,600 179 SH   SOLE   0 0 179
INTERNATIONAL BUSINESS MACHS COM 459200101   2,483 13 SH   SOLE   0 0 13
INTERPUBLIC GROUP COS INC COM 460690100   161,193 4,940 SH   SOLE   0 0 4,940
INVESCO EXCH TRADED FD TR II S&P ULTRA DIVIDE 46138G656   9,166 200 SH   SOLE   0 0 200
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506   170,280 4,000 SH   SOLE   0 0 4,000
INVESCO EXCHANGE TRADED FD T NASDAQ INTERNT 46137V530   71,802 1,800 SH   SOLE   0 0 1,800
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   59,160 1,681 SH   SOLE   0 0 1,681
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   8,000,390 47,236 SH   SOLE   0 0 47,236
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134   36,235 1,572 SH   SOLE   0 0 1,572
INVESCO QQQ TR UNIT SER 1 46090E103   44,089 99 SH   SOLE   0 0 99
ISHARES INC CORE MSCI EMKT 46434G103   1,583,556 30,689 SH   SOLE   0 0 30,689
ISHARES INC MSCI EMRG CHN 46434G764   48,244 838 SH   SOLE   0 0 838
ISHARES TR COHEN STEER REIT 464287564   15,464 268 SH   SOLE   0 0 268
ISHARES TR CORE MSCI EAFE 46432F842   2,799,645 37,721 SH   SOLE   0 0 37,721
ISHARES TR CORE S&P MCP ETF 464287507   3,992,137 65,725 SH   SOLE   0 0 65,725
ISHARES TR CORE S&P SCP ETF 464287804   1,322,372 11,965 SH   SOLE   0 0 11,965
ISHARES TR CORE S&P500 ETF 464287200   5,231,321 9,951 SH   SOLE   0 0 9,951
ISHARES TR CORE US AGGBD ET 464287226   124,776 1,274 SH   SOLE   0 0 1,274
ISHARES TR EXPANDED TECH 464287515   437,436 5,130 SH   SOLE   0 0 5,130
ISHARES TR GL CLEAN ENE ETF 464288224   80,567 5,763 SH   SOLE   0 0 5,763
ISHARES TR JPMORGAN USD EMG 464288281   12,106 135 SH   SOLE   0 0 135
ISHARES TR MBS ETF 464288588   99,444 1,076 SH   SOLE   0 0 1,076
ISHARES TR MRGSTR MD CP ETF 464288208   50,981 700 SH   SOLE   0 0 700
ISHARES TR MSCI ACWI ETF 464288257   3,084 28 SH   SOLE   0 0 28
ISHARES TR MSCI EAFE ETF 464287465   3,401,318 42,591 SH   SOLE   0 0 42,591
ISHARES TR MSCI EMG MKT ETF 464287234   4,108 100 SH   SOLE   0 0 100
ISHARES TR MSCI GBL SUS DEV 46435G532   818,584 10,400 SH   SOLE   0 0 10,400
ISHARES TR MSCI KLD400 SOC 464288570   1,742,602 17,286 SH   SOLE   0 0 17,286
ISHARES TR MSCI USA MIN VOL 46429B697   24,239 290 SH   SOLE   0 0 290
ISHARES TR MSCI USA QLT FCT 46432F339   36,815 224 SH   SOLE   0 0 224
ISHARES TR RUS 1000 GRW ETF 464287614   185,378 550 SH   SOLE   0 0 550
ISHARES TR RUS 1000 VAL ETF 464287598   1,075 6 SH   SOLE   0 0 6
ISHARES TR RUS MDCP VAL ETF 464287473   2,095,663 16,721 SH   SOLE   0 0 16,721
ISHARES TR RUS MID CAP ETF 464287499   483,686 5,752 SH   SOLE   0 0 5,752
ISHARES TR RUSSELL 2000 ETF 464287655   36,172 172 SH   SOLE   0 0 172
ISHARES TR S&P 500 GRWT ETF 464287309   46,442 550 SH   SOLE   0 0 550
ISHARES TR SELECT DIVID ETF 464287168   147,816 1,200 SH   SOLE   0 0 1,200
ISHARES TR SP SMCP600VL ETF 464287879   481,534 4,686 SH   SOLE   0 0 4,686
ISHARES TR TIPS BD ETF 464287176   49,624 462 SH   SOLE   0 0 462
ISHARES TR U.S. MED DVC ETF 464288810   21,444 366 SH   SOLE   0 0 366
ISHARES TR U.S. UTILITS ETF 464287697   82,323 974 SH   SOLE   0 0 974
JOHNSON & JOHNSON COM 478160104   135,569 857 SH   SOLE   0 0 857
JOHNSON CTLS INTL PLC SHS G51502105   18,943 290 SH   SOLE   0 0 290
JPMORGAN CHASE & CO COM 46625H100   281,787 1,407 SH   SOLE   0 0 1,407
KROGER CO COM 501044101   18,653 326 SH   SOLE   0 0 326
