The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   246,957 2,328 SH   SOLE   396 0 1,932
ABBVIE INC COM 00287Y109   10,016 55 SH   DFND   0 0 55
ABBVIE INC COM 00287Y109   37,513 206 SH   DFND 1,442,676 0 54 152
ABBVIE INC COM 00287Y109   293,197 1,610 SH   SOLE   1,136 0 474
ALPHABET INC CAP STK CL A 02079K305   9,810 65 SH   DFND   0 0 65
ALPHABET INC CAP STK CL A 02079K305   39,242 260 SH   DFND 1,442,676 0 65 195
ALPHABET INC CAP STK CL A 02079K305   245,563 1,627 SH   SOLE   1,115 0 512
AMAZON COM INC COM 023135106   7,215 40 SH   DFND   0 0 40
AMAZON COM INC COM 023135106   18,038 100 SH   DFND 825,204 0 100 0
AMAZON COM INC COM 023135106   28,861 160 SH   DFND 1,442,676 0 40 120
AMAZON COM INC COM 023135106   4,798,469 26,602 SH   SOLE   14,842 0 11,760
AON PLC SHS CL A G0403H108   633,401 1,898 SH   SOLE   1,898 0 0
APPLE INC COM 037833100   3,773 22 SH   DFND   0 0 22
APPLE INC COM 037833100   17,148 100 SH   DFND 825,204 0 100 0
APPLE INC COM 037833100   11,318 66 SH   DFND 1,442,676 0 19 47
APPLE INC COM 037833100   8,623,783 50,290 SH   SOLE   30,001 0 20,290
APPLIED MATLS INC COM 038222105   20,623 100 SH   DFND 825,204 0 100 0
APPLIED MATLS INC COM 038222105   1,477,638 7,165 SH   SOLE   7,098 0 67
AT&T INC COM 00206R102   405,155 23,020 SH   SOLE   3,975 0 19,045
AUTOMATIC DATA PROCESSING IN COM 053015103   6,493 26 SH   DFND   0 0 26
AUTOMATIC DATA PROCESSING IN COM 053015103   30,219 121 SH   DFND 1,442,676 0 29 92
AUTOMATIC DATA PROCESSING IN COM 053015103   686,844 2,750 SH   SOLE   1,656 0 1,094
BERKSHIRE HATHAWAY INC DEL CL A NEW 084670108   135,770,160 214 SH   SOLE   195 0 19
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,603,856 8,570 SH   SOLE   2,400 0 6,170
BLACKROCK INC COM 09247X101   574,523 689 SH   SOLE   542 0 147
CATERPILLAR INC COM 149123101   10,993 30 SH   DFND   0 0 30
CATERPILLAR INC COM 149123101   42,506 116 SH   DFND 1,442,676 0 29 87
CATERPILLAR INC COM 149123101   282,955 772 SH   SOLE   208 0 564
CHEVRON CORP NEW COM 166764100   334,339 2,120 SH   SOLE   887 0 1,233
CHUBB LIMITED COM H1467J104   9,588 37 SH   DFND   0 0 37
CHUBB LIMITED COM H1467J104   37,574 145 SH   DFND 1,442,676 0 36 109
CHUBB LIMITED COM H1467J104   433,784 1,674 SH   SOLE   1,639 0 35
CISCO SYS INC COM 17275R102   9,034 181 SH   DFND   0 0 181
CISCO SYS INC COM 17275R102   19,964 400 SH   DFND 825,204 0 400 0
CISCO SYS INC COM 17275R102   35,336 708 SH   DFND 1,442,676 0 174 534
CISCO SYS INC COM 17275R102   256,341 5,136 SH   SOLE   1,482 0 3,654
COCA COLA CO COM 191216100   24,472 400 SH   DFND 825,204 0 400 0
COCA COLA CO COM 191216100   330,800 5,407 SH   SOLE   2,733 0 2,674
COINBASE GLOBAL INC COM CL A 19260Q107   2,083,313 7,858 SH   SOLE   5,200 0 2,658
CSX CORP COM 126408103   601,168 16,217 SH   SOLE   11,144 0 5,073
DISNEY WALT CO COM 254687106   36,708 300 SH   DFND 825,204 0 300 0
DISNEY WALT CO COM 254687106   347,280 2,838 SH   SOLE   312 0 2,526
EATON CORP PLC SHS G29183103   313,618 1,003 SH   SOLE   350 0 653
