0001843110-23-000004.txt : 20231030 0001843110-23-000004.hdr.sgml : 20231030 20231030160701 ACCESSION NUMBER: 0001843110-23-000004 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230930 FILED AS OF DATE: 20231030 DATE AS OF CHANGE: 20231030 EFFECTIVENESS DATE: 20231030 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Annapolis Financial Services, LLC CENTRAL INDEX KEY: 0001843110 IRS NUMBER: 522258532 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-20662 FILM NUMBER: 231360247 BUSINESS ADDRESS: STREET 1: 582 BELLERIVE ROAD, SUITE 4D CITY: ANNAPOLIS STATE: MD ZIP: 21409 BUSINESS PHONE: 410-626-8198 MAIL ADDRESS: STREET 1: 582 BELLERIVE ROAD, SUITE 4D CITY: ANNAPOLIS STATE: MD ZIP: 21409 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001843110 XXXXXXXX 09-30-2023 09-30-2023 Annapolis Financial Services, LLC

582 BELLERIVE ROAD, SUITE 4D ANNAPOLIS MD 21409

13F HOLDINGS REPORT 028-20662 000123095 801-95167 N Lyn Dippel 410-626-8198 Lyn Dippel Annapolis MD 10-30-2023 0 480 346281075 false INFORMATION TABLE 2 baypoint3q23.xml 3M CO COM 88579Y101 49338 527 SH SOLE 0 0 527 ABBOTT LABS COM 002824100 135784 1402 SH SOLE 0 0 1402 ABBVIE INC COM 00287Y109 164414 1103 SH SOLE 0 0 1103 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3993 13 SH SOLE 0 0 13 ADOBE INC COM 00724F101 3060 6 SH SOLE 0 0 6 AFLAC INC COM 001055102 26863 350 SH SOLE 0 0 350 ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 261 3 SH SOLE 0 0 3 ALPHABET INC CAP STK CL A 02079K305 230314 1760 SH SOLE 0 0 1760 ALPHABET INC CAP STK CL C 02079K107 1488191 11287 SH SOLE 0 0 11287 ALTRIA GROUP INC COM 02209S103 7023 167 SH SOLE 0 0 167 AMAZON COM INC COM 023135106 447336 3519 SH SOLE 0 0 3519 AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232 291051 4949 SH SOLE 0 0 4949 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 3887192 73635 SH SOLE 0 0 73635 AMERICAN CENTY ETF TR AVANTIS RESPON U 025072281 67551 1363 SH SOLE 0 0 1363 AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072315 4578 102 SH SOLE 0 0 102 AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299 6278 128 SH SOLE 0 0 128 AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 166279 3756 SH SOLE 0 0 3756 AMERICAN CENTY ETF TR INTL EQT ETF 025072703 17260813 310167 SH SOLE 0 0 310167 AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 1599855 27655 SH SOLE 0 0 27655 AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 28403 756 SH SOLE 0 0 756 AMERICAN CENTY ETF TR US EQT ETF 025072885 5092083 69507 SH SOLE 0 0 69507 AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 9746 185 SH SOLE 0 0 185 AMERICAN CENTY ETF TR US SML CP VALU 025072877 2320703 29772 SH SOLE 0 0 29772 AMERICAN ELEC PWR CO INC COM 025537101 8425 112 SH SOLE 0 0 112 AMERICAN EXPRESS CO COM 025816109 25214 169 SH SOLE 0 0 169 AMERICAN INTL GROUP INC COM NEW 026874784 8363 138 SH SOLE 0 0 138 AMERICAN TOWER CORP NEW COM 03027X100 26148 159 SH SOLE 0 0 159 AMERIPRISE FINL INC COM 03076C106 2308 7 SH SOLE 0 0 7 AMGEN INC COM 031162100 72566 270 SH SOLE 0 0 270 ANALOG DEVICES INC COM 032654105 12607 72 SH SOLE 0 0 72 ANSYS INC COM 03662Q105 9522 32 SH SOLE 0 0 32 APOLLO GLOBAL MGMT INC COM 03769M106 11220 125 SH SOLE 0 0 125 APPLE INC COM 037833100 2199084 12844 SH SOLE 0 0 12844 APPLIED MATLS INC COM 038222105 2354 17 SH SOLE 0 0 17 APTIV PLC SHS G6095L109 12324 125 SH SOLE 0 0 125 APYX MEDICAL CORPORATION COM 03837C106 5018 1568 SH SOLE 0 0 1568 ARCH CAP GROUP LTD ORD G0450A105 188515 2365 SH SOLE 0 0 2365 ARK ETF TR AUTNMUS TECHNLGY 00214Q203 1574 30 SH SOLE 0 0 30 ARK ETF TR INNOVATION ETF 00214Q104 33244 838 SH SOLE 0 0 838 AT&T INC COM 00206R102 32266 2148 SH SOLE 0 0 2148 ATMOS ENERGY CORP COM 049560105 1272 12 SH SOLE 0 0 12 AUTOMATIC DATA PROCESSING IN COM 053015103 221334 920 SH SOLE 0 0 920 AUTONATION INC COM 05329W102 175624 1160 SH SOLE 0 0 1160 BANK AMERICA CORP COM 060505104 278845 10184 SH SOLE 0 0 10184 BERKSHIRE HATHAWAY INC DEL CL A 084670108 531477 1 SH SOLE 0 0 1 