The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   332,880 3,556 SH   SOLE   1,355 0 2,200
ABBVIE INC COM 00287Y109   238,301 1,599 SH   SOLE   1,125 0 474
ABBVIE INC COM 00287Y109   6,111 41 SH   DFND   0 0 41
ALPHABET INC CAP STK CL A 02079K305   207,151 1,583 SH   SOLE   1,071 0 512
ALPHABET INC CAP STK CL A 02079K305   8,506 65 SH   DFND   0 0 65
AMAZON COM INC COM 023135106   3,432,113 26,999 SH   SOLE   14,655 0 12,344
AMAZON COM INC COM 023135106   5,085 40 SH   DFND   0 0 40
AON PLC SHS CL A G0403H108   615,370 1,898 SH   SOLE   1,898 0 0
APPLE INC COM 037833100   3,767 22 SH   DFND   0 0 22
APPLE INC COM 037833100   8,663,010 50,599 SH   SOLE   27,839 0 22,759
APPLIED MATLS INC COM 038222105   1,124,491 8,122 SH   SOLE   7,055 0 1,067
AT&T INC COM 00206R102   350,419 23,330 SH   SOLE   3,975 0 19,355
AUTOMATIC DATA PROCESSING IN COM 053015103   661,299 2,749 SH   SOLE   1,182 0 1,567
AUTOMATIC DATA PROCESSING IN COM 053015103   6,255 26 SH   DFND   0 0 26
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,565,948 7,325 SH   SOLE   2,481 0 4,844
BERKSHIRE HATHAWAY INC DEL CL A 084670108   114,799,032 216 SH   SOLE   197 0 19
BLACKROCK INC COM 09247X101   440,269 681 SH   SOLE   354 0 327
CATERPILLAR INC COM 149123101   211,971 776 SH   SOLE   183 0 593
CHEVRON CORP NEW COM 166764100   370,944 2,200 SH   SOLE   875 0 1,325
CHUBB LIMITED COM H1467J104   5,621 27 SH   DFND   0 0 27
CHUBB LIMITED COM H1467J104   347,452 1,669 SH   SOLE   1,634 0 35
CISCO SYS INC COM 17275R102   270,456 5,031 SH   SOLE   1,384 0 3,647
CISCO SYS INC COM 17275R102   7,150 133 SH   DFND   0 0 133
COCA COLA CO COM 191216100   302,684 5,407 SH   SOLE   2,733 0 2,674
COINBASE GLOBAL INC COM CL A 19260Q107   580,519 7,732 SH   SOLE   5,230 0 2,502
CSX CORP COM 126408103   528,774 17,196 SH   SOLE   8,832 0 8,364
DISNEY WALT CO COM 254687106   227,515 2,807 SH   SOLE   281 0 2,526
EATON CORP PLC SHS G29183103   213,920 1,003 SH   SOLE   350 0 653
ENTERPRISE PRODS PARTNERS L COM 293792107   794,451 29,026 SH   SOLE   20,876 0 8,150
EXXON MOBIL CORP COM 30231G102   2,386,546 20,297 SH   SOLE   6,723 0 13,574
FEDEX CORP COM 31428X106   265,244 1,001 SH   SOLE   0 0 1,001
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   724,000 15,326 SH   SOLE   3,619 0 11,707
FIRST TR NAS100 EQ WEIGHTED SHS 337344105   240,113 2,309 SH   SOLE   2,169 0 140
FORD MTR CO DEL COM 345370860   241,704 19,461 SH   SOLE   12,571 0 6,890
HEXCEL CORP NEW COM 428291108   220,627 3,387 SH   SOLE   3,077 0 310
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   362,139 16,342 SH   SOLE   10,099 0 6,243
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   843,166 14,342 SH   SOLE   11,100 0 3,242
INVESCO QQQ TR UNIT SER 1 46090E103   348,955 974 SH   SOLE   329 0 645
ISHARES TR MSCI EAFE ETF 464287465   31,703 460 SH   DFND   0 0 460
ISHARES TR MSCI EAFE ETF 464287465   260,518 3,780 SH   SOLE   448 0 3,332
ISHARES TR CORE S&P500 ETF 464287200   4,381,329 10,203 SH   SOLE   5,986 0 4,217
ISHARES TR U.S. TECH ETF 464287721   510,751 4,868 SH   SOLE   0 0 4,868
ISHARES TR CORE MSCI TOTAL 46432F834   2,026,309 33,777 SH   SOLE   17,767 0 16,010
ISHARES TR CORE 1 5 YR USD 46432F859   923,890 19,920 SH   SOLE   7,176 0 12,744
ISHARES TR MSCI USA MMENTM 46432F396   252,578 1,808 SH   SOLE   857 0 951
ISHARES TR ESG AW MSCI EAFE 46435G516   336,801 4,872 SH   SOLE   3,344 0 1,528
ISHARES TR ESG AWR MSCI USA 46435G425   231,864 2,469 SH   SOLE   375 0 2,094
ISHARES TR ISHS 5-10YR INVT 464288638   19,849 408 SH   DFND   0 0 408
ISHARES TR ISHS 5-10YR INVT 464288638   229,920 4,726 SH   SOLE   1,579 0 3,147
ISHARES TR SHRT NAT MUN ETF 464288158   2,206,141 21,448 SH   SOLE   13,999 0 7,449
ISHARES TR MBS ETF 464288588   68,110 767 SH   DFND   0 0 767
ISHARES TR MBS ETF 464288588   223,066 2,512 SH   SOLE   757 0 1,755
