The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A-MARK PRECIOUS METALS INC COM 00181T107   645,260 22,000 SH   SOLE 0 0 0 22,000
ABBOTT LABS COM 002824100   344,980 3,562 SH   SOLE 0 0 0 3,562
ABBVIE INC COM 00287Y109   772,876 5,185 SH   SOLE 0 0 0 5,185
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,705,689 5,554 SH   SOLE 0 0 0 5,554
ALBEMARLE CORP COM 012653101   847,990 4,987 SH   SOLE 0 0 0 4,987
ALPHABET INC CAP STK CL C 02079K107   830,523 6,299 SH   SOLE 0 0 0 6,299
ALPHABET INC CAP STK CL A 02079K305   5,415,036 41,380 SH   SOLE 0 0 0 41,380
AMAZON COM INC COM 023135106   5,095,729 40,086 SH   SOLE 0 0 0 40,086
AMERICAN CENTY ETF TR US EQT ETF 025072885   538,021 7,344 SH   SOLE 0 0 0 7,344
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   21,636,487 388,796 SH   SOLE 0 174 0 388,622
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   13,483,052 255,409 SH   SOLE 0 105 0 255,304
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505   648,044 13,515 SH   SOLE 0 0 0 13,515
AMERICAN TOWER CORP NEW COM 03027X100   2,537,633 15,431 SH   SOLE 0 0 0 15,431
APPLE INC COM 037833100   7,824,227 45,700 SH   SOLE 0 0 0 45,700
AT&T INC COM 00206R102   1,732,766 115,364 SH   SOLE 0 0 0 115,364
BANK AMERICA CORP COM 060505104   266,817 9,745 SH   SOLE 0 0 0 9,745
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,015,870 2,900 SH   SOLE 0 0 0 2,900
BLACKROCK INC COM 09247X101   2,040,998 3,157 SH   SOLE 0 0 0 3,157
BLACKSTONE INC COM 09260D107   2,573,943 24,024 SH   SOLE 0 0 0 24,024
BORGWARNER INC COM 099724106   941,913 23,332 SH   SOLE 0 0 0 23,332
BROADCOM INC COM 11135F101   3,195,261 3,847 SH   SOLE 0 0 0 3,847
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   319,799 13,053 SH   SOLE 0 0 0 13,053
CAPITAL GRP FIXED INCM ETF T SHORT DURATION 14020Y409   233,924 9,342 SH   SOLE 0 0 0 9,342
CAPITAL ONE FINL CORP COM 14040H105   1,964,687 20,244 SH   SOLE 0 0 0 20,244
CAPITOL FED FINL INC COM 14057J101   48,955 10,263 SH   SOLE 0 0 0 10,263
CATERPILLAR INC COM 149123101   1,955,050 7,161 SH   SOLE 0 0 0 7,161
CHEVRON CORP NEW COM 166764100   3,207,668 19,023 SH   SOLE 0 0 0 19,023
CISCO SYS INC COM 17275R102   3,062,171 56,960 SH   SOLE 0 0 0 56,960
COCA COLA CO COM 191216100   509,131 9,095 SH   SOLE 0 0 0 9,095
COMCAST CORP NEW CL A 20030N101   2,473,870 55,793 SH   SOLE 0 0 0 55,793
CSX CORP COM 126408103   1,567,422 50,973 SH   SOLE 0 0 0 50,973
CVS HEALTH CORP COM 126650100   2,371,586 33,967 SH   SOLE 0 0 0 33,967
DANAHER CORPORATION COM 235851102   236,191 952 SH   SOLE 0 0 0 952
DIGITAL RLTY TR INC COM 253868103   1,891,548 15,630 SH   SOLE 0 0 0 15,630
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   2,568,144 107,996 SH   SOLE 0 0 0 107,996
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   4,497,292 150,160 SH   SOLE 0 0 0 150,160
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   4,241,751 181,971 SH   SOLE 0 0 0 181,971
