The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A COMMON STOCK G1151C101   126 420 SH   DFND   420 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT PARTNERSHIPS G16252101   34 900 SH   SOLE   900 0 0
EATON CORP PLC SHS COMMON STOCK G29183103   65 400 SH   SOLE   400 0 0
JOHNSON CTLS INTL PLC SHS COMMON STOCK G51502105   7 100 SH   SOLE   100 0 0
LINDE PLC SHS FOREIGN EQUITIES G5494J103   34 100 SH   SOLE   100 0 0
MEDTRONIC PLC ORD COMMON STOCK G5960L103   78 991 SH   SOLE   991 0 0
MEDTRONIC PLC ORD COMMON STOCK G5960L103   632 8,000 SH   DFND   8,000 0 0
NVENT ELECTRIC PLC SHS COMMON STOCK G6700G107   9 224 SH   SOLE   224 0 0
STELLANTIS N.V SHS FOREIGN EQUITIES N82405106   18 1,136 SH   SOLE   1,136 0 0
AT&T INC COM COMMON STOCK 00206R102   54 2,796 SH   SOLE   2,796 0 0
AT&T INC COM COMMON STOCK 00206R102   15 800 SH   DFND   800 0 0
ABBOTT LABS COM COMMON STOCK 002824100   61 570 SH   SOLE   570 0 0
ABBVIE INC COM COMMON STOCK 00287Y109   87 541 SH   SOLE   541 0 0
ACTIVISION BLIZZARD INC COM COMMON STOCK 00507V109   3 42 SH   SOLE   42 0 0
ADOBE INC COM COMMON STOCK 00724F101   196 569 SH   SOLE   569 0 0
ALCOA CORP COM COMMON STOCK 013872106   4 88 SH   SOLE   88 0 0
ALLIANT ENERGY CORP COM COMMON STOCK 018802108   3 50 SH   SOLE   50 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107   16 160 SH   SOLE   160 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305   10 100 SH   SOLE   100 0 0
ALTRIA GROUP INC COM COMMON STOCK 02209S103   75 1,600 SH   SOLE   1,600 0 0
AMAZON COM INC COMMON STOCK 023135106   349 3,620 SH   SOLE   3,620 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109   44 280 SH   SOLE   280 0 0
AMERISOURCEBERGEN CORP COM COMMON STOCK 03073E105   13 75 SH   SOLE   75 0 0
AMGEN INC COM COMMON STOCK 031162100   80 280 SH   SOLE   280 0 0
ANALOG DEVICES INC COM COMMON STOCK 032654105   43 253 SH   SOLE   253 0 0
APARTMENT INVT & MGMT CO CL A COMMON STOCK 03748R747   1 104 SH   SOLE   104 0 0
APARTMENT INCOME REIT CORP COM COMMON STOCK 03750L109   4 104 SH   SOLE   104 0 0
APPLE INC COM COMMON STOCK 037833100   209 1,413 SH   SOLE   1,413 0 0
APPLIED MATLS INC COM COMMON STOCK 038222105   33 301 SH   SOLE   301 0 0
BANK OF AMERICA CORPORATION COM COMMON STOCK 060505104   438 11,568 SH   SOLE   11,568 0 0
BAXTER INTL INC COM COMMON STOCK 071813109   3 50 SH   SOLE   50 0 0
BERKLEY W R CORP COM COMMON STOCK 084423102   34 450 SH   SOLE   450 0 0
BERKSHIRE HATHAWAY INC DEL CL A COMMON STOCK 084670108   1,921 4 SH   SOLE   4 0 0
BERKSHIRE HATHAWAY INC DEL CL B COMMON STOCK 084670702   127 400 SH   SOLE   400 0 0
BRISTOL-MYERS SQUIBB CO COM COMMON STOCK 110122108   62 771 SH   SOLE   771 0 0
BRITISH AMERN TOB PLC SPONSORED ADR COMMON STOCK 110448107   4 100 SH   SOLE   100 0 0
