The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 7,141 64,625 SH   SOLE   0 0 64,625
ABBVIE INC COM 00287Y109 14,219 105,948 SH   SOLE   0 0 105,948
ALPHABET INC CAP STK CL A 02079K305 6,028 63,022 SH   SOLE   0 0 63,022
ALPHABET INC CAP STK CL C 02079K107 13,080 136,039 SH   SOLE   0 0 136,039
AMAZON COM INC COM 023135106 24,167 213,863 SH   SOLE   0 0 213,863
AMGEN INC COM 031162100 5,131 22,763 SH   SOLE   0 0 22,763
APPLE INC COM 037833100 19,348 140,001 SH   SOLE   0 0 140,001
AUTOZONE INC COM 053332102 12,999 6,069 SH   SOLE   0 0 6,069
BANK NEW YORK MELLON CORP COM 064058100 17,056 442,794 SH   SOLE   0 0 442,794
BERKSHIRE HATHAWAY INC DEL CL A 084670108 406 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,568 5,871 SH   SOLE   0 0 5,871
BK OF AMERICA CORP 7.25%CNV PFD L 060505682 1,733 1,477 SH   SOLE   0 0 1,477
BK OF AMERICA CORP COM 060505104 413 13,671 SH   SOLE   0 0 13,671
BLACKROCK INC COM 09247X101 604 1,097 SH   SOLE   0 0 1,097
BLACKSTONE INC COM 09260D107 812 9,706 SH   SOLE   0 0 9,706
BOK FINL CORP COM NEW 05561Q201 961 10,815 SH   SOLE   0 0 10,815
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 435 12,250 SH   SOLE   0 0 12,250
BROWN FORMAN CORP CL B 115637209 14,233 213,812 SH   SOLE   0 0 213,812
CHEVRON CORP NEW COM 166764100 1,242 8,648 SH   SOLE   0 0 8,648
CISCO SYS INC COM 17275R102 5,598 139,950 SH   SOLE   0 0 139,950
COCA COLA CO COM 191216100 23,184 413,856 SH   SOLE   0 0 413,856
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 16,772 291,987 SH   SOLE   0 0 291,987
CONOCOPHILLIPS COM 20825C104 382 3,734 SH   SOLE   0 0 3,734
CONSTELLATION ENERGY CORP COM 21037T109 499 6,000 SH   SOLE   0 0 6,000
COPART INC COM 217204106 11,776 110,680 SH   SOLE   0 0 110,680
COSTCO WHSL CORP NEW COM 22160K105 10,622 22,491 SH   SOLE   0 0 22,491
DANAHER CORPORATION COM 235851102 401 1,554 SH   SOLE   0 0 1,554
DEERE & CO COM 244199105 267 801 SH   SOLE   0 0 801
DEVON ENERGY CORP NEW COM 25179M103 238 3,964 SH   SOLE   0 0 3,964
DIREXION SHS ETF TR DLY S&P500 BR 1X 25460E869 1,718 96,105 SH   SOLE   0 0 96,105
DISCOVER FINL SVCS COM 254709108 1,628 17,905 SH   SOLE   0 0 17,905
DISNEY WALT CO COM 254687106 22,439 237,877 SH   SOLE   0 0 237,877
DOLLAR GEN CORP NEW COM 256677105 238 991 SH   SOLE   0 0 991
ELECTRONIC ARTS INC COM 285512109 18,107 156,487 SH   SOLE   0 0 156,487
ENTERPRISE PRODS PARTNERS L COM 293792107 725 30,468 SH   SOLE   0 0 30,468
EXXON MOBIL CORP COM 30231G102 19,049 218,171 SH   SOLE   0 0 218,171
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 667 33,567 SH   SOLE   0 0 33,567
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 5,218 121,127 SH   SOLE   0 0 121,127
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 1,938 81,023 SH   SOLE   0 0 81,023
GENERAL DYNAMICS CORP COM 369550108 716 3,377 SH   SOLE   0 0 3,377
HOME DEPOT INC COM 437076102 14,705 53,292 SH   SOLE   0 0 53,292
HONEYWELL INTL INC COM 438516106 5,062 30,318 SH   SOLE   0 0 30,318
