The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   11,070,625 101,268 SH   SOLE   0 0 101,268
ABBVIE INC COM 00287Y109   545,906 3,523 SH   SOLE   0 0 3,523
ALPHABET INC CAP STK CL C 02079K107   14,751,284 104,671 SH   SOLE   0 0 104,671
ALPHABET INC CAP STK CL A 02079K305   10,908,128 78,088 SH   SOLE   0 0 78,088
AMAZON COM INC COM 023135106   29,692,863 195,425 SH   SOLE   0 0 195,425
AMERICAN EXPRESS CO COM 025816109   247,476 1,321 SH   SOLE   0 0 1,321
AMGEN INC COM 031162100   783,990 2,722 SH   SOLE   0 0 2,722
APPLE INC COM 037833100   22,660,800 117,700 SH   SOLE   0 0 117,700
ASML HOLDING N V N Y REGISTRY SHS N07059210   368,620 487 SH   SOLE   0 0 487
AUTOZONE INC COM 053332102   19,393,988 7,501 SH   SOLE   0 0 7,501
BANK AMERICA CORP COM 060505104   239,231 7,105 SH   SOLE   0 0 7,105
BANK AMERICA CORP 7.25%CNV PFD L 060505682   404,974 336 SH   SOLE   0 0 336
BANK NEW YORK MELLON CORP COM 064058100   27,451,939 527,415 SH   SOLE   0 0 527,415
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,567,161 4,394 SH   SOLE   0 0 4,394
BERKSHIRE HATHAWAY INC DEL CL A 084670108   542,625 1 SH   SOLE   0 0 1
BLACKROCK INC COM 09247X101   1,109,347 1,367 SH   SOLE   0 0 1,367
BLACKSTONE INC COM 09260D107   809,089 6,180 SH   SOLE   0 0 6,180
BOEING CO COM 097023105   206,917 794 SH   SOLE   0 0 794
BOK FINL CORP COM NEW 05561Q201   926,305 10,815 SH   SOLE   0 0 10,815
BROWN FORMAN CORP CL B 115637209   20,579,325 360,409 SH   SOLE   0 0 360,409
CARDINAL HEALTH INC COM 14149Y108   243,807 2,419 SH   SOLE   0 0 2,419
CHEVRON CORP NEW COM 166764100   793,805 5,322 SH   SOLE   0 0 5,322
CISCO SYS INC COM 17275R102   11,903,451 235,619 SH   SOLE   0 0 235,619
COCA COLA CO COM 191216100   25,064,832 425,332 SH   SOLE   0 0 425,332
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   276,062 3,655 SH   SOLE   0 0 3,655
CONOCOPHILLIPS COM 20825C104   475,601 4,098 SH   SOLE   0 0 4,098
CONSTELLATION ENERGY CORP COM 21037T109   490,354 4,195 SH   SOLE   0 0 4,195
COPART INC COM 217204106   20,833,885 425,181 SH   SOLE   0 0 425,181
COSTCO WHSL CORP NEW COM 22160K105   21,273,722 32,229 SH   SOLE   0 0 32,229
CROWDSTRIKE HLDGS INC CL A 22788C105   632,235 2,476 SH   SOLE   0 0 2,476
DEERE & CO COM 244199105   324,764 812 SH   SOLE   0 0 812
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   205,340 7,025 SH   SOLE   0 0 7,025
DIREXION SHS ETF TR DLY S&P500 BR 1X 25460E869   306,999 23,100 SH   SOLE   0 0 23,100
DIREXION SHS ETF TR NAS100 EQL WGT 25459Y207   223,056 2,635 SH   SOLE   0 0 2,635
DISCOVER FINL SVCS COM 254709108   1,048,580 9,329 SH   SOLE   0 0 9,329
DISNEY WALT CO COM 254687106   808,547 8,955 SH   SOLE   0 0 8,955
ELECTRONIC ARTS INC COM 285512109   22,581,058 165,054 SH   SOLE   0 0 165,054
ELI LILLY & CO COM 532457108   1,463,009 2,510 SH   SOLE   0 0 2,510
ENTERPRISE PRODS PARTNERS L COM 293792107   797,552 30,268 SH   SOLE   0 0 30,268
EOG RES INC COM 26875P101   16,716,848 138,213 SH   SOLE   0 0 138,213
EXXON MOBIL CORP COM 30231G102   2,278,769 22,792 SH   SOLE   0 0 22,792
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   9,541,326 178,176 SH   SOLE   0 0 178,176
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   3,428,576 128,652 SH   SOLE   0 0 128,652
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   551,243 23,925 SH   SOLE   0 0 23,925
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   1,339,888 32,792 SH   SOLE   0 0 32,792
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   22,672,566 293,230 SH   SOLE   0 0 293,230
GENERAL DYNAMICS CORP COM 369550108   606,459 2,336 SH   SOLE   0 0 2,336
HOME DEPOT INC COM 437076102   19,123,362 55,182 SH   SOLE   0 0 55,182