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   153 7 SH   SOLE   0 0 7
LABORATORY CORP AMER HLDGS COM NEW 50540R409   10,923 50 SH   SOLE   0 0 50
LINCOLN NATL CORP IND COM 534187109   7,983 250 SH   SOLE   0 0 250
LINDE PLC SHS G54950103   32,039 69 SH   SOLE   0 0 69
LIVE NATION ENTERTAINMENT IN COM 538034109   2,116 20 SH   SOLE   0 0 20
LOCKHEED MARTIN CORP COM 539830109   965 2 SH   SOLE   0 0 2
LOWES COS INC COM 548661107   30,823 121 SH   SOLE   0 0 121
LULULEMON ATHLETICA INC COM 550021109   390,650 1,000 SH   SOLE   0 0 1,000
M & T BK CORP COM 55261F104   21,816 150 SH   SOLE   0 0 150
MAGNA INTL INC COM 559222401   17,543 322 SH   SOLE   0 0 322
MARATHON OIL CORP COM 565849106   2,079 73 SH   SOLE   0 0 73
MARATHON PETE CORP COM 56585A102   16,725 83 SH   SOLE   0 0 83
MARRIOTT INTL INC NEW CL A 571903202   34,062 135 SH   SOLE   0 0 135
MASTERCARD INCORPORATED CL A 57636Q104   27,450 57 SH   SOLE   0 0 57
MCDONALDS CORP COM 580135101   49,060 174 SH   SOLE   0 0 174
MCKESSON CORP COM 58155Q103   24,159 45 SH   SOLE   0 0 45
MERCK & CO INC COM 58933Y105   151,479 1,148 SH   SOLE   0 0 1,148
META PLATFORMS INC CL A 30303M102   1,175,611 2,421 SH   SOLE   0 0 2,421
METLIFE INC COM 59156R108   7,782 105 SH   SOLE   0 0 105
MICROCHIP TECHNOLOGY INC. COM 595017104   19,557 218 SH   SOLE   0 0 218
MICRON TECHNOLOGY INC COM 595112103   708 6 SH   SOLE   0 0 6
MICROSOFT CORP COM 594918104   912,386 2,169 SH   SOLE   0 0 2,169
MODERNA INC COM 60770K107   4,156 39 SH   SOLE   0 0 39
MONDELEZ INTL INC CL A 609207105   13,580 194 SH   SOLE   0 0 194
MORGAN STANLEY COM NEW 617446448   42,090 447 SH   SOLE   0 0 447
NAVIENT CORPORATION COM 63938C108   10,464 602 SH   SOLE   0 0 602
NCR ATLEOS CORPORATION COM SHS 63001N106   119 6 SH   SOLE   0 0 6
NCR VOYIX CORPORATION COM 62886E108   152 12 SH   SOLE   0 0 12
NETFLIX INC COM 64110L106   96,263 159 SH   SOLE   0 0 159
NEXTERA ENERGY INC COM 65339F101   173,900 2,721 SH   SOLE   0 0 2,721
NIKE INC CL B 654106103   25,375 270 SH   SOLE   0 0 270
NORTHROP GRUMMAN CORP COM 666807102   19,147 40 SH   SOLE   0 0 40
NOVARTIS AG SPONSORED ADR 66987V109   15,574 161 SH   SOLE   0 0 161
NUVEEN MUN VALUE FD INC COM 670928100   32,227 3,700 SH   SOLE   0 0 3,700
NVIDIA CORPORATION COM 67066G104   94,874 105 SH   SOLE   0 0 105
OCEANFIRST FINL CORP COM 675234108   28,718 1,750 SH   SOLE   0 0 1,750
OGE ENERGY CORP COM 670837103   18,317 534 SH   SOLE   0 0 534
ON HLDG AG NAMEN AKT A H5919C104   14,152 400 SH   SOLE   0 0 400
OPENDOOR TECHNOLOGIES INC COM 683712103   909 300 SH   SOLE   0 0 300
ORACLE CORP COM 68389X105   17,586 140 SH   SOLE   0 0 140
OREILLY AUTOMOTIVE INC COM 67103H107   5,645 5 SH   SOLE   0 0 5
ORGANON & CO COMMON STOCK 68622V106   940 50 SH   SOLE   0 0 50
OTIS WORLDWIDE CORP COM 68902V107   14,891 150 SH   SOLE   0 0 150
PARKER-HANNIFIN CORP COM 701094104   24,455 44 SH   SOLE   0 0 44
PAYCOM SOFTWARE INC COM 70432V102   7,563 38 SH   SOLE   0 0 38
PENTAIR PLC SHS G7S00T104   29,904 350 SH   SOLE   0 0 350
PEPSICO INC COM 713448108   32,727 187 SH   SOLE   0 0 187
PFIZER INC COM 717081103   35,779 1,289 SH   SOLE   0 0 1,289
PG&E CORP COM 69331C108   10,945 653 SH   SOLE   0 0 653
PHILIP MORRIS INTL INC COM 718172109   40,313 440 SH   SOLE   0 0 440
