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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   370,191 3,257 SH   SOLE   3,257 0 0
ABBVIE INC COM 00287Y109   616,955 3,388 SH   SOLE   3,388 0 0
ALPHABET INC CAP STK CL C 02079K107   122,874 807 SH   SOLE   807 0 0
ALPHABET INC CAP STK CL A 02079K305   212,811 1,410 SH   SOLE   1,410 0 0
AMAZON COM INC COM 023135106   491,355 2,724 SH   SOLE   2,724 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   3,721,321 39,711 SH   SOLE   39,711 0 0
APPLE INC COM 037833100   2,483,208 14,481 SH   SOLE   14,481 0 0
APPLIED MATLS INC COM 038222105   386,269 1,873 SH   SOLE   1,873 0 0
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101   3,806,154 28,622 SH   SOLE   28,622 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   456,264 1,085 SH   SOLE   1,085 0 0
BEYOND MEAT INC COM 08862E109   284,675 34,381 SH   SOLE   34,381 0 0
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   899,701 17,883 SH   SOLE   17,883 0 0
BONDBLOXX ETF TRUST CCC RT USD HI YL 09789C887   1,014 26 SH   SOLE   26 0 0
CHEVRON CORP NEW COM 166764100   495,935 3,144 SH   SOLE   3,144 0 0
CITIGROUP INC COM NEW 172967424   453,873 7,177 SH   SOLE   7,177 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   539,927 8,661 SH   SOLE   8,661 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   328,921 6,043 SH   SOLE   6,043 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   5,051,359 158,102 SH   SOLE   158,102 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,858,823 45,448 SH   SOLE   45,448 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   735,072 20,002 SH   SOLE   20,001 0 0
ELI LILLY & CO COM 532457108   1,462,565 1,880 SH   SOLE   1,880 0 0
EXXON MOBIL CORP COM 30231G102   764,162 6,574 SH   SOLE   6,574 0 0
FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824   7,599,004 135,262 SH   SOLE   135,261 0 0
FIRST TR EXCH TRADED FD III CALIF MUN INCM 33739P863   1,536,717 30,951 SH   SOLE   30,951 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   257,234 6,239 SH   SOLE   6,239 0 0
FIRST TR EXCHNG TRADED FD VI TCW SECURITIZED 33740U109   210,990 10,188 SH   SOLE   10,188 0 0
GLOBAL X FDS X EMERGING MKT 37954Y350   4,801,206 212,423 SH   SOLE   212,423 0 0
GLOBAL X FDS CLOUD COMPUTNG 37954Y442   2,175 100 SH   SOLE   100 0 0
GLOBAL X FDS US PFD ETF 37954Y657   268,652 13,326 SH   SOLE   13,326 0 0
GLOBAL X FDS GLOBAL X URANIUM 37954Y871   2,422 84 SH   SOLE   84 0 0
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438   822,971 11,303 SH   SOLE   11,303 0 0
HOME DEPOT INC COM 437076102   484,231 1,262 SH   SOLE   1,262 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   79,834 6,720 SH   SOLE   6,720 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   601,874 25,257 SH   SOLE   25,257 0 0
INVESCO EXCH TRADED FD TR II GLOBAL WATER 46138E651   484,815 11,246 SH   SOLE   11,246 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727   409 21 SH   SOLE   21 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   12,304,104 67,350 SH   SOLE   67,349 0 0
INVESCO EXCH TRADED FD TR II S&P ULTRA DIVIDE 46138G656   6,462 141 SH   SOLE   141 0 0
INVESCO EXCH TRADED FD TR II GBL CLEAN ENRG 46138G847   127,987 9,045 SH   SOLE   9,045 0 0
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   3,626,382 65,660 SH   SOLE   65,659 0 0
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   33,417 329 SH   SOLE   329 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP400 VL 46137V191   7,515 63 SH   SOLE   63 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   769,509 12,736 SH   SOLE   12,736 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   9,547 260 SH   SOLE   260 0 0
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621   274,472 18,010 SH   SOLE   18,010 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   20,257,978 45,625 SH   SOLE   45,625 0 0
