The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,117 6,368 SH   SOLE   3,519 0 2,848
ABBOTT LABS COM 002824100 207 1,752 SH   SOLE   1,751 0 0
ABBOTT LABS COM 002824100 24 200 SH   DFND   0 200 0
ABBVIE INC COM 00287Y109 31 290 SH   DFND   0 126 164
ABBVIE INC COM 00287Y109 293 2,720 SH   SOLE   2,655 0 64
ADIAL PHARMACEUTICALS INC COM 00688A106 65 15,200 SH   SOLE   15,200 0 0
AMAZON COM INC COM 023135106 4,271 1,300 SH   SOLE   731 0 569
AMERICAN EXPRESS CO COM 025816109 368 2,196 SH   SOLE   1,188 0 1,008
AON PLC SHS CL A G0403H108 542 1,898 SH   SOLE   1,898 0 0
APPLE INC COM 037833100 7,408 52,350 SH   SOLE   32,812 0 19,538
APPLE INC COM 037833100 67 474 SH   DFND   0 322 152
APPLIED MATLS INC COM 038222105 1,077 8,363 SH   SOLE   7,096 0 1,267
APPLIED MATLS INC COM 038222105 26 200 SH   DFND   0 200 0
AT&T INC COM 00206R102 16 600 SH   DFND   0 600 0
AT&T INC COM 00206R102 748 27,698 SH   SOLE   7,959 0 19,739
AUTOMATIC DATA PROCESSING IN COM 053015103 542 2,713 SH   SOLE   1,663 0 1,049
AUTOMATIC DATA PROCESSING IN COM 053015103 42 212 SH   DFND   0 90 122
BANK NEW YORK MELLON CORP COM 064058100 204 3,929 SH   SOLE   2,806 0 1,122
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,526 5,591 SH   SOLE   1,452 0 4,139
BERKSHIRE HATHAWAY INC DEL CL A 084670108 90,092 219 SH   SOLE   200 0 19
BLACKROCK INC COM 09247X101 578 690 SH   SOLE   503 0 186
BRISTOL-MYERS SQUIBB CO COM 110122108 360 6,079 SH   SOLE   4,831 0 1,248
BRISTOL-MYERS SQUIBB CO COM 110122108 41 686 SH   DFND   0 300 386
CATERPILLAR INC COM 149123101 475 2,473 SH   SOLE   220 0 2,253
CHEVRON CORP NEW COM 166764100 30 300 SH   DFND   0 300 0
CHEVRON CORP NEW COM 166764100 384 3,782 SH   SOLE   2,515 0 1,267
CHUBB LIMITED COM H1467J104 280 1,616 SH   SOLE   1,616 0 0
CISCO SYS INC COM 17275R102 60 1,109 SH   DFND   0 700 409
CISCO SYS INC COM 17275R102 347 6,368 SH   SOLE   1,113 0 5,255
COCA COLA CO COM 191216100 26 500 SH   DFND   0 500 0
COCA COLA CO COM 191216100 326 6,204 SH   SOLE   3,580 0 2,624
CORNING INC COM 219350105 226 6,184 SH   SOLE   4,650 0 1,534
CSX CORP COM 126408103 563 18,919 SH   SOLE   13,396 0 5,523
DEERE & CO COM 244199105 406 1,211 SH   SOLE   1,100 0 110
DISNEY WALT CO COM 254687106 591 3,496 SH   SOLE   477 0 3,019
DOMINION ENERGY INC COM 25746U109 249 3,406 SH   SOLE   2,225 0 1,180
ENTERPRISE PRODS PARTNERS L COM 293792107 725 33,492 SH   SOLE   23,759 0 9,732
EXXON MOBIL CORP COM 30231G102 745 12,669 SH   SOLE   10,298 0 2,370
FACEBOOK INC CL A 30303M102 540 1,591 SH   SOLE   591 0 1,000
FACEBOOK INC CL A 30303M102 42 123 SH   DFND   0 55 68
FEDEX CORP COM 31428X106 211 964 SH   SOLE   944 0 20
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 452 3,810 SH   SOLE   1,519 0 2,291
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 475 7,924 SH   SOLE   0 0 7,924
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 4,497 88,906 SH   SOLE   33,735 0 55,171
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 875 16,334 SH   SOLE   7,828 0 8,506
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 1,451 13,041 SH   SOLE   5,256 0 7,785
FORD MTR CO DEL COM 345370860 268 18,960 SH   SOLE   13,430 0 5,530
GENERAL MTRS CO COM 37045V100 354 6,717 SH   SOLE   5,484 0 1,233
GENERAL MTRS CO COM 37045V100 21 400 SH   DFND   0 400 0
GLOBAL X FDS CONSCIOUS COS 37954Y731 235 7,499 SH   SOLE   3,023 0 4,476
