The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 700 5,411 SH   SOLE   5,411 0 0
ABBOTT LABS COM 002824100 4,482 41,253 SH   SOLE   41,253 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 7,290 26,257 SH   SOLE   26,257 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 799 2,182 SH   SOLE   2,182 0 0
AFLAC INC COM 001055102 1,171 21,158 SH   SOLE   21,158 0 0
AIR PRODS & CHEMS INC COM 009158106 3,870 16,093 SH   SOLE   16,093 0 0
ALPHABET INC CAP STK CL A 02079K305 521 239 SH   SOLE   239 0 0
ALPHABET INC CAP STK CL C 02079K107 383 175 SH   SOLE   175 0 0
AMAZON COM INC COM 023135106 518 4,879 SH   SOLE   4,879 0 0
AMERICAN TOWER CORP NEW COM 03027X100 7,275 28,464 SH   SOLE   28,464 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 3,441 23,129 SH   SOLE   23,129 0 0
AMERISOURCEBERGEN CORP COM 03073E105 5,825 41,170 SH   SOLE   41,170 0 0
AMGEN INC COM 031162100 4,326 17,779 SH   SOLE   17,779 0 0
ANALOG DEVICES INC COM 032654105 4,534 31,036 SH   SOLE   31,036 0 0
APPLE INC COM 037833100 9,691 70,882 SH   SOLE   70,882 0 0
ATMOS ENERGY CORP COM 049560105 1,077 9,611 SH   SOLE   9,611 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,313 6,252 SH   SOLE   6,252 0 0
BECTON DICKINSON & CO COM 075887109 929 3,767 SH   SOLE   3,767 0 0
BLACKROCK CORPOR HI YLD FD I COM 09255P107 894 93,818 SH   SOLE   93,818 0 0
BLACKROCK ENHANCED EQUITY DI COM 09251A104 90 10,200 SH   SOLE   10,200 0 0
BLACKROCK INC COM 09247X101 6,132 10,069 SH   SOLE   10,069 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 998 7,001 SH   SOLE   7,001 0 0
BROWN & BROWN INC COM 115236101 1,265 21,680 SH   SOLE   21,680 0 0
BROWN FORMAN CORP CL B 115637209 928 13,223 SH   SOLE   13,223 0 0
CAMBRIA ETF TR CAMBRIA FGN SHR 132061300 367 15,783 SH   SOLE   15,783 0 0
CAMBRIA ETF TR EMRG SHAREHLDR 132061706 352 13,164 SH   SOLE   13,164 0 0
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201 330 6,069 SH   SOLE   6,069 0 0
CHEVRON CORP NEW COM 166764100 206 1,420 SH   SOLE   1,420 0 0
CHUBB LIMITED COM H1467J104 4,812 24,479 SH   SOLE   24,479 0 0
CHURCH & DWIGHT CO INC COM 171340102 971 10,484 SH   SOLE   10,484 0 0
CISCO SYS INC COM 17275R102 5,774 135,405 SH   SOLE   135,405 0 0
CLOROX CO DEL COM 189054109 2,871 20,365 SH   SOLE   20,365 0 0
CMS ENERGY CORP COM 125896100 1,073 15,896 SH   SOLE   15,896 0 0
COLGATE PALMOLIVE CO COM 194162103 1,076 13,427 SH   SOLE   13,427 0 0
COMCAST CORP NEW CL A 20030N101 5,510 140,428 SH   SOLE   140,428 0 0
COMMERCE BANCSHARES INC COM 200525103 3,152 48,016 SH   SOLE   48,016 0 0
COSTCO WHSL CORP NEW COM 22160K105 8,618 17,982 SH   SOLE   17,982 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 3,646 21,656 SH   SOLE   21,656 0 0
DEERE & CO COM 244199105 230 768 SH   SOLE   768 0 0
DISNEY WALT CO COM 254687106 2,825 29,925 SH   SOLE   29,925 0 0
EATON VANCE TAX-MANAGED BUY- COM 27828Y108 137 10,130 SH   SOLE   10,130 0 0
ECOLAB INC COM 278865100 2,711 17,629 SH   SOLE   17,629 0 0
EMERSON ELEC CO COM 291011104 944 11,865 SH   SOLE   11,865 0 0
EVERSOURCE ENERGY COM 30040W108 918 10,872 SH   SOLE   10,872 0 0
FACTSET RESH SYS INC COM 303075105 1,897 4,934 SH   SOLE   4,934 0 0
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101 867 9,058 SH   SOLE   9,058 0 0
FIRST TR ENERGY INFRASTRCTR COM 33738C103 458 31,971 SH   SOLE   31,971 0 0
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 507 13,049 SH   SOLE   13,049 0 0
FIRST TR EXCHANGE TRADED FD TECH ALPHADEX 33734X176 896 9,524 SH   SOLE   9,524 0 0
