The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 8,589 66,369 SH   SOLE   0 0 66,369
ABBVIE INC COM 00287Y109 17,115 111,744 SH   SOLE   0 0 111,744
ALPHABET INC CAP STK CL A 02079K305 5,660 2,597 SH   SOLE   0 0 2,597
ALPHABET INC CAP STK CL C 02079K107 14,886 6,805 SH   SOLE   0 0 6,805
ALTRIA GROUP INC COM 02209S103 232 5,556 SH   SOLE   0 0 5,556
AMAZON COM INC COM 023135106 21,835 205,582 SH   SOLE   0 0 205,582
AMGEN INC COM 031162100 6,210 25,523 SH   SOLE   0 0 25,523
APPLE INC COM 037833100 19,316 141,279 SH   SOLE   0 0 141,279
ASML HOLDING N V N Y REGISTRY SHS N07059210 374 786 SH   SOLE   0 0 786
AUTOZONE INC COM 053332102 10,675 4,967 SH   SOLE   0 0 4,967
BERKSHIRE HATHAWAY INC DEL CL A 084670108 409 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,576 5,774 SH   SOLE   0 0 5,774
BK OF AMERICA CORP 7.25%CNV PFD L 060505682 1,971 1,636 SH   SOLE   0 0 1,636
BK OF AMERICA CORP COM 060505104 5,029 161,555 SH   SOLE   0 0 161,555
BLACKROCK INC COM 09247X101 599 983 SH   SOLE   0 0 983
BLACKSTONE INC COM 09260D107 960 10,520 SH   SOLE   0 0 10,520
BOK FINL CORP COM NEW 05561Q201 817 10,815 SH   SOLE   0 0 10,815
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 525 12,241 SH   SOLE   0 0 12,241
BROWN FORMAN CORP CL B 115637209 14,830 211,380 SH   SOLE   0 0 211,380
CHEVRON CORP NEW COM 166764100 1,463 10,104 SH   SOLE   0 0 10,104
CISCO SYS INC COM 17275R102 5,748 134,798 SH   SOLE   0 0 134,798
COCA COLA CO COM 191216100 25,907 411,811 SH   SOLE   0 0 411,811
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 17,924 265,573 SH   SOLE   0 0 265,573
COMCAST CORP NEW CL A 20030N101 205 5,220 SH   SOLE   0 0 5,220
CONOCOPHILLIPS COM 20825C104 218 2,429 SH   SOLE   0 0 2,429
CONSTELLATION ENERGY CORP COM 21037T109 344 6,000 SH   SOLE   0 0 6,000
COPART INC COM 217204106 11,141 102,530 SH   SOLE   0 0 102,530
COSTCO WHSL CORP NEW COM 22160K105 11,508 24,011 SH   SOLE   0 0 24,011
DANAHER CORPORATION COM 235851102 414 1,632 SH   SOLE   0 0 1,632
DEERE & CO COM 244199105 239 799 SH   SOLE   0 0 799
DIREXION SHS ETF TR DLY S&P500 BR 1X 25460E869 2,051 120,350 SH   SOLE   0 0 120,350
DIREXION SHS ETF TR NAS100 EQL WGT 25459Y207 216 3,425 SH   SOLE   0 0 3,425
DISCOVER FINL SVCS COM 254709108 13,020 137,665 SH   SOLE   0 0 137,665
DISNEY WALT CO COM 254687106 21,500 227,754 SH   SOLE   0 0 227,754
DOLLAR GEN CORP NEW COM 256677105 243 991 SH   SOLE   0 0 991
ELECTRONIC ARTS INC COM 285512109 19,226 158,046 SH   SOLE   0 0 158,046
ENTERPRISE PRODS PARTNERS L COM 293792107 480 19,710 SH   SOLE   0 0 19,710
EXXON MOBIL CORP COM 30231G102 17,881 208,789 SH   SOLE   0 0 208,789
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 639 32,934 SH   SOLE   0 0 32,934
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 4,770 106,873 SH   SOLE   0 0 106,873
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 1,658 61,028 SH   SOLE   0 0 61,028
GENERAL DYNAMICS CORP COM 369550108 893 4,035 SH   SOLE   0 0 4,035
HOME DEPOT INC COM 437076102 10,191 37,156 SH   SOLE   0 0 37,156