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 772762 2206 SH SOLE 0 0 2206 BHP GROUP LTD SPONSORED ADS 088606108 4096 72 SH SOLE 0 0 72 BLACKROCK INC COM 09247X101 47194 73 SH SOLE 0 0 73 BLACKROCK MUN INCOME TR SH BEN INT 09248F109 10201 1150 SH SOLE 0 0 1150 BLOCK H & R INC COM 093671105 3704 86 SH SOLE 0 0 86 BLOCK INC CL A 852234103 1328 30 SH SOLE 0 0 30 BOEING CO COM 097023105 39487 206 SH SOLE 0 0 206 BRISTOL-MYERS SQUIBB CO COM 110122108 179112 3086 SH SOLE 0 0 3086 BROADCOM INC COM 11135F101 69769 84 SH SOLE 0 0 84 BROADRIDGE FINL SOLUTIONS IN COM 11133T103 53715 300 SH SOLE 0 0 300 BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 22839 954 SH SOLE 0 0 954 BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 587 27 SH SOLE 0 0 27 BROWN & BROWN INC COM 115236101 86323 1236 SH SOLE 0 0 1236 BROWN FORMAN CORP CL A 115637100 31374 540 SH SOLE 0 0 540 BROWN FORMAN CORP CL B 115637209 517537 8971 SH SOLE 0 0 8971 CALLON PETE CO DEL COM 13123X508 14827 379 SH SOLE 0 0 379 CANADIAN PACIFIC KANSAS CITY COM 13646K108 41149 553 SH SOLE 0 0 553 CANOPY GROWTH CORP COM 138035100 20 25 SH SOLE 0 0 25 CAPITAL ONE FINL CORP COM 14040H105 30382 313 SH SOLE 0 0 313 CARGURUS INC COM CL A 141788109 17520 1000 SH SOLE 0 0 1000 CARRIER GLOBAL CORPORATION COM 14448C104 17554 318 SH SOLE 0 0 318 CATERPILLAR INC COM 149123101 20202 74 SH SOLE 0 0 74 CENTENE CORP DEL COM 15135B101 6062 88 SH SOLE 0 0 88 CENTRAIS ELETRICAS BRASILEIR SPONSORED ADR 15234Q207 2903 397 SH SOLE 0 0 397 CHEVRON CORP NEW COM 166764100 117191 695 SH SOLE 0 0 695 CHIPOTLE MEXICAN GRILL INC COM 169656105 31142 17 SH SOLE 0 0 17 CHUBB LIMITED COM H1467J104 36016 173 SH SOLE 0 0 173 CHURCH & DWIGHT CO INC COM 171340102 1467 16 SH SOLE 0 0 16 CISCO SYS INC COM 17275R102 604585 11246 SH SOLE 0 0 11246 COCA COLA CO COM 191216100 48479 866 SH SOLE 0 0 866 CODEXIS INC COM 192005106 9450 5000 SH SOLE 0 0 5000 COMCAST CORP NEW CL A 20030N101 74669 1684 SH SOLE 0 0 1684 CONDUENT INC COM 206787103 178 51 SH SOLE 0 0 51 CONOCOPHILLIPS COM 20825C104 22882 191 SH SOLE 0 0 191 CONSOLIDATED EDISON INC COM 209115104 25659 300 SH SOLE 0 0 300 CONSTELLATION BRANDS INC CL A 21036P108 18850 75 SH SOLE 0 0 75 CONSTELLATION ENERGY CORP COM 21037T109 10145 93 SH SOLE 0 0 93 COPART INC COM 217204106 31025 720 SH SOLE 0 0 720 CORBUS PHARMACEUTICALS HLDGS COM NEW 21833P301 156 23 SH SOLE 0 0 23 CORNING INC COM 219350105 3047 100 SH SOLE 0 0 100 CORTEVA INC COM 22052L104 4349 85 SH SOLE 0 0 85 COSTAR GROUP INC COM 22160N109 16147 210 SH SOLE 0 0 210 COSTCO WHSL CORP NEW COM 22160K105 79763 141 SH SOLE 0 0 141 COTERRA ENERGY INC COM 127097103 1001 37 SH SOLE 0 0 37 CSX CORP COM 126408103 37915 1233 SH SOLE 0 0 1233 D R HORTON INC COM 23331A109 79098 736 SH SOLE 0 0 736 DANAHER CORPORATION COM 235851102 36223 146 SH SOLE 0 0 146 DBV TECHNOLOGIES S A SPONSORED ADR 23306J101 368 270 SH SOLE 0 0 270 DEERE & CO COM 244199105 51324 136 SH SOLE 0 0 136 DESKTOP METAL INC COM CL A 25058X105 730 500 SH SOLE 0 0 500 DIAGEO PLC SPON ADR NEW 25243Q205 9846 66 SH SOLE 0 0 66 DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 870418 21561 SH SOLE 0 0 21561 DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682 39207 1334 SH SOLE 0 0 1334 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 5898744 261353 SH SOLE 0 0 261353 DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 2493858 62707 SH SOLE 0 0 62707 DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 35630 1241 SH SOLE 0 0 1241 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 554508 16999 SH SOLE 0 0 16999 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 8347759 319715 SH SOLE 0 0 319715 DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 447243 19286 SH SOLE 0 0 19286 DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 856913 36035 SH SOLE 0 0 36035 DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 650952 14008 SH SOLE 0 0 14008 DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 10418015 224623 SH SOLE 0 0 224623 DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 20362184 679873 SH SOLE 0 0 679873 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 4331751 165334 SH SOLE 0 0 165334 DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 1892145 40648 SH SOLE 0 0 40648 DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 1117875 43514 SH SOLE 0 0 43514 DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 366469 14771 SH SOLE 0 0 14771 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 1515932 44560 SH SOLE 0 0 44560 DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 2437970 124896 SH SOLE 0 0 124896 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 7113384 135519 SH SOLE 0 0 135519 DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 1679662 66285 SH SOLE 0 0 66285 DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 129264 4659 SH SOLE 0 0 4659 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 2903920 63557 SH SOLE 0 0 63557 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 976464 43360 SH SOLE 0 0 43360 DISNEY WALT CO COM 254687106 79997 987 SH SOLE 0 0 987 DOLLAR GEN CORP NEW COM 256677105 67183 635 SH SOLE 0 0 635 DOMINION ENERGY INC COM 25746U109 21844 489 SH SOLE 0 0 489 DOUGLAS DYNAMICS INC COM 25960R105 12077 400 SH SOLE 0 0 400 DOW INC COM 260557103 10364 201 SH SOLE 0 0 201 DRAFTKINGS INC NEW COM CL A 26142V105 589 20 SH SOLE 0 0 20 DUPONT DE NEMOURS INC COM 26614N102 6341 85 SH SOLE 0 0 85 EASTMAN CHEM CO COM 277432100 18490 241 SH SOLE 0 0 241 EATON CORP PLC SHS G29183103 7679 36 SH SOLE 0 0 36 EBAY INC. COM 278642103 7937 180 SH SOLE 0 0 180 ECOLAB INC COM 278865100 8132 48 SH SOLE 0 0 48 EDWARDS LIFESCIENCES CORP COM 28176E108 14411 208 SH SOLE 0 0 208 ELI LILLY & CO COM 532457108 286828 534 SH SOLE 0 0 534 ENERGY TRANSFER L P COM UT LTD PTN 29273V100 7198 513 SH SOLE 0 0 513 EQT CORP COM 26884L109 359742 8865 SH SOLE 0 0 8865 EQUINOR ASA SPONSORED ADR 29446M102 1476 45 SH SOLE 0 0 45 EQUITY RESIDENTIAL SH BEN INT 29476L107 13680 233 SH SOLE 0 0 233 EXELON CORP COM 30161N101 10544 279 SH SOLE 0 0 279 EXXON MOBIL CORP COM 30231G102 244214 2077 SH SOLE 0 0 2077 F&G ANNUITIES & LIFE INC COMMON STOCK 30190A104 562 20 SH SOLE 0 0 20 FACTSET RESH SYS INC COM 303075105 117623 269 SH SOLE 0 0 269 FASTENAL CO COM 311900104 86660 1586 SH SOLE 0 0 1586 FEDEX CORP COM 31428X106 42279 160 SH SOLE 0 0 160 FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 12390 300 SH SOLE 0 0 300 FIRSTENERGY CORP COM 337932107 7759 227 SH SOLE 0 0 227 FISERV INC COM 337738108 32307 286 SH SOLE 0 0 286 FIVE BELOW INC COM 33829M101 81577 507 SH SOLE 0 0 507 FLEXSHARES TR FLEXSHARES ULTRA 33939L886 2554 34 SH SOLE 0 0 34 FLEXSHARES TR M STAR DEV MKT 33939L803 42472 679 SH SOLE 0 0 679 FLEXSHARES TR MORNSTAR USMKT 33939L100 99523 611 SH SOLE 0 0 611 FLEXSHARES TR MSTAR EMKT FAC 33939L308 10262 214 SH SOLE 0 0 214 FMC CORP COM NEW 302491303 57 85 SH SOLE 0 0 85 FORD MTR CO DEL COM 345370860 3966 319 SH SOLE 0 0 319 FORTREA HLDGS INC COMMON STOCK 34965K107 1430 50 SH SOLE 0 0 50 FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106 50146 2328 SH SOLE 0 0 2328 FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101 36293 6696 SH SOLE 0 0 6696 GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 8711 128 SH SOLE 0 0 128 GENERAC HLDGS INC COM 368736104 2180 20 SH SOLE 0 0 20 GENERAL DYNAMICS CORP COM 369550108 34513 156 SH SOLE 0 0 156 GENERAL ELECTRIC CO COM NEW 369604301 43104 390 SH SOLE 0 0 390 GENERAL MTRS CO COM 37045V100 19090 579 SH SOLE 0 0 579 GENUINE PARTS CO COM 372460105 17037 118 SH SOLE 0 0 118 GLEN BURNIE BANCORP COM 377407101 6520 1000 SH SOLE 0 0 1000 GLOBAL MED REIT INC COM NEW 37954A204 40062 4466 SH SOLE 0 0 4466 GLOBAL X FDS US PFD ETF 37954Y657 12288 653 SH SOLE 0 0 653 GLOBANT S A COM L44385109 15235 77 SH SOLE 0 0 77 GOLDMAN SACHS GROUP INC COM 38141G104 16765 52 SH SOLE 0 0 52 GRAND CANYON ED INC COM 38526M106 12857 110 SH SOLE 0 0 110 GXO LOGISTICS INCORPORATED COMMON STOCK 36262G101 998 17 SH SOLE 0 0 17 