Exhibit 10.9

EXHIBIT B

LOAN TERM SHEET

The following loan agreement dated October 29^th, 2021 incorporates all of the terms of the Master Digital Currency Loan Agreement entered into by Argo Innovation Labs Inc. (“Borrower”) and GALAXY DIGITAL LLC (“Galaxy”) on June 16^th, 2021 and the following specific terms:

Borrower:	Argo Innovation Labs Inc.
Lender:	GALAXY DIGITAL LLC
Digital Currency:	USD
Amount:	$20,000,000
Borrow Fee Per Annum:	11.5%
Loan Type:	Open/Callable
Loan Term:	N/A
Initial Collateral Level:	140%
Type Collateral:	BTC
Margin Call Rate:	130%
Urgent Call Rate:	125%
Loan Effective Date:	October 29th, 2021
Recall Delivery Date:	The third (3rd) Business Day from the Recall Request Day

Argo Innovation Labs Inc.		GALAXY DIGITAL LLC
By:	/s/ Peter Wall	By:	/s/ Joe McGrady
Name:	Peter Wall	Name:	Joe McGrady
Title:		Title:

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