HONEYWELL INTL INC COM 438516106   1,889,298 9,009 SH   SOLE   0 0 9,009
ICON PLC SHS G4705A100   282,221 997 SH   SOLE   0 0 997
INTEL CORP COM 458140100   259,592 5,166 SH   SOLE   0 0 5,166
INTUIT COM 461202103   207,414 332 SH   SOLE   0 0 332
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   249,700 3,985 SH   SOLE   0 0 3,985
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   396,968 2,516 SH   SOLE   0 0 2,516
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   281,655 5,208 SH   SOLE   0 0 5,208
INVESCO QQQ TR UNIT SER 1 46090E103   329,713 805 SH   SOLE   0 0 805
ISHARES GOLD TR ISHARES NEW 464285204   274,654 7,037 SH   SOLE   0 0 7,037
ISHARES INC CORE MSCI EMKT 46434G103   12,520,342 247,535 SH   SOLE   0 0 247,535
ISHARES TR RUS MID CAP ETF 464287499   234,278 3,014 SH   SOLE   0 0 3,014
ISHARES TR MSCI EAFE ETF 464287465   282,197 3,745 SH   SOLE   0 0 3,745
ISHARES TR CORE S&P500 ETF 464287200   2,743,000 5,743 SH   SOLE   0 0 5,743
ISHARES TR 0-5 YR TIPS ETF 46429B747   12,888,394 130,727 SH   SOLE   0 0 130,727
ISHARES TR MBS ETF 464288588   22,873,571 243,129 SH   SOLE   0 0 243,129
ISHARES TR 0-5YR HI YL CP 46434V407   253,531 6,005 SH   SOLE   0 0 6,005
ISHARES TR RUS 1000 GRW ETF 464287614   886,161 2,923 SH   SOLE   0 0 2,923
ISHARES TR ISHS 1-5YR INVS 464288646   11,316,021 220,693 SH   SOLE   0 0 220,693
ISHARES TR CORE TOTAL USD 46434V613   8,264,935 179,399 SH   SOLE   0 0 179,399
ISHARES TR BLACKROCK ULTRA 46434V878   510,509 10,137 SH   SOLE   0 0 10,137
ISHARES TR EAFE SML CP ETF 464288273   255,162 4,122 SH   SOLE   0 0 4,122
ISHARES TR CORE S&P MCP ETF 464287507   2,048,435 7,391 SH   SOLE   0 0 7,391
ISHARES TR ISHS 5-10YR INVT 464288638   12,133,941 233,345 SH   SOLE   0 0 233,345
ISHARES TR CORE DIVID ETF 46435U861   978,031 23,825 SH   SOLE   0 0 23,825
ISHARES TR US INDUSTRIALS 464287754   205,848 1,800 SH   SOLE   0 0 1,800
ISHARES TR RUS 1000 ETF 464287622   203,670 777 SH   SOLE   0 0 777
ISHARES TR BROAD USD HIGH 46435U853   778,198 21,408 SH   SOLE   0 0 21,408
ISHARES TR CORE MSCI EAFE 46432F842   36,956,889 525,329 SH   SOLE   0 0 525,329
ISHARES TR RUS 1000 VAL ETF 464287598   530,124 3,208 SH   SOLE   0 0 3,208
ISHARES TR CORE S&P SCP ETF 464287804   16,741,272 154,654 SH   SOLE   0 0 154,654
ISHARES TR CORE US AGGBD ET 464287226   23,232,174 234,077 SH   SOLE   0 0 234,077
ISHARES TR S&P 500 VAL ETF 464287408   267,443 1,538 SH   SOLE   0 0 1,538
ISHARES TR NATIONAL MUN ETF 464288414   5,238,227 48,319 SH   SOLE   0 0 48,319
ISHARES TR SHRT NAT MUN ETF 464288158   2,330,016 22,100 SH   SOLE   0 0 22,100
ISHARES TR MSCI EAFE MIN VL 46429B689   322,655 4,653 SH   SOLE   0 0 4,653
ISHARES TR CORE S&P TTL STK 464287150   746,758 7,096 SH   SOLE   0 0 7,096
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   464,349 9,300 SH   SOLE   0 0 9,300
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,479,060 26,902 SH   SOLE   0 0 26,902
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   2,798,914 55,722 SH   SOLE   0 0 55,722
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   1,231,466 26,821 SH   SOLE   0 0 26,821
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   1,030,738 18,975 SH   SOLE   0 0 18,975
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   3,325,482 65,257 SH   SOLE   0 0 65,257
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   3,042,841 59,969 SH   SOLE   0 0 59,969
JOHNSON & JOHNSON COM 478160104   2,599,579 16,585 SH   SOLE   0 0 16,585
JPMORGAN CHASE & CO COM 46625H100   29,160,091 171,429 SH   SOLE   0 0 171,429
KENVUE INC COM 49177J102   243,459 11,308 SH   SOLE   0 0 11,308
