The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   69,314 578 SH   SOLE   0 0 578
ABBOTT LABS COM 002824100   152,498 1,389 SH   SOLE   0 0 1,389
ABBVIE INC COM 00287Y109   175,993 1,089 SH   SOLE   0 0 1,089
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   3,736 14 SH   SOLE   0 0 14
ADOBE SYSTEMS INCORPORATED COM 00724F101   2,019 6 SH   SOLE   0 0 6
ADVANCED MICRO DEVICES INC COM 007903107   259 4 SH   SOLE   0 0 4
AFLAC INC COM 001055102   25,179 350 SH   SOLE   0 0 350
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   264 3 SH   SOLE   0 0 3
ALPHABET INC CAP STK CL A 02079K305   211,487 2,397 SH   SOLE   0 0 2,397
ALPHABET INC CAP STK CL C 02079K107   1,012,143 11,407 SH   SOLE   0 0 11,407
ALTRIA GROUP INC COM 02209S103   7,634 167 SH   SOLE   0 0 167
AMAZON COM INC COM 023135106   293,916 3,499 SH   SOLE   0 0 3,499
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232   28,310 510 SH   SOLE   0 0 510
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   1,409,623 27,941 SH   SOLE   0 0 27,941
AMERICAN CENTY ETF TR AVANTIS RESPON U 025072281   23,236 508 SH   SOLE   0 0 508
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   42,700 985 SH   SOLE   0 0 985
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   9,875,558 185,666 SH   SOLE   0 0 185,666
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,310,646 23,679 SH   SOLE   0 0 23,679
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   21,958 534 SH   SOLE   0 0 534
AMERICAN CENTY ETF TR US EQT ETF 025072885   4,180,915 61,475 SH   SOLE   0 0 61,475
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   46,376 924 SH   SOLE   0 0 924
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,302,824 17,485 SH   SOLE   0 0 17,485
AMERICAN ELEC PWR CO INC COM 025537101   10,634 112 SH   SOLE   0 0 112
AMERICAN EXPRESS CO COM 025816109   25,118 170 SH   SOLE   0 0 170
AMERICAN INTL GROUP INC COM NEW 026874784   8,727 138 SH   SOLE   0 0 138
AMERICAN TOWER CORP NEW COM 03027X100   22,881 108 SH   SOLE   0 0 108
AMERIPRISE FINL INC COM 03076C106   2,180 7 SH   SOLE   0 0 7
AMGEN INC COM 031162100   70,913 270 SH   SOLE   0 0 270
ANALOG DEVICES INC COM 032654105   11,974 73 SH   SOLE   0 0 73
ANSYS INC COM 03662Q105   7,731 32 SH   SOLE   0 0 32
APOLLO GLOBAL MGMT INC COM 03769M106   7,974 125 SH   SOLE   0 0 125
APPLE INC COM 037833100   1,557,183 11,985 SH   SOLE   0 0 11,985
APTIV PLC SHS G6095L109   11,641 125 SH   SOLE   0 0 125
ARCH CAP GROUP LTD ORD G0450A105   148,475 2,365 SH   SOLE   0 0 2,365
ARK ETF TR AUTNMUS TECHNLGY 00214Q203   1,230 30 SH   SOLE   0 0 30
ARK ETF TR INNOVATION ETF 00214Q104   5,280 169 SH   SOLE   0 0 169
AT&T INC COM 00206R102   39,548 2,148 SH   SOLE   0 0 2,148
AUTOMATIC DATA PROCESSING IN COM 053015103   227,156 951 SH   SOLE   0 0 951
AUTONATION INC COM 05329W102   124,468 1,160 SH   SOLE   0 0 1,160
BANK AMERICA CORP COM 060505104   396,395 11,968 SH   SOLE   0 0 11,968
BECTON DICKINSON & CO COM 075887109   1,780 7 SH   SOLE   0 0 7
BERKSHIRE HATHAWAY INC DEL CL A 084670108   468,711 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,244,068 10,502 SH   SOLE   0 0 10,502
BHP GROUP LTD SPONSORED ADS 088606108   4,468 72 SH   SOLE   0 0 72
BLACKROCK INC COM 09247X101   36,849 52 SH   SOLE   0 0 52
BLOCK H & R INC COM 093671105   3,140 86 SH   SOLE   0 0 86
BOEING CO COM 097023105   38,288 201 SH   SOLE   0 0 201
BRIGHTHOUSE FINL INC COM 10922N103   51 1 SH   SOLE   0 0 1
BRISTOL-MYERS SQUIBB CO COM 110122108   222,038 3,086 SH   SOLE   0 0 3,086
BROADCOM INC COM 11135F101   44,171 79 SH   SOLE   0 0 79
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   26,826 200 SH   SOLE   0 0 200
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105   26,273 954 SH   SOLE   0 0 954
BROWN & BROWN INC COM 115236101   68,364 1,200 SH   SOLE   0 0 1,200
BROWN FORMAN CORP CL A 115637100   35,510 540 SH   SOLE   0 0 540
