The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   381,226 2,460 SH   SOLE   0 0 2,460
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   248,795 709 SH   SOLE   0 0 709
ALPHABET INC CAP STK CL C 02079K107   568,653 4,035 SH   SOLE   0 0 4,035
ALPHABET INC CAP STK CL A 02079K305   1,219,494 8,730 SH   SOLE   0 0 8,730
AMAZON COM INC COM 023135106   1,428,388 9,401 SH   SOLE   0 0 9,401
AMERICAN EXPRESS CO COM 025816109   256,281 1,368 SH   SOLE   0 0 1,368
APPLE INC COM 037833100   4,309,592 22,384 SH   SOLE   0 0 22,384
APPLIED MATLS INC COM 038222105   402,420 2,483 SH   SOLE   0 0 2,483
ARISTA NETWORKS INC COM 040413106   385,294 1,636 SH   SOLE   0 0 1,636
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   558,465 1,566 SH   SOLE   0 0 1,566
CATERPILLAR INC COM 149123101   400,337 1,354 SH   SOLE   0 0 1,354
CHEVRON CORP NEW COM 166764100   632,289 4,239 SH   SOLE   0 0 4,239
CHIPOTLE MEXICAN GRILL INC COM 169656105   205,970 90 SH   SOLE   0 0 90
COCA COLA CO COM 191216100   267,479 4,539 SH   SOLE   0 0 4,539
COSTCO WHSL CORP NEW COM 22160K105   269,751 409 SH   SOLE   0 0 409
CROWDSTRIKE HLDGS INC CL A 22788C105   274,980 1,077 SH   SOLE   0 0 1,077
DEERE & CO COM 244199105   260,715 652 SH   SOLE   0 0 652
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,277,118 52,970 SH   SOLE   0 0 52,970
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,706,840 59,596 SH   SOLE   0 0 59,596
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   678,285 11,377 SH   SOLE   0 0 11,377
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   387,765 15,112 SH   SOLE   0 0 15,112
DOMINION ENERGY INC COM 25746U109   251,497 5,351 SH   SOLE   0 0 5,351
DUKE ENERGY CORP NEW COM NEW 26441C204   441,920 4,554 SH   SOLE   0 0 4,554
EATON VANCE TAX-MANAGED BUY- COM 27828Y108   155,272 12,593 SH   SOLE   0 0 12,593
ELI LILLY & CO COM 532457108   1,207,810 2,072 SH   SOLE   0 0 2,072
EMERSON ELEC CO COM 291011104   267,658 2,750 SH   SOLE   0 0 2,750
EXXON MOBIL CORP COM 30231G102   593,488 5,936 SH   SOLE   0 0 5,936
FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824   231,635 4,373 SH   SOLE   0 0 4,373
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   784,698 29,445 SH   SOLE   0 0 29,445
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873   848,356 19,045 SH   SOLE   0 0 19,045
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   1,269,564 23,708 SH   SOLE   0 0 23,708
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   1,515,198 23,422 SH   SOLE   0 0 23,422
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204   228,048 2,889 SH   SOLE   0 0 2,889
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   864,520 6,019 SH   SOLE   0 0 6,019
FIDELITY MERRIMACK STR TR LOW DURTIN ETF 316188408   489,213 9,805 SH   SOLE   0 0 9,805
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   213,045 3,957 SH   SOLE   0 0 3,957
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108   512,428 16,670 SH   SOLE   0 0 16,670
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   189,977 10,956 SH   SOLE   0 0 10,956
HARTFORD FDS EXCHANGE TRADED SCHRDRS TAX BD 41653L404   251,802 12,743 SH   SOLE   0 0 12,743
HOME DEPOT INC COM 437076102   641,464 1,851 SH   SOLE   0 0 1,851
HONEYWELL INTL INC COM 438516106   337,004 1,607 SH   SOLE   0 0 1,607
INTEL CORP COM 458140100   1,502,978 29,910 SH   SOLE   0 0 29,910
INTERNATIONAL BUSINESS MACHS COM 459200101   342,949 2,097 SH   SOLE   0 0 2,097
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   748,009 13,832 SH   SOLE   0 0 13,832
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   4,642,956 29,423 SH   SOLE   0 0 29,423