LABORATORY CORP AMER HLDGS COM NEW 50540R409   22,087,899 97,179 SH   SOLE   0 0 97,179
LINDE PLC SHS G54950103   244,350 595 SH   SOLE   0 0 595
LOCKHEED MARTIN CORP COM 539830109   263,786 582 SH   SOLE   0 0 582
LOWES COS INC COM 548661107   1,300,260 5,843 SH   SOLE   0 0 5,843
MASTERCARD INCORPORATED CL A 57636Q104   4,804,073 11,264 SH   SOLE   0 0 11,264
MCKESSON CORP COM 58155Q103   535,139 1,156 SH   SOLE   0 0 1,156
MERCK & CO INC COM 58933Y105   502,717 4,611 SH   SOLE   0 0 4,611
META PLATFORMS INC CL A 30303M102   751,103 2,122 SH   SOLE   0 0 2,122
MICROSOFT CORP COM 594918104   32,926,134 87,560 SH   SOLE   0 0 87,560
NEW YORK CMNTY CAP TR V UNIT 05/07/2051 64944P307   455,987 10,985 SH   SOLE   0 0 10,985
NIKE INC CL B 654106103   17,878,931 164,677 SH   SOLE   0 0 164,677
NVIDIA CORPORATION COM 67066G104   1,860,730 3,757 SH   SOLE   0 0 3,757
OKTA INC CL A 679295105   258,031 2,850 SH   SOLE   0 0 2,850
ORACLE CORP COM 68389X105   250,502 2,376 SH   SOLE   0 0 2,376
PALO ALTO NETWORKS INC COM 697435105   626,329 2,124 SH   SOLE   0 0 2,124
PHILIP MORRIS INTL INC COM 718172109   478,032 5,081 SH   SOLE   0 0 5,081
PPL CORP COM 69351T106   15,890,837 586,378 SH   SOLE   0 0 586,378
PROCTER AND GAMBLE CO COM 742718109   18,790,342 128,227 SH   SOLE   0 0 128,227
PROSHARES TR PSHS ULTRA QQQ 74347R206   498,180 6,555 SH   SOLE   0 0 6,555
PROSHARES TR PSHS ULT S&P 500 74347R107   471,432 7,245 SH   SOLE   0 0 7,245
QUEST DIAGNOSTICS INC COM 74834L100   607,224 4,404 SH   SOLE   0 0 4,404
ROYAL BK CDA COM 780087102   232,397 2,298 SH   SOLE   0 0 2,298
RTX CORPORATION COM 75513E101   451,849 5,370 SH   SOLE   0 0 5,370
SCHWAB STRATEGIC TR MUN BD ETF 808524649   353,628 6,722 SH   SOLE   0 0 6,722
SCHWAB STRATEGIC TR US TIPS ETF 808524870   2,788,691 53,423 SH   SOLE   0 0 53,423
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   21,420,202 430,817 SH   SOLE   0 0 430,817
SCHWAB STRATEGIC TR US REIT ETF 808524847   564,557 27,260 SH   SOLE   0 0 27,260
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   8,295,487 171,217 SH   SOLE   0 0 171,217
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   213,444 5,775 SH   SOLE   0 0 5,775
SCHWAB STRATEGIC TR LONG TERM US 808524680   2,928,961 83,494 SH   SOLE   0 0 83,494
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,502,914 19,741 SH   SOLE   0 0 19,741
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   5,188,543 137,993 SH   SOLE   0 0 137,993
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   200,342 1,469 SH   SOLE   0 0 1,469
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   488,740 2,733 SH   SOLE   0 0 2,733
SELECT SECTOR SPDR TR ENERGY 81369Y506   590,653 7,045 SH   SOLE   0 0 7,045
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,104,792 5,740 SH   SOLE   0 0 5,740
SERVICENOW INC COM 81762P102   529,868 750 SH   SOLE   0 0 750
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   254,387 675 SH   SOLE   0 0 675
SPDR S&P 500 ETF TR TR UNIT 78462F103   743,860 1,565 SH   SOLE   0 0 1,565
SPDR SER TR RUSSELL YIELD 78468R770   383,989 3,812 SH   SOLE   0 0 3,812
SPDR SER TR S&P REGL BKG 78464A698   900,889 17,183 SH   SOLE   0 0 17,183
SPDR SER TR BLOOMBERG INVT 78468R200   255,274 8,345 SH   SOLE   0 0 8,345
SPDR SER TR PORTFOLIO SHORT 78464A474   984,446 33,057 SH   SOLE   0 0 33,057
STARBUCKS CORP COM 855244109   20,172,837 210,112 SH   SOLE   0 0 210,112
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,755,434 16,879 SH   SOLE   0 0 16,879
TESLA INC COM 88160R101   504,667 2,031 SH   SOLE   0 0 2,031
TRUIST FINL CORP COM 89832Q109   1,434,534 38,855 SH   SOLE   0 0 38,855