INTEL CORP COM 458140100 229 8,868 SH   SOLE   0 0 8,868
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 361 7,303 SH   SOLE   0 0 7,303
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 230 3,985 SH   SOLE   0 0 3,985
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 206 5,175 SH   SOLE   0 0 5,175
ISHARES GOLD TR ISHARES NEW 464285204 222 7,042 SH   SOLE   0 0 7,042
ISHARES INC CORE MSCI EMKT 46434G103 10,092 234,807 SH   SOLE   0 0 234,807
ISHARES TR 0-5 YR TIPS ETF 46429B747 14,445 150,294 SH   SOLE   0 0 150,294
ISHARES TR 0-5YR HI YL CP 46434V407 1,160 29,054 SH   SOLE   0 0 29,054
ISHARES TR CORE MSCI EAFE 46432F842 20,875 396,335 SH   SOLE   0 0 396,335
ISHARES TR CORE S&P MCP ETF 464287507 14,870 67,820 SH   SOLE   0 0 67,820
ISHARES TR CORE S&P SCP ETF 464287804 13,884 159,235 SH   SOLE   0 0 159,235
ISHARES TR CORE S&P TTL STK 464287150 482 6,059 SH   SOLE   0 0 6,059
ISHARES TR CORE S&P500 ETF 464287200 2,564 7,148 SH   SOLE   0 0 7,148
ISHARES TR CORE TOTAL USD 46434V613 2,907 65,327 SH   SOLE   0 0 65,327
ISHARES TR CORE US AGGBD ET 464287226 18,619 193,263 SH   SOLE   0 0 193,263
ISHARES TR EAFE SML CP ETF 464288273 222 4,560 SH   SOLE   0 0 4,560
ISHARES TR ISHS 1-5YR INVS 464288646 12,603 255,734 SH   SOLE   0 0 255,734
ISHARES TR ISHS 5-10YR INVT 464288638 6,729 139,366 SH   SOLE   0 0 139,366
ISHARES TR MBS ETF 464288588 19,508 213,016 SH   SOLE   0 0 213,016
ISHARES TR MSCI EAFE ETF 464287465 240 4,281 SH   SOLE   0 0 4,281
ISHARES TR MSCI EAFE MIN VL 46429B689 284 4,990 SH   SOLE   0 0 4,990
ISHARES TR NATIONAL MUN ETF 464288414 3,289 32,062 SH   SOLE   0 0 32,062
ISHARES TR RUS 1000 ETF 464287622 581 2,943 SH   SOLE   0 0 2,943
ISHARES TR RUS 1000 GRW ETF 464287614 883 4,198 SH   SOLE   0 0 4,198
ISHARES TR RUS 1000 VAL ETF 464287598 527 3,876 SH   SOLE   0 0 3,876
ISHARES TR RUS 2000 GRW ETF 464287648 273 1,323 SH   SOLE   0 0 1,323
ISHARES TR RUS MDCP VAL ETF 464287473 251 2,615 SH   SOLE   0 0 2,615
ISHARES TR RUS MID CAP ETF 464287499 215 3,454 SH   SOLE   0 0 3,454
ISHARES TR S&P 500 GRWT ETF 464287309 317 5,472 SH   SOLE   0 0 5,472
ISHARES TR S&P 500 VAL ETF 464287408 215 1,675 SH   SOLE   0 0 1,675
ISHARES TR SHRT NAT MUN ETF 464288158 2,961 28,843 SH   SOLE   0 0 28,843
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209 1,384 32,332 SH   SOLE   0 0 32,332
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 270 5,266 SH   SOLE   0 0 5,266
J P MORGAN EXCHANGE TRADED F HIGH YLD RESRCH 46641Q878 2,262 53,367 SH   SOLE   0 0 53,367
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 2,306 47,630 SH   SOLE   0 0 47,630
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 11,560 230,457 SH   SOLE   0 0 230,457
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 4,511 89,672 SH   SOLE   0 0 89,672
JOHNSON & JOHNSON COM 478160104 2,864 17,530 SH   SOLE   0 0 17,530
JPMORGAN CHASE & CO COM 46625H100 24,098 230,602 SH   SOLE   0 0 230,602
