Significant Accounting Policies (Tables)

12 Months Ended

Dec. 31, 2023

Summary of operating revenues

Below is detail of operating revenues (in thousands):

	For the Year Ended December 31,
	2023		2022
Service based revenue, net
Processing fees, net	$	152,490	$	106,664
Tips		56,945		61,951
Subscriptions		21,483		19,146
Other		1,323		1,099
Transaction based revenue, net
Interchange revenue, net		17,004		10,792
ATM revenue, net		2,605		2,929
Other		7,243		2,257
Total operating revenues, net	$	259,093	$	204,838

Schedule of Earnings Per Share Basic And Diluted

The following table sets forth the computation of the Company’s basic and diluted net loss per share attributable to holders of common stock (in thousands, except share data):

	For the Year Ended December 31,
		2023			2022
Numerator
Net loss	$	(48,517	)	$	(128,906	)
Net loss attributed to common stockholders—basic		(48,517	)		(128,906	)
Add: undistributed earnings reallocated to common stock		-			-
Net loss attributed to common stockholders—diluted	$	(48,517	)	$	(128,906	)
Denominator
Weighted-average shares of common stock—basic		11,934,699			11,587,901
Dilutive effect of equity incentive awards		-			-
Weighted-average shares of common stock—diluted		11,934,699			11,587,901
Net loss per share
Basic	$	(4.07	)	$	(11.12	)
Diluted	$	(4.07	)	$	(11.12	)

Summary of computation of diluted net loss (income) per share

The following potentially dilutive shares were excluded from the computation of diluted net loss per share for the periods presented because including them would have been antidilutive:

	For the Year Ended December 31,
		2023	2022
Equity incentive awards		2,493,468	1,412,726
Convertible debt		312,500	312,500
Total		2,805,968	1,725,226