HANESBRANDS INC COM 410345102 662 167 SH SOLE 0 0 167 HANNON ARMSTRONG SUST INFR C COM 41068X100 180995 8537 SH SOLE 0 0 8537 HEICO CORP NEW COM 422806109 16032 99 SH SOLE 0 0 99 HOME DEPOT INC COM 437076102 281009 930 SH SOLE 0 0 930 HONEYWELL INTL INC COM 438516106 42491 230 SH SOLE 0 0 230 HUMANA INC COM 444859102 31138 64 SH SOLE 0 0 64 IDEXX LABS INC COM 45168D104 9183 21 SH SOLE 0 0 21 ILLUMINA INC COM 452327109 13728 100 SH SOLE 0 0 100 INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 20534 650 SH SOLE 0 0 650 INFOSYS LTD SPONSORED ADR 456788108 3286 192 SH SOLE 0 0 192 INSTALLED BLDG PRODS INC COM 45780R101 14488 116 SH SOLE 0 0 116 INTEL CORP COM 458140100 23250 654 SH SOLE 0 0 654 INTERCONTINENTAL EXCHANGE IN COM 45866F104 1761 16 SH SOLE 0 0 16 INTERNATIONAL BUSINESS MACHS COM 459200101 58085 414 SH SOLE 0 0 414 INTERPUBLIC GROUP COS INC COM 460690100 141581 4940 SH SOLE 0 0 4940 INTUIT COM 461202103 61313 120 SH SOLE 0 0 120 INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506 146120 4000 SH SOLE 0 0 4000 INVESCO EXCHANGE TRADED FD T NASDAQ INTERNT 46137V530 55224 1800 SH SOLE 0 0 1800 INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 47325 1681 SH SOLE 0 0 1681 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 7178463 50663 SH SOLE 0 0 50663 INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 49408 1572 SH SOLE 0 0 1572 INVESCO MORTGAGE CAPITAL INC COM 46131B704 501 50 SH SOLE 0 0 50 INVESCO QQQ TR UNIT SER 1 46090E103 215742 602 SH SOLE 0 0 602 IONQ INC COM 46222L108 72049 4842 SH SOLE 0 0 4842 ISHARES INC CORE MSCI EMKT 46434G103 1455782 30590 SH SOLE 0 0 30590 ISHARES INC MSCI EMRG CHN 46434G764 49233 988 SH SOLE 0 0 988 ISHARES TR 1 3 YR TREAS BD 464287457 13846 171 SH SOLE 0 0 171 ISHARES TR 20 YR TR BD ETF 464287432 14900 168 SH SOLE 0 0 168 ISHARES TR 7-10 YR TRSY BD 464287440 52756 576 SH SOLE 0 0 576 ISHARES TR BLACKROCK ULTRA 46434V878 20152 400 SH SOLE 0 0 400 ISHARES TR COHEN STEER REIT 464287564 13443 268 SH SOLE 0 0 268 ISHARES TR CORE MSCI EAFE 46432F842 2664148 41401 SH SOLE 0 0 41401 ISHARES TR CORE S&P MCP ETF 464287507 3367223 13504 SH SOLE 0 0 13504 ISHARES TR CORE S&P SCP ETF 464287804 1211481 12843 SH SOLE 0 0 12843 ISHARES TR CORE S&P500 ETF 464287200 5393269 12559 SH SOLE 0 0 12559 ISHARES TR CORE US AGGBD ET 464287226 119901 1275 SH SOLE 0 0 1275 ISHARES TR EAFE SML CP ETF 464288273 142418 2522 SH SOLE 0 0 2522 ISHARES TR EXPANDED TECH 464287515 2208294 6471 SH SOLE 0 0 6471 ISHARES TR GL CLEAN ENE ETF 464288224 84256 5763 SH SOLE 0 0 5763 ISHARES TR JPMORGAN USD EMG 464288281 11223 136 SH SOLE 0 0 136 ISHARES TR MBS ETF 464288588 95549 1076 SH SOLE 0 0 1076 ISHARES TR MRGSTR MD CP ETF 464288208 41811 700 SH SOLE 0 0 700 ISHARES TR MSCI ACWI ETF 464288257 2587 28 SH SOLE 0 0 28 ISHARES TR MSCI EAFE ETF 464287465 2982307 43272 SH SOLE 0 0 43272 ISHARES TR MSCI EMG MKT ETF 464287234 3644 96 SH SOLE 0 0 96 ISHARES TR MSCI GBL SUS DEV 46435G532 777244 10430 SH SOLE 0 0 10430 ISHARES TR MSCI KLD400 SOC 464288570 1407254 17286 SH SOLE 0 0 17286 ISHARES TR MSCI USA MIN VOL 46429B697 93371 1290 SH SOLE 0 0 1290 ISHARES TR MSCI USA QLT FCT 46432F339 115224 874 SH SOLE 0 0 874 ISHARES TR RUS 1000 GRW ETF 464287614 173692 653 SH SOLE 0 0 653 ISHARES TR RUS 1000 VAL ETF 464287598 911 6 SH SOLE 0 0 6 ISHARES TR RUS 2000 GRW ETF 464287648 5604 25 SH SOLE 0 0 25 ISHARES TR RUS 2000 VAL ETF 464287630 161908 1194 SH SOLE 0 0 1194 ISHARES TR RUS MDCP VAL ETF 464287473 1744686 16721 SH SOLE 0 0 16721 ISHARES TR RUS MID CAP ETF 464287499 487659 7042 SH SOLE 0 0 7042 ISHARES TR RUSSELL 2000 ETF 464287655 43125 244 SH SOLE 0 0 244 ISHARES TR S&P 500 GRWT ETF 464287309 35510 519 SH SOLE 0 0 519 ISHARES TR SELECT DIVID ETF 464287168 129168 1200 SH SOLE 0 0 1200 ISHARES TR SP SMCP600VL ETF 464287879 446011 4999 SH SOLE 0 0 4999 ISHARES TR TIPS BD ETF 464287176 6431 62 SH SOLE 0 0 62 ISHARES TR U.S. MED DVC ETF 464288810 17751 366 SH SOLE 0 0 366 ISHARES TR U.S. UTILITS ETF 464287697 71667 974 SH SOLE 