LILLY ELI & CO COM 532457108 1,481 4,579 SH   SOLE   0 0 4,579
LOCKHEED MARTIN CORP COM 539830109 243 629 SH   SOLE   0 0 629
LOWES COS INC COM 548661107 1,560 8,306 SH   SOLE   0 0 8,306
MASTERCARD INCORPORATED CL A 57636Q104 10,937 38,465 SH   SOLE   0 0 38,465
MCKESSON CORP COM 58155Q103 482 1,417 SH   SOLE   0 0 1,417
MERCK & CO INC COM 58933Y105 435 5,052 SH   SOLE   0 0 5,052
META PLATFORMS INC CL A 30303M102 16,636 122,616 SH   SOLE   0 0 122,616
MICROSOFT CORP COM 594918104 26,107 112,094 SH   SOLE   0 0 112,094
NEW YORK CMNTY CAP TR V UNIT 05/07/2051 64944P307 666 14,930 SH   SOLE   0 0 14,930
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 306 4,229 SH   SOLE   0 0 4,229
NEXTIER OILFIELD SOLUTIONS COM 65290C105 89 12,000 SH   SOLE   0 0 12,000
NIKE INC CL B 654106103 14,218 171,053 SH   SOLE   0 0 171,053
NVIDIA CORPORATION COM 67066G104 205 1,685 SH   SOLE   0 0 1,685
PHILIP MORRIS INTL INC COM 718172109 16,380 197,325 SH   SOLE   0 0 197,325
PPL CORP COM 69351T106 16,744 660,519 SH   SOLE   0 0 660,519
PROCTER AND GAMBLE CO COM 742718109 10,415 82,494 SH   SOLE   0 0 82,494
PROSHARES TR ULTRASHRT S&P500 74347G416 327 6,000 SH   SOLE   0 0 6,000
PROSHARES TR ULTSHT FTSE EURO 74348A434 394 20,000 SH   SOLE   0 0 20,000
PURE STORAGE INC CL A 74624M102 274 10,000 SH   SOLE   0 0 10,000
QUEST DIAGNOSTICS INC COM 74834L100 21,585 175,935 SH   SOLE   0 0 175,935
RAYTHEON TECHNOLOGIES CORP COM 75513E101 477 5,828 SH   SOLE   0 0 5,828
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 12,143 247,114 SH   SOLE   0 0 247,114
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 4,617 95,676 SH   SOLE   0 0 95,676
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,012 15,239 SH   SOLE   0 0 15,239
SCHWAB STRATEGIC TR US REIT ETF 808524847 224 11,988 SH   SOLE   0 0 11,988
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,646 31,770 SH   SOLE   0 0 31,770
SELECT SECTOR SPDR TR ENERGY 81369Y506 620 8,611 SH   SOLE   0 0 8,611
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 6,038 198,871 SH   SOLE   0 0 198,871
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 418 2,935 SH   SOLE   0 0 2,935
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 746 6,277 SH   SOLE   0 0 6,277
SPDR S&P 500 ETF TR TR UNIT 78462F103 443 1,240 SH   SOLE   0 0 1,240
SPDR SER TR BLOOMBERG INVT 78468R200 1,823 60,161 SH   SOLE   0 0 60,161
SPDR SER TR PORTFOLIO SHORT 78464A474 5,545 189,757 SH   SOLE   0 0 189,757
STARBUCKS CORP COM 855244109 21,147 250,970 SH   SOLE   0 0 250,970
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,292 18,848 SH   SOLE   0 0 18,848
TESLA INC COM 88160R101 559 2,106 SH   SOLE   0 0 2,106
THERMO FISHER SCIENTIFIC INC COM 883556102 619 1,221 SH   SOLE   0 0 1,221
TRUIST FINL CORP COM 89832Q109 11,913 273,615 SH   SOLE   0 0 273,615
UBER TECHNOLOGIES INC COM 90353T100 398 15,025 SH   SOLE   0 0 15,025
UNION PAC CORP COM 907818108 18,199 93,414 SH   SOLE   0 0 93,414
UNITED PARCEL SERVICE INC CL B 911312106 10,374 64,221 SH   SOLE   0 0 64,221