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   283,962 12,245 SH   SOLE 0 0 0 12,245
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,621,271 71,833 SH   SOLE 0 0 0 71,833
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   12,823,622 244,306 SH   SOLE 0 107 0 244,199
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   208,301 4,559 SH   SOLE 0 0 0 4,559
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   4,672,247 184,382 SH   SOLE 0 0 0 184,382
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,724,957 66,065 SH   SOLE 0 0 0 66,065
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   6,400,024 244,276 SH   SOLE 0 0 0 244,276
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   3,307,603 146,874 SH   SOLE 0 0 0 146,874
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   412,658 16,063 SH   SOLE 0 0 0 16,063
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   989,389 50,686 SH   SOLE 0 0 0 50,686
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   4,636,608 114,853 SH   SOLE 0 0 0 114,853
DUKE ENERGY CORP NEW COM NEW 26441C204   1,820,291 20,624 SH   SOLE 0 0 0 20,624
ELI LILLY & CO COM 532457108   696,815 1,297 SH   SOLE 0 0 0 1,297
ENBRIDGE INC COM 29250N105   2,543,159 76,108 SH   SOLE 0 0 0 76,108
EVERGY INC COM 30034W106   268,558 5,297 SH   SOLE 0 0 0 5,297
EXXON MOBIL CORP COM 30231G102   716,062 6,090 SH   SOLE 0 0 0 6,090
FEDEX CORP COM 31428X106   1,897,097 7,161 SH   SOLE 0 0 0 7,161
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   344,531 7,909 SH   SOLE 0 0 0 7,909
FIFTH THIRD BANCORP COM 316773100   1,943,502 76,727 SH   SOLE 0 0 0 76,727
GILEAD SCIENCES INC COM 375558103   2,433,840 32,477 SH   SOLE 0 0 0 32,477
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   422,064 4,216 SH   SOLE 0 0 0 4,216
GRACO INC COM 384109104   732,298 10,048 SH   SOLE 0 0 0 10,048
GRAINGER W W INC COM 384802104   276,736 400 SH   SOLE 0 0 0 400
HOME DEPOT INC COM 437076102   2,622,543 8,679 SH   SOLE 0 0 0 8,679
HONEYWELL INTL INC COM 438516106   355,809 1,926 SH   SOLE 0 0 0 1,926
INNOVATOR ETFS TR EQUITY DEF PROTN 45783Y541   779,438 31,918 SH   SOLE 0 0 0 31,918
INTUIT COM 461202103   605,464 1,185 SH   SOLE 0 0 0 1,185
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 MUNI 46138J544   317,132 12,665 SH   SOLE 0 0 0 12,665
INVESCO EXCH TRD SLF IDX FD BULLETSHS 31 MUN 46138J411   1,977,960 98,853 SH   SOLE 0 0 0 98,853
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   286,530 14,248 SH   SOLE 0 0 0 14,248
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494   2,129,578 93,054 SH   SOLE 0 0 0 93,054
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   646,645 30,459 SH   SOLE 0 0 0 30,459
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   627,288 30,348 SH   SOLE 0 0 0 30,348
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 MUNI 46138J528   2,229,729 92,886 SH   SOLE 0 0 0 92,886
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   2,041,995 88,821 SH   SOLE 0 0 0 88,821