ISHARES TR 3 7 YR TREAS BD 464288661   74,459 658 SH   DFND   0 0 658
ISHARES TR 3 7 YR TREAS BD 464288661   282,221 2,494 SH   SOLE   645 0 1,849
ISHARES TR CORE S&P TTL STK 464287150   257,168 2,730 SH   SOLE   2,661 0 69
ISHARES TR ISHS 1-5YR INVS 464288646   52,471 1,053 SH   DFND   0 0 1,053
ISHARES TR ISHS 1-5YR INVS 464288646   199,220 3,998 SH   SOLE   1,235 0 2,763
ISHARES TR MSCI KLD400 SOC 464288570   655,513 8,052 SH   SOLE   4,227 0 3,825
ISHARES TR MRGSTR MD CP GRW 464288307   224,864 3,936 SH   SOLE   3,786 0 150
ISHARES TR CORE US AGGBD ET 464287226   2,026,938 21,554 SH   SOLE   9,010 0 12,544
ISHARES TR ESG AWR US AGRGT 46435U549   404,348 8,926 SH   SOLE   6,488 0 2,438
JOHNSON & JOHNSON COM 478160104   5,882,491 37,769 SH   SOLE   2,649 0 35,120
JOHNSON & JOHNSON COM 478160104   5,919 38 SH   DFND   0 0 38
JPMORGAN CHASE & CO COM 46625H100   509,038 3,510 SH   SOLE   1,009 0 2,501
JPMORGAN CHASE & CO COM 46625H100   5,801 40 SH   DFND   0 0 40
MASTERCARD INCORPORATED CL A 57636Q104   6,730 17 SH   DFND   0 0 17
MASTERCARD INCORPORATED CL A 57636Q104   450,735 1,138 SH   SOLE   16 0 1,122
MCDONALDS CORP COM 580135101   959,673 3,643 SH   SOLE   3,560 0 83
MICROSOFT CORP COM 594918104   2,487,536 7,878 SH   SOLE   4,894 0 2,984
MICROSOFT CORP COM 594918104   6,315 20 SH   DFND   0 0 20
MONDELEZ INTL INC CL A 609207105   322,144 4,642 SH   SOLE   4,517 0 125
NETFLIX INC COM 64110L106   563,379 1,492 SH   SOLE   375 0 1,117
NORFOLK SOUTHN CORP COM 655844108   502,257 2,550 SH   SOLE   1,000 0 1,550
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   484,469 14,423 SH   SOLE   8,668 0 5,755
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   429,445 7,161 SH   SOLE   3,418 0 3,743
NVIDIA CORPORATION COM 67066G104   1,277,566 2,937 SH   SOLE   2,418 0 519
NVIDIA CORPORATION COM 67066G104   6,090 14 SH   DFND   0 0 14
ONEOK INC NEW COM 682680103   271,924 4,287 SH   SOLE   2,978 0 1,309
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105   354,688 23,152 SH   SOLE   19,450 0 3,702
PROCTER AND GAMBLE CO COM 742718109   940,880 6,451 SH   SOLE   4,630 0 1,820
RTX CORPORATION COM 75513E101   223,755 3,109 SH   SOLE   2,478 0 631
RTX CORPORATION COM 75513E101   5,038 70 SH   DFND   0 0 70
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,598,714 23,622 SH   SOLE   9,918 0 13,704
SHOPIFY INC CL A 82509L107   323,818 5,934 SH   SOLE   4,371 0 1,563
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   545,815 16,259 SH   SOLE   12,109 0 4,150
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,131,421 4,986 SH   SOLE   383 0 4,603
SPDR S&P 500 ETF TR TR UNIT 78462F103   54,290 127 SH   DFND   0 0 127
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,538,552 25,954 SH   SOLE   19,027 0 6,927
SPDR SER TR PORTFLI INTRMDIT 78464A672   3,773,152 137,056 SH   SOLE   88,867 0 48,189
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   84,566 921 SH   DFND   0 0 921
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   463,507 5,048 SH   SOLE   689 0 4,359
STARBUCKS CORP COM 855244109   560,437 6,140 SH   SOLE   2,594 0 3,547
TESLA INC COM 88160R101   681,099 2,722 SH   SOLE   435 0 2,287
TRUIST FINL CORP COM 89832Q109   428,900 14,991 SH   SOLE   2,986 0 12,005
UNION PAC CORP COM 907818108   350,244 1,720 SH   SOLE   740 0 980
UNITEDHEALTH GROUP INC COM 91324P102   1,825,171 3,620 SH   SOLE   2,232 0 1,388
VANGUARD INDEX FDS VALUE ETF 922908744   3,272,353 23,725 SH   SOLE   11,213 0 12,512
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,192,300 6,306 SH   SOLE   3,489 0 2,817
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,995,041 103,847 SH   SOLE   75,063 0 28,784
VERIZON COMMUNICATIONS INC COM 92343V104   567,920 17,523 SH   SOLE   13,824 0 3,699
VISA INC COM CL A 92826C839   544,148 2,366 SH   SOLE   715 0 1,650