0 0 974 JANUS HENDERSON GROUP PLC ORD SHS G4474Y214 2634 102 SH SOLE 0 0 102 JOHNSON & JOHNSON COM 478160104 361963 2324 SH SOLE 0 0 2324 JOHNSON CTLS INTL PLC SHS G51502105 15431 290 SH SOLE 0 0 290 JPMORGAN CHASE & CO COM 46625H100 250876 1730 SH SOLE 0 0 1730 KIMBERLY-CLARK CORP COM 494368103 13052 108 SH SOLE 0 0 108 KNIFE RIVER CORP COMMON STOCK 498894104 12062 247 SH SOLE 0 0 247 KROGER CO COM 501044101 14432 322 SH SOLE 0 0 322 KYNDRYL HLDGS INC COMMON STOCK 50155Q100 1208 80 SH SOLE 0 0 80 LABORATORY CORP AMER HLDGS COM NEW 50540R409 10053 50 SH SOLE 0 0 50 LAMB WESTON HLDGS INC COM 513272104 1480 16 SH SOLE 0 0 16 LAUDER ESTEE COS INC CL A 518439104 434 3 SH SOLE 0 0 3 LENNAR CORP CL A 526057104 24579 219 SH SOLE 0 0 219 LINCOLN NATL CORP IND COM 534187109 6173 250 SH SOLE 0 0 250 LINDE PLC SHS G54950103 25693 69 SH SOLE 0 0 69 LIVE NATION ENTERTAINMENT IN COM 538034109 1661 20 SH SOLE 0 0 20 LOCKHEED MARTIN CORP COM 539830109 5726 14 SH SOLE 0 0 14 LOUISIANA PAC CORP COM 546347105 830 15 SH SOLE 0 0 15 LOWES COS INC COM 548661107 88748 427 SH SOLE 0 0 427 LULULEMON ATHLETICA INC COM 550021109 385610 1000 SH SOLE 0 0 1000 M & T BK CORP COM 55261F104 27567 218 SH SOLE 0 0 218 MAGNA INTL INC COM 559222401 17263 322 SH SOLE 0 0 322 MARATHON PETE CORP COM 56585A102 12562 83 SH SOLE 0 0 83 MASTERCARD INCORPORATED CL A 57636Q104 111647 282 SH SOLE 0 0 282 MCCORMICK & CO INC COM NON VTG 579780206 160357 2120 SH SOLE 0 0 2120 MCDONALDS CORP COM 580135101 49791 189 SH SOLE 0 0 189 MDU RES GROUP INC COM 552690109 19346 988 SH SOLE 0 0 988 MERCK & CO INC COM 58933Y105 289084 2808 SH SOLE 0 0 2808 META PLATFORMS INC CL A 30303M102 1012909 3374 SH SOLE 0 0 3374 METLIFE INC COM 59156R108 17615 280 SH SOLE 0 0 280 MICRON TECHNOLOGY INC COM 595112103 27621 406 SH SOLE 0 0 406 MICROSOFT CORP COM 594918104 1187536 3761 SH SOLE 0 0 3761 MODERNA INC COM 60770K107 4029 39 SH SOLE 0 0 39 MONDELEZ INTL INC CL A 609207105 13464 194 SH SOLE 0 0 194 MONSTER BEVERAGE CORP NEW COM 61174X109 21922 414 SH SOLE 0 0 414 MORGAN STANLEY COM NEW 617446448 228431 2797 SH SOLE 0 0 2797 MOTOROLA SOLUTIONS INC COM NEW 620076307 3812 14 SH SOLE 0 0 14 NASDAQ INC COM 631103108 6560 135 SH SOLE 0 0 135 NAVIENT CORPORATION COM 63938C108 10187 591 SH SOLE 0 0 591 NCR CORP NEW COM 62886E108 324 12 SH SOLE 0 0 12 NETFLIX INC COM 64110L106 120455 319 SH SOLE 0 0 319 NEXTERA ENERGY INC COM 65339F101 161043 2811 SH SOLE 0 0 2811 NIKE INC CL B 654106103 4781 50 SH SOLE 0 0 50 NORFOLK SOUTHN CORP COM 655844108 61640 313 SH SOLE 0 0 313 NORTHROP GRUMMAN CORP COM 666807102 17608 40 SH SOLE 0 0 40 NOVARTIS AG SPONSORED ADR 66987V109 16400 161 SH SOLE 0 0 161 NOVAVAX INC COM NEW 670002401 1086 150 SH SOLE 0 0 150 NUVEEN MUN VALUE FD INC COM 670928100 30562 3700 SH SOLE 0 0 3700 NVIDIA CORPORATION COM 67066G104 73928 170 SH SOLE 0 0 170 NXP SEMICONDUCTORS N V COM N6596X109 16394 82 SH SOLE 0 0 82 OCEANFIRST FINL CORP COM 675234108 25323 1750 SH SOLE 0 0 1750 OGE ENERGY CORP COM 670837103 17799 534 SH SOLE 0 0 534 OLO INC CL A 68134L109 819 135 SH SOLE 0 0 135 ON HLDG AG NAMEN AKT A H5919C104 11128 400 SH SOLE 0 0 400 OPENDOOR TECHNOLOGIES INC COM 683712103 789 300 SH SOLE 0 0 300 ORACLE CORP COM 68389X105 14829 140 SH SOLE 0 0 140 OREILLY AUTOMOTIVE INC COM 67103H107 80889 89 SH SOLE 0 0 89 ORGANON & CO COMMON STOCK 68622V106 2587 149 SH SOLE 0 0 149 ORMAT TECHNOLOGIES INC COM 686688102 20487 293 SH SOLE 0 0 293 OTIS WORLDWIDE CORP COM 68902V107 12047 150 SH SOLE 0 0 150 PACER FDS TR US CASH COWS 100 69374H881 3658 74 SH SOLE 0 0 74 PALANTIR TECHNOLOGIES INC CL A 69608A108 304368 19023 SH SOLE 0 0 19023 PALO ALTO NETWORKS INC COM 697435105 1407 6 SH SOLE 0 0 6 PARAMOUNT GLOBAL CLASS B COM 92556H206 21169 1641 SH SOLE 0 0 1641 PARKER-HANNIFIN CORP COM 701094104 2727 7 SH SOLE 0 0 7 PAYCHEX INC COM 704326107 2768 24 SH SOLE 0 0 24 PAYCOM SOFTWARE INC COM 70432V102 9853 38 SH SOLE 0 0 38 PAYPAL HLDGS INC COM 70450Y103 11108 190 SH SOLE 0 0 190 PENTAIR PLC SHS G7S00T104 22663 350 SH