INVESCO EXCH TRD SLF IDX FD BULSHS 2028 MUNI 46138J486   2,014,669 89,424 SH   SOLE 0 0 0 89,424
INVESCO EXCH TRD SLF IDX FD BULSHS 2029 MUNI 46138J478   1,995,588 90,214 SH   SOLE 0 0 0 90,214
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 MUNI 46138J536   2,356,354 95,613 SH   SOLE 0 0 0 95,613
INVESCO EXCH TRD SLF IDX FD INVSC 30 MUNI BD 46138J445   1,991,360 95,326 SH   SOLE 0 0 0 95,326
ISHARES GOLD TR ISHARES NEW 464285204   301,649 8,621 SH   SOLE 0 0 0 8,621
ISHARES INC MSCI GBL MIN VOL 464286525   373,378 3,913 SH   SOLE 0 0 0 3,913
ISHARES INC ESG AWR MSCI EM 46434G863   225,677 7,453 SH   SOLE 0 0 0 7,453
ISHARES INC CORE MSCI EMKT 46434G103   212,489 4,465 SH   SOLE 0 0 0 4,465
ISHARES TR PFD AND INCM SEC 464288687   540,891 17,940 SH   SOLE 0 0 0 17,940
ISHARES TR MSCI USA VALUE 46432F388   556,905 6,139 SH   SOLE 0 0 0 6,139
ISHARES TR MSCI EAFE MIN VL 46429B689   995,670 15,266 SH   SOLE 0 0 0 15,266
ISHARES TR RUS 2000 GRW ETF 464287648   209,132 933 SH   SOLE 0 0 0 933
ISHARES TR ESG AWR MSCI USA 46435G425   523,360 5,573 SH   SOLE 0 0 0 5,573
ISHARES TR CORE US AGGBD ET 464287226   2,403,510 25,558 SH   SOLE 0 0 0 25,558
ISHARES TR AGGRES ALLOC ETF 464289859   892,898 14,064 SH   SOLE 0 0 0 14,064
ISHARES TR IBONDS DEC25 ETF 46434VBD1   4,264,196 174,977 SH   SOLE 0 0 0 174,977
ISHARES TR CORE MSCI INTL 46435G326   728,908 12,507 SH   SOLE 0 0 0 12,507
ISHARES TR CR 5 10 YR ETF 46435G417   29,365,891 713,197 SH   SOLE 0 405 0 712,792
ISHARES TR IBONDS DEC 2030 46436E726   3,433,450 168,472 SH   SOLE 0 0 0 168,472
ISHARES TR IBONDS DEC2026 46435GAA0   4,075,977 174,672 SH   SOLE 0 0 0 174,672
ISHARES TR BLACKROCK ULTRA 46434V878   397,851 7,897 SH   SOLE 0 0 0 7,897
ISHARES TR IBONDS 23 TRM TS 46436E882   256,093 10,318 SH   SOLE 0 0 0 10,318
ISHARES TR IBONDS 27 ETF 46435UAA9   3,970,404 171,582 SH   SOLE 0 0 0 171,582
ISHARES TR ISHS 5-10YR INVT 464288638   4,664,701 95,883 SH   SOLE 0 0 0 95,883
ISHARES TR RUS 1000 VAL ETF 464287598   1,425,893 9,392 SH   SOLE 0 0 0 9,392
ISHARES TR CORE INTL AGGR 46435G672   1,727,345 35,411 SH   SOLE 0 0 0 35,411
ISHARES TR CORE S&P TTL STK 464287150   275,694 2,927 SH   SOLE 0 0 0 2,927
ISHARES TR CORE MSCI TOTAL 46432F834   2,049,258 34,160 SH   SOLE 0 0 0 34,160
ISHARES TR CORE S&P SCP ETF 464287804   352,692 3,739 SH   SOLE 0 0 0 3,739
ISHARES TR IBONDS DEC23 ETF 46434VAX8   945,490 37,283 SH   SOLE 0 0 0 37,283
ISHARES TR ESG AWRE 1 5 YR 46435G243   1,062,091 44,682 SH   SOLE 0 0 0 44,682
ISHARES TR ESG AW MSCI EAFE 46435G516   400,539 5,794 SH   SOLE 0 0 0 5,794
ISHARES TR MSCI USA QLT FCT 46432F339   11,934,941 90,560 SH   SOLE 0 137 0 90,423
ISHARES TR IBONDS DEC 2031 46436E486   3,446,156 177,774 SH   SOLE 0 0 0 177,774
ISHARES TR NATIONAL MUN ETF 464288414   14,042,033 136,942 SH   SOLE 0 0 0 136,942
ISHARES TR ESG MSCI USA ETF 46436E767   306,152 8,833 SH   SOLE 0 0 0 8,833
ISHARES TR SHRT NAT MUN ETF 464288158   10,448,229 101,577 SH   SOLE 0 0 0 101,577
