The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 558 5,054 SH   SOLE   2,749 0 2,304
ABBVIE INC COM 00287Y109 40 295 SH   DFND   0 111 184
ABBVIE INC COM 00287Y109 295 2,198 SH   SOLE   2,134 0 63
AMAZON COM INC COM 023135106 18 160 SH   DFND   0 66 94
AMAZON COM INC COM 023135106 11 100 SH   DFND   0 100 0
AMAZON COM INC COM 023135106 2,929 25,920 SH   SOLE   14,615 0 11,305
AMERICAN EXPRESS CO COM 025816109 290 2,152 SH   SOLE   1,199 0 953
AON PLC SHS CL A G0403H108 508 1,898 SH   SOLE   1,898 0 0
APPLE INC COM 037833100 36 257 SH   DFND   0 159 100
APPLE INC COM 037833100 7,216 52,216 SH   SOLE   33,886 0 18,329
APPLIED MATLS INC COM 038222105 676 8,257 SH   SOLE   6,990 0 1,267
APPLIED MATLS INC COM 038222105 8 100 SH   DFND   0 100 0
AT&T INC COM 00206R102 403 26,264 SH   SOLE   6,984 0 19,280
AUTOMATIC DATA PROCESSING IN COM 053015103 620 2,742 SH   SOLE   1,692 0 1,049
AUTOMATIC DATA PROCESSING IN COM 053015103 48 212 SH   DFND   0 90 122
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,966 7,364 SH   SOLE   3,743 0 3,621
BERKSHIRE HATHAWAY INC DEL CL A 084670108 88,610 218 SH   SOLE   199 0 19
BLACKROCK INC COM 09247X101 378 687 SH   SOLE   548 0 138
BRISTOL-MYERS SQUIBB CO COM 110122108 405 5,700 SH   SOLE   4,500 0 1,200
CHEVRON CORP NEW COM 166764100 443 3,085 SH   SOLE   2,015 0 1,070
CHUBB LIMITED COM H1467J104 294 1,616 SH   SOLE   1,616 0 0
CISCO SYS INC COM 17275R102 255 6,381 SH   SOLE   1,434 0 4,946
CISCO SYS INC COM 17275R102 16 400 SH   DFND   0 400 0
CISCO SYS INC COM 17275R102 35 873 SH   DFND   0 359 514
COCA COLA CO COM 191216100 22 400 SH   DFND   0 400 0
COCA COLA CO COM 191216100 343 6,114 SH   SOLE   3,490 0 2,624
COINBASE GLOBAL INC COM CL A 19260Q107 228 3,534 SH   SOLE   2,517 0 1,017
CSX CORP COM 126408103 11 400 SH   DFND   0 400 0
CSX CORP COM 126408103 469 17,613 SH   SOLE   12,090 0 5,523
DISNEY WALT CO COM 254687106 302 3,202 SH   SOLE   183 0 3,019
DOMINION ENERGY INC COM 25746U109 232 3,362 SH   SOLE   2,212 0 1,150
ENTERPRISE PRODS PARTNERS L COM 293792107 699 29,411 SH   SOLE   23,148 0 6,262
EXXON MOBIL CORP COM 30231G102 17 200 SH   DFND   0 200 0
EXXON MOBIL CORP COM 30231G102 1,047 11,996 SH   SOLE   10,298 0 1,697
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 1,948 41,151 SH   SOLE   21,535 0 19,616
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 595 13,674 SH   SOLE   1,440 0 12,234
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 304 3,636 SH   SOLE   3,087 0 549
FORD MTR CO DEL COM 345370860 225 20,053 SH   SOLE   13,193 0 6,859
INTEL CORP COM 458140100 10 400 SH   DFND   0 400 0
INTEL CORP COM 458140100 228 8,855 SH   SOLE   2,416 0 6,439
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420 239 6,465 SH   DFND   0 2,653 3,812
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,179 20,384 SH   SOLE   12,979 0 7,405
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420 102 2,760 SH   SOLE   2,309 0 451