BROWN FORMAN CORP CL B 115637209   589,215 8,971 SH   SOLE   0 0 8,971
CALLON PETE CO DEL COM 13123X508   14,057 379 SH   SOLE   0 0 379
CANADIAN PAC RY LTD COM 13645T100   40,204 539 SH   SOLE   0 0 539
CANOPY GROWTH CORP COM 138035100   58 25 SH   SOLE   0 0 25
CAPITAL ONE FINL CORP COM 14040H105   28,765 309 SH   SOLE   0 0 309
CARGURUS INC COM CL A 141788109   14,010 1,000 SH   SOLE   0 0 1,000
CARRIER GLOBAL CORPORATION COM 14448C104   12,375 300 SH   SOLE   0 0 300
CATERPILLAR INC COM 149123101   17,727 74 SH   SOLE   0 0 74
CENTENE CORP DEL COM 15135B101   7,217 88 SH   SOLE   0 0 88
CENTRAIS ELETRICAS BRASILEIR SPONSORED ADR 15234Q207   3,148 397 SH   SOLE   0 0 397
CHEVRON CORP NEW COM 166764100   147,720 823 SH   SOLE   0 0 823
CHIPOTLE MEXICAN GRILL INC COM 169656105   23,587 17 SH   SOLE   0 0 17
CHUBB LIMITED COM H1467J104   38,164 173 SH   SOLE   0 0 173
CIGNA CORP NEW COM 125523100   139,494 421 SH   SOLE   0 0 421
CISCO SYS INC COM 17275R102   618,605 12,985 SH   SOLE   0 0 12,985
CITIGROUP INC COM NEW 172967424   1,493 33 SH   SOLE   0 0 33
COCA COLA CO COM 191216100   44,145 694 SH   SOLE   0 0 694
COMCAST CORP NEW CL A 20030N101   49,483 1,415 SH   SOLE   0 0 1,415
CONDUENT INC COM 206787103   207 51 SH   SOLE   0 0 51
CONOCOPHILLIPS COM 20825C104   22,774 193 SH   SOLE   0 0 193
CONSOLIDATED EDISON INC COM 209115104   28,593 300 SH   SOLE   0 0 300
CONSTELLATION BRANDS INC CL A 21036P108   17,381 75 SH   SOLE   0 0 75
CONSTELLATION ENERGY CORP COM 21037T109   8,018 93 SH   SOLE   0 0 93
CORBUS PHARMACEUTICALS HLDGS COM 21833P103   77 700 SH   SOLE   0 0 700
CORNING INC COM 219350105   3,194 100 SH   SOLE   0 0 100
CORTEVA INC COM 22052L104   4,996 85 SH   SOLE   0 0 85
COSTAR GROUP INC COM 22160N109   16,229 210 SH   SOLE   0 0 210
COSTCO WHSL CORP NEW COM 22160K105   64,450 141 SH   SOLE   0 0 141
COTY INC COM CL A 222070203   2,303 269 SH   SOLE   0 0 269
CRH PLC ADR 12626K203   4,059 102 SH   SOLE   0 0 102
CROWN CASTLE INC COM 22822V101   136 1 SH   SOLE   0 0 1
CSX CORP COM 126408103   55,764 1,800 SH   SOLE   0 0 1,800
CUBESMART COM 229663109   598,719 14,875 SH   SOLE   0 0 14,875
CVS HEALTH CORP COM 126650100   162,151 1,740 SH   SOLE   0 0 1,740
D R HORTON INC COM 23331A109   40,113 450 SH   SOLE   0 0 450
DANAHER CORPORATION COM 235851102   702,301 2,646 SH   SOLE   0 0 2,646
DBV TECHNOLOGIES S A SPONSORED ADR 23306J101   413 270 SH   SOLE   0 0 270
DEERE & CO COM 244199105   58,311 136 SH   SOLE   0 0 136
DESKTOP METAL INC COM CL A 25058X105   680 500 SH   SOLE   0 0 500
DIAGEO PLC SPON ADR NEW 25243Q205   11,761 66 SH   SOLE   0 0 66
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   256,428 6,176 SH   SOLE   0 0 6,176
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   37,588 1,334 SH   SOLE   0 0 1,334
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   4,536,817 206,689 SH   SOLE   0 0 206,689
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   937,913 22,787 SH   SOLE   0 0 22,787
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   34,483 1,241 SH   SOLE   0 0 1,241
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   508,592 16,730 SH   SOLE   0 0 16,730
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   7,477,044 298,604 SH   SOLE   0 0 298,604
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   331,389 15,029 SH   SOLE   0 0 15,029
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   311,562 14,028 SH   SOLE   0 0 14,028
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   376,408 7,873 SH   SOLE   0 0 7,873
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   8,278,455 179,615 SH   SOLE   0 0 179,615
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   13,701,023 507,070 SH   SOLE   0 0 507,070
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   2,875,845 118,445 SH   SOLE   0 0 118,445
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   1,865,400 44,831 SH   SOLE   0 0 44,831