SOLE 0 0 350 PEPSICO INC COM 713448108 110475 652 SH SOLE 0 0 652 PFIZER INC COM 717081103 54631 1647 SH SOLE 0 0 1647 PG&E CORP COM 69331C108 10533 653 SH SOLE 0 0 653 PHILIP MORRIS INTL INC COM 718172109 40736 440 SH SOLE 0 0 440 PHILLIPS EDISON & CO INC COMMON STOCK 71844V201 19823 591 SH SOLE 0 0 591 PLANET FITNESS INC CL A 72703H101 1378 28 SH SOLE 0 0 28 PNC FINL SVCS GROUP INC COM 693475105 342355 2789 SH SOLE 0 0 2789 POLARIS INC COM 731068102 4062 39 SH SOLE 0 0 39 PPG INDS INC COM 693506107 3894 30 SH SOLE 0 0 30 PRICE T ROWE GROUP INC COM 74144T108 94553 902 SH SOLE 0 0 902 PRINCIPAL FINANCIAL GROUP IN COM 74251V102 27315 379 SH SOLE 0 0 379 PROCTER AND GAMBLE CO COM 742718109 110271 756 SH SOLE 0 0 756 PROGRESSIVE CORP COM 743315103 5851 42 SH SOLE 0 0 42 PROLOGIS INC. COM 74340W103 6284 56 SH SOLE 0 0 56 PROSHARES TR S&P 500 DV ARIST 74348A467 25149 284 SH SOLE 0 0 284 PROSHARES TR SP500 EX FINLS 74347B573 166446 1800 SH SOLE 0 0 1800 QUALCOMM INC COM 747525103 156817 1412 SH SOLE 0 0 1412 QUANTUMSCAPE CORP COM CL A 74767V109 2924 437 SH SOLE 0 0 437 QUEST DIAGNOSTICS INC COM 74834L100 18645 153 SH SOLE 0 0 153 RB GLOBAL INC COM 74935Q107 12875 206 SH SOLE 0 0 206 REGIONS FINANCIAL CORP NEW COM 7591EP100 17200 1000 SH SOLE 0 0 1000 REPUBLIC SVCS INC COM 760759100 1853 13 SH SOLE 0 0 13 RIO TINTO PLC SPONSORED ADR 767204100 3119 49 SH SOLE 0 0 49 ROCKET COS INC COM CL A 77311W101 1636 200 SH SOLE 0 0 200 ROYAL BK CDA COM 780087102 4635 53 SH SOLE 0 0 53 RPM INTL INC COM 749685103 62575 660 SH SOLE 0 0 660 RTX CORPORATION COM 75513E101 57433 798 SH SOLE 0 0 798 S&P GLOBAL INC COM 78409V104 12790 35 SH SOLE 0 0 35 SALESFORCE INC COM 79466L302 11965 59 SH SOLE 0 0 59 SANDY SPRING BANCORP INC COM 800363103 21430 1000 SH SOLE 0 0 1000 SBA COMMUNICATIONS CORP NEW CL A 78410G104 601 3 SH SOLE 0 0 3 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 201485 5933 SH SOLE 0 0 5933 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 526643 16330 SH SOLE 0 0 16330 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 10170 204 SH SOLE 0 0 204 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 86681 1225 SH SOLE 0 0 1225 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1902507 29515 SH SOLE 0 0 29515 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 616207 12178 SH SOLE 0 0 12178 SCHWAB STRATEGIC TR US REIT ETF 808524847 14200 800 SH SOLE 0 0 800 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 227728 5498 SH SOLE 0 0 5498 SCHWAB STRATEGIC TR US TIPS ETF 808524870 6325919 125291 SH SOLE 0 0 125291 SCIENCE APPLICATIONS INTL CO COM 808625107 4750 45 SH SOLE 0 0 45 SELECT SECTOR SPDR TR ENERGY 81369Y506 47003 520 SH SOLE 0 0 520 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 28361 855 SH SOLE 0 0 855 SELECT SECTOR SPDR TR INDL 81369Y704 7401 73 SH SOLE 0 0 73 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 3220 20 SH SOLE 0 0 20 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2134 31 SH SOLE 0 0 31 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 39009 303 SH SOLE 0 0 303 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 204913 1250 SH SOLE 0 0 1250 SENSATA TECHNOLOGIES HLDG PL SHS G8060N102 946 25 SH SOLE 0 0 25 SERVICENOW INC COM 81762P102 10062 18 SH SOLE 0 0 18 SHELL PLC SPON ADS 780259305 1031 16 SH SOLE 0 0 16 SHOPIFY INC CL A 82509L107 27504 504 SH SOLE 0 0 504 SHORE BANCSHARES INC COM 825107105 4892 465 SH SOLE 0 0 465 SNAP INC CL A 83304A106 13365 1500 SH SOLE 0 0 1500 SOFI TECHNOLOGIES INC COM 83406F102 7990 1000 SH SOLE 0 0 1000 SONY GROUP CORP SPONSORED ADR 835699307 3956 48 SH SOLE 0 0 48 SOUTHERN CO COM 842587107 18122 280 SH SOLE 0 0 280 SOUTHWEST AIRLS CO COM 844741108 16585 613 SH SOLE 0 0 613 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 409979 1224 SH SOLE 0 0 1224 SPDR GOLD TR GOLD SHS 78463V107 387820 2262 SH SOLE 0 0 2262 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3818603 123141 SH SOLE 0 0 123141 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2184630 