The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   416,435 4,161 SH   SOLE   1,959 0 2,202
ABBVIE INC COM 00287Y109   331,381 2,460 SH   DFND   2,073 96 291
ALPHABET INC CAP STK CL A 02079K305   236,767 1,978 SH   DFND   1,169 170 639
AMAZON COM INC COM 023135106   3,763,103 28,867 SH   DFND   14,727 428 13,712
AMERICAN EXPRESS CO COM 025816109   285,862 1,641 SH   SOLE   656 0 985
AON PLC SHS CL A G0403H108   655,190 1,898 SH   SOLE   1,898 0 0
APPLE INC COM 037833100   10,132,002 52,235 SH   DFND   28,013 152 24,070
APPLIED MATLS INC COM 038222105   1,231,770 8,522 SH   SOLE   7,055 200 1,267
AT&T INC COM 00206R102   386,072 24,205 SH   SOLE   3,975 0 20,230
AUTOMATIC DATA PROCESSING IN COM 053015103   640,267 2,913 SH   DFND   1,227 69 1,617
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,751,870 8,070 SH   SOLE   2,613 0 5,457
BERKSHIRE HATHAWAY INC DEL CL A 084670108   111,846,960 216 SH   SOLE   197 0 19
BLACKROCK INC COM 09247X101   469,737 680 SH   SOLE   354 0 325
BRISTOL-MYERS SQUIBB CO COM 110122108   383,700 6,000 SH   SOLE   4,500 300 1,200
CATERPILLAR INC COM 149123101   240,162 976 SH   SOLE   183 0 793
CHEVRON CORP NEW COM 166764100   485,768 3,087 SH   SOLE   2,015 0 1,072
CHUBB LIMITED COM H1467J104   356,621 1,852 SH   DFND   1,660 75 117
CISCO SYS INC COM 17275R102   387,187 7,483 SH   DFND   1,566 529 5,388
COCA COLA CO COM 191216100   362,344 6,017 SH   DFND   2,743 400 2,874
COINBASE GLOBAL INC COM CL A 19260Q107   567,105 7,926 SH   SOLE   5,549 0 2,377
CORNING INC COM 219350105   210,100 5,996 SH   SOLE   4,546 0 1,450
CSX CORP COM 126408103   585,981 17,184 SH   SOLE   8,832 0 8,352
DISNEY WALT CO COM 254687106   280,679 3,144 SH   SOLE   287 200 2,657
EATON CORP PLC SHS G29183103   201,703 1,003 SH   SOLE   350 0 653
ENTERPRISE PRODS PARTNERS L COM 293792107   762,717 28,946 SH   SOLE   20,814 0 8,131
EXXON MOBIL CORP COM 30231G102   2,493,127 23,246 SH   SOLE   10,298 300 12,648
FEDEX CORP COM 31428X106   246,978 996 SH   SOLE   0 0 996
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   935,762 19,630 SH   SOLE   7,549 0 12,081
FIRST TR NAS100 EQ WEIGHTED SHS 337344105   340,477 3,185 SH   SOLE   3,045 0 140
FORD MTR CO DEL COM 345370860   293,500 19,399 SH   SOLE   12,660 0 6,738
HEXCEL CORP NEW COM 428291108   257,348 3,385 SH   SOLE   3,075 0 310
INTEL CORP COM 458140100   220,092 6,582 SH   SOLE   261 0 6,321
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420   342,837 8,194 SH   DFND   2,260 2,241 3,693
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,018,841 16,221 SH   SOLE   12,979 0 3,242
INVESCO QQQ TR UNIT SER 1 46090E103   359,815 974 SH   SOLE   329 0 645
ISHARES TR CORE S&P500 ETF 464287200   4,364,687 9,793 SH   SOLE   5,474 0 4,319
ISHARES TR MSCI EAFE ETF 464287465   468,278 6,459 SH   DFND   1,071 1,122 4,266
ISHARES TR U.S. TECH ETF 464287721   529,979 4,868 SH   SOLE   0 0 4,868
ISHARES TR 1 3 YR TREAS BD 464287457   287,266 3,543 SH   DFND   969 947 1,627
ISHARES TR 7-10 YR TRSY BD 464287440   230,487 2,386 SH   DFND   422 497 1,467
ISHARES TR 20 YR TR BD ETF 464287432   339,393 3,297 SH   DFND   1,039 716 1,542
ISHARES TR CORE S&P TTL STK 464287150   266,938 2,728 SH   SOLE   2,661 0 67
ISHARES TR ISHS 1-5YR INVS 464288646   576,203 11,485 SH   DFND   2,954 3,071 5,460
ISHARES TR MSCI KLD400 SOC 464288570   670,246 7,963 SH   SOLE   4,134 0 3,829
ISHARES TR MBS ETF 464288588   666,192 7,143 SH   DFND   1,811 1,873 3,459
ISHARES TR 3 7 YR TREAS BD 464288661   736,857 6,393 SH   DFND   1,542 1,581 3,270
ISHARES TR SHRT NAT MUN ETF 464288158   2,232,594 21,459 SH   SOLE   13,999 0 7,460
ISHARES TR MSCI USA MMENTM 46432F396   265,276 1,839 SH   SOLE   857 0 982
ISHARES TR ISHS 5-10YR INVT 464288638   350,854 6,938 SH   DFND   2,042 804 4,092
ISHARES TR MRGSTR MD CP GRW 464288307   353,940 5,808 SH   SOLE   5,658 0 150
ISHARES TR CORE US AGGBD ET 464287226   2,217,294 22,637 SH   SOLE   8,857 0 13,780