ISHARES TR MSCI USA MIN VOL 46429B697   2,595,141 35,854 SH   SOLE 0 0 0 35,854
ISHARES TR 0-5 YR TIPS ETF 46429B747   289,257 2,984 SH   SOLE 0 0 0 2,984
ISHARES TR MSCI INTL VLU FT 46435G409   421,635 16,626 SH   SOLE 0 0 0 16,626
ISHARES TR EAFE GRWTH ETF 464288885   218,166 2,528 SH   SOLE 0 0 0 2,528
ISHARES TR MSCI INTL QUALTY 46434V456   225,422 6,707 SH   SOLE 0 0 0 6,707
ISHARES TR CRE U S REIT ETF 464288521   848,270 17,979 SH   SOLE 0 0 0 17,979
ISHARES TR IBONDS DEC 29 46436E205   3,518,780 160,675 SH   SOLE 0 0 0 160,675
ISHARES TR MSCI USA MMENTM 46432F396   550,837 3,943 SH   SOLE 0 0 0 3,943
ISHARES TR CORE S&P500 ETF 464287200   5,942,859 13,839 SH   SOLE 0 0 0 13,839
ISHARES TR MSCI USA ESG SLC 464288802   1,427,388 15,865 SH   SOLE 0 0 0 15,865
ISHARES TR IBDS DEC28 ETF 46435U515   3,861,611 160,700 SH   SOLE 0 0 0 160,700
ISHARES TR ESG AWARE MSCI 46435U663   1,160,281 34,481 SH   SOLE 0 0 0 34,481
ISHARES TR S&P 500 GRWT ETF 464287309   309,122 4,518 SH   SOLE 0 0 0 4,518
ISHARES TR RUSSELL 2000 ETF 464287655   223,338 1,264 SH   SOLE 0 0 0 1,264
ISHARES TR S&P 500 VAL ETF 464287408   277,681 1,805 SH   SOLE 0 0 0 1,805
ISHARES TR CORE S&P MCP ETF 464287507   322,908 1,295 SH   SOLE 0 0 0 1,295
ISHARES TR RUS 1000 GRW ETF 464287614   1,813,786 6,819 SH   SOLE 0 0 0 6,819
ISHARES TR CORE 1 5 YR USD 46432F859   15,261,838 329,061 SH   SOLE 0 96 0 328,965
ISHARES TR IBONDS DEC 2032 46436E312   3,163,296 134,723 SH   SOLE 0 0 0 134,723
ISHARES TR IBONDS DEC24 ETF 46434VBG4   1,346,274 54,439 SH   SOLE 0 0 0 54,439
ISHARES TR MSCI EAFE ETF 464287465   236,879 3,437 SH   SOLE 0 0 0 3,437
ISHARES TR BROAD USD HIGH 46435U853   2,378,954 68,538 SH   SOLE 0 0 0 68,538
ISHARES TR INTERNATIONAL SL 46434V266   7,026,226 237,533 SH   SOLE 0 111 0 237,422
ISHARES TR EAFE VALUE ETF 464288877   208,833 4,268 SH   SOLE 0 0 0 4,268
ISHARES TR ISHS 1-5YR INVS 464288646   7,207,594 144,644 SH   SOLE 0 0 0 144,644
ISHARES TR RUS MD CP GR ETF 464287481   281,612 3,083 SH   SOLE 0 0 0 3,083
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   3,547,407 73,339 SH   SOLE 0 0 0 73,339
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q241   10,733,704 242,679 SH   SOLE 0 0 0 242,679
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   588,719 13,179 SH   SOLE 0 0 0 13,179
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   11,126,145 244,584 SH   SOLE 0 98 0 244,486
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,085,914 21,640 SH   SOLE 0 0 0 21,640
JOHNSON & JOHNSON COM 478160104   3,510,572 22,540 SH   SOLE 0 0 0 22,540
JPMORGAN CHASE & CO COM 46625H100   2,661,025 18,349 SH   SOLE 0 0 0 18,349
KLA CORP COM NEW 482480100   2,580,888 5,627 SH   SOLE 0 0 0 5,627
KROGER CO COM 501044101   287,161 6,417 SH   SOLE 0 0 0 6,417
LOCKHEED MARTIN CORP COM 539830109   325,941 797 SH   SOLE 0 0 0 797
LOWES COS INC COM 548661107   301,784 1,452 SH   SOLE 0 0 0 1,452
