The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101 269 538 SH   SOLE   0 0 538
AMAZON COM INC COM 023135106 453 139 SH   SOLE   0 0 139
APPLE INC COM 037833100 6,095 45,932 SH   SOLE   0 0 45,932
AT&T INC COM 00206R102 739 25,712 SH   SOLE   0 0 25,712
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,843 7,950 SH   SOLE   0 0 7,950
BOEING CO COM 097023105 234 1,094 SH   SOLE   0 0 1,094
CIGNA CORP NEW COM 125523100 308 1,478 SH   SOLE   0 0 1,478
COMCAST CORP CL A 20030N101 284 5,424 SH   SOLE   0 0 5,424
CSX CORP COM 126408103 353 3,889 SH   SOLE   0 0 3,889
DISNEY WALT CO COM 254687106 602 3,325 SH   SOLE   0 0 3,325
HOME DEPOT INC COM 437076102 273 1,026 SH   SOLE   0 0 1,026
ISHARES INC CORE MSCI EMKT 46434G103 312 5,025 SH   SOLE   0 0 5,025
ISHARES INC ESG AWR MSCI EM 46434G863 844 20,115 SH   SOLE   0 0 20,115
ISHARES TR U.S. MED DVC ETF 464288810 274 837 SH   SOLE   0 0 837
ISHARES TR GLOBAL TECH ETF 464287291 374 1,245 SH   SOLE   0 0 1,245
ISHARES TR MRNGSTR LG-CP ET 464287127 322 1,483 SH   SOLE   0 0 1,483
ISHARES TR SHRT NAT MUN ETF 464288158 209 1,932 SH   SOLE   0 0 1,932
ISHARES TR NATIONAL MUN ETF 464288414 303 2,585 SH   SOLE   0 0 2,585
ISHARES TR CORE S&P SCP ETF 464287804 263 2,865 SH   SOLE   0 0 2,865
ISHARES TR S&P 500 VAL ETF 464287408 393 3,069 SH   SOLE   0 0 3,069
ISHARES TR CORE HIGH DV ETF 46429B663 308 3,516 SH   SOLE   0 0 3,516
ISHARES TR MSCI USA VALUE 46432F388 343 3,946 SH   SOLE   0 0 3,946
ISHARES TR RUS 1000 VAL ETF 464287598 546 3,993 SH   SOLE   0 0 3,993
ISHARES TR US HLTHCARE ETF 464287762 996 4,050 SH   SOLE   0 0 4,050
ISHARES TR RUS MID CAP ETF 464287499 338 4,936 SH   SOLE   0 0 4,936
ISHARES TR 0-5YR HI YL CP 46434V407 259 5,696 SH   SOLE   0 0 5,696
ISHARES TR U.S. FIN SVC ETF 464287770 870 5,800 SH   SOLE   0 0 5,800
ISHARES TR PFD AND INCM SEC 464288687 256 6,657 SH   SOLE   0 0 6,657
ISHARES TR ISHS 1-5YR INVS 464288646 371 6,733 SH   SOLE   0 0 6,733
ISHARES TR IBOXX INV CP ETF 464287242 947 6,855 SH   SOLE   0 0 6,855
ISHARES TR RUS 1000 GRW ETF 464287614 1,781 7,386 SH   SOLE   0 0 7,386
ISHARES TR EAFE GRWTH ETF 464288885 807 7,996 SH   SOLE   0 0 7,996
ISHARES TR CORE MSCI EAFE 46432F842 968 14,010 SH   SOLE   0 0 14,010
ISHARES TR IBONDS DEC22 ETF 46434VBA7 412 16,099 SH   SOLE   0 0 16,099
ISHARES TR U.S. TECH ETF 464287721 1,613 18,961 SH   SOLE   0 0 18,961
ISHARES TR US TREAS BD ETF 46429B267 535 19,641 SH   SOLE   0 0 19,641
ISHARES TR MSCI EAFE MIN VL 46429B689 1,544 21,039 SH   SOLE   0 0 21,039
ISHARES TR ESG AWR MSCI USA 46435G425 1,815 21,103 SH   SOLE   0 0 21,103
ISHARES TR CORE S&P TTL STK 464287150 1,841 21,353 SH   SOLE   0 0 21,353
ISHARES TR SHORT TREAS BD 464288679 2,525 22,842 SH   SOLE   0 0 22,842
ISHARES TR U.S. ENERGY ETF 464287796 502 24,822 SH   SOLE   0 0 24,822
ISHARES TR IBONDS DEC2022 46435G755 670 25,400 SH   SOLE   0 0 25,400
ISHARES TR RUSSELL 3000 ETF 464287689 7,128 31,888 SH   SOLE   0 0 31,888
ISHARES TR IBONDS DEC21 ETF 46434VBK5 1,162 46,645 SH   SOLE   0 0 46,645
ISHARES TR CORE S&P500 ETF 464287200 26,515 70,632 SH   SOLE   0 0 70,632
ISHARES TR MSCI USA MIN VOL 46429B697 4,940 72,782 SH   SOLE   0 0 72,782
ISHARES TR 1 3 YR TREAS BD 464287457 8,147 94,312 SH   SOLE   0 0 94,312
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 2,124 42,337 SH   SOLE   0 0 42,337
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 3,685 73,353 SH   SOLE   0 0 73,353
JOHNSON & JOHNSON COM 478160104 333 2,115 SH   SOLE   0 0 2,115
JP MORGAN CHASE & CO COM 46625H100 329 2,586 SH   SOLE   0 0 2,586
MCDONALDS CORP COM 580135101 315 1,466 SH   SOLE   0 0 1,466
MICROSOFT CORP COM 594918104 1,058 4,758 SH   SOLE   0 0 4,758
MIRAGE ENERGY CORP COM COM 60463B109 7 20,300 SH   SOLE   0 0 20,300
RAYTHEON TECHNOLOGIES CORP COM 75513E101 329 4,594 SH   SOLE   0 0 4,594
SPDR S&P 500 ETF TR TR UNIT 78462F103 801 2,143 SH   SOLE   0 0 2,143
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 323 6,555 SH   SOLE   0 0 6,555
TESLA INC COM 88160R101 3,867 5,480 SH   SOLE   0 0 5,480
TOYOTA MTR CORP SP ADR REP2COM 892331307 572 3,700 SH   SOLE   0 0 3,700
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 915 5,556 SH   SOLE   0 0 5,556
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 7,492 53,071 SH   SOLE   0 0 53,071
VERIZON COMMUNICATIONS INC COM 92343V104 522 8,892 SH   SOLE   0 0 8,892