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   775,427 32,296 SH   SOLE   0 0 32,296
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,638,176 48,930 SH   SOLE   0 0 48,930
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   1,069,619 50,573 SH   SOLE   0 0 50,573
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   3,541,890 69,245 SH   SOLE   0 0 69,245
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   65,318 2,637 SH   SOLE   0 0 2,637
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   116,144 4,659 SH   SOLE   0 0 4,659
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   2,836,357 64,536 SH   SOLE   0 0 64,536
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   967,914 44,811 SH   SOLE   0 0 44,811
DISNEY WALT CO COM 254687106   104,690 1,205 SH   SOLE   0 0 1,205
DOLLAR GEN CORP NEW COM 256677105   156,369 635 SH   SOLE   0 0 635
DOMINION ENERGY INC COM 25746U109   29,985 489 SH   SOLE   0 0 489
DOUGLAS DYNAMICS INC COM 25960R105   14,470 400 SH   SOLE   0 0 400
DOW INC COM 260557103   10,128 201 SH   SOLE   0 0 201
DRAFTKINGS INC NEW COM CL A 26142V105   228 20 SH   SOLE   0 0 20
DUFF & PHELPS UTLITY AND INF COM 26433C105   20,265 1,500 SH   SOLE   0 0 1,500
DUPONT DE NEMOURS INC COM 26614N102   5,834 85 SH   SOLE   0 0 85
EASTMAN CHEM CO COM 277432100   3,339 41 SH   SOLE   0 0 41
EATON CORP PLC SHS G29183103   5,650 36 SH   SOLE   0 0 36
EBAY INC. COM 278642103   7,465 180 SH   SOLE   0 0 180
EDWARDS LIFESCIENCES CORP COM 28176E108   15,519 208 SH   SOLE   0 0 208
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   6,089 513 SH   SOLE   0 0 513
EQUINOR ASA SPONSORED ADR 29446M102   1,611 45 SH   SOLE   0 0 45
EQUITY RESIDENTIAL SH BEN INT 29476L107   13,747 233 SH   SOLE   0 0 233
EXELON CORP COM 30161N101   12,061 279 SH   SOLE   0 0 279
EXXON MOBIL CORP COM 30231G102   227,990 2,067 SH   SOLE   0 0 2,067
F&G ANNUITIES & LIFE INC COMMON STOCK 30190A104   400 20 SH   SOLE   0 0 20
FASTENAL CO COM 311900104   82,763 1,749 SH   SOLE   0 0 1,749
FEDEX CORP COM 31428X106   27,641 160 SH   SOLE   0 0 160
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   11,286 300 SH   SOLE   0 0 300
FIRSTENERGY CORP COM 337932107   9,520 227 SH   SOLE   0 0 227
FIVE BELOW INC COM 33829M101   11,850 67 SH   SOLE   0 0 67
FMC CORP COM NEW 302491303   106 85 SH   SOLE   0 0 85
FORD MTR CO DEL COM 345370860   3,713 319 SH   SOLE   0 0 319
FORTIVE CORP COM 34959J108   80,312 1,250 SH   SOLE   0 0 1,250
FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106   38,040 2,328 SH   SOLE   0 0 2,328
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   10,513 2,232 SH   SOLE   0 0 2,232
GENERAC HLDGS INC COM 368736104   2,013 20 SH   SOLE   0 0 20
GENERAL DYNAMICS CORP COM 369550108   38,751 156 SH   SOLE   0 0 156
GENERAL ELECTRIC CO COM NEW 369604301   32,644 390 SH   SOLE   0 0 390
GENERAL MTRS CO COM 37045V100   19,478 579 SH   SOLE   0 0 579
GENUINE PARTS CO COM 372460105   20,474 118 SH   SOLE   0 0 118
GERON CORP COM 374163103   242 100 SH   SOLE   0 0 100
GILEAD SCIENCES INC COM 375558103   172 2 SH   SOLE   0 0 2
GLOBAL MED REIT INC COM NEW 37954A204   42,339 4,466 SH   SOLE   0 0 4,466
GLOBANT S A COM L44385109   12,948 77 SH   SOLE   0 0 77
GOLDMAN SACHS GROUP INC COM 38141G104   18,135 53 SH   SOLE   0 0 53
GRAND CANYON ED INC COM 38526M106   11,623 110 SH   SOLE   0 0 110
HANESBRANDS INC COM 410345102   1,062 167 SH   SOLE   0 0 167
HANNON ARMSTRONG SUST INFR C COM 41068X100   247,416 8,537 SH   SOLE   0 0 8,537
HEICO CORP NEW COM 422806109   15,210 99 SH   SOLE   0 0 99
HENRY SCHEIN INC COM 806407102   199,675 2,500 SH   SOLE   0 0 2,500
HEWLETT PACKARD ENTERPRISE C COM 42824C109   1,596 100 SH   SOLE   0 0 100
HOME DEPOT INC COM 437076102   275,745 873 SH   SOLE   0 0 873
HONEYWELL INTL INC COM 438516106   49,718 232 SH   SOLE   0 0 232
HP INC COM 40434L105   2,687 100 SH   SOLE   0 0 100