BROOKFIELD INFRASTRUCTURE COCOM SB VTG SHS A FOREIGN EQUITIES 11275Q107   5 99 SH   SOLE   99 0 0
C H ROBINSON WORLDWIDE INC COM NEW COMMON STOCK 12541W209   12 124 SH   SOLE   124 0 0
CVS HEALTH CORP COM COMMON STOCK 126650100   10 100 SH   SOLE   100 0 0
CANADIAN NAT RES LTD COM FOREIGN EQUITIES 136385101   12 200 SH   SOLE   200 0 0
CATERPILLAR INC COM COMMON STOCK 149123101   35 150 SH   DFND   150 0 0
CENTERPOINT ENERGY INC COM COMMON STOCK 15189T107   5 150 SH   SOLE   150 0 0
CHENIERE ENERGY INC COM NEW COMMON STOCK 16411R208   26 150 SH   SOLE   150 0 0
CHEVRON CORP NEW COM COMMON STOCK 166764100   58 318 SH   SOLE   318 0 0
CINTAS CORP COM COMMON STOCK 172908105   4 8 SH   SOLE   8 0 0
CITIGROUP INC COM NEW COMMON STOCK 172967424   6 133 SH   SOLE   133 0 0
CLEARFIELD INC COM COMMON STOCK 18482P103   125 948 SH   SOLE   948 0 0
CLEVELAND-CLIFFS INC NEW COM COMMON STOCK 185899101   4 265 SH   SOLE   265 0 0
COCA COLA CO COM COMMON STOCK 191216100   6 100 SH   SOLE   100 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103   22 285 SH   SOLE   285 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104   12 100 SH   SOLE   100 0 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105   19 35 SH   SOLE   35 0 0
CTO RLTY GROWTH INC NEW COM COMMON STOCK 22948Q101   31 1,482 SH   SOLE   1,482 0 0
CUMMINS INC COM COMMON STOCK 231021106   144 575 SH   SOLE   575 0 0
DEERE & CO COM COMMON STOCK 244199105   1,323 3,000 SH   DFND   3,000 0 0
DIGI INTL INC COM COMMON STOCK 253798102   8 198 SH   SOLE   198 0 0
WALT DISNEY CO COMMON STOCK 254687106   433 4,423 SH   SOLE   4,423 0 0
DISCOVER FINL SVCS COM COMMON STOCK 254709108   22 201 SH   SOLE   201 0 0
DOMINION ENERGY INC COM COMMON STOCK 25746U109   250 4,097 SH   SOLE   4,097 0 0
DONALDSON INC COM COMMON STOCK 257651109   11 180 SH   SOLE   180 0 0
ECOLAB INC COM COMMON STOCK 278865100   87 580 SH   SOLE   580 0 0
ELANCO ANIMAL HEALTH INC COM COMMON STOCK 28414H103   2 160 SH   SOLE   160 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104   14 150 SH   SOLE   150 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104   153 1,600 SH   DFND   1,600 0 0
ENBRIDGE INC COM COMMON STOCK 29250N105   61 1,469 SH   SOLE   1,469 0 0
ENERGY TRANSFER L P COM UT LTD PTN COMMON STOCK 29273V100   8 600 SH   SOLE   600 0 0
ENTERPRISE PRODS PARTNERS L COM COMMON STOCK 293792107   15 600 SH   SOLE   600 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102   150 1,350 SH   SOLE   1,350 0 0
FASTENAL CO COM COMMON STOCK 311900104   11 216 SH   SOLE   216 0 0
FIDELITY NATL INFORMATION SVCOM COMMON STOCK 31620M106   13 180 SH   SOLE   180 0 0
FISERV INC COM COMMON STOCK 337738108   61 588 SH   SOLE   588 0 0
FULLER H B CO COM COMMON STOCK 359694106   11 134 SH   SOLE   134 0 0