PNC FINL SVCS GROUP INC COM 693475105   393,335 2,434 SH   SOLE   0 0 2,434
POLARIS INC COM 731068102   3,905 39 SH   SOLE   0 0 39
PPG INDS INC COM 693506107   4,347 30 SH   SOLE   0 0 30
PROCTER AND GAMBLE CO COM 742718109   6,166 38 SH   SOLE   0 0 38
PROGRESSIVE CORP COM 743315103   8,687 42 SH   SOLE   0 0 42
PROLOGIS INC. COM 74340W103   7,293 56 SH   SOLE   0 0 56
PROSHARES TR S&P 500 DV ARIST 74348A467   28,801 284 SH   SOLE   0 0 284
PROSHARES TR SP500 EX FINLS 74347B573   483,283 4,278 SH   SOLE   0 0 4,278
RB GLOBAL INC COM 74935Q107   15,692 206 SH   SOLE   0 0 206
REPUBLIC SVCS INC COM 760759100   2,489 13 SH   SOLE   0 0 13
RIO TINTO PLC SPONSORED ADR 767204100   3,124 49 SH   SOLE   0 0 49
ROYAL BK CDA COM 780087102   5,347 53 SH   SOLE   0 0 53
RTX CORPORATION COM 75513E101   74,416 763 SH   SOLE   0 0 763
S&P GLOBAL INC COM 78409V104   13,189 31 SH   SOLE   0 0 31
SALESFORCE INC COM 79466L302   17,770 59 SH   SOLE   0 0 59
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   20,837 534 SH   SOLE   0 0 534
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   400,710 11,193 SH   SOLE   0 0 11,193
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   12,455 204 SH   SOLE   0 0 204
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,871 48 SH   SOLE   0 0 48
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,252,932 29,652 SH   SOLE   0 0 29,652
SCHWAB STRATEGIC TR US TIPS ETF 808524870   9,227,626 176,910 SH   SOLE   0 0 176,910
SCIENCE APPLICATIONS INTL CO COM 808625107   5,868 45 SH   SOLE   0 0 45
SELECT SECTOR SPDR TR ENERGY 81369Y506   49,094 520 SH   SOLE   0 0 520
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   36,013 855 SH   SOLE   0 0 855
SELECT SECTOR SPDR TR INDL 81369Y704   9,196 73 SH   SOLE   0 0 73
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   44,763 303 SH   SOLE   0 0 303
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   260,338 1,250 SH   SOLE   0 0 1,250
SERVICENOW INC COM 81762P102   13,724 18 SH   SOLE   0 0 18
SHOPIFY INC CL A 82509L107   38,894 504 SH   SOLE   0 0 504
SHORE BANCSHARES INC COM 825107105   5,348 465 SH   SOLE   0 0 465
SNAP INC CL A 83304A106   17,220 1,500 SH   SOLE   0 0 1,500
SOUTHWEST AIRLS CO COM 844741108   16,821 576 SH   SOLE   0 0 576
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   486,859 1,224 SH   SOLE   0 0 1,224
SPDR GOLD TR GOLD SHS 78463V107   57,191 278 SH   SOLE   0 0 278
SPDR INDEX SHS FDS PORTFLO EURP ETF 78463X103   5,050 120 SH   SOLE   0 0 120
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   4,420,261 123,333 SH   SOLE   0 0 123,333
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,377,840 38,072 SH   SOLE   0 0 38,072
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   3,912,852 120,470 SH   SOLE   0 0 120,470
SPDR S&P 500 ETF TR TR UNIT 78462F103   989,649 1,892 SH   SOLE   0 0 1,892
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   11,128 20 SH   SOLE   0 0 20
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   15,056 164 SH   SOLE   0 0 164
SPDR SER TR NUVEEN BLMBRG SH 78468R739   27,563 581 SH   SOLE   0 0 581
SPDR SER TR PORTFOLI S&P1500 78464A805   1,723,156 26,861 SH   SOLE   0 0 26,861
SPDR SER TR PORTFOLIO INTRMD 78464A375   96,763 2,960 SH   SOLE   0 0 2,960
SPDR SER TR PORTFOLIO S&P400 78464A847   3,345,470 62,720 SH   SOLE   0 0 62,720
