The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ANALOG DEVICES INC COM 032654105 911 5,181 SH   SOLE 0 0 0 5,181
ANTHEM INC COM 036752103 404 872 SH   SOLE 0 0 0 872
APPLE INC COM 037833100 1,603 9,025 SH   SOLE 0 0 0 9,025
APRIA INC COM 03836A101 406 12,450 SH   SOLE 0 0 0 12,450
AT&T INC COM 00206R102 604 24,556 SH   SOLE 0 0 0 24,556
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 623 2,082 SH   SOLE 0 0 0 2,082
CANO HEALTH INC *W EXP 06/03/202 13781Y111 149 62,532 SH   SOLE 0 0 0 62,532
CANO HEALTH INC COM CL A 13781Y103 908 101,963 SH   SOLE 0 0 0 101,963
CISCO SYS INC COM 17275R102 241 3,799 SH   SOLE 0 0 0 3,799
COSTCO WHSL CORP NEW COM 22160K105 224 395 SH   SOLE 0 0 0 395
CSX CORP COM 126408103 205 5,449 SH   SOLE 0 0 0 5,449
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 3,305 126,578 SH   SOLE 0 0 0 126,578
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 427 8,978 SH   SOLE 0 0 0 8,978
ECOLAB INC COM 278865100 260 1,109 SH   SOLE 0 0 0 1,109
ENTERPRISE BANCORP INC MASS COM 293668109 231 5,136 SH   SOLE 0 0 0 5,136
EXXON MOBIL CORP COM 30231G102 305 4,982 SH   SOLE 0 0 0 4,982
HERITAGE INSURANCE HLDGS INC COM 42727J102 111 18,918 SH   SOLE 0 0 0 18,918
HOME DEPOT INC COM 437076102 256 616 SH   SOLE 0 0 0 616
INTUIT COM 461202103 855 1,329 SH   SOLE 0 0 0 1,329
INVESCO EXCHANGE TRADED FD T S&P MDCP400 EQ 46137V225 223 2,328 SH   SOLE 0 0 0 2,328
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 233 1,432 SH   SOLE 0 0 0 1,432
INVESCO QQQ TR UNIT SER 1 46090E103 602 1,513 SH   SOLE 0 0 0 1,513
ISHARES TR RUS 1000 ETF 464287622 268 1,012 SH   SOLE 0 0 0 1,012
ISHARES TR MSCI USA ESG SLC 464288802 287 2,700 SH   SOLE 0 0 0 2,700
ISHARES TR S&P 500 GRWT ETF 464287309 274 3,272 SH   SOLE 0 0 0 3,272
ISHARES TR CORE S&P SCP ETF 464287804 19,160 167,324 SH   SOLE 0 0 0 167,324
ISHARES TR CORE S&P500 ETF 464287200 8,347 17,499 SH   SOLE 0 0 0 17,499
ISHARES TR RUS 1000 GRW ETF 464287614 538 1,759 SH   SOLE 0 0 0 1,759
ISHARES TR CORE S&P MCP ETF 464287507 31,346 110,734 SH   SOLE 0 0 0 110,734
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 302 5,923 SH   SOLE 0 0 0 5,923
JOHNSON & JOHNSON COM 478160104 274 1,602 SH   SOLE 0 0 0 1,602
JPMORGAN CHASE & CO COM 46625H100 588 3,714 SH   SOLE 0 0 0 3,714
MASTERCARD INCORPORATED CL A 57636Q104 257 716 SH   SOLE 0 0 0 716
MICROSOFT CORP COM 594918104 298 886 SH   SOLE 0 0 0 886
PAYPAL HLDGS INC COM 70450Y103 607 3,218 SH   SOLE 0 0 0 3,218
PUBLIC STORAGE COM 74460D109 207 553 SH   SOLE 0 0 0 553
RAYTHEON TECHNOLOGIES CORP COM 75513E101 552 6,409 SH   SOLE 0 0 0 6,409
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 20,847 127,307 SH   SOLE 0 0 0 127,307
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 7,102 62,397 SH   SOLE 0 0 0 62,397
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 376 6,765 SH   SOLE 0 0 0 6,765
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 1,682 28,705 SH   SOLE 0 0 0 28,705
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 14,782 183,783 SH   SOLE 0 0 0 183,783
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 9,355 127,769 SH   SOLE 0 0 0 127,769
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,953 28,833 SH   SOLE 0 0 0 28,833
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 375 9,637 SH   SOLE 0 0 0 9,637
SPDR S&P 500 ETF TR TR UNIT 78462F103 641 1,350 SH   SOLE 0 0 0 1,350
SPDR SER TR PRTFLO S&P500 GW 78464A409 7,024 96,927 SH   SOLE 0 0 0 96,927
SPDR SER TR PRTFLO S&P500 VL 78464A508 14,287 340,171 SH   SOLE 0 0 0 340,171
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103 3,762 139,336 SH   SOLE 0 0 0 139,336
T ROWE PRICE ETF INC PRICE BLUE CHIP 87283Q107 5,000 150,802 SH   SOLE 0 0 0 150,802
VANGUARD INDEX FDS GROWTH ETF 922908736 1,328 4,139 SH   SOLE 0 0 0 4,139
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 375 7,346 SH   SOLE 0 0 0 7,346
VERIZON COMMUNICATIONS INC COM 92343V104 427 8,224 SH   SOLE 0 0 0 8,224
VISA INC COM CL A 92826C839 781 3,602 SH   SOLE 0 0 0 3,602
XILINX INC COM 983919101 385 1,817 SH   SOLE 0 0 0 1,817