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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   309,804 2,561 SH   SOLE   2,561 0 0
ALPHABET INC CAP STK CL A 02079K305   357,664 2,988 SH   SOLE   2,988 0 0
AMAZON COM INC COM 023135106   588,054 4,511 SH   SOLE   4,511 0 0
APPLE INC COM 037833100   3,515,512 18,124 SH   SOLE   18,124 0 0
APPLIED MATLS INC COM 038222105   315,386 2,182 SH   SOLE   2,182 0 0
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101   1,285,694 13,344 SH   SOLE   13,344 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   331,452 972 SH   SOLE   972 0 0
BEYOND MEAT INC COM 08862E109   260,249 20,050 SH   SOLE   20,050 0 0
BOEING CO COM 097023105   260,906 1,236 SH   SOLE   1,236 0 0
BRP GROUP INC COM CL A 05589G102   517,952 20,902 SH   SOLE   20,902 0 0
CISCO SYS INC COM 17275R102   331,500 6,407 SH   SOLE   6,407 0 0
CITIGROUP INC COM NEW 172967424   393,274 8,542 SH   SOLE   8,542 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   474,623 8,661 SH   SOLE   8,661 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   278,741 6,009 SH   SOLE   6,009 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   4,029,522 148,417 SH   SOLE   148,417 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,562,395 45,287 SH   SOLE   45,287 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   645,183 19,640 SH   SOLE   19,640 0 0
EXXON MOBIL CORP COM 30231G102   469,326 4,376 SH   SOLE   4,376 0 0
FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824   2,266,375 45,228 SH   SOLE   45,228 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   209,830 13,139 SH   SOLE   13,139 0 0
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   541,871 10,692 SH   SOLE   10,692 0 0
FIRST TR EXCH TRADED FD III CALIF MUN INCM 33739P863   1,138,479 23,239 SH   SOLE   23,239 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   402,879 10,166 SH   SOLE   10,166 0 0
GLOBAL X FDS X EMERGING MKT 37954Y350   41,881 1,915 SH   SOLE   1,915 0 0
GLOBAL X FDS US PFD ETF 37954Y657   707,948 36,511 SH   SOLE   36,511 0 0
GLOBAL X FDS GLOBAL X URANIUM 37954Y871   4,340 200 SH   SOLE   200 0 0
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438   1,019,201 16,302 SH   SOLE   16,302 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   15,611 156 SH   SOLE   156 0 0
HERSHEY CO COM 427866108   279,664 1,120 SH   SOLE   1,120 0 0
HOME DEPOT INC COM 437076102   442,041 1,423 SH   SOLE   1,423 0 0
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   667,807 13,453 SH   SOLE   13,453 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   13 0 SH   SOLE   0 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   160,146 14,085 SH   SOLE   14,085 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   537,514 22,776 SH   SOLE   22,776 0 0
INVESCO EXCH TRADED FD TR II GLOBAL WATER 46138E651   402,269 11,246 SH   SOLE   11,246 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727   391 21 SH   SOLE   21 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   3,148,874 20,719 SH   SOLE   20,719 0 0
INVESCO EXCH TRADED FD TR II S&P ULTRA DIVIDE 46138G656   22,192 567 SH   SOLE   567 0 0
INVESCO EXCH TRADED FD TR II GBL CLEAN ENRG 46138G847   235,683 12,470 SH   SOLE   12,470 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP400 VL 46137V191   19,338 187 SH   SOLE   187 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   745,247 14,772 SH   SOLE   14,772 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   7,933 52 SH   SOLE   52 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   130 1 SH   SOLE   1 0 0
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621   854,270 59,531 SH   SOLE   59,531 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   23,975,176 64,900 SH   SOLE   64,900 0 0
ISHARES INC MSCI GBL MIN VOL 464286525   91,681 935 SH   SOLE   935 0 0
ISHARES INC MSCI EQUAL WEITE 464286681   10,877,524 138,041 SH   SOLE   138,041 0 0
ISHARES INC CORE MSCI EMKT 46434G103   9,518,119 193,104 SH   SOLE   193,104 0 0
ISHARES INC MSCI SINGPOR ETF 46434G780   18 1 SH   SOLE   1 0 0
