The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 645 4,986 SH   SOLE   0 0 4,986
ABBVIE INC COM 00287Y109 235 1,532 SH   SOLE   0 0 1,532
ABRDN ETFS BBRG ALL COMD K1 003261104 404 14,893 SH   SOLE   0 0 14,893
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 338 1,219 SH   SOLE   0 0 1,219
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,502 4,102 SH   SOLE   0 0 4,102
ADVANCED MICRO DEVICES INC COM 007903107 370 4,839 SH   SOLE   0 0 4,839
ALLIANT ENERGY CORP COM 018802108 304 5,188 SH   SOLE   0 0 5,188
ALLSTATE CORP COM 020002101 1,443 11,389 SH   SOLE   0 0 11,389
AMAZON COM INC COM 023135106 404 3,805 SH   SOLE   0 0 3,805
AMERICAN TOWER CORP NEW COM 03027X100 281 1,100 SH   SOLE   0 0 1,100
AMETEK INC COM 031100100 711 6,470 SH   SOLE   0 0 6,470
AMGEN INC COM 031162100 374 1,536 SH   SOLE   0 0 1,536
ANALOG DEVICES INC COM 032654105 495 3,386 SH   SOLE   0 0 3,386
APPLE INC COM 037833100 10,476 76,621 SH   SOLE   0 0 76,621
AT&T INC COM 00206R102 285 13,610 SH   SOLE   0 0 13,610
AUTONATION INC COM 05329W102 1,252 11,201 SH   SOLE   0 0 11,201
BANK NEW YORK MELLON CORP COM 064058100 316 7,569 SH   SOLE   0 0 7,569
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 375 1,375 SH   SOLE   0 0 1,375
BLACKSTONE INC COM 09260D107 285 3,129 SH   SOLE   0 0 3,129
BOEING CO COM 097023105 632 4,624 SH   SOLE   0 0 4,624
BRISTOL-MYERS SQUIBB CO COM 110122108 689 8,942 SH   SOLE   0 0 8,942
CASSAVA SCIENCES INC COM 14817C107 405 14,415 SH   SOLE   0 0 14,415
CATERPILLAR INC COM 149123101 727 4,067 SH   SOLE   0 0 4,067
CHENIERE ENERGY INC COM NEW 16411R208 657 4,936 SH   SOLE   0 0 4,936
CHEVRON CORP NEW COM 166764100 316 2,180 SH   SOLE   0 0 2,180
CISCO SYS INC COM 17275R102 757 17,754 SH   SOLE   0 0 17,754
CITIZENS & NORTHN CORP COM 172922106 3,443 142,468 SH   SOLE   0 0 142,468
CLOROX CO DEL COM 189054109 431 3,057 SH   SOLE   0 0 3,057
COCA COLA CO COM 191216100 735 11,682 SH   SOLE   0 0 11,682
CONOCOPHILLIPS COM 20825C104 671 7,470 SH   SOLE   0 0 7,470
CONSOLIDATED EDISON INC COM 209115104 336 3,529 SH   SOLE   0 0 3,529
COSTAR GROUP INC COM 22160N109 788 13,050 SH   SOLE   0 0 13,050
CSX CORP COM 126408103 403 13,879 SH   SOLE   0 0 13,879
DANAHER CORPORATION COM 235851102 281 1,107 SH   SOLE   0 0 1,107
DEERE & CO COM 244199105 314 1,047 SH   SOLE   0 0 1,047
DEVON ENERGY CORP NEW COM 25179M103 235 4,270 SH   SOLE   0 0 4,270
DISNEY WALT CO COM 254687106 887 9,396 SH   SOLE   0 0 9,396
DOCUSIGN INC COM 256163106 232 4,048 SH   SOLE   0 0 4,048
DOW INC COM 260557103 234 4,529 SH   SOLE   0 0 4,529
EATON CORP PLC SHS G29183103 612 4,859 SH   SOLE   0 0 4,859
EOG RES INC COM 26875P101 946 8,562 SH   SOLE   0 0 8,562
EXXON MOBIL CORP COM 30231G102 680 7,937 SH   SOLE   0 0 7,937
FEDEX CORP COM 31428X106 448 1,975 SH   SOLE   0 0 1,975
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 1,415 32,081 SH   SOLE   0 0 32,081
GENERAL MLS INC COM 370334104 306 4,061 SH   SOLE   0 0 4,061
GLOBAL X FDS GLBX SUPRINC ETF 37950E333 381 37,083 SH   SOLE   0 0 37,083
HARTFORD FINL SVCS GROUP INC COM 416515104 212 3,242 SH   SOLE   0 0 3,242
HOME DEPOT INC COM 437076102 339 1,234 SH   SOLE   0 0 1,234
HORMEL FOODS CORP COM 440452100 294 6,208 SH   SOLE   0 0 6,208