ELEVANCE HEALTH INC COM 036752103   10,371 20 SH   DFND   0 0 20
ELEVANCE HEALTH INC COM 036752103   36,816 71 SH   DFND 1,442,676 0 19 52
ELEVANCE HEALTH INC COM 036752103   173,711 335 SH   SOLE   314 0 21
ENTERPRISE PRODS PARTNERS L COM 293792107   822,739 28,195 SH   SOLE   21,083 0 7,112
EXXON MOBIL CORP COM 30231G102   10,345 89 SH   DFND   0 0 89
EXXON MOBIL CORP COM 30231G102   23,248 200 SH   DFND 825,204 0 200 0
EXXON MOBIL CORP COM 30231G102   38,010 327 SH   DFND 1,442,676 0 71 256
EXXON MOBIL CORP COM 30231G102   2,349,820 20,215 SH   SOLE   6,638 0 13,577
FEDEX CORP COM 31428X106   292,905 1,011 SH   SOLE   775 0 236
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   390,729 8,098 SH   SOLE   1,434 0 6,664
FIRST TR NAS100 EQ WEIGHTED SHS 337344105   268,739 2,169 SH   SOLE   2,169 0 0
HEXCEL CORP NEW COM 428291108   247,008 3,391 SH   SOLE   3,081 0 310
INTEL CORP COM 458140100   220,395 4,990 SH   SOLE   323 0 4,667
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   422,577 17,733 SH   SOLE   11,270 0 6,463
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420   41,525 899 SH   DFND   0 0 899
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420   154,090 3,336 SH   DFND 1,442,676 0 885 2,451
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420   124,713 2,700 SH   SOLE   929 0 1,771
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   914,012 13,876 SH   SOLE   11,100 0 2,776
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   1,234,254 6,756 SH   SOLE   3,879 0 2,877
INVESCO QQQ TR UNIT SER 1 46090E103   357,872 806 SH   SOLE   309 0 497
ISHARES TR MSCI EAFE ETF 464287465   292,767 3,666 SH   SOLE   334 0 3,332
ISHARES TR CORE S&P500 ETF 464287200   4,899,931 9,320 SH   SOLE   5,865 0 3,455
ISHARES TR U.S. TECH ETF 464287721   657,472 4,868 SH   SOLE   0 0 4,868
ISHARES TR 1 3 YR TREAS BD 464287457   24,125 295 SH   DFND   0 0 295
ISHARES TR 1 3 YR TREAS BD 464287457   91,430 1,118 SH   DFND 1,442,676 0 288 830
ISHARES TR 1 3 YR TREAS BD 464287457   102,797 1,257 SH   SOLE   411 0 846
ISHARES TR 7-10 YR TRSY BD 464287440   32,374 342 SH   DFND   0 0 342
ISHARES TR 7-10 YR TRSY BD 464287440   122,301 1,292 SH   DFND 1,442,676 0 335 957
ISHARES TR 7-10 YR TRSY BD 464287440   78,757 832 SH   SOLE   217 0 615
ISHARES TR 20 YR TR BD ETF 464287432   29,805 315 SH   DFND   0 0 315
ISHARES TR 20 YR TR BD ETF 464287432   112,598 1,190 SH   DFND 1,442,676 0 308 882
ISHARES TR 20 YR TR BD ETF 464287432   106,353 1,124 SH   SOLE   416 0 708
ISHARES TR US TREAS BD ETF 46429B267   1,613,938 70,880 SH   SOLE   44,107 0 26,773
ISHARES TR CORE MSCI TOTAL 46432F834   1,427,978 21,043 SH   SOLE   11,661 0 9,382
ISHARES TR CORE 1 5 YR USD 46432F859   250,958 5,290 SH   SOLE   1,518 0 3,772
ISHARES TR MSCI USA MMENTM 46432F396   279,901 1,494 SH   SOLE   735 0 759
ISHARES TR ISHS 5-10YR INVT 464288638   20,227 392 SH   DFND   0 0 392
ISHARES TR ISHS 5-10YR INVT 464288638   76,420 1,481 SH   DFND 1,442,676 0 384 1,097
ISHARES TR ISHS 5-10YR INVT 464288638   176,885 3,428 SH   SOLE   1,181 0 2,247