INVESCO QQQ TR UNIT SER 1 46090E103   1,872,827 4,573 SH   SOLE   0 0 4,573
ISHARES GOLD TR ISHARES NEW 464285204   409,893 10,502 SH   SOLE   0 0 10,502
ISHARES INC CORE MSCI EMKT 46434G103   693,548 13,712 SH   SOLE   0 0 13,712
ISHARES INC MSCI EMRG CHN 46434G764   1,018,287 18,377 SH   SOLE   0 0 18,377
ISHARES TR SELECT DIVID ETF 464287168   416,631 3,554 SH   SOLE   0 0 3,554
ISHARES TR 1 3 YR TREAS BD 464287457   9,537,521 116,255 SH   SOLE   0 0 116,255
ISHARES TR SHORT TREAS BD 464288679   9,503,495 86,293 SH   SOLE   0 0 86,293
ISHARES TR CORE MSCI EAFE 46432F842   6,146,583 87,371 SH   SOLE   0 0 87,371
ISHARES TR CORE S&P MCP ETF 464287507   2,336,810 8,432 SH   SOLE   0 0 8,432
ISHARES TR CORE S&P SCP ETF 464287804   3,255,723 30,076 SH   SOLE   0 0 30,076
ISHARES TR CORE S&P US GWT 464287671   10,983,366 105,508 SH   SOLE   0 0 105,508
ISHARES TR CORE S&P US VLU 464287663   9,345,114 110,816 SH   SOLE   0 0 110,816
ISHARES TR S&P 100 ETF 464287101   363,679 1,628 SH   SOLE   0 0 1,628
ISHARES TR 0-3 MNTH TREASRY 46436E718   257,826 2,571 SH   SOLE   0 0 2,571
ISHARES TR CORE S&P500 ETF 464287200   1,185,851 2,483 SH   SOLE   0 0 2,483
ISHARES TR CORE MSCI INTL 46435G326   354,237 5,565 SH   SOLE   0 0 5,565
ISHARES TR YLD OPTIM BD 46434V787   691,039 30,810 SH   SOLE   0 0 30,810
ISHARES TR CORE S&P TTL STK 464287150   208,486 1,981 SH   SOLE   0 0 1,981
ISHARES TR CORE HIGH DV ETF 46429B663   250,487 2,456 SH   SOLE   0 0 2,456
ISHARES TR 7-10 YR TRSY BD 464287440   382,484 3,968 SH   SOLE   0 0 3,968
ISHARES TR CORE 1 5 YR USD 46432F859   265,619 5,585 SH   SOLE   0 0 5,585
ISHARES TR 3 7 YR TREAS BD 464288661   204,626 1,747 SH   SOLE   0 0 1,747
ISHARES TR BLACKROCK ULTRA 46434V878   250,475 4,974 SH   SOLE   0 0 4,974
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   470,593 9,369 SH   SOLE   0 0 9,369
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   396,145 7,934 SH   SOLE   0 0 7,934
JOHNSON & JOHNSON COM 478160104   873,982 5,576 SH   SOLE   0 0 5,576
JPMORGAN CHASE & CO COM 46625H100   1,205,153 7,085 SH   SOLE   0 0 7,085
LOCKHEED MARTIN CORP COM 539830109   362,139 799 SH   SOLE   0 0 799
LOWES COS INC COM 548661107   370,101 1,663 SH   SOLE   0 0 1,663
MCDONALDS CORP COM 580135101   329,274 1,111 SH   SOLE   0 0 1,111
MERCK & CO INC COM 58933Y105   378,817 3,475 SH   SOLE   0 0 3,475
MICROSOFT CORP COM 594918104   2,983,956 7,935 SH   SOLE   0 0 7,935
NETFLIX INC COM 64110L106   632,457 1,299 SH   SOLE   0 0 1,299
NORTHROP GRUMMAN CORP COM 666807102   217,666 465 SH   SOLE   0 0 465
NVIDIA CORPORATION COM 67066G104   2,048,734 4,137 SH   SOLE   0 0 4,137
ORACLE CORP COM 68389X105   453,876 4,305 SH   SOLE   0 0 4,305
PACER FDS TR PACER US SMALL 69374H857   959,929 19,986 SH   SOLE   0 0 19,986
PACER FDS TR US CASH COWS 100 69374H881   638,590 12,283 SH   SOLE   0 0 12,283
PEPSICO INC COM 713448108   592,911 3,491 SH   SOLE   0 0 3,491
PFIZER INC COM 717081103   203,804 7,079 SH   SOLE   0 0 7,079
PGIM ETF TR PGIM ULTRA SH BD 69344A107   225,150 4,559 SH   SOLE   0 0 4,559
PROCTER AND GAMBLE CO COM 742718109   1,712,906 11,689 SH   SOLE   0 0 11,689
PROSHARES TR S&P TECH DIVIDEN 74347G606   506,571 7,280 SH   SOLE   0 0 7,280
QUALCOMM INC COM 747525103   532,383 3,681 SH   SOLE   0 0 3,681
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   786,054 12,691 SH   SOLE   0 0 12,691
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   699,374 20,734 SH   SOLE   0 0 20,734
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   625,486 8,216 SH   SOLE   0 0 8,216
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   1,665,103 22,916 SH   SOLE   0 0 22,916