MASTERCARD INCORPORATED CL A 57636Q104   2,622,114 6,623 SH   SOLE 0 0 0 6,623
MCDONALDS CORP COM 580135101   2,532,197 9,612 SH   SOLE 0 0 0 9,612
MCKESSON CORP COM 58155Q103   2,745,211 6,313 SH   SOLE 0 0 0 6,313
MEDTRONIC PLC SHS G5960L103   2,090,755 26,681 SH   SOLE 0 0 0 26,681
MERCK & CO INC COM 58933Y105   2,788,947 27,090 SH   SOLE 0 0 0 27,090
META PLATFORMS INC CL A 30303M102   682,453 2,273 SH   SOLE 0 0 0 2,273
MICROCHIP TECHNOLOGY INC. COM 595017104   1,985,592 25,440 SH   SOLE 0 0 0 25,440
MICROSOFT CORP COM 594918104   7,965,598 25,228 SH   SOLE 0 0 0 25,228
NRG ENERGY INC COM NEW 629377508   1,849,204 48,006 SH   SOLE 0 0 0 48,006
NUCOR CORP COM 670346105   1,712,035 10,950 SH   SOLE 0 0 0 10,950
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   250,481 7,457 SH   SOLE 0 0 0 7,457
NUSHARES ETF TR NUVEEN ESG US 67092P870   999,866 47,387 SH   SOLE 0 0 0 47,387
NVIDIA CORPORATION COM 67066G104   228,922 526 SH   SOLE 0 0 0 526
ORACLE CORP COM 68389X105   547,077 5,165 SH   SOLE 0 0 0 5,165
PAYONEER GLOBAL INC COM 70451X104   163,190 26,665 SH   SOLE 0 0 0 26,665
PEPSICO INC COM 713448108   3,007,589 17,750 SH   SOLE 0 0 0 17,750
PFIZER INC COM 717081103   274,902 8,288 SH   SOLE 0 0 0 8,288
PROCTER AND GAMBLE CO COM 742718109   3,569,321 24,471 SH   SOLE 0 0 0 24,471
RTX CORPORATION COM 75513E101   1,782,627 24,769 SH   SOLE 0 0 0 24,769
SALESFORCE INC COM 79466L302   2,529,478 12,474 SH   SOLE 0 0 0 12,474
SANOFI SPONSORED ADR 80105N105   2,243,332 41,822 SH   SOLE 0 0 0 41,822
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   680,950 9,364 SH   SOLE 0 0 0 9,364
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   979,353 19,646 SH   SOLE 0 0 0 19,646
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789   229,631 4,168 SH   SOLE 0 0 0 4,168
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   4,609,990 96,162 SH   SOLE 0 0 0 96,162
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   635,835 8,986 SH   SOLE 0 0 0 8,986
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,984,065 58,424 SH   SOLE 0 0 0 58,424
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   566,557 11,684 SH   SOLE 0 0 0 11,684
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   929,522 18,370 SH   SOLE 0 0 0 18,370
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,005,447 15,598 SH   SOLE 0 0 0 15,598
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   347,783 2,701 SH   SOLE 0 0 0 2,701
SELECT SECTOR SPDR TR ENERGY 81369Y506   275,833 3,052 SH   SOLE 0 0 0 3,052
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   627,878 9,125 SH   SOLE 0 0 0 9,125
SKYWORKS SOLUTIONS INC COM 83088M102   2,558,514 25,951 SH   SOLE 0 0 0 25,951
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   15,661,214 466,524 SH   SOLE 0 166 0 466,358
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   8,147,651 262,743 SH   SOLE 0 0 0 262,743
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,640,102 13,194 SH   SOLE 0 0 0 13,194