ISHARES TR SHRT NAT MUN ETF 464288158   715,515 6,832 SH   SOLE   2,066 0 4,766
ISHARES TR MBS ETF 464288588   77,078 834 SH   DFND   0 0 834
ISHARES TR MBS ETF 464288588   290,846 3,147 SH   DFND 1,442,676 0 817 2,330
ISHARES TR MBS ETF 464288588   224,858 2,433 SH   SOLE   773 0 1,660
ISHARES TR 3 7 YR TREAS BD 464288661   78,288 676 SH   DFND   0 0 676
ISHARES TR 3 7 YR TREAS BD 464288661   290,799 2,511 SH   DFND 1,442,676 0 669 1,842
ISHARES TR 3 7 YR TREAS BD 464288661   286,514 2,474 SH   SOLE   639 0 1,835
ISHARES TR CORE S&P TTL STK 464287150   8,014,797 69,513 SH   SOLE   41,312 0 28,201
ISHARES TR ISHS 1-5YR INVS 464288646   55,280 1,078 SH   DFND   0 0 1,078
ISHARES TR ISHS 1-5YR INVS 464288646   205,479 4,007 SH   DFND 1,442,676 0 1,075 2,932
ISHARES TR ISHS 1-5YR INVS 464288646   194,095 3,785 SH   SOLE   1,173 0 2,612
ISHARES TR MSCI KLD400 SOC 464288570   774,926 7,687 SH   SOLE   3,999 0 3,688
ISHARES TR MRGSTR MD CP GRW 464288307   267,594 3,786 SH   SOLE   3,786 0 0
ISHARES TR MRGSTR MD CP ETF 464288208   1,262,945 17,341 SH   SOLE   9,982 0 7,359
ISHARES TR CORE US AGGBD ET 464287226   1,341,386 13,696 SH   SOLE   9,326 0 4,370
ISHARES TR ESG AW MSCI EAFE 46435G516   274,251 3,432 SH   SOLE   2,111 0 1,321
ISHARES TR CORE MSCI INTL 46435G326   1,463,031 21,794 SH   SOLE   12,472 0 9,322
ISHARES TR ESG AWR MSCI USA 46435G425   268,547 2,336 SH   SOLE   375 0 1,961
JOHNSON & JOHNSON COM 478160104   9,650 61 SH   DFND   0 0 61
JOHNSON & JOHNSON COM 478160104   34,960 221 SH   DFND 1,442,676 0 60 161
JOHNSON & JOHNSON COM 478160104   5,977,781 37,789 SH   SOLE   2,668 0 35,121
JPMORGAN CHASE & CO COM 46625H100   6,810 34 SH   DFND   0 0 34
JPMORGAN CHASE & CO COM 46625H100   23,035 115 SH   DFND 1,442,676 0 33 82
JPMORGAN CHASE & CO COM 46625H100   709,973 3,545 SH   SOLE   1,808 0 1,737
MASTERCARD INCORPORATED CL A 57636Q104   6,742 14 SH   DFND   0 0 14
MASTERCARD INCORPORATED CL A 57636Q104   23,597 49 SH   DFND 1,442,676 0 14 35
MASTERCARD INCORPORATED CL A 57636Q104   548,750 1,140 SH   SOLE   16 0 1,124
MCDONALDS CORP COM 580135101   1,027,297 3,644 SH   SOLE   3,560 0 84
MICROSOFT CORP COM 594918104   7,573 18 SH   DFND   0 0 18
MICROSOFT CORP COM 594918104   28,609 68 SH   DFND 1,442,676 0 18 50
MICROSOFT CORP COM 594918104   3,446,736 8,192 SH   SOLE   4,995 0 3,197
MONDELEZ INTL INC CL A 609207105   21,000 300 SH   DFND 825,204 0 300 0
MONDELEZ INTL INC CL A 609207105   325,603 4,651 SH   SOLE   4,526 0 125
NETFLIX INC COM 64110L106   889,738 1,465 SH   SOLE   485 0 980
NORFOLK SOUTHN CORP COM 655844108   650,029 2,550 SH   SOLE   1,000 0 1,550
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   533,731 6,997 SH   SOLE   3,266 0 3,731
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   300,155 7,724 SH   SOLE   3,877 0 3,847
NVIDIA CORPORATION COM 67066G104   12,650 14 SH   DFND   0 0 14
NVIDIA CORPORATION COM 67066G104   46,082 51 SH   DFND 1,442,676 0 13 38
NVIDIA CORPORATION COM 67066G104   2,657,370 2,941 SH   SOLE   2,436 0 505