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100 570 7,918 SH   SOLE   7,918 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 559 4,398 SH   SOLE   4,398 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 488 8,212 SH   SOLE   8,212 0 0
FIRST TR EXCHANGE-TRADED FD GBL WND ENRG ETF 33736G106 208 12,070 SH   SOLE   12,070 0 0
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500 211 4,051 SH   SOLE   4,051 0 0
FIRST TR EXCHANGE-TRADED FD NASDAQ 100 EX 33733E401 670 9,494 SH   SOLE   9,494 0 0
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 371 14,430 SH   SOLE   14,430 0 0
FIRST TR NASDAQ 100 TECH IND SHS 337345102 761 6,648 SH   SOLE   6,648 0 0
GENERAL DYNAMICS CORP COM 369550108 4,943 22,343 SH   SOLE   22,343 0 0
GRAINGER W W INC COM 384802104 1,175 2,585 SH   SOLE   2,585 0 0
HENRY JACK & ASSOC INC COM 426281101 4,400 24,440 SH   SOLE   24,440 0 0
HOME DEPOT INC COM 437076102 1,284 4,680 SH   SOLE   4,680 0 0
HONEYWELL INTL INC COM 438516106 2,924 16,825 SH   SOLE   16,825 0 0
ILLINOIS TOOL WKS INC COM 452308109 2,857 15,677 SH   SOLE   15,677 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 3,481 37,013 SH   SOLE   37,013 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 753 5,335 SH   SOLE   5,335 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 1,757 79,691 SH   SOLE   79,691 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858 1,883 82,072 SH   SOLE   82,072 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 510 3,800 SH   SOLE   3,800 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,245 4,443 SH   SOLE   4,443 0 0
ISHARES TR COHEN STEER REIT 464287564 3,019 49,686 SH   SOLE   49,686 0 0
ISHARES TR EXPND TEC SC ETF 464287549 3,266 11,094 SH   SOLE   11,094 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 1,076 21,559 SH   SOLE   21,559 0 0
ISHARES TR IBDS DEC28 ETF 46435U515 1,803 72,240 SH   SOLE   72,240 0 0
ISHARES TR IBONDS 24 TRM HG 46435U184 309 13,895 SH   SOLE   13,895 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9 1,886 78,991 SH   SOLE   78,991 0 0
ISHARES TR IBONDS DEC 2030 46436E726 299 13,953 SH   SOLE   13,953 0 0
ISHARES TR IBONDS DEC 29 46436E205 1,805 78,977 SH   SOLE   78,977 0 0
ISHARES TR IBONDS DEC2026 46435GAA0 2,298 96,589 SH   SOLE   96,589 0 0
ISHARES TR IBONDS DEC22 ETF 46434VBA7 4,112 164,429 SH   SOLE   164,429 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8 3,900 155,458 SH   SOLE   155,458 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4 2,636 106,519 SH   SOLE   106,519 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1 3,127 126,617 SH   SOLE   126,617 0 0
ISHARES TR ISHARES SEMICDTR 464287523 3,062 8,758 SH   SOLE   8,758 0 0
ISHARES TR MSCI KLD400 SOC 464288570 436 6,068 SH   SOLE   6,068 0 0
ISHARES TR MSCI USA ESG SLC 464288802 376 4,662 SH   SOLE   4,662 0 0
ISHARES TR NA TEC MULTM ETF 464287531 3,232 54,884 SH   SOLE   54,884 0 0
ISHARES TR NORTH AMERN NAT 464287374 3,362 93,447 SH   SOLE   93,447 0 0
ISHARES TR U.S. BAS MTL ETF 464287838 2,472 21,000 SH   SOLE   21,000 0 0
ISHARES TR U.S. ENERGY ETF 464287796 3,989 104,637 SH   SOLE   104,637 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 3,122 21,060 SH   SOLE   21,060 0 0
ISHARES TR U.S. TECH ETF 464287721 3,372 42,178 SH   SOLE   42,178 0 0
ISHARES TR U.S. UTILITS ETF 464287697 2,944 34,392 SH   SOLE   34,392 0 0
ISHARES TR US CONSM STAPLES 464287812 3,049 15,642 SH   SOLE   15,642 0 0
ISHARES TR US CONSUM DISCRE 464287580 201 3,534 SH   SOLE   3,534 0 0
ISHARES TR US INDUSTRIALS 464287754 3,331 37,793 SH   SOLE   37,793 0 0
ISHARES TR US TRSPRTION 464287192 3,250 15,263 SH   SOLE   15,263 0 0