HONEYWELL INTL INC COM 438516106 5,421 31,189 SH   SOLE   0 0 31,189
ICON PLC SHS G4705A100 218 1,007 SH   SOLE   0 0 1,007
INTEL CORP COM 458140100 339 9,068 SH   SOLE   0 0 9,068
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 934 18,845 SH   SOLE   0 0 18,845
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 388 21,500 SH   SOLE   0 0 21,500
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 247 3,985 SH   SOLE   0 0 3,985
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 222 5,282 SH   SOLE   0 0 5,282
ISHARES INC CORE MSCI EMKT 46434G103 11,964 243,874 SH   SOLE   0 0 243,874
ISHARES INC MSCI EMERG MRKT 464286533 214 3,863 SH   SOLE   0 0 3,863
ISHARES TR 0-5 YR TIPS ETF 46429B747 15,812 155,887 SH   SOLE   0 0 155,887
ISHARES TR 0-5YR HI YL CP 46434V407 645 15,916 SH   SOLE   0 0 15,916
ISHARES TR CORE MSCI EAFE 46432F842 21,570 366,523 SH   SOLE   0 0 366,523
ISHARES TR CORE S&P MCP ETF 464287507 16,533 73,082 SH   SOLE   0 0 73,082
ISHARES TR CORE S&P SCP ETF 464287804 14,117 152,764 SH   SOLE   0 0 152,764
ISHARES TR CORE S&P TTL STK 464287150 373 4,457 SH   SOLE   0 0 4,457
ISHARES TR CORE S&P500 ETF 464287200 2,797 7,376 SH   SOLE   0 0 7,376
ISHARES TR CORE TOTAL USD 46434V613 931 19,890 SH   SOLE   0 0 19,890
ISHARES TR CORE US AGGBD ET 464287226 18,376 180,727 SH   SOLE   0 0 180,727
ISHARES TR EAFE SML CP ETF 464288273 436 7,985 SH   SOLE   0 0 7,985
ISHARES TR ISHS 1-5YR INVS 464288646 11,745 232,337 SH   SOLE   0 0 232,337
ISHARES TR ISHS 5-10YR INVT 464288638 6,411 125,560 SH   SOLE   0 0 125,560
ISHARES TR MBS ETF 464288588 19,083 195,748 SH   SOLE   0 0 195,748
ISHARES TR MSCI EAFE ETF 464287465 290 4,645 SH   SOLE   0 0 4,645
ISHARES TR MSCI EAFE MIN VL 46429B689 313 4,937 SH   SOLE   0 0 4,937
ISHARES TR NATIONAL MUN ETF 464288414 2,740 25,761 SH   SOLE   0 0 25,761
ISHARES TR RUS 1000 ETF 464287622 583 2,806 SH   SOLE   0 0 2,806
ISHARES TR RUS 1000 GRW ETF 464287614 973 4,450 SH   SOLE   0 0 4,450
ISHARES TR RUS 1000 VAL ETF 464287598 589 4,063 SH   SOLE   0 0 4,063
ISHARES TR RUS 2000 GRW ETF 464287648 304 1,475 SH   SOLE   0 0 1,475
ISHARES TR RUS 2000 VAL ETF 464287630 245 1,800 SH   SOLE   0 0 1,800
ISHARES TR RUS MDCP VAL ETF 464287473 275 2,712 SH   SOLE   0 0 2,712
ISHARES TR RUS MID CAP ETF 464287499 273 4,223 SH   SOLE   0 0 4,223
ISHARES TR RUSSELL 2000 ETF 464287655 227 1,341 SH   SOLE   0 0 1,341
ISHARES TR S&P 500 GRWT ETF 464287309 374 6,202 SH   SOLE   0 0 6,202
ISHARES TR S&P 500 VAL ETF 464287408 259 1,882 SH   SOLE   0 0 1,882
ISHARES TR SELECT DIVID ETF 464287168 237 2,010 SH   SOLE   0 0 2,010
ISHARES TR SHRT NAT MUN ETF 464288158 2,570 24,555 SH   SOLE   0 0 24,555
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209 1,892 38,763 SH   SOLE   0 0 38,763
J P MORGAN EXCHANGE TRADED F HIGH YLD RESRCH 46641Q878 1,442 33,069 SH   SOLE   0 0 33,069
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 1,784 35,740 SH   SOLE   0 0 35,740
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 12,616 251,862 SH   SOLE   0 0 251,862
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 4,742 93,630 SH   SOLE   0 0 93,630