65077 SH SOLE 0 0 65077 SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 4426504 151905 SH SOLE 0 0 151905 SPDR S&P 500 ETF TR TR UNIT 78462F103 1881340 4401 SH SOLE 0 0 4401 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 27856 61 SH SOLE 0 0 61 SPDR SER TR BLOOMBERG 1-3 MO 78468R663 20385 222 SH SOLE 0 0 222 SPDR SER TR DJ REIT ETF 78464A607 3982 48 SH SOLE 0 0 48 SPDR SER TR NUVEEN BLMBRG SH 78468R739 26860 581 SH SOLE 0 0 581 SPDR SER TR PORTFOLI S&P1500 78464A805 1415727 26971 SH SOLE 0 0 26971 SPDR SER TR PORTFOLIO INTRMD 78464A375 93092 2960 SH SOLE 0 0 2960 SPDR SER TR PORTFOLIO LN TSR 78464A664 15194 581 SH SOLE 0 0 581 SPDR SER TR PORTFOLIO S&P400 78464A847 2785149 63602 SH SOLE 0 0 63602 SPDR SER TR PORTFOLIO S&P500 78464A854 754 15 SH SOLE 0 0 15 SPDR SER TR PORTFOLIO S&P600 78468R853 1735743 47039 SH SOLE 0 0 47039 SPDR SER TR PRTFLO S&P500 VL 78464A508 3557561 86223 SH SOLE 0 0 86223 SPDR SER TR RUSSELL LOW VOL 78468R754 3461 33 SH SOLE 0 0 33 SPDR SER TR S&P 400 MDCP VAL 78464A839 3374017 52020 SH SOLE 0 0 52020 SPDR SER TR S&P 600 SMCP VAL 78464A300 3631047 50173 SH SOLE 0 0 50173 SPDR SER TR S&P BIOTECH 78464A870 78716 1078 SH SOLE 0 0 1078 SPDR SER TR S&P SEMICNDCTR 78464A862 125839 642 SH SOLE 0 0 642 SPDR SER TR SPDR S&P1500VL 78464A128 8964 62 SH SOLE 0 0 62 STAGWELL INC COM CL A 85256A109 11636 2481 SH SOLE 0 0 2481 STARBUCKS CORP COM 855244109 63159 692 SH SOLE 0 0 692 STERIS PLC SHS USD G8473T100 3950 18 SH SOLE 0 0 18 STRYKER CORPORATION COM 863667101 7379 27 SH SOLE 0 0 27 SYNCHRONY FINANCIAL COM 87165B103 12015 393 SH SOLE 0 0 393 SYSCO CORP COM 871829107 232827 3525 SH SOLE 0 0 3525 TARGET CORP COM 87612E106 20881 189 SH SOLE 0 0 189 TECHNIPFMC PLC COM G87110105 10760 529 SH SOLE 0 0 529 TERADATA CORP DEL COM 88076W103 541 12 SH SOLE 0 0 12 TESLA INC COM 88160R101 32279 129 SH SOLE 0 0 129 TEXAS INSTRS INC COM 882508104 24806 156 SH SOLE 0 0 156 TFI INTL INC COM 87241L109 8347 65 SH SOLE 0 0 65 THE CIGNA GROUP COM 125523100 120436 421 SH SOLE 0 0 421 THERMO FISHER SCIENTIFIC INC COM 883556102 29358 58 SH SOLE 0 0 58 THIRD HARMONIC BIO INC COM 88427A107 31950 5000 SH SOLE 0 0 5000 THOMSON REUTERS CORP. COM 884903808 19939 163 SH SOLE 0 0 163 TIDAL ETF TR SOFI NEXT 500 886364306 624 53 SH SOLE 0 0 53 TIDAL ETF TR SOFI SELCT 500 886364207 6086 398 SH SOLE 0 0 398 TIMKEN CO COM 887389104 3748 51 SH SOLE 0 0 51 TJX COS INC NEW COM 872540109 719751 8098 SH SOLE 0 0 8098 TORONTO DOMINION BK ONT COM NEW 891160509 14101 234 SH SOLE 0 0 234 TOYOTA MOTOR CORP ADS 892331307 4314 24 SH SOLE 0 0 24 TRAVELERS COMPANIES INC COM 89417E109 121340 743 SH SOLE 0 0 743 TRIMBLE INC COM 896239100 96948 1800 SH SOLE 0 0 1800 TRUIST FINL CORP COM 89832Q109 177812 6215 SH SOLE 0 0 6215 TWILIO INC CL A 90138F102 586 10 SH SOLE 0 0 10 TYLER TECHNOLOGIES INC COM 902252105 13129 34 SH SOLE 0 0 34 UBS GROUP AG SHS H42097107 7617 309 SH SOLE 0 0 309 UDR INC COM 902653104 12842 360 SH SOLE 0 0 360 UNDER ARMOUR INC CL A 904311107 30969 4521 SH SOLE 0 0 4521 UNDER ARMOUR INC CL C 904311206 4983 781 SH SOLE 0 0 781 UNILEVER PLC SPON ADR NEW 904767704 1087 22 SH SOLE 0 0 22 UNION PAC CORP COM 907818108 370607 1820 SH SOLE 0 0 1820 UNITED NAT FOODS INC COM 911163103 1344 95 SH SOLE 0 0 95 UNITED PARCEL SERVICE INC CL B 911312106 40527 260 SH SOLE 0 0 260 UNITEDHEALTH GROUP INC COM 91324P102 39832 79 SH SOLE 0 0 79 US BANCORP DEL COM NEW 902973304 10117 306 SH SOLE 0 0 306 VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 531 7 SH SOLE 0 0 7 VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 15208 174 SH SOLE 0 0 174 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 816798 10866 SH SOLE 0 0 10866 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2078817 29791 SH SOLE 0 0 29791 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 3097798 62976 SH SOLE 0 0 62976 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2637943 55152 SH SOLE 0 0 55152 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 10320 72 SH