SPDR SER TR PORTFOLIO S&P600 78468R853   2,029,214 47,147 SH   SOLE   0 0 47,147
SPDR SER TR PRTFLO S&P500 VL 78464A508   4,158,850 83,011 SH   SOLE   0 0 83,011
SPDR SER TR S&P 400 MDCP VAL 78464A839   3,779,413 49,729 SH   SOLE   0 0 49,729
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,947,105 47,573 SH   SOLE   0 0 47,573
SPDR SER TR S&P SEMICNDCTR 78464A862   303,123 1,306 SH   SOLE   0 0 1,306
STAGWELL INC COM CL A 85256A109   15,432 2,481 SH   SOLE   0 0 2,481
STARBUCKS CORP COM 855244109   12,978 142 SH   SOLE   0 0 142
STERIS PLC SHS USD G8473T100   4,047 18 SH   SOLE   0 0 18
STRYKER CORPORATION COM 863667101   9,663 27 SH   SOLE   0 0 27
SYNCHRONY FINANCIAL COM 87165B103   16,947 393 SH   SOLE   0 0 393
SYSCO CORP COM 871829107   143,446 1,767 SH   SOLE   0 0 1,767
TARGET CORP COM 87612E106   33,744 190 SH   SOLE   0 0 190
TECHNIPFMC PLC COM G87110105   13,284 529 SH   SOLE   0 0 529
TERADATA CORP DEL COM 88076W103   465 12 SH   SOLE   0 0 12
TESLA INC COM 88160R101   51,859 295 SH   SOLE   0 0 295
TEXAS INSTRS INC COM 882508104   27,177 156 SH   SOLE   0 0 156
TFI INTL INC COM 87241L109   10,365 65 SH   SOLE   0 0 65
THE CIGNA GROUP COM 125523100   12,712 35 SH   SOLE   0 0 35
THERMO FISHER SCIENTIFIC INC COM 883556102   31,967 55 SH   SOLE   0 0 55
TIDAL ETF TR SOFI NEXT 500 886364306   740 53 SH   SOLE   0 0 53
TIDAL ETF TR SOFI SELCT 500 886364207   7,415 398 SH   SOLE   0 0 398
TIMKEN CO COM 887389104   4,459 51 SH   SOLE   0 0 51
TJX COS INC NEW COM 872540109   168,459 1,661 SH   SOLE   0 0 1,661
T-MOBILE US INC COM 872590104   9,467 58 SH   SOLE   0 0 58
TORONTO DOMINION BK ONT COM NEW 891160509   14,129 234 SH   SOLE   0 0 234
TOYOTA MOTOR CORP ADS 892331307   6,041 24 SH   SOLE   0 0 24
TRAVELERS COMPANIES INC COM 89417E109   170,995 743 SH   SOLE   0 0 743
TRUIST FINL CORP COM 89832Q109   26,897 690 SH   SOLE   0 0 690
TYLER TECHNOLOGIES INC COM 902252105   14,451 34 SH   SOLE   0 0 34
UBS GROUP AG SHS H42097107   9,493 309 SH   SOLE   0 0 309
UDR INC COM 902653104   13,468 360 SH   SOLE   0 0 360
UNDER ARMOUR INC CL A 904311107   31,889 4,321 SH   SOLE   0 0 4,321
UNDER ARMOUR INC CL C 904311206   4,142 580 SH   SOLE   0 0 580
UNION PAC CORP COM 907818108   37,628 153 SH   SOLE   0 0 153
UNITEDHEALTH GROUP INC COM 91324P102   59,364 120 SH   SOLE   0 0 120
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   410,492 5,354 SH   SOLE   0 0 5,354
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,115,525 15,359 SH   SOLE   0 0 15,359
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   5,280,998 106,579 SH   SOLE   0 0 106,579
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   968,673 19,692 SH   SOLE   0 0 19,692
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   12,620 72 SH   SOLE   0 0 72
VANGUARD INDEX FDS GROWTH ETF 922908736   35,453 103 SH   SOLE   0 0 103
VANGUARD INDEX FDS LARGE CAP ETF 922908637   867,474 3,618 SH   SOLE   0 0 3,618
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   11,383,835 73,015 SH   SOLE   0 0 73,015
VANGUARD INDEX FDS MID CAP ETF 922908629   13,992,361 56,001 SH   SOLE   0 0 56,001
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   126,177 1,459 SH   SOLE   0 0 1,459
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   6,368,186 13,248 SH   SOLE   0 0 13,248