HUMANA INC COM 444859102   32,780 64 SH   SOLE   0 0 64
IDEXX LABS INC COM 45168D104   8,567 21 SH   SOLE   0 0 21
ILLUMINA INC COM 452327109   20,220 100 SH   SOLE   0 0 100
INFOSYS LTD SPONSORED ADR 456788108   3,458 192 SH   SOLE   0 0 192
INTEL CORP COM 458140100   16,069 608 SH   SOLE   0 0 608
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,641 16 SH   SOLE   0 0 16
INTERNATIONAL BUSINESS MACHS COM 459200101   58,328 414 SH   SOLE   0 0 414
INTERPUBLIC GROUP COS INC COM 460690100   164,551 4,940 SH   SOLE   0 0 4,940
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506   146,080 4,000 SH   SOLE   0 0 4,000
INVESCO EXCHANGE TRADED FD T NASDAQ INTERNT 46137V530   40,406 360 SH   SOLE   0 0 360
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   40,854 168 SH   SOLE   0 0 168
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   7,366,731 52,154 SH   SOLE   0 0 52,154
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134   60,255 1,572 SH   SOLE   0 0 1,572
INVESCO QQQ TR UNIT SER 1 46090E103   143,014 537 SH   SOLE   0 0 537
IONQ INC COM 46222L108   16,705 4,842 SH   SOLE   0 0 4,842
IRONNET INC COM 46323Q105   80 348 SH   SOLE   0 0 348
ISHARES INC CORE MSCI EMKT 46434G103   1,500,303 32,126 SH   SOLE   0 0 32,126
ISHARES INC MSCI EMRG CHN 46434G764   46,900 988 SH   SOLE   0 0 988
ISHARES TR 7-10 YR TRSY BD 464287440   29,596 309 SH   SOLE   0 0 309
ISHARES TR COHEN STEER REIT 464287564   14,697 268 SH   SOLE   0 0 268
ISHARES TR CORE MSCI EAFE 46432F842   2,715,420 44,053 SH   SOLE   0 0 44,053
ISHARES TR CORE S&P MCP ETF 464287507   3,252,453 13,446 SH   SOLE   0 0 13,446
ISHARES TR CORE S&P SCP ETF 464287804   1,223,801 12,931 SH   SOLE   0 0 12,931
ISHARES TR CORE S&P500 ETF 464287200   4,945,986 12,873 SH   SOLE   0 0 12,873
ISHARES TR CORE US AGGBD ET 464287226   123,565 1,274 SH   SOLE   0 0 1,274
ISHARES TR EAFE SML CP ETF 464288273   142,443 2,522 SH   SOLE   0 0 2,522
ISHARES TR EXPANDED TECH 464287515   1,690,401 6,607 SH   SOLE   0 0 6,607
ISHARES TR GL CLEAN ENE ETF 464288224   114,396 5,763 SH   SOLE   0 0 5,763
ISHARES TR JPMORGAN USD EMG 464288281   11,420 135 SH   SOLE   0 0 135
ISHARES TR MBS ETF 464288588   100,819 1,087 SH   SOLE   0 0 1,087
ISHARES TR MRGSTR MD CP ETF 464288208   75,098 1,280 SH   SOLE   0 0 1,280
ISHARES TR MSCI ACWI ETF 464288257   2,377 28 SH   SOLE   0 0 28
ISHARES TR MSCI EAFE ETF 464287465   2,656,713 40,474 SH   SOLE   0 0 40,474
ISHARES TR MSCI GBL SUS DEV 46435G532   820,664 10,400 SH   SOLE   0 0 10,400
ISHARES TR MSCI KLD400 SOC 464288570   1,240,962 17,286 SH   SOLE   0 0 17,286
ISHARES TR MSCI USA MIN VOL 46429B697   72,100 1,000 SH   SOLE   0 0 1,000
ISHARES TR MSCI USA QLT FCT 46432F339   190,119 1,668 SH   SOLE   0 0 1,668
ISHARES TR PFD AND INCM SEC 464288687   20,058 657 SH   SOLE   0 0 657
ISHARES TR RUS 1000 GRW ETF 464287614   22,067 103 SH   SOLE   0 0 103
ISHARES TR RUS 1000 VAL ETF 464287598   910 6 SH   SOLE   0 0 6
ISHARES TR RUS 2000 GRW ETF 464287648   5,363 25 SH   SOLE   0 0 25
ISHARES TR RUS 2000 VAL ETF 464287630   179,479 1,294 SH   SOLE   0 0 1,294
ISHARES TR RUS MDCP VAL ETF 464287473   1,842,834 17,494 SH   SOLE   0 0 17,494
ISHARES TR RUS MID CAP ETF 464287499   455,288 6,750 SH   SOLE   0 0 6,750
ISHARES TR RUSSELL 2000 ETF 464287655   13,251 76 SH   SOLE   0 0 76
ISHARES TR S&P 500 GRWT ETF 464287309   30,362 519 SH   SOLE   0 0 519
ISHARES TR SELECT DIVID ETF 464287168   10,854 90 SH   SOLE   0 0 90
ISHARES TR SP SMCP600VL ETF 464287879   480,291 5,260 SH   SOLE   0 0 5,260
ISHARES TR TIPS BD ETF 464287176   6,599 62 SH   SOLE   0 0 62
ISHARES TR U.S. MED DVC ETF 464288810   19,241 366 SH   SOLE   0 0 366
ISHARES TR U.S. UTILITS ETF 464287697   84,290 974 SH   SOLE   0 0 974
JANUS HENDERSON GROUP PLC ORD SHS G4474Y214   2,399 102 SH   SOLE   0 0 102
JOHNSON & JOHNSON COM 478160104   395,873 2,241 SH   SOLE   0 0 2,241
JOHNSON CTLS INTL PLC SHS G51502105   18,560 290 SH   SOLE   0 0 290