INVESCO QQQ TR UNIT SER 1 46090E103 452 1,691 SH   SOLE   972 0 719
ISHARES TR 1 3 YR TREAS BD 464287457 221 2,724 SH   DFND   0 1,166 1,558
ISHARES TR ISHS 1-5YR INVS 464288646 208 4,223 SH   SOLE   3,156 0 1,067
ISHARES TR ISHS 1-5YR INVS 464288646 437 8,869 SH   DFND   0 3,695 5,174
ISHARES TR 20 YR TR BD ETF 464287432 141 1,379 SH   SOLE   616 0 763
ISHARES TR 20 YR TR BD ETF 464287432 208 2,030 SH   DFND   0 834 1,196
ISHARES TR 3 7 YR TREAS BD 464288661 325 2,843 SH   SOLE   1,826 0 1,017
ISHARES TR 3 7 YR TREAS BD 464288661 520 4,547 SH   DFND   0 1,858 2,689
ISHARES TR ISHS 5-10YR INVT 464288638 108 2,234 SH   DFND   0 906 1,328
ISHARES TR ISHS 5-10YR INVT 464288638 341 7,066 SH   SOLE   2,391 0 4,675
ISHARES TR 7-10 YR TRSY BD 464287440 87 904 SH   SOLE   498 0 406
ISHARES TR 7-10 YR TRSY BD 464287440 136 1,417 SH   DFND   0 588 829
ISHARES TR CORE 1 5 YR USD 46432F859 1,283 27,821 SH   SOLE   8,725 0 19,096
ISHARES TR 1 3 YR TREAS BD 464287457 160 1,973 SH   SOLE   1,705 0 268
ISHARES TR CORE MSCI TOTAL 46432F834 811 15,917 SH   SOLE   8,536 0 7,381
ISHARES TR CORE S&P500 ETF 464287200 2,800 7,807 SH   SOLE   3,907 0 3,900
ISHARES TR CORE S&P TTL STK 464287150 200 2,511 SH   SOLE   2,500 0 11
ISHARES TR CORE US AGGBD ET 464287226 2,539 26,355 SH   SOLE   8,256 0 18,099
ISHARES TR ESG AWRE 1 5 YR 46435G243 254 10,821 SH   SOLE   6,627 0 4,194
ISHARES TR ESG AWR MSCI USA 46435G425 532 6,701 SH   SOLE   3,492 0 3,209
ISHARES TR ESG AWR US AGRGT 46435U549 479 10,325 SH   SOLE   6,601 0 3,724
ISHARES TR MBS ETF 464288588 291 3,175 SH   SOLE   2,386 0 789
ISHARES TR MBS ETF 464288588 496 5,415 SH   DFND   0 2,225 3,190
ISHARES TR MRGSTR MD CP GRW 464288307 477 9,471 SH   SOLE   9,201 0 270
ISHARES TR MSCI EAFE ETF 464287465 172 3,064 SH   DFND   0 1,253 1,811
ISHARES TR MSCI EAFE ETF 464287465 213 3,795 SH   SOLE   1,088 0 2,707
ISHARES TR MSCI KLD400 SOC 464288570 540 8,056 SH   SOLE   1,960 0 6,096
ISHARES TR MSCI USA MMENTM 46432F396 365 2,780 SH   SOLE   1,513 0 1,267
ISHARES TR NATIONAL MUN ETF 464288414 422 4,109 SH   SOLE   4,109 0 0
ISHARES TR SHORT TREAS BD 464288679 276 2,513 SH   SOLE   0 0 2,513
ISHARES TR SHRT NAT MUN ETF 464288158 1,647 16,039 SH   SOLE   10,781 0 5,258
ISHARES TR TIPS BD ETF 464287176 114 1,087 SH   SOLE   935 0 151
ISHARES TR TIPS BD ETF 464287176 114 1,090 SH   DFND   0 422 668
ISHARES TR U.S. TECH ETF 464287721 357 4,868 SH   SOLE   0 0 4,868
ISHARES TR US TREAS BD ETF 46429B267 292 12,844 SH   SOLE   325 0 12,519
JOHNSON & JOHNSON COM 478160104 6,718 41,126 SH   SOLE   40,423 0 702
JOHNSON & JOHNSON COM 478160104 36 222 SH   DFND   0 86 136
JPMORGAN CHASE & CO COM 46625H100 529 5,065 SH   SOLE   4,180 0 884
JPMORGAN CHASE & CO COM 46625H100 28 268 SH   DFND   0 101 167
JPMORGAN CHASE & CO COM 46625H100 21 200 SH   DFND   0 200 0
MASTERCARD INCORPORATED CL A 57636Q104 27 95 SH   DFND   0 39 56
MASTERCARD INCORPORATED CL A 57636Q104 322 1,133 SH   SOLE   37 0 1,096