VANGUARD INDEX FDS SM CP VAL ETF 922908611   9,093,372 47,391 SH   SOLE   0 0 47,391
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,377,052 32,272 SH   SOLE   0 0 32,272
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,565 6 SH   SOLE   0 0 6
VANGUARD INDEX FDS TOTAL STK MKT 922908769   15,021,595 57,798 SH   SOLE   0 0 57,798
VANGUARD INDEX FDS VALUE ETF 922908744   16,945,902 104,052 SH   SOLE   0 0 104,052
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   569,648 9,713 SH   SOLE   0 0 9,713
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   5,737,791 137,366 SH   SOLE   0 0 137,366
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   4,833,552 41,369 SH   SOLE   0 0 41,369
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   39,207 355 SH   SOLE   0 0 355
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   51,913 1,084 SH   SOLE   0 0 1,084
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,492,144 29,489 SH   SOLE   0 0 29,489
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   3,464,377 43,030 SH   SOLE   0 0 43,030
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   1,393,891 30,561 SH   SOLE   0 0 30,561
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   11,985,678 155,034 SH   SOLE   0 0 155,034
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   204,889 1,122 SH   SOLE   0 0 1,122
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   14,141,940 281,880 SH   SOLE   0 0 281,880
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   26,988 268 SH   SOLE   0 0 268
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   66,788 1,046 SH   SOLE   0 0 1,046
VANGUARD WORLD FD CONSUM STP ETF 92204A207   7,758 38 SH   SOLE   0 0 38
VANGUARD WORLD FD ESG US STK ETF 921910733   112,760 1,210 SH   SOLE   0 0 1,210
VANGUARD WORLD FD MEGA CAP INDEX 921910873   10,327,558 55,266 SH   SOLE   0 0 55,266
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   5,988,288 50,107 SH   SOLE   0 0 50,107
VANGUARD WORLD FD UTILITIES ETF 92204A876   106,935 750 SH   SOLE   0 0 750
VEEVA SYS INC CL A COM 922475108   12,280 53 SH   SOLE   0 0 53
VERALTO CORP COM SHS 92338C103   6,650 75 SH   SOLE   0 0 75
VERISK ANALYTICS INC COM 92345Y106   14,380 61 SH   SOLE   0 0 61
VERIZON COMMUNICATIONS INC COM 92343V104   32,519 775 SH   SOLE   0 0 775
VERTEX PHARMACEUTICALS INC COM 92532F100   26,753 64 SH   SOLE   0 0 64
VIATRIS INC COM 92556V106   28 2 SH   SOLE   0 0 2
VISA INC COM CL A 92826C839   121,679 436 SH   SOLE   0 0 436
WABTEC COM 929740108   1,375 9 SH   SOLE   0 0 9
WALMART INC COM 931142103   237,191 3,942 SH   SOLE   0 0 3,942
WARNER BROS DISCOVERY INC COM SER A 934423104   1,886 216 SH   SOLE   0 0 216
WASTE MGMT INC DEL COM 94106L109   69,274 325 SH   SOLE   0 0 325
WEC ENERGY GROUP INC COM 92939U106   11,908 145 SH   SOLE   0 0 145
WELLS FARGO CO NEW COM 949746101   61,299 1,058 SH   SOLE   0 0 1,058
WELLTOWER INC COM 95040Q104   46,720 500 SH   SOLE   0 0 500
WEST PHARMACEUTICAL SVSC INC COM 955306105   18,203 46 SH   SOLE   0 0 46
WEYERHAEUSER CO MTN BE COM NEW 962166104   7,182 200 SH   SOLE   0 0 200
WILLIAMS COS INC COM 969457100   9,821 252 SH   SOLE   0 0 252
WOLFSPEED INC COM 977852102   2,950 100 SH   SOLE   0 0 100
ZOETIS INC CL A 98978V103   69,207 409 SH   SOLE   0 0 409