JPMORGAN CHASE & CO COM 46625H100   197,538 1,473 SH   SOLE   0 0 1,473
KINDER MORGAN INC DEL COM 49456B101   72 4 SH   SOLE   0 0 4
KROGER CO COM 501044101   14,120 317 SH   SOLE   0 0 317
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   890 80 SH   SOLE   0 0 80
LABORATORY CORP AMER HLDGS COM NEW 50540R409   11,774 50 SH   SOLE   0 0 50
LENNAR CORP CL A 526057104   19,820 219 SH   SOLE   0 0 219
LILLY ELI & CO COM 532457108   196,090 536 SH   SOLE   0 0 536
LINCOLN NATL CORP IND COM 534187109   7,680 250 SH   SOLE   0 0 250
LINDE PLC SHS G5494J103   10,112 31 SH   SOLE   0 0 31
LIVE NATION ENTERTAINMENT IN COM 538034109   1,395 20 SH   SOLE   0 0 20
LIVERAMP HLDGS INC COM 53815P108   10,853 463 SH   SOLE   0 0 463
LOCKHEED MARTIN CORP COM 539830109   6,811 14 SH   SOLE   0 0 14
LOWES COS INC COM 548661107   82,485 414 SH   SOLE   0 0 414
LULULEMON ATHLETICA INC COM 550021109   320,380 1,000 SH   SOLE   0 0 1,000
M & T BK CORP COM 55261F104   31,623 218 SH   SOLE   0 0 218
MAGNA INTL INC COM 559222401   18,090 322 SH   SOLE   0 0 322
MARATHON PETE CORP COM 56585A102   9,660 83 SH   SOLE   0 0 83
MASTERCARD INCORPORATED CL A 57636Q104   78,239 225 SH   SOLE   0 0 225
MCCORMICK & CO INC COM NON VTG 579780206   33,156 400 SH   SOLE   0 0 400
MCDONALDS CORP COM 580135101   493,592 1,873 SH   SOLE   0 0 1,873
MDU RES GROUP INC COM 552690109   29,976 988 SH   SOLE   0 0 988
MEDTRONIC PLC SHS G5960L103   78 1 SH   SOLE   0 0 1
MERCK & CO INC COM 58933Y105   245,421 2,212 SH   SOLE   0 0 2,212
META PLATFORMS INC CL A 30303M102   405,305 3,368 SH   SOLE   0 0 3,368
METLIFE INC COM 59156R108   7,599 105 SH   SOLE   0 0 105
MICRON TECHNOLOGY INC COM 595112103   19,992 400 SH   SOLE   0 0 400
MICROSOFT CORP COM 594918104   812,990 3,390 SH   SOLE   0 0 3,390
MODERNA INC COM 60770K107   7,005 39 SH   SOLE   0 0 39
MONDELEZ INTL INC CL A 609207105   12,930 194 SH   SOLE   0 0 194
MORGAN STANLEY COM NEW 617446448   237,801 2,797 SH   SOLE   0 0 2,797
MOTOROLA SOLUTIONS INC COM NEW 620076307   3,608 14 SH   SOLE   0 0 14
NASDAQ INC COM 631103108   8,282 135 SH   SOLE   0 0 135
NAVIENT CORPORATION COM 63938C108   9,463 575 SH   SOLE   0 0 575
NCR CORP NEW COM 62886E108   281 12 SH   SOLE   0 0 12
NETFLIX INC COM 64110L106   93,182 316 SH   SOLE   0 0 316
NEXTERA ENERGY INC COM 65339F101   741,198 8,866 SH   SOLE   0 0 8,866
NICE LTD SPONSORED ADR 653656108   2,115 11 SH   SOLE   0 0 11
NIKE INC CL B 654106103   6,085 52 SH   SOLE   0 0 52
NORFOLK SOUTHN CORP COM 655844108   77,129 313 SH   SOLE   0 0 313
NORTHROP GRUMMAN CORP COM 666807102   21,824 40 SH   SOLE   0 0 40
NOVARTIS AG SPONSORED ADR 66987V109   14,606 161 SH   SOLE   0 0 161
NOVAVAX INC COM NEW 670002401   1,542 150 SH   SOLE   0 0 150
NUVEEN MUN VALUE FD INC COM 670928100   31,820 3,700 SH   SOLE   0 0 3,700
NVIDIA CORPORATION COM 67066G104   7,161 49 SH   SOLE   0 0 49
NXP SEMICONDUCTORS N V COM N6596X109   12,958 82 SH   SOLE   0 0 82
OCEANFIRST FINL CORP COM 675234108   37,188 1,750 SH   SOLE   0 0 1,750
OGE ENERGY CORP COM 670837103   21,120 534 SH   SOLE   0 0 534
ON HLDG AG NAMEN AKT A H5919C104   6,864 400 SH   SOLE   0 0 400
OPENDOOR TECHNOLOGIES INC COM 683712103   348 300 SH   SOLE   0 0 300
ORACLE CORP COM 68389X105   11,444 140 SH   SOLE   0 0 140
OREILLY AUTOMOTIVE INC COM 67103H107   4,220 5 SH   SOLE   0 0 5
ORGANON & CO COMMON STOCK 68622V106   4,050 145 SH   SOLE   0 0 145
ORMAT TECHNOLOGIES INC COM 686688102   25,339 293 SH   SOLE   0 0 293
OTIS WORLDWIDE CORP COM 68902V107   11,746 150 SH   SOLE   0 0 150
PALANTIR TECHNOLOGIES INC CL A 69608A108   250,528 39,023 SH   SOLE   0 0 39,023
PARAMOUNT GLOBAL CLASS B COM 92556H206   27,700 1,641 SH   SOLE   0 0 1,641
PARKER-HANNIFIN CORP COM 701094104   2,037 7 SH   SOLE   0 0 7
PAYCOM SOFTWARE INC COM 70432V102   11,792 38 SH   SOLE   0 0 38
PAYPAL HLDGS INC COM 70450Y103   12,820 180 SH   SOLE   0 0 180
