The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIRST TR MORNINGSTAR DIVID L SHS 336917109 583 15,565 SH   SOLE   0 0 15,565
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,119 9,972 SH   SOLE   0 0 9,972
ARK ETF TR INNOVATION ETF 00214Q104 743 11,207 SH   SOLE   0 0 11,207
ARK ETF TR GENOMIC REV ETF 00214Q302 839 18,272 SH   SOLE   0 0 18,272
APPLE INC COM 037833100 285 1,630 SH   SOLE   0 0 1,630
DELAWARE INVTS NATL MUN INCO SH BEN INT 24610T108 487 38,495 SH   SOLE   0 0 38,495
EVERSOURCE ENERGY COM 30040W108 201 2,276 SH   SOLE   0 0 2,276
FIRST TRUST INTERNET INDEX CF ETF DJ INTERNT IDX 33733E302 232 1,235 SH   SOLE   0 0 1,235
GLOBAL X FDS GLB X SUPERDIV 37950E549 460 50,058 SH   SOLE   0 0 50,058
GLOBAL X FDS GENOMIC BIOTECH 37954Y434 300 19,975 SH   SOLE   0 0 19,975
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 19,298 193,097 SH   SOLE   0 0 193,097
INVESCO QQQ TRUST UNIT SER 1 46090E103 1,670 4,607 SH   SOLE   0 0 4,607
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 23,517 149,117 SH   SOLE   0 0 149,117
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 202 1,109 SH   SOLE   0 0 1,109
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 292 1,711 SH   SOLE   0 0 1,711
ISHARES TR CORE S&P500 ETF 464287200 2,285 5,036 SH   SOLE   0 0 5,036
ISHARES TR MSCI EAFE ETF 464287465 637 14,116 SH   SOLE   0 0 14,116
ISHARES TR RUS 1000 GRW ETF 464287614 515 1,855 SH   SOLE   0 0 1,855
ISHARES TR RUS 1000 ETF 464287622 1,082 4,329 SH   SOLE   0 0 4,329
ISHARES TR RUSSELL 2000 ETF 464287655 906 4,415 SH   SOLE   0 0 4,415
ISHARES TR RUSSELL 3000 ETF 464287689 512 1,951 SH   SOLE   0 0 1,951
ISHARES TR EAFE GRWTH ETF 464288885 320 4,344 SH   SOLE   0 0 4,344
ISHARES TR AGGRES ALLOC ETF 464289859 206 2,991 SH   SOLE   0 0 2,991
ISHARES TR FLTG RATE NT ETF 46429B655 963 19,064 SH   SOLE   0 0 19,064
ISHARES TR 0-5 YR TIPS ETF 46429B747 4,181 39,846 SH   SOLE   0 0 39,846
ISHARES TR CORE MSCI TOTAL 46432F834 4,446 66,783 SH   SOLE   0 0 66,783
ISHARES TR GLOBAL REIT ETF 46434V647 307 10,503 SH   SOLE   0 0 10,503
KRANESHARES TR CSI CHI INTERNET 500767306 519 18,209 SH   SOLE   0 0 18,209
MICROSOFT CORP COM 594918104 828 2,684 SH   SOLE   0 0 2,684
NUVEEN SELECT MAT MUN FD SH BEN INT 67061T101 120 12,507 SH   SOLE   0 0 12,507
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100 230 15,905 SH   SOLE   0 0 15,905
NUVEEN MUN VALUE FD INC COM 670928100 130 13,621 SH   SOLE   0 0 13,621
PFIZER INC COM 717081103 708 13,672 SH   SOLE   0 0 13,672
PIMCO INCOME STRATEGY FD II COM 72201J104 765 88,112 SH   SOLE   0 0 88,112
PIONEER MUN HIGH INCOME TR COM SHS 723763108 111 10,580 SH   SOLE   0 0 10,580
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,362 7,443 SH   SOLE   0 0 7,443
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 581 9,255 SH   SOLE   0 0 9,255
SPDR NUVEN BLM SHT TM MPL BND ETF 78464A425 801 16,931 SH   SOLE   0 0 16,931
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 8,233 183,111 SH   SOLE   0 0 183,111
SPDR SER TR PORTFOLIO S&P600 78468R853 1,093 25,991 SH   SOLE   0 0 25,991
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 450 8,432 SH   SOLE   0 0 8,432
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 7,835 103,283 SH   SOLE   0 0 103,283
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,345 112,865 SH   SOLE   0 0 112,865
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,798 172,772 SH   SOLE   0 0 172,772
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 8,314 226,412 SH   SOLE   0 0 226,412
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 633 12,785 SH   SOLE   0 0 12,785
TEMPLETON GLOBAL INCOME FD COM 880198106 423 84,095 SH   SOLE   0 0 84,095
VANECK VECTORS ETF TR PFD SECS EX FINL 92189F429 1,137 55,362 SH   SOLE   0 0 55,362
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 499 10,380 SH   SOLE   0 0 10,380
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 649 11,274 SH   SOLE   0 0 11,274
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 461 9,986 SH   SOLE   0 0 9,986
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 256 838 SH   SOLE   0 0 838
VANGUARD INDEX FDS MID CAP ETF 922908629 3,439 14,460 SH   SOLE   0 0 14,460
VANGUARD INDEX FDS VALUE ETF 922908744 368 2,489 SH   SOLE   0 0 2,489
WISDOMTREE TR EM EX ST-OWNED 97717X578 1,447 44,299 SH   SOLE   0 0 44,299