SOLE 0 0 72 VANGUARD INDEX FDS GROWTH ETF 922908736 25325 93 SH SOLE 0 0 93 VANGUARD INDEX FDS LARGE CAP ETF 922908637 795303 4064 SH SOLE 0 0 4064 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 8094553 61809 SH SOLE 0 0 61809 VANGUARD INDEX FDS MID CAP ETF 922908629 12516330 60105 SH SOLE 0 0 60105 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1438769 19016 SH SOLE 0 0 19016 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5809107 14793 SH SOLE 0 0 14793 VANGUARD INDEX FDS SM CP VAL ETF 922908611 8594642 53888 SH SOLE 0 0 53888 VANGUARD INDEX FDS SMALL CP ETF 922908751 7885619 41707 SH SOLE 0 0 41707 VANGUARD INDEX FDS SML CP GRW ETF 922908595 21418 100 SH SOLE 0 0 100 VANGUARD INDEX FDS TOTAL STK MKT 922908769 14495646 68244 SH SOLE 0 0 68244 VANGUARD INDEX FDS VALUE ETF 922908744 16333646 118420 SH SOLE 0 0 118420 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 470547 9072 SH SOLE 0 0 9072 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6581923 167863 SH SOLE 0 0 167863 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 5452271 51340 SH SOLE 0 0 51340 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 109506 1175 SH SOLE 0 0 1175 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 25579 541 SH SOLE 0 0 541 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1270947 26423 SH SOLE 0 0 26423 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 5052704 66500 SH SOLE 0 0 66500 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 5098768 116463 SH SOLE 0 0 116463 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 13081731 174075 SH SOLE 0 0 174075 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 22275 143 SH SOLE 0 0 143 VANGUARD STAR FDS VG TL INTL STK F 921909768 61013 1140 SH SOLE 0 0 1140 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 15125902 345972 SH SOLE 0 0 345972 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 68275 661 SH SOLE 0 0 661 VANGUARD WORLD FD ESG INTL STK ETF 921910725 58107 1152 SH SOLE 0 0 1152 VANGUARD WORLD FD ESG US CORP BD 921910691 39317 662 SH SOLE 0 0 662 VANGUARD WORLD FD ESG US STK ETF 921910733 135923 1807 SH SOLE 0 0 1807 VANGUARD WORLD FD MEGA CAP INDEX 921910873 3807533 25071 SH SOLE 0 0 25071 VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 1927209 19006 SH SOLE 0 0 19006 VANGUARD WORLD FDS CONSUM STP ETF 92204A207 6942 38 SH SOLE 0 0 38 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1411 6 SH SOLE 0 0 6 VANGUARD WORLD FDS INF TECH ETF 92204A702 5809 14 SH SOLE 0 0 14 VANGUARD WORLD FDS MATERIALS ETF 92204A801 8972 52 SH SOLE 0 0 52 VANGUARD WORLD FDS UTILITIES ETF 92204A876 95655 750 SH SOLE 0 0 750 VEEVA SYS INC CL A COM 922475108 10783 53 SH SOLE 0 0 53 VERISK ANALYTICS INC COM 92345Y106 14411 61 SH SOLE 0 0 61 VERIZON COMMUNICATIONS INC COM 92343V104 36786 1135 SH SOLE 0 0 1135 VERTEX PHARMACEUTICALS INC COM 92532F100 2087 6 SH SOLE 0 0 6 VIATRIS INC COM 92556V106 2860 290 SH SOLE 0 0 290 VISA INC COM CL A 92826C839 313027 1361 SH SOLE 0 0 1361 VMWARE INC CL A COM 928563402 16648 100 SH SOLE 0 0 100 WABTEC COM 929740108 1532 14 SH SOLE 0 0 14 WALMART INC COM 931142103 529007 3308 SH SOLE 0 0 3308 WARNER BROS DISCOVERY INC COM SER A 934423104 7972 734 SH SOLE 0 0 734 WASTE MGMT INC DEL COM 94106L109 49543 325 SH SOLE 0 0 325 WEC ENERGY GROUP INC COM 92939U106 11680 145 SH SOLE 0 0 145 WELLS FARGO CO NEW COM 949746101 53181 1302 SH SOLE 0 0 1302 WELLTOWER INC COM 95040Q104 40960 500 SH SOLE 0 0 500 WEST PHARMACEUTICAL SVSC INC COM 955306105 17260 46 SH SOLE 0 0 46 WILLIAMS COS INC COM 969457100 9299 276 SH SOLE 0 0 276 WILLIS TOWERS WATSON PLC LTD SHS G96629103 8568 41 SH SOLE 0 0 41 WOLFSPEED INC COM 977852102 3810 100 SH SOLE 0 0 100 WOODSIDE ENERGY GROUP LTD SPONSORED ADR 980228308 606 26 SH SOLE 0 0 26 XCEL ENERGY INC COM 98389B100 14820 259 SH SOLE 0 0 259 XEROX HOLDINGS CORP COM NEW 98421M106 1177 75 SH SOLE 0 0 75 YUM CHINA HLDGS INC COM 98850P109 4458 80 SH SOLE 0 0 80 ZOETIS INC CL A 98978V103 55848 321 SH SOLE 0 0 321