JOHNSON & JOHNSON COM 478160104 2,717 15,308 SH   SOLE   0 0 15,308
JPMORGAN CHASE & CO COM 46625H100 23,783 211,200 SH   SOLE   0 0 211,200
LILLY ELI & CO COM 532457108 1,516 4,676 SH   SOLE   0 0 4,676
LOCKHEED MARTIN CORP COM 539830109 270 629 SH   SOLE   0 0 629
LOWES COS INC COM 548661107 1,477 8,458 SH   SOLE   0 0 8,458
MASTERCARD INCORPORATED CL A 57636Q104 12,317 39,042 SH   SOLE   0 0 39,042
MCKESSON CORP COM 58155Q103 482 1,477 SH   SOLE   0 0 1,477
MERCK & CO INC COM 58933Y105 458 5,022 SH   SOLE   0 0 5,022
META PLATFORMS INC CL A 30303M102 18,423 114,251 SH   SOLE   0 0 114,251
MICROSOFT CORP COM 594918104 28,763 111,994 SH   SOLE   0 0 111,994
NEW YORK CMNTY CAP TR V UNIT 05/07/2051 64944P307 717 15,520 SH   SOLE   0 0 15,520
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 455 6,129 SH   SOLE   0 0 6,129
NIKE INC CL B 654106103 18,891 184,840 SH   SOLE   0 0 184,840
NVIDIA CORPORATION COM 67066G104 255 1,685 SH   SOLE   0 0 1,685
PHILIP MORRIS INTL INC COM 718172109 18,008 182,380 SH   SOLE   0 0 182,380
PPL CORP COM 69351T106 16,974 625,666 SH   SOLE   0 0 625,666
PROCTER AND GAMBLE CO COM 742718109 11,108 77,252 SH   SOLE   0 0 77,252
PROSHARES TR ULTRASHRT S&P500 74347G416 201 4,000 SH   SOLE   0 0 4,000
PURE STORAGE INC CL A 74624M102 257 10,000 SH   SOLE   0 0 10,000
QUEST DIAGNOSTICS INC COM 74834L100 23,459 176,410 SH   SOLE   0 0 176,410
RAYTHEON TECHNOLOGIES CORP COM 75513E101 694 7,223 SH   SOLE   0 0 7,223
SALESFORCE INC COM 79466L302 1,023 6,196 SH   SOLE   0 0 6,196
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 10,809 209,475 SH   SOLE   0 0 209,475
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 4,952 100,661 SH   SOLE   0 0 100,661
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,035 14,453 SH   SOLE   0 0 14,453
SCHWAB STRATEGIC TR US REIT ETF 808524847 219 10,393 SH   SOLE   0 0 10,393
SELECT SECTOR SPDR TR ENERGY 81369Y506 619 8,661 SH   SOLE   0 0 8,661
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 6,270 199,350 SH   SOLE   0 0 199,350
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 403 2,934 SH   SOLE   0 0 2,934
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 225 1,754 SH   SOLE   0 0 1,754
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 803 6,317 SH   SOLE   0 0 6,317
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,537 4,075 SH   SOLE   0 0 4,075
SPDR SER TR BLOOMBERG INVT 78468R200 1,559 51,768 SH   SOLE   0 0 51,768
SPDR SER TR PORTFOLIO SHORT 78464A474 6,260 210,561 SH   SOLE   0 0 210,561
STARBUCKS CORP COM 855244109 19,451 254,621 SH   SOLE   0 0 254,621
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,550 18,957 SH   SOLE   0 0 18,957
TESLA INC COM 88160R101 469 696 SH   SOLE   0 0 696
THERMO FISHER SCIENTIFIC INC COM 883556102 698 1,284 SH   SOLE   0 0 1,284
TRUIST FINL CORP COM 89832Q109 7,778 163,979 SH   SOLE   0 0 163,979
UBER TECHNOLOGIES INC COM 90353T100 409 20,000 SH   SOLE   0 0 20,000
UNION PAC CORP COM 907818108 19,339 90,676 SH   SOLE   0 0 90,676