ISHARES TR TIPS BD ETF 464287176   209,192 1,944 SH   DFND   553 353 1,038
ISHARES TR CORE MSCI TOTAL 46432F834   2,226,670 35,558 SH   SOLE   18,448 0 17,110
ISHARES TR CORE 1 5 YR USD 46432F859   979,627 21,004 SH   SOLE   7,390 0 13,614
ISHARES TR ESG AW MSCI EAFE 46435G516   330,665 4,534 SH   SOLE   3,094 0 1,440
ISHARES TR ESG AWR US AGRGT 46435U549   412,454 8,744 SH   SOLE   6,173 0 2,571
ISHARES TR ESG AWR MSCI USA 46435G425   240,629 2,469 SH   SOLE   375 0 2,094
ISHARES TR ESG AWRE 1 5 YR 46435G243   207,730 8,688 SH   SOLE   6,881 0 1,807
JOHNSON & JOHNSON COM 478160104   6,814,857 41,172 SH   DFND   7,193 85 33,894
JPMORGAN CHASE & CO COM 46625H100   536,570 3,689 SH   DFND   1,040 83 2,566
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106   248,117 3,981 SH   SOLE   3,500 0 481
MASTERCARD INCORPORATED CL A 57636Q104   482,964 1,228 SH   DFND   38 38 1,152
MCDONALDS CORP COM 580135101   1,146,650 3,843 SH   SOLE   3,560 0 283
MICROSOFT CORP COM 594918104   3,294,221 9,674 SH   DFND   6,848 49 2,776
MONDELEZ INTL INC CL A 609207105   405,022 5,553 SH   SOLE   4,513 300 740
NETFLIX INC COM 64110L106   657,211 1,492 SH   SOLE   375 0 1,117
NIKE INC CL B 654106103   285,770 2,589 SH   DFND   976 217 1,396
NORFOLK SOUTHN CORP COM 655844108   578,336 2,550 SH   SOLE   1,000 0 1,550
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   443,931 7,136 SH   SOLE   3,393 0 3,743
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   485,828 14,021 SH   SOLE   8,359 0 5,662
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   203,593 5,504 SH   SOLE   3,191 0 2,313
NVIDIA CORPORATION COM 67066G104   1,471,263 3,478 SH   DFND   2,510 30 938
PEPSICO INC COM 713448108   394,704 2,131 SH   SOLE   2,000 0 131
PHILIP MORRIS INTL INC COM 718172109   214,960 2,202 SH   SOLE   1,225 0 977
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105   326,151 23,131 SH   SOLE   19,450 0 3,681
PROCTER AND GAMBLE CO COM 742718109   1,066,661 7,030 SH   SOLE   4,627 0 2,403
RAYTHEON TECHNOLOGIES CORP COM 75513E101   395,073 4,033 SH   DFND   3,003 233 797
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,583,774 22,297 SH   SOLE   8,233 0 14,064
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   237,431 4,818 SH   SOLE   2,785 0 2,033
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   234,081 3,156 SH   SOLE   0 0 3,156
SHOPIFY INC CL A 82509L107   396,644 6,140 SH   SOLE   4,679 0 1,461
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   563,213 16,382 SH   SOLE   11,963 0 4,419
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,539,112 5,728 SH   DFND   546 311 4,871
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,314,503 21,546 SH   SOLE   14,665 0 6,881
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   818,667 8,916 SH   DFND   1,648 2,224 5,044
SPDR SER TR PORTFLI INTRMDIT 78464A672   4,023,574 142,226 SH   SOLE   91,390 0 50,836
STARBUCKS CORP COM 855244109   652,222 6,584 SH   SOLE   3,336 0 3,248
TESLA INC COM 88160R101   712,538 2,722 SH   SOLE   435 0 2,287
TRUIST FINL CORP COM 89832Q109   454,732 14,983 SH   SOLE   2,986 0 11,997
UNILEVER PLC SPON ADR NEW 904767704   213,159 4,089 SH   DFND   3,316 291 482
UNION PAC CORP COM 907818108   345,808 1,690 SH   SOLE   740 0 950
UNITEDHEALTH GROUP INC COM 91324P102   1,882,885 3,917 SH   SOLE   2,681 0 1,236
VANGUARD INDEX FDS VALUE ETF 922908744   3,489,377 24,556 SH   SOLE   11,715 0 12,841
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,155,906 5,812 SH   SOLE   3,016 0 2,796
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   255,186 6,273 SH   DFND   1,647 1,709 2,917
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   5,319,654 105,927 SH   SOLE   70,526 0 35,401
VERIZON COMMUNICATIONS INC COM 92343V104   769,386 20,688 SH   DFND   16,025 712 3,951
VISA INC COM CL A 92826C839   562,442 2,368 SH   SOLE   718 0 1,650