SPDR SER TR ICE PFD SEC ETF 78464A292   640,241 19,724 SH   SOLE 0 0 0 19,724
SPDR SER TR PORTFOLIO INTRMD 78464A375   9,944,665 316,206 SH   SOLE 0 284 0 315,922
SPDR SER TR PRTFLO S&P500 HI 78468R788   3,120,983 88,993 SH   SOLE 0 0 0 88,993
SPDR SER TR S&P 600 SMCP VAL 78464A300   629,264 8,695 SH   SOLE 0 0 0 8,695
SPDR SER TR PORTFLI INTRMDIT 78464A672   384,346 13,961 SH   SOLE 0 0 0 13,961
SPDR SER TR PORTFOLIO S&P400 78464A847   16,036,144 366,206 SH   SOLE 0 128 0 366,078
SPDR SER TR PORTFOLIO S&P500 78464A854   1,189,945 23,676 SH   SOLE 0 0 0 23,676
SPDR SER TR PORT MTG BK ETF 78464A383   23,222,223 1,116,453 SH   SOLE 0 479 0 1,115,974
SPDR SER TR PORTFOLIO SHORT 78464A474   2,921,180 99,631 SH   SOLE 0 0 0 99,631
SPDR SER TR PORTFOLIO AGRGTE 78464A649   3,498,136 143,720 SH   SOLE 0 0 0 143,720
SPDR SER TR PORTFOLIO S&P600 78468R853   529,194 14,341 SH   SOLE 0 0 0 14,341
SPDR SER TR PRTFLO S&P500 GW 78464A409   14,921,377 251,710 SH   SOLE 0 259 0 251,451
SPDR SER TR NUVEEN BLOOMBERG 78464A284   3,184,758 133,701 SH   SOLE 0 0 0 133,701
SPDR SER TR PORTFOLI S&P1500 78464A805   3,070,287 58,493 SH   SOLE 0 0 0 58,493
SPDR SER TR PRTFLO S&P500 VL 78464A508   15,355,654 372,168 SH   SOLE 0 371 0 371,797
SPDR SER TR S&P DIVID ETF 78464A763   389,791 3,389 SH   SOLE 0 0 0 3,389
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   904,416 52,218 SH   SOLE 0 0 0 52,218
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707   1,515,853 37,642 SH   SOLE 0 0 0 37,642
STRYKER CORPORATION COM 863667101   266,985 977 SH   SOLE 0 0 0 977
T-MOBILE US INC COM 872590104   1,645,447 11,749 SH   SOLE 0 0 0 11,749
THE CIGNA GROUP COM 125523100   1,442,651 5,043 SH   SOLE 0 0 0 5,043
TJX COS INC NEW COM 872540109   1,214,191 13,661 SH   SOLE 0 0 0 13,661
UNION PAC CORP COM 907818108   243,745 1,197 SH   SOLE 0 0 0 1,197
UNITED PARCEL SERVICE INC CL B 911312106   233,337 1,497 SH   SOLE 0 0 0 1,497
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   264,216 3,126 SH   SOLE 0 0 0 3,126
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,876,034 25,944 SH   SOLE 0 0 0 25,944
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   7,798,827 103,749 SH   SOLE 0 0 0 103,749
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,715,272 24,581 SH   SOLE 0 0 0 24,581
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   8,732,073 182,565 SH   SOLE 0 0 0 182,565
VANGUARD INDEX FDS SM CP VAL ETF 922908611   5,517,304 34,593 SH   SOLE 0 0 0 34,593
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   473,702 3,305 SH   SOLE 0 0 0 3,305
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,100,275 2,802 SH   SOLE 0 0 0 2,802
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   242,490 1,852 SH   SOLE 0 0 0 1,852
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,195,694 6,324 SH   SOLE 0 0 0 6,324
VANGUARD INDEX FDS SML CP GRW ETF 922908595   943,287 4,404 SH   SOLE 0 0 0 4,404