UNITED PARCEL SERVICE INC CL B 911312106 12,236 67,034 SH   SOLE   0 0 67,034
UNITEDHEALTH GROUP INC COM 91324P102 35,119 68,373 SH   SOLE   0 0 68,373
US BANCORP DEL COM NEW 902973304 8,756 190,261 SH   SOLE   0 0 190,261
VALERO ENERGY CORP COM 91913Y100 229 2,150 SH   SOLE   0 0 2,150
VANGUARD BD INDEX FDS INTERMED TERM 921937819 609 7,845 SH   SOLE   0 0 7,845
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 16,504 214,924 SH   SOLE   0 0 214,924
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,102 27,925 SH   SOLE   0 0 27,925
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 4,574 92,965 SH   SOLE   0 0 92,965
VANGUARD INDEX FDS GROWTH ETF 922908736 300 1,346 SH   SOLE   0 0 1,346
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 437 3,378 SH   SOLE   0 0 3,378
VANGUARD INDEX FDS MID CAP ETF 922908629 2,647 13,439 SH   SOLE   0 0 13,439
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 8,130 89,232 SH   SOLE   0 0 89,232
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,139 3,283 SH   SOLE   0 0 3,283
VANGUARD INDEX FDS SM CP VAL ETF 922908611 803 5,360 SH   SOLE   0 0 5,360
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,194 29,490 SH   SOLE   0 0 29,490
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,883 9,983 SH   SOLE   0 0 9,983
VANGUARD INDEX FDS VALUE ETF 922908744 735 5,570 SH   SOLE   0 0 5,570
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 749 14,998 SH   SOLE   0 0 14,998
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,583 206,081 SH   SOLE   0 0 206,081
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 13,163 127,534 SH   SOLE   0 0 127,534
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,694 74,001 SH   SOLE   0 0 74,001
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 10,822 135,238 SH   SOLE   0 0 135,238
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 1,888 23,275 SH   SOLE   0 0 23,275
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 9,740 127,725 SH   SOLE   0 0 127,725
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 697 4,860 SH   SOLE   0 0 4,860
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 19,170 469,844 SH   SOLE   0 0 469,844
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 544 7,926 SH   SOLE   0 0 7,926
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 503 6,513 SH   SOLE   0 0 6,513
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 267 1,132 SH   SOLE   0 0 1,132
VANGUARD WORLD FDS INF TECH ETF 92204A702 416 1,274 SH   SOLE   0 0 1,274
VERIZON COMMUNICATIONS INC COM 92343V104 23,332 459,744 SH   SOLE   0 0 459,744
VISA INC COM CL A 92826C839 6,286 31,924 SH   SOLE   0 0 31,924
WALMART INC COM 931142103 574 4,720 SH   SOLE   0 0 4,720
WARNER BROS DISCOVERY INC COM SER A 934423104 279 20,757 SH   SOLE   0 0 20,757
WASTE MGMT INC DEL COM 94106L109 21,492 140,487 SH   SOLE   0 0 140,487
WEC ENERGY GROUP INC COM 92939U106 331 3,287 SH   SOLE   0 0 3,287
WELLS FARGO CO NEW PERP PFD CNV A 949746804 14,525 11,950 SH   SOLE   0 0 11,950
WISDOMTREE TR US QTLY DIV GRT 97717X669 327 5,700 SH   SOLE   0 0 5,700