ISHARES GOLD TR SHARES REPRESENT 46436F103   1,805,968 81,460 SH   SOLE   81,460 0 0
ISHARES INC MSCI GBL MIN VOL 464286525   98,427 935 SH   SOLE   935 0 0
ISHARES INC MSCI EQUAL WEITE 464286681   7,983,463 87,740 SH   SOLE   87,740 0 0
ISHARES INC CORE MSCI EMKT 46434G103   13,904,394 269,465 SH   SOLE   269,464 0 0
ISHARES INC MSCI EMRG CHN 46434G764   2,591 45 SH   SOLE   45 0 0
ISHARES INC MSCI SINGPOR ETF 46434G780   18 1 SH   SOLE   1 0 0
ISHARES INC MSCI GBL ETF NEW 46434G848   5,630 135 SH   SOLE   135 0 0
ISHARES TR CORE S&P TTL STK 464287150   107,690 934 SH   SOLE   934 0 0
ISHARES TR SELECT DIVID ETF 464287168   2,587 21 SH   SOLE   21 0 0
ISHARES TR CORE S&P500 ETF 464287200   200,303 381 SH   SOLE   381 0 0
ISHARES TR CORE US AGGBD ET 464287226   1,622,787 16,569 SH   SOLE   16,569 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   2,151,360 52,370 SH   SOLE   52,370 0 0
ISHARES TR IBOXX INV CP ETF 464287242   1,140,501 10,471 SH   SOLE   10,471 0 0
ISHARES TR 20 YR TR BD ETF 464287432   430,237 4,547 SH   SOLE   4,547 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   29,706 363 SH   SOLE   363 0 0
ISHARES TR RUS MID CAP ETF 464287499   22,536 268 SH   SOLE   268 0 0
ISHARES TR CORE S&P MCP ETF 464287507   551,823 9,085 SH   SOLE   9,085 0 0
ISHARES TR EXPANDED TECH 464287515   170,540 2,000 SH   SOLE   2,000 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   255,094 1,213 SH   SOLE   1,213 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   6,903,941 23,007 SH   SOLE   23,007 0 0
ISHARES TR U.S. REAL ES ETF 464287739   4,908,540 54,600 SH   SOLE   54,600 0 0
ISHARES TR CORE S&P SCP ETF 464287804   311,666 2,820 SH   SOLE   2,820 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   1,044,263 9,971 SH   SOLE   9,971 0 0
ISHARES TR EAFE SML CP ETF 464288273   823 13 SH   SOLE   13 0 0
ISHARES TR JPMORGAN USD EMG 464288281   615,495 6,864 SH   SOLE   6,864 0 0
ISHARES TR MRGSTR MD CP GRW 464288307   3,251 46 SH   SOLE   46 0 0
ISHARES TR CALIF MUN BD ETF 464288356   1,556,687 27,054 SH   SOLE   27,054 0 0
ISHARES TR GLB INFRASTR ETF 464288372   17,619 370 SH   SOLE   370 0 0
ISHARES TR NATIONAL MUN ETF 464288414   1,592,803 14,803 SH   SOLE   14,803 0 0
ISHARES TR INTL DEV RE ETF 464288489   2,658,255 124,918 SH   SOLE   124,918 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   93,706 1,816 SH   SOLE   1,816 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   1,936,692 37,767 SH   SOLE   37,767 0 0
ISHARES TR PFD AND INCM SEC 464288687   6 0 SH   SOLE   0 0 0
ISHARES TR US HOME CONS ETF 464288752   3,473 30 SH   SOLE   30 0 0
ISHARES TR MSCI USA ESG SLC 464288802   54,039 495 SH   SOLE   495 0 0
ISHARES TR U.S. PHARMA ETF 464288836   9,166 135 SH   SOLE   135 0 0
ISHARES TR A RATE CP BD ETF 46429B291   241,626 5,089 SH   SOLE   5,089 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689   126,025 1,778 SH   SOLE   1,778 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   9,100,023 108,878 SH   SOLE   108,878 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   32,613 328 SH   SOLE   328 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   11,279,176 68,629 SH   SOLE   68,629 0 0
ISHARES TR CORE MSCI EAFE 46432F842   222,215 2,994 SH   SOLE   2,994 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243   90,649 3,703 SH   SOLE   3,703 0 0
ISHARES TR CORE MSCI INTL 46435G326   6,582,894 98,062 SH   SOLE   98,061 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   15,969 276 SH   SOLE   276 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   4,282,235 80,996 SH   SOLE   80,995 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   2,313,126 45,850 SH   SOLE   45,849 0 0
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   4,432,272 93,076 SH   SOLE   93,075 0 0
MASTERCARD INCORPORATED CL A 57636Q104   258,122 536 SH   SOLE   536 0 0
MCDONALDS CORP COM 580135101   208,643 740 SH   SOLE   740 0 0