ISHARES INC EMNG MKTS EQT 46434G889   30,594 736 SH   SOLE   736 0 0
ISHARES TR CORE S&P TTL STK 464287150   103,808 1,061 SH   SOLE   1,061 0 0
ISHARES TR SELECT DIVID ETF 464287168   11,443 101 SH   SOLE   101 0 0
ISHARES TR CORE S&P500 ETF 464287200   143,519 322 SH   SOLE   322 0 0
ISHARES TR CORE US AGGBD ET 464287226   1,146,026 11,700 SH   SOLE   11,700 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   2,227,709 56,312 SH   SOLE   56,312 0 0
ISHARES TR IBOXX INV CP ETF 464287242   1,117,411 10,333 SH   SOLE   10,333 0 0
ISHARES TR 20 YR TR BD ETF 464287432   935,313 9,086 SH   SOLE   9,086 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   29,449 363 SH   SOLE   363 0 0
ISHARES TR RUS MID CAP ETF 464287499   19,572 268 SH   SOLE   268 0 0
ISHARES TR CORE S&P MCP ETF 464287507   475,109 1,817 SH   SOLE   1,817 0 0
ISHARES TR EXPANDED TECH 464287515   99,968 289 SH   SOLE   289 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   8,448 60 SH   SOLE   60 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   236,147 1,261 SH   SOLE   1,261 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   6,533,011 25,672 SH   SOLE   25,672 0 0
ISHARES TR U.S. REAL ES ETF 464287739   3,170,887 36,641 SH   SOLE   36,641 0 0
ISHARES TR CORE S&P SCP ETF 464287804   418,530 4,200 SH   SOLE   4,200 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   854,585 8,214 SH   SOLE   8,214 0 0
ISHARES TR GL CLEAN ENE ETF 464288224   7,820 425 SH   SOLE   425 0 0
ISHARES TR EAFE SML CP ETF 464288273   767 13 SH   SOLE   13 0 0
ISHARES TR JPMORGAN USD EMG 464288281   797,553 9,216 SH   SOLE   9,216 0 0
ISHARES TR MRGSTR MD CP GRW 464288307   2,803 46 SH   SOLE   46 0 0
ISHARES TR CALIF MUN BD ETF 464288356   2,012,955 35,346 SH   SOLE   35,346 0 0
ISHARES TR GLB INFRASTR ETF 464288372   86,294 1,838 SH   SOLE   1,838 0 0
ISHARES TR NATIONAL MUN ETF 464288414   1,115,755 10,454 SH   SOLE   10,454 0 0
ISHARES TR INTL DEV RE ETF 464288489   1,103,799 55,593 SH   SOLE   55,593 0 0
ISHARES TR RESIDENTIAL MULT 464288562   10,991 150 SH   SOLE   150 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   226,301 4,475 SH   SOLE   4,475 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   1,766,285 35,206 SH   SOLE   35,206 0 0
ISHARES TR PFD AND INCM SEC 464288687   5 0 SH   SOLE   0 0 0
ISHARES TR MSCI USA ESG SLC 464288802   46,352 495 SH   SOLE   495 0 0
ISHARES TR A RATE CP BD ETF 46429B291   534,974 11,339 SH   SOLE   11,339 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689   524,070 7,764 SH   SOLE   7,764 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   15,882,935 213,681 SH   SOLE   213,681 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   42,066 431 SH   SOLE   431 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   12,782,766 94,778 SH   SOLE   94,778 0 0
ISHARES TR MSCI USA VALUE 46432F388   95,572 1,019 SH   SOLE   1,019 0 0
ISHARES TR MSCI USA MMENTM 46432F396   79,770 553 SH   SOLE   553 0 0
ISHARES TR CORE MSCI EAFE 46432F842   202,147 2,995 SH   SOLE   2,995 0 0
ISHARES TR CONV BD ETF 46435G102   305 4 SH   SOLE   4 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243   470,836 19,692 SH   SOLE   19,692 0 0
ISHARES TR CORE MSCI INTL 46435G326   68,638 1,123 SH   SOLE   1,123 0 0
ISHARES TR MSCI INTL VLU FT 46435G409   57,924 2,276 SH   SOLE   2,276 0 0
J P MORGAN EXCHANGE TRADED F INTERNL GWT 46641Q324   1,951 33 SH   SOLE   33 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   15,271 276 SH   SOLE   276 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   65,092 1,470 SH   SOLE   1,470 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   2,512,358 50,107 SH   SOLE   50,107 0 0
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   913,267 19,598 SH   SOLE   19,598 0 0
JOHNSON & JOHNSON COM 478160104   268,970 1,625 SH   SOLE   1,625 0 0
LILLY ELI & CO COM 532457108   467,573 997 SH   SOLE   997 0 0
MASTERCARD INCORPORATED CL A 57636Q104   311,887 793 SH   SOLE   793 0 0
META PLATFORMS INC CL A 30303M102   879,881 3,066 SH   SOLE   3,066 0 0