HEXCEL CORP NEW COM 428291108 227 3,826 SH   SOLE   3,765 0 60
INTEL CORP COM 458140100 21 400 SH   DFND   0 400 0
INTEL CORP COM 458140100 656 12,304 SH   SOLE   5,018 0 7,286
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,819 29,898 SH   SOLE   16,162 0 13,736
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230 337 11,012 SH   SOLE   5,845 0 5,167
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 MUNI 46138J536 202 7,840 SH   SOLE   5,520 0 2,320
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 316 14,249 SH   SOLE   7,379 0 6,870
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 522 24,106 SH   SOLE   15,367 0 8,739
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 272 12,289 SH   SOLE   6,505 0 5,784
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 364 16,913 SH   SOLE   12,172 0 4,740
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 353 16,741 SH   SOLE   8,847 0 7,894
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 331 1,148 SH   SOLE   474 0 674
INVESCO QQQ TR UNIT SER 1 46090E103 1,230 3,436 SH   SOLE   2,034 0 1,402
ISHARES INC MSCI EMERG MRKT 464286533 315 5,025 SH   SOLE   2,350 0 2,674
ISHARES INC ESG AWR MSCI EM 46434G863 749 18,075 SH   SOLE   8,949 0 9,126
ISHARES TR MSCI USA MMENTM 46432F396 1,220 6,950 SH   SOLE   3,931 0 3,019
ISHARES TR U.S. TECH ETF 464287721 493 4,868 SH   SOLE   0 0 4,868
ISHARES TR CORE S&P TTL STK 464287150 328 3,337 SH   SOLE   2,827 0 510
ISHARES TR ESG AWR MSCI USA 46435G425 2,523 25,628 SH   SOLE   11,242 0 14,386
ISHARES TR CORE S&P500 ETF 464287200 3,159 7,332 SH   SOLE   3,410 0 3,922
ISHARES TR 1 3 YR TREAS BD 464287457 663 7,695 SH   SOLE   6,614 0 1,081
ISHARES TR US TREAS BD ETF 46429B267 350 13,190 SH   SOLE   325 0 12,865
ISHARES TR MBS ETF 464288588 358 3,308 SH   SOLE   2,573 0 735
ISHARES TR CORE MSCI EAFE 46432F842 372 5,009 SH   SOLE   1,788 0 3,221
ISHARES TR TIPS BD ETF 464287176 736 5,765 SH   SOLE   5,120 0 644
ISHARES TR CORE S&P SCP ETF 464287804 780 7,146 SH   SOLE   3,895 0 3,250
ISHARES TR MSCI USA MIN VOL 46429B697 1,073 14,602 SH   SOLE   7,662 0 6,939
ISHARES TR ISHS 5-10YR INVT 464288638 1,355 22,567 SH   SOLE   8,817 0 13,750
ISHARES TR EAFE GRWTH ETF 464288885 1,077 10,117 SH   SOLE   4,986 0 5,131
ISHARES TR NATIONAL MUN ETF 464288414 540 4,646 SH   SOLE   4,646 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 244 1,871 SH   SOLE   964 0 907
ISHARES TR IBOXX INV CP ETF 464287242 304 2,282 SH   SOLE   688 0 1,594
ISHARES TR MSCI USA VALUE 46432F388 572 5,677 SH   SOLE   2,389 0 3,288
ISHARES TR MSCI KLD400 SOC 464288570 601 7,219 SH   SOLE   1,436 0 5,783
ISHARES TR MSCI EMG MKT ETF 464287234 338 6,706 SH   SOLE   61 0 6,645
ISHARES TR BARCLAYS 7 10 YR 464287440 280 2,434 SH   SOLE   201 0 2,233
ISHARES TR U.S. MED DVC ETF 464288810 241 3,843 SH   SOLE   830 0 3,013
ISHARES TR ISHS 1-5YR INVS 464288646 209 3,832 SH   SOLE   3,013 0 819
ISHARES TR 20 YR TR BD ETF 464287432 1,013 7,020 SH   SOLE   5,137 0 1,883
ISHARES TR MRGSTR MD CP GRW 464288307 1,606 23,317 SH   SOLE   12,670 0 10,647
ISHARES TR MORNINGSTAR GRWT 464287119 409 6,244 SH   SOLE   3,805 0 2,439
ISHARES TR 1 3 YR TREAS BD 464287457 298 3,464 SH   DFND   0 1,493 1,971
ISHARES TR TIPS BD ETF 464287176 41 324 SH   DFND   0 140 184
ISHARES TR MSCI EAFE ETF 464287465 237 3,042 SH   DFND   0 1,280 1,762