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   2,630,329 14,710 SH   SOLE   0 0 14,710
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,314,229 18,246 SH   SOLE   0 0 18,246
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,137,370 13,566 SH   SOLE   0 0 13,566
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,690,959 44,972 SH   SOLE   0 0 44,972
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,464,863 18,073 SH   SOLE   0 0 18,073
SELECT SECTOR SPDR TR INDL 81369Y704   1,703,316 14,943 SH   SOLE   0 0 14,943
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   676,241 16,881 SH   SOLE   0 0 16,881
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   3,840,932 19,955 SH   SOLE   0 0 19,955
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,182,811 18,677 SH   SOLE   0 0 18,677
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   472,855 5,528 SH   SOLE   0 0 5,528
SPDR S&P 500 ETF TR TR UNIT 78462F103   817,540 1,720 SH   SOLE   0 0 1,720
TESLA INC COM 88160R101   212,202 854 SH   SOLE   0 0 854
TRANE TECHNOLOGIES PLC SHS G8994E103   243,900 1,000 SH   SOLE   0 0 1,000
UNION PAC CORP COM 907818108   473,801 1,929 SH   SOLE   0 0 1,929
UNITEDHEALTH GROUP INC COM 91324P102   458,029 870 SH   SOLE   0 0 870
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   203,898 1,166 SH   SOLE   0 0 1,166
VANGUARD INDEX FDS GROWTH ETF 922908736   4,180,592 13,448 SH   SOLE   0 0 13,448
VANGUARD INDEX FDS VALUE ETF 922908744   4,421,488 29,575 SH   SOLE   0 0 29,575
VANGUARD INDEX FDS MID CAP ETF 922908629   534,888 2,299 SH   SOLE   0 0 2,299
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   279,335 3,161 SH   SOLE   0 0 3,161
VANGUARD INDEX FDS SMALL CP ETF 922908751   910,756 4,269 SH   SOLE   0 0 4,269
VANGUARD INDEX FDS TOTAL STK MKT 922908769   594,592 2,507 SH   SOLE   0 0 2,507
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,660,926 34,974 SH   SOLE   0 0 34,974
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   2,800,081 48,004 SH   SOLE   0 0 48,004
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   3,016,723 38,991 SH   SOLE   0 0 38,991
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,331,630 22,448 SH   SOLE   0 0 22,448
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   333,386 4,102 SH   SOLE   0 0 4,102
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,474,130 8,651 SH   SOLE   0 0 8,651
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,076,143 18,567 SH   SOLE   0 0 18,567
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   816,599 17,048 SH   SOLE   0 0 17,048
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,257,794 11,268 SH   SOLE   0 0 11,268
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   756,774 3,963 SH   SOLE   0 0 3,963
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   1,222,946 5,548 SH   SOLE   0 0 5,548
VANGUARD WORLD FDS INF TECH ETF 92204A702   2,766,060 5,715 SH   SOLE   0 0 5,715
VANGUARD WORLD FDS MATERIALS ETF 92204A801   360,126 1,896 SH   SOLE   0 0 1,896
VANGUARD WORLD FDS ENERGY ETF 92204A306   625,220 5,331 SH   SOLE   0 0 5,331
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   387,997 1,274 SH   SOLE   0 0 1,274
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   550,423 5,966 SH   SOLE   0 0 5,966
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   425,090 1,696 SH   SOLE   0 0 1,696
VERIZON COMMUNICATIONS INC COM 92343V104   213,588 5,665 SH   SOLE   0 0 5,665
WALMART INC COM 931142103   279,380 1,772 SH   SOLE   0 0 1,772
WILLIAMS COS INC COM 969457100   281,775 8,090 SH   SOLE   0 0 8,090
WISDOMTREE TR EMER MKT HIGH FD 97717W315   705,685 17,347 SH   SOLE   0 0 17,347