INTEL CORP COM 458140100 449 12,013 SH   SOLE   0 0 12,013
INTERNATIONAL BUSINESS MACHS COM 459200101 803 5,688 SH   SOLE   0 0 5,688
INTUITIVE SURGICAL INC COM NEW 46120E602 227 1,130 SH   SOLE   0 0 1,130
IQVIA HLDGS INC COM 46266C105 773 3,564 SH   SOLE   0 0 3,564
ISHARES INC CORE MSCI EMKT 46434G103 2,192 44,678 SH   SOLE   0 0 44,678
ISHARES TR GL CLEAN ENE ETF 464288224 2,016 105,835 SH   SOLE   0 0 105,835
ISHARES TR CORE MSCI EAFE 46432F842 223 3,790 SH   SOLE   0 0 3,790
ISHARES TR MSCI EAFE ETF 464287465 888 14,217 SH   SOLE   0 0 14,217
ISHARES TR TIPS BD ETF 464287176 2,498 21,927 SH   SOLE   0 0 21,927
ISHARES TR ISHS 1-5YR INVS 464288646 2,546 50,366 SH   SOLE   0 0 50,366
ISHARES TR USD INV GRDE ETF 464288620 2,225 43,655 SH   SOLE   0 0 43,655
ISHARES TR MBS ETF 464288588 353 3,622 SH   SOLE   0 0 3,622
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 613 12,230 SH   SOLE   0 0 12,230
JOHNSON & JOHNSON COM 478160104 2,062 11,619 SH   SOLE   0 0 11,619
JPMORGAN CHASE & CO COM 46625H100 411 3,652 SH   SOLE   0 0 3,652
KELLOGG CO COM 487836108 228 3,195 SH   SOLE   0 0 3,195
KIMBERLY-CLARK CORP COM 494368103 995 7,362 SH   SOLE   0 0 7,362
LILLY ELI & CO COM 532457108 970 2,991 SH   SOLE   0 0 2,991
LOWES COS INC COM 548661107 218 1,250 SH   SOLE   0 0 1,250
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 1,076 12,308 SH   SOLE   0 0 12,308
MARATHON PETE CORP COM 56585A102 236 2,876 SH   SOLE   0 0 2,876
MCDONALDS CORP COM 580135101 1,299 5,262 SH   SOLE   0 0 5,262
MDU RES GROUP INC COM 552690109 207 7,675 SH   SOLE   0 0 7,675
MEDTRONIC PLC SHS G5960L103 484 5,396 SH   SOLE   0 0 5,396
MERCK & CO INC COM 58933Y105 1,930 21,171 SH   SOLE   0 0 21,171
META PLATFORMS INC CL A 30303M102 1,002 6,214 SH   SOLE   0 0 6,214
MICROSOFT CORP COM 594918104 714 2,781 SH   SOLE   0 0 2,781
MOTOROLA SOLUTIONS INC COM NEW 620076307 692 3,302 SH   SOLE   0 0 3,302
NATIONAL FUEL GAS CO COM 636180101 211 3,190 SH   SOLE   0 0 3,190
NUCOR CORP COM 670346105 369 3,531 SH   SOLE   0 0 3,531
NVIDIA CORPORATION COM 67066G104 353 2,331 SH   SOLE   0 0 2,331
PAYCHEX INC COM 704326107 1,470 12,911 SH   SOLE   0 0 12,911
PEPSICO INC COM 713448108 1,052 6,311 SH   SOLE   0 0 6,311
PFIZER INC COM 717081103 1,122 21,404 SH   SOLE   0 0 21,404
PHILLIPS 66 COM 718546104 224 2,736 SH   SOLE   0 0 2,736
PPL CORP COM 69351T106 219 8,080 SH   SOLE   0 0 8,080
PROCTER AND GAMBLE CO COM 742718109 458 3,188 SH   SOLE   0 0 3,188
PRUDENTIAL FINL INC COM 744320102 1,377 14,395 SH   SOLE   0 0 14,395
PUBLIC STORAGE COM 74460D109 238 760 SH   SOLE   0 0 760
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 940 14,849 SH   SOLE   0 0 14,849
PVH CORPORATION COM 693656100 774 13,605 SH   SOLE   0 0 13,605
RAYTHEON TECHNOLOGIES CORP COM 75513E101 427 4,439 SH   SOLE   0 0 4,439
REPUBLIC SVCS INC COM 760759100 1,002 7,656 SH   SOLE   0 0 7,656
RIOT BLOCKCHAIN INC COM 767292105 43 10,350 SH   SOLE   0 0 10,350
S&P GLOBAL INC COM 78409V104 202 599 SH   SOLE   0 0 599
SALESFORCE INC COM 79466L302 421 2,553 SH   SOLE   0 0 2,553
SCHWAB STRATEGIC TR US REIT ETF 808524847 255 12,104 SH   SOLE   0 0 12,104
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 11,917 190,915 SH   SOLE   0 0 190,915