ISHARES TR CORE TOTAL USD 46434V613 256 4,807 SH   SOLE   1,543 0 3,264
ISHARES TR 3 7 YR TREAS BD 464288661 481 3,697 SH   DFND   0 1,580 2,117
ISHARES TR ISHS 5-10YR INVT 464288638 132 2,202 SH   DFND   0 949 1,253
ISHARES TR MBS ETF 464288588 665 6,150 SH   DFND   0 2,632 3,518
ISHARES TR ISHS 1-5YR INVS 464288646 479 8,764 SH   DFND   0 3,744 5,020
ISHARES TR MSCI EAFE ETF 464287465 326 4,173 SH   SOLE   1,433 0 2,740
JOHNSON & JOHNSON COM 478160104 6,625 41,022 SH   SOLE   40,285 0 736
JOHNSON & JOHNSON COM 478160104 38 237 SH   DFND   0 101 136
JPMORGAN CHASE & CO COM 46625H100 45 272 SH   DFND   0 105 167
JPMORGAN CHASE & CO COM 46625H100 853 5,212 SH   SOLE   4,318 0 894
MASTERCARD INCORPORATED CL A 57636Q104 386 1,110 SH   SOLE   21 0 1,088
MASTERCARD INCORPORATED CL A 57636Q104 35 101 SH   DFND   0 45 56
MCDONALDS CORP COM 580135101 925 3,838 SH   SOLE   3,500 0 338
MICROSOFT CORP COM 594918104 2,493 8,843 SH   SOLE   6,319 0 2,523
MICROSOFT CORP COM 594918104 63 225 SH   DFND   0 95 130
MONDELEZ INTL INC CL A 609207105 23 400 SH   DFND   0 400 0
MONDELEZ INTL INC CL A 609207105 324 5,573 SH   SOLE   4,958 0 615
NETFLIX INC COM 64110L106 1,241 2,033 SH   SOLE   970 0 1,063
NIKE INC CL B 654106103 311 2,144 SH   SOLE   1,025 0 1,118
NIKE INC CL B 654106103 92 631 SH   DFND   0 442 189
NORFOLK SOUTHN CORP COM 655844108 1,005 4,200 SH   SOLE   1,650 0 2,550
NVIDIA CORPORATION COM 67066G104 37 178 SH   DFND   0 76 102
NVIDIA CORPORATION COM 67066G104 503 2,428 SH   SOLE   1,708 0 720
PEPSICO INC COM 713448108 351 2,331 SH   SOLE   2,300 0 31
PFIZER INC COM 717081103 151 3,519 SH   SOLE   2,981 0 538
PFIZER INC COM 717081103 52 1,206 SH   DFND   0 522 684
PHILIP MORRIS INTL INC COM 718172109 238 2,513 SH   SOLE   1,600 0 913
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 234 22,986 SH   SOLE   22,986 0 0
PROCTER AND GAMBLE CO COM 742718109 1,200 8,581 SH   SOLE   6,685 0 1,896
RAYTHEON TECHNOLOGIES CORP COM 75513E101 313 3,645 SH   SOLE   3,148 0 497
RAYTHEON TECHNOLOGIES CORP COM 75513E101 60 702 SH   DFND   0 416 286
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 1,758 30,995 SH   SOLE   10,119 0 20,876
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,259 7,595 SH   SOLE   1,604 0 5,991
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,177 2,743 SH   DFND   0 1,159 1,584
STARBUCKS CORP COM 855244109 721 6,533 SH   SOLE   3,739 0 2,793
STARBUCKS CORP COM 855244109 33 300 SH   DFND   0 300 0
TESLA INC COM 88160R101 806 1,040 SH   SOLE   160 0 880
TRUIST FINL CORP COM 89832Q109 1,776 30,277 SH   SOLE   1,508 0 28,768
UNILEVER PLC SPON ADR NEW 904767704 169 3,121 SH   SOLE   3,121 0 0
UNILEVER PLC SPON ADR NEW 904767704 31 575 SH   DFND   0 256 319
UNION PAC CORP COM 907818108 302 1,540 SH   SOLE   740 0 800
UNITEDHEALTH GROUP INC COM 91324P102 1,523 3,897 SH   SOLE   3,151 0 744
VANGUARD BD INDEX FDS INTERMED TERM 921937819 233 2,608 SH   SOLE   2,381 0 227
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 234 4,679 SH   DFND   0 1,971 2,708
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 131 2,619 SH   SOLE   2,106 0 513
VERIZON COMMUNICATIONS INC COM 92343V104 1,066 19,744 SH   SOLE   16,314 0 3,429
VERIZON COMMUNICATIONS INC COM 92343V104 54 1,003 SH   DFND   0 664 339
VISA INC COM CL A 92826C839 489 2,197 SH   SOLE   680 0 1,517
WALMART INC COM 931142103 297 2,132 SH   SOLE   2,100 0 32