JOHNSON & JOHNSON COM 478160104 6,843 38,551 SH   SOLE   38,551 0 0
KEYCORP COM 493267108 4,437 257,514 SH   SOLE   257,514 0 0
KROGER CO COM 501044101 16,463 347,829 SH   SOLE   347,829 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 3,729 15,430 SH   SOLE   15,430 0 0
LINDE PLC SHS G5494J103 1,073 3,732 SH   SOLE   3,732 0 0
LOCKHEED MARTIN CORP COM 539830109 4,716 10,969 SH   SOLE   10,969 0 0
LOWES COS INC COM 548661107 7,445 42,625 SH   SOLE   42,625 0 0
MASTERCARD INCORPORATED CL A 57636Q104 3,762 11,926 SH   SOLE   11,926 0 0
MCCORMICK & CO INC COM NON VTG 579780206 852 10,240 SH   SOLE   10,240 0 0
MCDONALDS CORP COM 580135101 1,184 4,796 SH   SOLE   4,796 0 0
MEDTRONIC PLC SHS G5960L103 3,265 36,377 SH   SOLE   36,377 0 0
MICROSOFT CORP COM 594918104 9,384 36,538 SH   SOLE   36,538 0 0
MONDELEZ INTL INC CL A 609207105 3,161 50,916 SH   SOLE   50,916 0 0
MORGAN STANLEY COM NEW 617446448 988 12,984 SH   SOLE   12,984 0 0
NEW JERSEY RES CORP COM 646025106 1,000 22,466 SH   SOLE   22,466 0 0
NEXTERA ENERGY INC COM 65339F101 3,950 50,991 SH   SOLE   50,991 0 0
NIKE INC CL B 654106103 1,072 10,491 SH   SOLE   10,491 0 0
NUVEEN CR STRATEGIES INCOME COM SHS 67073D102 60 11,500 SH   SOLE   11,500 0 0
NVIDIA CORPORATION COM 67066G104 577 3,807 SH   SOLE   3,807 0 0
PAYCHEX INC COM 704326107 1,228 10,780 SH   SOLE   10,780 0 0
PEPSICO INC COM 713448108 4,137 24,822 SH   SOLE   24,822 0 0
PHILLIPS 66 COM 718546104 946 11,538 SH   SOLE   11,538 0 0
PNC FINL SVCS GROUP INC COM 693475105 265 1,679 SH   SOLE   1,679 0 0
PPG INDS INC COM 693506107 956 8,362 SH   SOLE   8,362 0 0
PRICE T ROWE GROUP INC COM 74144T108 961 8,462 SH   SOLE   8,462 0 0
PROCTER AND GAMBLE CO COM 742718109 5,691 39,575 SH   SOLE   39,575 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,483 15,433 SH   SOLE   15,433 0 0
REALTY INCOME CORP COM 756109104 1,025 15,012 SH   SOLE   15,012 0 0
S&P GLOBAL INC COM 78409V104 3,036 9,008 SH   SOLE   9,008 0 0
SHERWIN WILLIAMS CO COM 824348106 904 4,038 SH   SOLE   4,038 0 0
SHOPIFY INC CL A 82509L107 262 8,395 SH   SOLE   8,395 0 0
SMUCKER J M CO COM NEW 832696405 1,062 8,296 SH   SOLE   8,296 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 431 1,400 SH   SOLE   1,400 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 406 1,078 SH   SOLE   1,078 0 0
SPDR SER TR S&P BK ETF 78464A797 272 6,209 SH   SOLE   6,209 0 0
STARBUCKS CORP COM 855244109 789 10,329 SH   SOLE   10,329 0 0
STRYKER CORPORATION COM 863667101 3,037 15,265 SH   SOLE   15,265 0 0
SYSCO CORP COM 871829107 3,938 46,485 SH   SOLE   46,485 0 0
TESLA INC COM 88160R101 206 306 SH   SOLE   306 0 0
TEXAS INSTRS INC COM 882508104 6,234 40,570 SH   SOLE   40,570 0 0
UNION PAC CORP COM 907818108 6,226 29,189 SH   SOLE   29,189 0 0
UNITED PARCEL SERVICE INC CL B 911312106 5,068 27,764 SH   SOLE   27,764 0 0
UNITEDHEALTH GROUP INC COM 91324P102 8,739 17,014 SH   SOLE   17,014 0 0
V F CORP COM 918204108 1,110 25,133 SH   SOLE   25,133 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 706 3,465 SH   SOLE   3,465 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 3,459 10,592 SH   SOLE   10,592 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,690 72,714 SH   SOLE   72,714 0 0
WALMART INC COM 931142103 1,004 8,262 SH   SOLE   8,262 0 0
WEC ENERGY GROUP INC COM 92939U106 1,000 9,934 SH   SOLE   9,934 0 0
WELLS FARGO CO NEW COM 949746101 238 6,074 SH   SOLE   6,074 0 0
XCEL ENERGY INC COM 98389B100 1,004 14,195 SH   SOLE   14,195 0 0
XYLEM INC COM 98419M100 795 10,163 SH   SOLE   10,163 0 0