META PLATFORMS INC CL A 30303M102   296,689 611 SH   SOLE   611 0 0
MICROSOFT CORP COM 594918104   3,397,735 8,076 SH   SOLE   8,076 0 0
NUVEEN MUN HIGH INCOME OPPOR COM 670682103   672,286 63,663 SH   SOLE   63,663 0 0
NVIDIA CORPORATION COM 67066G104   299,982 332 SH   SOLE   332 0 0
PROCTER AND GAMBLE CO COM 742718109   319,308 1,968 SH   SOLE   1,968 0 0
SPDR GOLD TR GOLD SHS 78463V107   471,099 2,290 SH   SOLE   2,290 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   128,547 3,552 SH   SOLE   3,552 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   559,892 15,622 SH   SOLE   15,622 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   2,136,072 83,148 SH   SOLE   83,148 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   585,874 19,680 SH   SOLE   19,680 0 0
SPDR SER TR AEROSPACE DEF 78464A631   21,358 152 SH   SOLE   152 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   1,227 23 SH   SOLE   23 0 0
SPDR SER TR BLOOMBERG 3-12 M 78468R523   3,159,529 31,780 SH   SOLE   31,779 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   10,774,504 117,369 SH   SOLE   117,369 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721   13,247 285 SH   SOLE   285 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   65,040 1,371 SH   SOLE   1,371 0 0
SPDR SER TR BLOOMBERG 1 10 Y 78468R861   44,307 2,377 SH   SOLE   2,377 0 0
STARBUCKS CORP COM 855244109   208,764 2,284 SH   SOLE   2,284 0 0
SUN LIFE FINANCIAL INC. COM 866796105   304,174 5,573 SH   SOLE   5,573 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   38,134 1,206 SH   SOLE   1,206 0 0
VANECK ETF TRUST IG FLOATING RATE 92189F486   325,235 12,749 SH   SOLE   12,749 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   17,999 80 SH   SOLE   80 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   958,664 20,612 SH   SOLE   20,612 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   26,088 346 SH   SOLE   346 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   211,417 2,757 SH   SOLE   2,757 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   121,437 1,672 SH   SOLE   1,672 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   2,029,789 41,264 SH   SOLE   41,264 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   9,589,612 19,949 SH   SOLE   19,949 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,139,462 47,866 SH   SOLE   47,866 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   44,475 178 SH   SOLE   178 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   74,003 215 SH   SOLE   215 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   26,058 160 SH   SOLE   160 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   229 1 SH   SOLE   1 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   70,265 270 SH   SOLE   270 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   848,164 20,127 SH   SOLE   20,127 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,337,928 55,971 SH   SOLE   55,971 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   56,823 735 SH   SOLE   735 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   182,881 2,150 SH   SOLE   2,150 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   40,680 520 SH   SOLE   520 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   1,427,684 24,100 SH   SOLE   24,100 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   386,045 4,795 SH   SOLE   4,795 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   348,262 5,775 SH   SOLE   5,775 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,153,597 42,926 SH   SOLE   42,926 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   18,149 150 SH   SOLE   150 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   1,921,045 30,087 SH   SOLE   30,086 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   472,955 902 SH   SOLE   902 0 0
VISA INC COM CL A 92826C839   521,042 1,867 SH   SOLE   1,867 0 0