UNITEDHEALTH GROUP INC COM 91324P102 33,977 67,277 SH   SOLE   0 0 67,277
VALERO ENERGY CORP COM 91913Y100 230 2,150 SH   SOLE   0 0 2,150
VANGUARD BD INDEX FDS INTERMED TERM 921937819 424 5,771 SH   SOLE   0 0 5,771
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 15,598 208,474 SH   SOLE   0 0 208,474
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,965 41,568 SH   SOLE   0 0 41,568
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 4,403 89,939 SH   SOLE   0 0 89,939
VANGUARD INDEX FDS GROWTH ETF 922908736 283 1,323 SH   SOLE   0 0 1,323
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 441 3,624 SH   SOLE   0 0 3,624
VANGUARD INDEX FDS MID CAP ETF 922908629 2,331 12,399 SH   SOLE   0 0 12,399
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 7,394 92,231 SH   SOLE   0 0 92,231
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 659 2,008 SH   SOLE   0 0 2,008
VANGUARD INDEX FDS SM CP VAL ETF 922908611 766 5,340 SH   SOLE   0 0 5,340
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,971 29,084 SH   SOLE   0 0 29,084
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,750 9,752 SH   SOLE   0 0 9,752
VANGUARD INDEX FDS VALUE ETF 922908744 732 5,925 SH   SOLE   0 0 5,925
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 654 14,748 SH   SOLE   0 0 14,748
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,455 231,699 SH   SOLE   0 0 231,699
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 13,505 145,508 SH   SOLE   0 0 145,508
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,959 82,235 SH   SOLE   0 0 82,235
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 10,622 140,348 SH   SOLE   0 0 140,348
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 2,906 39,684 SH   SOLE   0 0 39,684
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 9,529 128,281 SH   SOLE   0 0 128,281
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 619 4,582 SH   SOLE   0 0 4,582
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 17,310 476,074 SH   SOLE   0 0 476,074
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 455 7,334 SH   SOLE   0 0 7,334
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 479 6,438 SH   SOLE   0 0 6,438
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 240 1,071 SH   SOLE   0 0 1,071
VANGUARD WORLD FDS INF TECH ETF 92204A702 390 1,269 SH   SOLE   0 0 1,269
VERIZON COMMUNICATIONS INC COM 92343V104 952 25,076 SH   SOLE   0 0 25,076
VISA INC COM CL A 92826C839 6,292 35,416 SH   SOLE   0 0 35,416
WALMART INC COM 931142103 528 4,070 SH   SOLE   0 0 4,070
WASTE MGMT INC DEL COM 94106L109 22,608 141,114 SH   SOLE   0 0 141,114
WEC ENERGY GROUP INC COM 92939U106 217 2,426 SH   SOLE   0 0 2,426
WELLS FARGO CO NEW PERP PFD CNV A 949746804 15,296 12,704 SH   SOLE   0 0 12,704
WISDOMTREE TR US QTLY DIV GRT 97717X669 307 5,700 SH   SOLE   0 0 5,700
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 9,087 123,478 SH   SOLE   0 0 123,478