ONEOK INC NEW COM 682680103   324,368 4,046 SH   SOLE   2,812 0 1,234
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105   407,344 23,197 SH   SOLE   21,950 0 1,247
PROCTER AND GAMBLE CO COM 742718109   7,950 49 SH   DFND   0 0 49
PROCTER AND GAMBLE CO COM 742718109   28,394 175 SH   DFND 1,442,676 0 47 128
PROCTER AND GAMBLE CO COM 742718109   1,053,442 6,493 SH   SOLE   4,668 0 1,825
RTX CORPORATION COM 75513E101   6,827 70 SH   DFND   0 0 70
RTX CORPORATION COM 75513E101   9,753 100 SH   DFND 825,204 0 100 0
RTX CORPORATION COM 75513E101   27,016 277 SH   DFND 1,442,676 0 73 204
RTX CORPORATION COM 75513E101   303,026 3,107 SH   SOLE   2,513 0 594
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   995,977 20,227 SH   SOLE   11,668 0 8,559
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,599,029 33,168 SH   SOLE   21,463 0 11,705
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   848,175 10,416 SH   SOLE   4,480 0 5,936
SHOPIFY INC CL A 82509L107   457,927 5,934 SH   SOLE   4,371 0 1,563
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   243,740 6,735 SH   SOLE   4,827 0 1,908
SPDR S&P 500 ETF TR TR UNIT 78462F103   65,384 125 SH   DFND   0 0 125
SPDR S&P 500 ETF TR TR UNIT 78462F103   250,027 478 SH   DFND 1,442,676 0 123 355
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,566,266 4,906 SH   SOLE   382 0 4,524
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,682,267 22,997 SH   SOLE   15,504 0 7,493
SPDR SER TR PORTFLI INTRMDIT 78464A672   728,650 25,857 SH   SOLE   9,144 0 16,713
SPDR SER TR PORTFOLIO LN TSR 78464A664   1,078,931 38,616 SH   SOLE   23,858 0 14,758
SPDR SER TR PORTFLI HIGH YLD 78468R606   318,868 13,592 SH   SOLE   12,278 0 1,314
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   81,059 883 SH   DFND   0 0 883
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   305,969 3,333 SH   DFND 1,442,676 0 866 2,467
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   185,987 2,026 SH   SOLE   735 0 1,291
SPDR SER TR NUVEEN BLOOMBERG 78464A284   280,124 10,904 SH   SOLE   9,544 0 1,360
STARBUCKS CORP COM 855244109   535,815 5,863 SH   SOLE   2,360 0 3,503
TESLA INC COM 88160R101   380,058 2,162 SH   SOLE   360 0 1,802
TRUIST FINL CORP COM 89832Q109   372,910 9,567 SH   SOLE   2,936 0 6,631
UNION PAC CORP COM 907818108   415,376 1,689 SH   SOLE   740 0 949
UNITEDHEALTH GROUP INC COM 91324P102   1,789,727 3,618 SH   SOLE   2,229 0 1,389
VANGUARD INDEX FDS SMALL CP ETF 922908751   442,093 1,934 SH   SOLE   1,286 0 648
VANGUARD INDEX FDS VALUE ETF 922908744   999,635 6,138 SH   SOLE   3,083 0 3,055
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,661,400 34,692 SH   SOLE   22,530 0 12,162
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,938,840 38,317 SH   SOLE   24,355 0 13,962
VERIZON COMMUNICATIONS INC COM 92343V104   16,784 400 SH   DFND 825,204 0 400 0
VERIZON COMMUNICATIONS INC COM 92343V104   733,754 17,487 SH   SOLE   13,788 0 3,699
VISA INC COM CL A 92826C839   658,805 2,361 SH   SOLE   716 0 1,645