The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC Common stock 037833100 539 3,933 SH   SOLE   0 0 3,933
AT&T INC Common stock 00206R102 292 10,157 SH   SOLE   0 0 10,157
CONS STPLS SEL SPDR ETF Large Value ETF 81369Y308 2,573 36,769 SH   SOLE   0 0 36,769
HONEYWELL INTL INC Common stock 438516106 450 2,051 SH   SOLE   0 0 2,051
INV OPTIMUM YLD K1 ETF Commodity 46090F100 552 27,487 SH   SOLE   0 0 27,487
INV QQQ ETF Large Blend ETF 46090E103 9,182 25,907 SH   SOLE   0 0 25,907
INV S&P 500 EQUAL ETF Sector 46137V274 391 3,789 SH   SOLE   0 0 3,789
INV S&P 500 EQUAL ETF Large Blend ETF 46137V357 8,880 58,916 SH   SOLE   0 0 58,916
INV S&P INTL L/VOL ETF Global ETF 46138E230 1,409 45,587 SH   SOLE   0 0 45,587
ISHS 20 TRSY ETF Long Bond ETF 464287432 375 2,600 SH   SOLE   0 0 2,600
ISHS CORE S&P 500 ETF Large Blend ETF 464287200 487 1,133 SH   SOLE   0 0 1,133
PROCTER & GAMBLE CO Common stock 742718109 234 1,734 SH   SOLE   0 0 1,734
RAYTHEON TECHS CORP Common stock 75513E101 203 2,379 SH   SOLE   0 0 2,379
SEL SECT RL EST SPDR ETF Real Estate ETF 81369Y860 1,151 25,968 SH   SOLE   0 0 25,968
SPDR DEV WORLD EX-US ETF Global ETF 78463X889 8,707 236,667 SH   SOLE   0 0 236,667
SPDR INTERMED TRSY ETF Long Bond ETF 78464A672 3,178 98,142 SH   SOLE   0 0 98,142
SPDR PORT E/MKTS ETF Emerging Markets ETF 78463X509 1,414 31,087 SH   SOLE   0 0 31,087
SPDR S&P 500 VALU ETF Large Value ETF 78464A508 277 7,005 SH   SOLE   0 0 7,005
SPDR S&P MID CAP VAL ETF Mid Cap ETF 78464A839 243 3,600 SH   SOLE   0 0 3,600
SPDR S&P SM CAP VALU ETF Small Cap ETF 78464A300 341 3,975 SH   SOLE   0 0 3,975
SPDR S&P SMALL CAP ETF Small Cap ETF 78464A813 3,787 38,747 SH   SOLE   0 0 38,747
VERIZON COMMNS INC Common stock 92343V104 300 5,351 SH   SOLE   0 0 5,351
WISDOMTREE MTG PLUS ETF Bond ETF 97717Y725 1,855 36,463 SH   SOLE   0 0 36,463
WISDOMTREE US DV GRW ETF Large Value ETF 97717X669 6,070 101,722 SH   SOLE   0 0 101,722
WSDMTR INTL SMCP DIV ETF Global Small Cap ETF 97717W760 4,453 59,627 SH   SOLE   0 0 59,627
WSDMTR US LGCP ETF Large Blend ETF 97717W588 11,998 259,630 SH   SOLE   0 0 259,630
WSDMTR US MDCP DIV ETF Mid Cap ETF 97717W505 6,383 152,148 SH   SOLE   0 0 152,148
WSDMTR US TTL DIV ETF Large Value ETF 97717W109 3,999 33,756 SH   SOLE   0 0 33,756
WSDMTR YLD AGGR BD ETF Long Bond ETF 97717X511 12,545 240,324 SH   SOLE   0 0 240,324
WSDMTRE EMRGNG DEBT ETF Emerging Markets ETF 97717X867 1,792 54,951 SH   SOLE   0 0 54,951
WSDMTRE US HI YLD BD ETF High Yield Bond ETF 97717X172 5,737 108,714 SH   SOLE   0 0 108,714
WSDMTREE EMRG MKTS ETF Emerging Markets ETF 97717X578 7,970 189,436 SH   SOLE   0 0 189,436