UBER TECHNOLOGIES INC COM 90353T100   1,110,046 18,029 SH   SOLE   0 0 18,029
UNION PAC CORP COM 907818108   21,090,017 85,864 SH   SOLE   0 0 85,864
UNITED PARCEL SERVICE INC CL B 911312106   1,447,594 9,207 SH   SOLE   0 0 9,207
UNITEDHEALTH GROUP INC COM 91324P102   33,175,897 63,016 SH   SOLE   0 0 63,016
VALERO ENERGY CORP COM 91913Y100   259,350 1,995 SH   SOLE   0 0 1,995
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   1,279,916 17,162 SH   SOLE   0 0 17,162
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   10,517,276 136,553 SH   SOLE   0 0 136,553
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   13,205,502 179,545 SH   SOLE   0 0 179,545
VANGUARD BD INDEX FDS INTERMED TERM 921937819   8,524,763 111,610 SH   SOLE   0 0 111,610
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   284,391 5,752 SH   SOLE   0 0 5,752
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   223,961 1,020 SH   SOLE   0 0 1,020
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   460,927 1,055 SH   SOLE   0 0 1,055
VANGUARD INDEX FDS GROWTH ETF 922908736   364,662 1,173 SH   SOLE   0 0 1,173
VANGUARD INDEX FDS SM CP VAL ETF 922908611   932,964 5,184 SH   SOLE   0 0 5,184
VANGUARD INDEX FDS MID CAP ETF 922908629   483,426 2,078 SH   SOLE   0 0 2,078
VANGUARD INDEX FDS SML CP GRW ETF 922908595   208,889 864 SH   SOLE   0 0 864
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,474,619 6,216 SH   SOLE   0 0 6,216
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,588,680 26,197 SH   SOLE   0 0 26,197
VANGUARD INDEX FDS VALUE ETF 922908744   1,088,207 7,279 SH   SOLE   0 0 7,279
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   7,351,892 83,204 SH   SOLE   0 0 83,204
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   24,053,072 209,103 SH   SOLE   0 0 209,103
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   9,678,864 235,495 SH   SOLE   0 0 235,495
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   847,589 15,098 SH   SOLE   0 0 15,098
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,466,112 67,896 SH   SOLE   0 0 67,896
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   3,680,099 45,915 SH   SOLE   0 0 45,915
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   8,055,273 104,114 SH   SOLE   0 0 104,114
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   11,391,946 140,157 SH   SOLE   0 0 140,157
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,815,416 10,654 SH   SOLE   0 0 10,654
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   31,440,959 656,387 SH   SOLE   0 0 656,387
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   461,012 5,811 SH   SOLE   0 0 5,811
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   223,493 2,002 SH   SOLE   0 0 2,002
VANGUARD WORLD FDS INF TECH ETF 92204A702   560,956 1,159 SH   SOLE   0 0 1,159
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   236,661 944 SH   SOLE   0 0 944
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   422,406 4,578 SH   SOLE   0 0 4,578
VERIZON COMMUNICATIONS INC COM 92343V104   237,184 6,291 SH   SOLE   0 0 6,291
VERTEX PHARMACEUTICALS INC COM 92532F100   8,563,814 21,047 SH   SOLE   0 0 21,047
VISA INC COM CL A 92826C839   22,084,943 84,828 SH   SOLE   0 0 84,828
WALMART INC COM 931142103   563,362 3,574 SH   SOLE   0 0 3,574
WASTE MGMT INC DEL COM 94106L109   22,381,947 124,969 SH   SOLE   0 0 124,969
WELLS FARGO CO NEW PERP PFD CNV A 949746804   14,799,384 12,378 SH   SOLE   0 0 12,378
WISDOMTREE TR US QTLY DIV GRT 97717X669   400,596 5,700 SH   SOLE   0 0 5,700
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101   23,589,932 328,048 SH   SOLE   0 0 328,048