PEPSICO INC COM 713448108   108,396 600 SH   SOLE   0 0 600
PFIZER INC COM 717081103   173,704 3,390 SH   SOLE   0 0 3,390
PG&E CORP COM 69331C108   10,618 653 SH   SOLE   0 0 653
PHILIP MORRIS INTL INC COM 718172109   44,836 443 SH   SOLE   0 0 443
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   18,817 591 SH   SOLE   0 0 591
PNC FINL SVCS GROUP INC COM 693475105   440,429 2,789 SH   SOLE   0 0 2,789
POLARIS INC COM 731068102   3,939 39 SH   SOLE   0 0 39
PPG INDS INC COM 693506107   3,772 30 SH   SOLE   0 0 30
PRICE T ROWE GROUP INC COM 74144T108   60,813 558 SH   SOLE   0 0 558
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   31,806 379 SH   SOLE   0 0 379
PROCTER AND GAMBLE CO COM 742718109   150,196 991 SH   SOLE   0 0 991
PROGRESSIVE CORP COM 743315103   5,448 42 SH   SOLE   0 0 42
PROLOGIS INC. COM 74340W103   6,426 57 SH   SOLE   0 0 57
PROSHARES TR SP500 EX FINLS 74347B573   145,266 1,800 SH   SOLE   0 0 1,800
PRUDENTIAL FINL INC COM 744320102   3,581 36 SH   SOLE   0 0 36
QUALCOMM INC COM 747525103   237,580 2,161 SH   SOLE   0 0 2,161
QUANTUMSCAPE CORP COM CL A 74767V109   2,478 437 SH   SOLE   0 0 437
QUEST DIAGNOSTICS INC COM 74834L100   102,312 654 SH   SOLE   0 0 654
RAYTHEON TECHNOLOGIES CORP COM 75513E101   68,727 681 SH   SOLE   0 0 681
REGIONS FINANCIAL CORP NEW COM 7591EP100   21,560 1,000 SH   SOLE   0 0 1,000
REPUBLIC SVCS INC COM 760759100   1,677 13 SH   SOLE   0 0 13
RIO TINTO PLC SPONSORED ADR 767204100   3,489 49 SH   SOLE   0 0 49
RITCHIE BROS AUCTIONEERS COM 767744105   11,913 206 SH   SOLE   0 0 206
ROCKET COS INC COM CL A 77311W101   1,400 200 SH   SOLE   0 0 200
ROYAL BK CDA SUSTAINABL COM 780087102   4,983 53 SH   SOLE   0 0 53
RPM INTL INC COM 749685103   64,317 660 SH   SOLE   0 0 660
S&P GLOBAL INC COM 78409V104   10,383 31 SH   SOLE   0 0 31
SALESFORCE INC COM 79466L302   7,823 59 SH   SOLE   0 0 59
SANDY SPRING BANCORP INC COM 800363103   35,230 1,000 SH   SOLE   0 0 1,000
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   190,458 5,913 SH   SOLE   0 0 5,913
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   529,672 16,831 SH   SOLE   0 0 16,831
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   9,141 204 SH   SOLE   0 0 204
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   83,472 1,105 SH   SOLE   0 0 1,105
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,935,103 29,311 SH   SOLE   0 0 29,311
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   549,837 12,178 SH   SOLE   0 0 12,178
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   222,724 5,498 SH   SOLE   0 0 5,498
SCHWAB STRATEGIC TR US TIPS ETF 808524870   3,643,653 70,354 SH   SOLE   0 0 70,354
SCIENCE APPLICATIONS INTL CO COM 808625107   4,992 45 SH   SOLE   0 0 45
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   2,583 20 SH   SOLE   0 0 20
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   2,311 31 SH   SOLE   0 0 31
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   36,272 267 SH   SOLE   0 0 267
SERVICENOW INC COM 81762P102   7,377 19 SH   SOLE   0 0 19
SHOPIFY INC CL A 82509L107   17,494 504 SH   SOLE   0 0 504
SHORE BANCSHARES INC COM 825107105   8,105 465 SH   SOLE   0 0 465
SIMON PPTY GROUP INC NEW COM 828806109   117 1 SH   SOLE   0 0 1
SNAP INC CL A 83304A106   13,425 1,500 SH   SOLE   0 0 1,500
SONY GROUP CORPORATION SPONSORED ADR 835699307   3,661 48 SH   SOLE   0 0 48
SOUTHERN CO COM 842587107   19,995 280 SH   SOLE   0 0 280
SOUTHWEST AIRLS CO COM 844741108   20,239 601 SH   SOLE   0 0 601
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   405,548 1,224 SH   SOLE   0 0 1,224
SPDR GOLD TR GOLD SHS 78463V107   383,726 2,262 SH   SOLE   0 0 2,262
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   3,639,656 122,589 SH   SOLE   0 0 122,589
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,239,540 67,947 SH   SOLE   0 0 67,947