MCDONALDS CORP COM 580135101 886 3,840 SH   SOLE   3,558 0 281
MICROSOFT CORP COM 594918104 1,890 8,115 SH   SOLE   5,641 0 2,473
MICROSOFT CORP COM 594918104 29 126 SH   DFND   0 53 73
MONDELEZ INTL INC CL A 609207105 301 5,489 SH   SOLE   4,874 0 615
MONDELEZ INTL INC CL A 609207105 22 400 SH   DFND   0 400 0
NETFLIX INC COM 64110L106 349 1,484 SH   SOLE   708 0 776
NIKE INC CL B 654106103 8 100 SH   DFND   0 100 0
NIKE INC CL B 654106103 27 322 SH   DFND   0 133 189
NIKE INC CL B 654106103 173 2,084 SH   SOLE   940 0 1,144
NORFOLK SOUTHN CORP COM 655844108 535 2,550 SH   SOLE   1,000 0 1,550
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 208 4,517 SH   SOLE   1,336 0 3,181
NVIDIA CORPORATION COM 67066G104 298 2,454 SH   SOLE   1,728 0 726
NVIDIA CORPORATION COM 67066G104 25 202 SH   DFND   0 139 63
PEPSICO INC COM 713448108 348 2,131 SH   SOLE   2,100 0 31
PHILIP MORRIS INTL INC COM 718172109 209 2,513 SH   SOLE   1,661 0 852
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 243 23,065 SH   SOLE   23,064 0 0
PROCTER AND GAMBLE CO COM 742718109 1,004 7,951 SH   SOLE   6,105 0 1,845
RAYTHEON TECHNOLOGIES CORP COM 75513E101 19 237 SH   DFND   0 99 138
RAYTHEON TECHNOLOGIES CORP COM 75513E101 285 3,481 SH   SOLE   2,968 0 513
RAYTHEON TECHNOLOGIES CORP COM 75513E101 16 200 SH   DFND   0 200 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 789 13,043 SH   SOLE   4,397 0 8,645
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 957 19,478 SH   SOLE   8,890 0 10,588
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,145 6,005 SH   SOLE   908 0 5,097
SPDR S&P 500 ETF TR TR UNIT 78462F103 323 903 SH   DFND   0 369 534
SPDR SER TR PORTFLI INTRMDIT 78464A672 3,960 140,765 SH   SOLE   83,751 0 57,014
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 451 4,925 SH   DFND   0 2,023 2,902
SPDR SER TR PRTFLO S&P500 GW 78464A409 1,222 24,393 SH   SOLE   12,711 0 11,681
STARBUCKS CORP COM 855244109 25 300 SH   DFND   0 300 0
STARBUCKS CORP COM 855244109 563 6,684 SH   SOLE   3,712 0 2,971
TESLA INC COM 88160R101 716 2,700 SH   SOLE   435 0 2,265
TRUIST FINL CORP COM 89832Q109 522 11,991 SH   SOLE   3,152 0 8,838
UNION PAC CORP COM 907818108 300 1,540 SH   SOLE   740 0 800
UNITEDHEALTH GROUP INC COM 91324P102 1,975 3,910 SH   SOLE   3,183 0 726
VANGUARD INDEX FDS SMALL CP ETF 922908751 866 5,070 SH   SOLE   2,050 0 3,019
VANGUARD INDEX FDS VALUE ETF 922908744 853 6,912 SH   SOLE   3,026 0 3,885
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 80 2,200 SH   SOLE   1,686 0 514
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 172 4,720 SH   DFND   0 1,938 2,782
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 4,473 92,925 SH   SOLE   52,034 0 40,891
VERIZON COMMUNICATIONS INC COM 92343V104 734 19,326 SH   SOLE   16,002 0 3,323
VERIZON COMMUNICATIONS INC COM 92343V104 23 601 SH   DFND   0 262 339
VERIZON COMMUNICATIONS INC COM 92343V104 15 400 SH   DFND   0 400 0
VISA INC COM CL A 92826C839 395 2,224 SH   SOLE   707 0 1,517