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 375 6,469 SH   SOLE   0 0 6,469
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 252 8,057 SH   SOLE   0 0 8,057
SONOCO PRODS CO COM 835495102 212 3,710 SH   SOLE   0 0 3,710
SOUTHERN CO COM 842587107 474 6,641 SH   SOLE   0 0 6,641
SPDR GOLD TR GOLD SHS 78463V107 420 2,492 SH   SOLE   0 0 2,492
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 341 11,820 SH   SOLE   0 0 11,820
SPDR S&P 500 ETF TR TR UNIT 78462F103 427 1,131 SH   SOLE   0 0 1,131
SPDR SER TR S&P 400 MDCP GRW 78464A821 269 4,412 SH   SOLE   0 0 4,412
SPDR SER TR RUSSELL YIELD 78468R770 246 2,765 SH   SOLE   0 0 2,765
STARBUCKS CORP COM 855244109 1,369 17,923 SH   SOLE   0 0 17,923
STRYKER CORPORATION COM 863667101 506 2,545 SH   SOLE   0 0 2,545
TARGET CORP COM 87612E106 275 1,944 SH   SOLE   0 0 1,944
TELEFLEX INCORPORATED COM 879369106 618 2,515 SH   SOLE   0 0 2,515
TENABLE HLDGS INC COM 88025T102 212 4,675 SH   SOLE   0 0 4,675
TESLA INC COM 88160R101 206 306 SH   SOLE   0 0 306
THERMO FISHER SCIENTIFIC INC COM 883556102 324 596 SH   SOLE   0 0 596
TRUIST FINL CORP COM 89832Q109 2,183 46,029 SH   SOLE   0 0 46,029
UNITED PARCEL SERVICE INC CL B 911312106 789 4,320 SH   SOLE   0 0 4,320
UNITEDHEALTH GROUP INC COM 91324P102 1,010 1,966 SH   SOLE   0 0 1,966
UNIVEST FINANCIAL CORPORATIO COM 915271100 953 37,476 SH   SOLE   0 0 37,476
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 602 22,284 SH   SOLE   0 0 22,284
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 412 8,321 SH   SOLE   0 0 8,321
VANGUARD INDEX FDS GROWTH ETF 922908736 11,849 53,163 SH   SOLE   0 0 53,163
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,608 12,419 SH   SOLE   0 0 12,419
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,792 10,218 SH   SOLE   0 0 10,218
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 315 7,563 SH   SOLE   0 0 7,563
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 370 6,050 SH   SOLE   0 0 6,050
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 350 4,376 SH   SOLE   0 0 4,376
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 227 2,979 SH   SOLE   0 0 2,979
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 245 4,163 SH   SOLE   0 0 4,163
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1,140 23,848 SH   SOLE   0 0 23,848
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 1,275 8,501 SH   SOLE   0 0 8,501
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 1,504 12,621 SH   SOLE   0 0 12,621
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 435 1,847 SH   SOLE   0 0 1,847
VANGUARD WORLD FDS ENERGY ETF 92204A306 369 3,705 SH   SOLE   0 0 3,705
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 307 1,655 SH   SOLE   0 0 1,655
VANGUARD WORLD FDS INF TECH ETF 92204A702 356 1,090 SH   SOLE   0 0 1,090
VERIZON COMMUNICATIONS INC COM 92343V104 1,065 20,994 SH   SOLE   0 0 20,994
VISA INC COM CL A 92826C839 1,193 6,059 SH   SOLE   0 0 6,059
WASTE MGMT INC DEL COM 94106L109 1,011 6,607 SH   SOLE   0 0 6,607
WELLS FARGO CO NEW COM 949746101 338 8,631 SH   SOLE   0 0 8,631
WEST PHARMACEUTICAL SVSC INC COM 955306105 302 1,000 SH   SOLE   0 0 1,000