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   4,460,393 151,662 SH   SOLE   0 0 151,662
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,271,962 3,326 SH   SOLE   0 0 3,326
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   27,010 61 SH   SOLE   0 0 61
SPDR SER TR PORTFOLI S&P1500 78464A805   1,409,065 29,796 SH   SOLE   0 0 29,796
SPDR SER TR PORTFOLIO INTRMD 78464A375   94,217 2,960 SH   SOLE   0 0 2,960
SPDR SER TR PORTFOLIO S&P400 78464A847   2,690,840 63,314 SH   SOLE   0 0 63,314
SPDR SER TR PORTFOLIO S&P600 78468R853   1,706,774 46,166 SH   SOLE   0 0 46,166
SPDR SER TR PRTFLO S&P500 VL 78464A508   3,403,341 87,512 SH   SOLE   0 0 87,512
SPDR SER TR S&P 400 MDCP VAL 78464A839   3,393,721 52,437 SH   SOLE   0 0 52,437
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,719,528 50,115 SH   SOLE   0 0 50,115
SPDR SER TR S&P 600 SML CAP 78464A813   26,554 323 SH   SOLE   0 0 323
SPDR SER TR S&P BIOTECH 78464A870   89,474 1,078 SH   SOLE   0 0 1,078
STAGWELL INC COM CL A 85256A109   15,407 2,481 SH   SOLE   0 0 2,481
STARBUCKS CORP COM 855244109   14,384 145 SH   SOLE   0 0 145
STERIS PLC SHS USD G8473T100   3,324 18 SH   SOLE   0 0 18
STRYKER CORPORATION COM 863667101   6,601 27 SH   SOLE   0 0 27
SYNCHRONY FINANCIAL COM 87165B103   12,914 393 SH   SOLE   0 0 393
SYSCO CORP COM 871829107   316,732 4,143 SH   SOLE   0 0 4,143
TARGET CORP COM 87612E106   27,913 187 SH   SOLE   0 0 187
TECHNIPFMC PLC COM G87110105   6,449 529 SH   SOLE   0 0 529
TERADATA CORP DEL COM 88076W103   404 12 SH   SOLE   0 0 12
TESLA INC COM 88160R101   3,326 27 SH   SOLE   0 0 27
TEXAS INSTRS INC COM 882508104   6,113 37 SH   SOLE   0 0 37
TFI INTL INC COM 87241L109   6,516 65 SH   SOLE   0 0 65
THERMO FISHER SCIENTIFIC INC COM 883556102   31,940 58 SH   SOLE   0 0 58
THOMSON REUTERS CORP. COM NEW 884903709   19,392 170 SH   SOLE   0 0 170
TIDAL ETF TR SOFI NEXT 500 886364306   585 53 SH   SOLE   0 0 53
TIDAL ETF TR SOFI SELCT 500 886364207   5,289 398 SH   SOLE   0 0 398
TIMKEN CO COM 887389104   3,604 51 SH   SOLE   0 0 51
TJX COS INC NEW COM 872540109   667,924 8,391 SH   SOLE   0 0 8,391
TORONTO DOMINION BK ONT COM NEW 891160509   15,154 234 SH   SOLE   0 0 234
TOYOTA MOTOR CORP ADS 892331307   3,278 24 SH   SOLE   0 0 24
TRAVELERS COMPANIES INC COM 89417E109   131,430 701 SH   SOLE   0 0 701
TRIMBLE INC COM 896239100   91,008 1,800 SH   SOLE   0 0 1,800
TRUIST FINL CORP COM 89832Q109   267,431 6,215 SH   SOLE   0 0 6,215
TWILIO INC CL A 90138F102   490 10 SH   SOLE   0 0 10
TYLER TECHNOLOGIES INC COM 902252105   10,962 34 SH   SOLE   0 0 34
UBS GROUP AG SHS H42097107   5,769 309 SH   SOLE   0 0 309
UDR INC COM 902653104   13,943 360 SH   SOLE   0 0 360
UNDER ARMOUR INC CL A 904311107   45,933 4,521 SH   SOLE   0 0 4,521
UNDER ARMOUR INC CL C 904311206   6,967 781 SH   SOLE   0 0 781
UNILEVER PLC SPON ADR NEW 904767704   1,108 22 SH   SOLE   0 0 22
UNION PAC CORP COM 907818108   489,721 2,365 SH   SOLE   0 0 2,365
UNITED PARCEL SERVICE INC CL B 911312106   29,727 171 SH   SOLE   0 0 171
UNITEDHEALTH GROUP INC COM 91324P102   29,160 55 SH   SOLE   0 0 55
US BANCORP DEL COM NEW 902973304   13,345 306 SH   SOLE   0 0 306
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   25,996 150 SH   SOLE   0 0 150
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,016,431 13,502 SH   SOLE   0 0 13,502
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,951,684 41,087 SH   SOLE   0 0 41,087
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   434,777 8,873 SH   SOLE   0 0 8,873
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   4,542,560 95,774 SH   SOLE   0 0 95,774
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   9,566 72 SH   SOLE   0 0 72
VANGUARD INDEX FDS GROWTH ETF 922908736   19,819 93 SH   SOLE   0 0 93
VANGUARD INDEX FDS LARGE CAP ETF 922908637   713,191 4,094 SH   SOLE   0 0 4,094
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   6,930,919 51,249 SH   SOLE   0 0 51,249