VANGUARD INDEX FDS MID CAP ETF 922908629   292,195 1,403 SH   SOLE 0 0 0 1,403
VANGUARD INDEX FDS TOTAL STK MKT 922908769   36,742,343 172,978 SH   SOLE 0 0 0 172,978
VANGUARD INDEX FDS VALUE ETF 922908744   6,404,172 46,431 SH   SOLE 0 0 0 46,431
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,061,114 14,025 SH   SOLE 0 0 0 14,025
VANGUARD INDEX FDS GROWTH ETF 922908736   4,281,363 15,722 SH   SOLE 0 0 0 15,722
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   834,899 8,960 SH   SOLE 0 0 0 8,960
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,830,527 54,570 SH   SOLE 0 0 0 54,570
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   741,706 6,984 SH   SOLE 0 0 0 6,984
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,862,426 98,506 SH   SOLE 0 0 0 98,506
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   2,032,049 42,979 SH   SOLE 0 0 0 42,979
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,945,351 82,024 SH   SOLE 0 0 0 82,024
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,558,738 33,676 SH   SOLE 0 0 0 33,676
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   901,013 11,990 SH   SOLE 0 0 0 11,990
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   319,114 5,540 SH   SOLE 0 0 0 5,540
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   1,836,652 41,952 SH   SOLE 0 0 0 41,952
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,656,784 17,099 SH   SOLE 0 0 0 17,099
VANGUARD STAR FDS VG TL INTL STK F 921909768   938,722 17,540 SH   SOLE 0 0 0 17,540
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   16,666,910 381,219 SH   SOLE 0 0 0 381,219
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,722,100 16,668 SH   SOLE 0 0 0 16,668
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   752,335 12,156 SH   SOLE 0 0 0 12,156
VANGUARD WORLD FD MEGA CAP INDEX 921910873   241,955 1,593 SH   SOLE 0 0 0 1,593
VANGUARD WORLD FD ESG INTL STK ETF 921910725   1,732,223 34,342 SH   SOLE 0 0 0 34,342
VANGUARD WORLD FD ESG US STK ETF 921910733   1,727,144 22,961 SH   SOLE 0 0 0 22,961
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   238,019 1,303 SH   SOLE 0 0 0 1,303
VANGUARD WORLD FDS INF TECH ETF 92204A702   387,261 933 SH   SOLE 0 0 0 933
VISA INC COM CL A 92826C839   291,883 1,269 SH   SOLE 0 0 0 1,269
WALMART INC COM 931142103   3,252,172 20,335 SH   SOLE 0 0 0 20,335
WASTE MGMT INC DEL COM 94106L109   1,521,050 9,978 SH   SOLE 0 0 0 9,978
WISDOMTREE TR INTL QULTY DIV 97717X131   20,612,970 643,753 SH   SOLE 0 285 0 643,468
WISDOMTREE TR US QTLY DIV GRT 97717X669   10,642,321 167,622 SH   SOLE 0 283 0 167,339
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,916,512 38,086 SH   SOLE 0 0 0 38,086
WISDOMTREE TR US LARGECAP FUND 97717W588   320,616 7,008 SH   SOLE 0 0 0 7,008
WORLD GOLD TR SPDR GLD MINIS 98149E303   203,940 5,563 SH   SOLE 0 0 0 5,563
YUM BRANDS INC COM 988498101   282,489 2,261 SH   SOLE 0 0 0 2,261
ZOETIS INC CL A 98978V103   333,868 1,919 SH   SOLE 0 0 0 1,919