MICROSOFT CORP COM 594918104   3,391,778 9,960 SH   SOLE   9,960 0 0
NETFLIX INC COM 64110L106   233,460 530 SH   SOLE   530 0 0
NUVEEN MUN HIGH INCOME OPPOR COM 670682103   666,238 63,031 SH   SOLE   63,031 0 0
NVIDIA CORPORATION COM 67066G104   688,677 1,628 SH   SOLE   1,628 0 0
ORACLE CORP COM 68389X105   220,457 1,851 SH   SOLE   1,851 0 0
PEPSICO INC COM 713448108   232,822 1,257 SH   SOLE   1,257 0 0
SPDR GOLD TR GOLD SHS 78463V107   1,338,273 7,507 SH   SOLE   7,507 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   453,575 13,193 SH   SOLE   13,193 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   532,517 16,365 SH   SOLE   16,365 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   4,365,170 174,537 SH   SOLE   174,537 0 0
SPDR SER TR BLOOMBERG SHORT 78464A334   24,128 903 SH   SOLE   903 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   28,115 955 SH   SOLE   955 0 0
SPDR SER TR HLTH CR EQUIP 78464A581   72,816 740 SH   SOLE   740 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   775 30 SH   SOLE   30 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   1,055 23 SH   SOLE   23 0 0
STARBUCKS CORP COM 855244109   228,536 2,307 SH   SOLE   2,307 0 0
SUN LIFE FINANCIAL INC. COM 866796105   283,429 5,438 SH   SOLE   5,438 0 0
TESLA INC COM 88160R101   213,866 817 SH   SOLE   817 0 0
TEXAS INSTRS INC COM 882508104   209,183 1,162 SH   SOLE   1,162 0 0
UNITEDHEALTH GROUP INC COM 91324P102   220,614 459 SH   SOLE   459 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   36,313 1,206 SH   SOLE   1,206 0 0
VANECK ETF TRUST IG FLOATING RATE 92189F486   290,710 11,513 SH   SOLE   11,513 0 0
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700   4,087 50 SH   SOLE   50 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   1,312,350 28,486 SH   SOLE   28,486 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   179,047 2,380 SH   SOLE   2,380 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   253,045 3,348 SH   SOLE   3,348 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   599,547 8,248 SH   SOLE   8,248 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   4,070,270 83,271 SH   SOLE   83,271 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   964,090 2,367 SH   SOLE   2,367 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   27,814 201 SH   SOLE   201 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   5,207,385 62,319 SH   SOLE   62,319 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,639 22 SH   SOLE   22 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   48,215 219 SH   SOLE   219 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   60,836 215 SH   SOLE   215 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   64,229 452 SH   SOLE   452 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   13,922 70 SH   SOLE   70 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   56,679 257 SH   SOLE   257 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   2,053,228 51,088 SH   SOLE   51,088 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   331 3 SH   SOLE   3 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,738,334 67,314 SH   SOLE   67,314 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   204,660 2,705 SH   SOLE   2,705 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   308,208 4,076 SH   SOLE   4,076 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   40,344 514 SH   SOLE   514 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   190,145 2,993 SH   SOLE   2,993 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   324,892 4,111 SH   SOLE   4,111 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,485,638 26,491 SH   SOLE   26,491 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,926,082 85,017 SH   SOLE   85,017 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   15,911 150 SH   SOLE   150 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   4,500,241 72,270 SH   SOLE   72,270 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   360,360 815 SH   SOLE   815 0 0
VISA INC COM CL A 92826C839   587,288 2,473 SH   SOLE   2,473 0 0