VANGUARD INDEX FDS MID CAP ETF 922908629   8,971,145 44,017 SH   SOLE   0 0 44,017
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,694,035 20,539 SH   SOLE   0 0 20,539
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   6,141,686 17,481 SH   SOLE   0 0 17,481
VANGUARD INDEX FDS SM CP VAL ETF 922908611   8,607,356 54,202 SH   SOLE   0 0 54,202
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,999,797 43,586 SH   SOLE   0 0 43,586
VANGUARD INDEX FDS SML CP GRW ETF 922908595   20,054 100 SH   SOLE   0 0 100
VANGUARD INDEX FDS TOTAL STK MKT 922908769   14,216,865 74,360 SH   SOLE   0 0 74,360
VANGUARD INDEX FDS VALUE ETF 922908744   17,012,013 121,194 SH   SOLE   0 0 121,194
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   435,180 8,679 SH   SOLE   0 0 8,679
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   7,245,941 185,889 SH   SOLE   0 0 185,889
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   6,543,731 63,649 SH   SOLE   0 0 63,649
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   45,549 528 SH   SOLE   0 0 528
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   25,270 541 SH   SOLE   0 0 541
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,905,841 38,510 SH   SOLE   0 0 38,510
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   9,310,354 120,118 SH   SOLE   0 0 120,118
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   10,229,878 224,734 SH   SOLE   0 0 224,734
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   11,993,105 159,504 SH   SOLE   0 0 159,504
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   21,768 143 SH   SOLE   0 0 143
VANGUARD STAR FDS VG TL INTL STK F 921909768   58,961 1,140 SH   SOLE   0 0 1,140
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   14,478,395 344,970 SH   SOLE   0 0 344,970
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   71,505 661 SH   SOLE   0 0 661
VANGUARD WORLD FD ESG INTL STK ETF 921910725   56,667 1,152 SH   SOLE   0 0 1,152
VANGUARD WORLD FD ESG US CORP BD 921910691   37,254 614 SH   SOLE   0 0 614
VANGUARD WORLD FD ESG US STK ETF 921910733   114,794 1,743 SH   SOLE   0 0 1,743
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   493,886 4,802 SH   SOLE   0 0 4,802
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   7,280 38 SH   SOLE   0 0 38
VANGUARD WORLD FDS INF TECH ETF 92204A702   4,472 14 SH   SOLE   0 0 14
VANGUARD WORLD FDS MATERIALS ETF 92204A801   9,872 58 SH   SOLE   0 0 58
VANGUARD WORLD FDS UTILITIES ETF 92204A876   113,486 740 SH   SOLE   0 0 740
VEEVA SYS INC CL A COM 922475108   8,553 53 SH   SOLE   0 0 53
VERISK ANALYTICS INC COM 92345Y106   10,762 61 SH   SOLE   0 0 61
VERIZON COMMUNICATIONS INC COM 92343V104   41,252 1,047 SH   SOLE   0 0 1,047
VIATRIS INC COM 92556V106   3,294 296 SH   SOLE   0 0 296
VISA INC COM CL A 92826C839   266,748 1,284 SH   SOLE   0 0 1,284
VMWARE INC CL A COM 928563402   12,276 100 SH   SOLE   0 0 100
WABTEC COM 929740108   1,436 14 SH   SOLE   0 0 14
WALMART INC COM 931142103   526,429 3,713 SH   SOLE   0 0 3,713
WARNER BROS DISCOVERY INC COM SER A 934423104   6,958 734 SH   SOLE   0 0 734
WASTE MGMT INC DEL COM 94106L109   36,396 232 SH   SOLE   0 0 232
WELLS FARGO CO NEW COM 949746101   61,320 1,485 SH   SOLE   0 0 1,485
WELLTOWER INC COM 95040Q104   32,775 500 SH   SOLE   0 0 500
WEST PHARMACEUTICAL SVSC INC COM 955306105   10,826 46 SH   SOLE   0 0 46
WILLIAMS COS INC COM 969457100   8,291 252 SH   SOLE   0 0 252
WILLIS TOWERS WATSON PLC LTD SHS G96629103   10,028 41 SH   SOLE   0 0 41
WOLFSPEED INC COM 977852102   6,904 100 SH   SOLE   0 0 100
WOODSIDE ENERGY GROUP LTD SPONSORED ADR 980228308   629 26 SH   SOLE   0 0 26
XCEL ENERGY INC COM 98389B100   18,158 259 SH   SOLE   0 0 259
XEROX HOLDINGS CORP COM NEW 98421M106   1,095 75 SH   SOLE   0 0 75
YUM CHINA HLDGS INC COM 98850P109   4,372 80 SH   SOLE   0 0 80
ZOETIS INC CL A 98978V103   29,310 200 SH   SOLE   0 0 200