GALLAGHER ARTHUR J & CO COM COMMON STOCK 363576109   40 200 SH   SOLE   200 0 0
GENERAL MLS INC COM COMMON STOCK 370334104   1,103 12,926 SH   SOLE   12,926 0 0
GENERAL MTRS CO COM COMMON STOCK 37045V100   11 279 SH   SOLE   279 0 0
GLAXOSMITHKLINE PLC COMMON STOCK 37733W204   6 160 SH   SOLE   160 0 0
HALEON PLC SPON ADS COMMON STOCK 405552100   1 200 SH   SOLE   200 0 0
HAWKINS INC COM COMMON STOCK 420261109   232 5,580 SH   SOLE   5,580 0 0
HERSHEY CO COM COMMON STOCK 427866108   12 50 SH   SOLE   50 0 0
HOME DEPOT INC COM COMMON STOCK 437076102   104 321 SH   SOLE   321 0 0
HOME DEPOT INC COM COMMON STOCK 437076102   215 665 SH   DFND   665 0 0
HONEYWELL INTERNATIONAL COMMON STOCK 438516106   816 3,717 SH   SOLE   3,717 0 0
HONEYWELL INTERNATIONAL COMMON STOCK 438516106   372 1,696 SH   DFND   1,696 0 0
HOWMET AEROSPACE INC COM COMMON STOCK 443201108   10 272 SH   SOLE   272 0 0
HUNTINGTON BANCSHARES INC COM COMMON STOCK 446150104   14 881 SH   SOLE   881 0 0
HUNTSMAN CORP COM COMMON STOCK 447011107   22 800 SH   SOLE   800 0 0
INTEL CORP COM COMMON STOCK 458140100   10 336 SH   SOLE   336 0 0
INVESCO QQQ TR UNIT SER 1 STOCK ETFS 46090E103   48 165 SH   SOLE   165 0 0
INVESCO EXCHANGE TRADED FD TS&P500 QUALITY STOCK ETFS 46137V241   3,138 67,435 SH   SOLE   67,435 0 0
INVESCO EXCHANGE TRADED FD TS&P500 PUR GWT STOCK ETFS 46137V266   141 862 SH   DFND   862 0 0
INVESCO EXCHANGE TRADED FD TFTSE RAFI 1500 STOCK ETFS 46137V597   253 1,496 SH   SOLE   1,496 0 0
INVESCO EXCHANGE TRADED FD TFTSE RAFI 1500 STOCK ETFS 46137V597   98 580 SH   DFND   580 0 0
INVESCO EXCHANGE TRADED FD TFTSE RAFI 1000 STOCK ETFS 46137V613   164 1,004 SH   SOLE   1,004 0 0
IRON MTN INC DEL COM COMMON STOCK 46284V101   5 100 SH   SOLE   100 0 0
ISHARES TR DJ SEL DIV INX STOCK ETFS 464287168   529 4,215 SH   SOLE   4,215 0 0
ISHARES TR CORE S&P500 ETF STOCK ETFS 464287200   14,288 34,906 SH   SOLE   34,906 0 0
ISHARES TR CORE S&P500 ETF STOCK ETFS 464287200   698 1,705 SH   DFND   1,705 0 0
ISHARES TR MSCI EAFE ETF STOCK ETFS 464287465   48 710 SH   SOLE   710 0 0
ISHARES TR CORE S&P MCP ETF STOCK ETFS 464287507   146 570 SH   SOLE   570 0 0
ISHARES TR CORE S&P MCP ETF STOCK ETFS 464287507   141 550 SH   DFND   550 0 0
ISHARES TR RUS 1000 VAL ETF STOCK ETFS 464287598   359 2,255 SH   SOLE   2,255 0 0
ISHARES TR RUS 1000 VAL ETF STOCK ETFS 464287598   558 3,509 SH   DFND   3,509 0 0
ISHARES TR RUSSELL1000GRW STOCK ETFS 464287614   877 3,770 SH   SOLE   3,770 0 0
ISHARES TR RUSSELL1000GRW STOCK ETFS 464287614   752 3,232 SH   DFND   3,232 0 0
ISHARES TR CORE S&P SCP ETF STOCK ETFS 464287804   17 170 SH   SOLE   170 0 0
ISHARES TR EAFE VALUE ETF STOCK ETFS 464288877   2 48 SH   SOLE   48 0 0
ISHARES TR FLTG RATE NT ETF BOND ETFS 46429B655   5,404 107,207 SH   SOLE   107,207 0 0
ISHARES TR MSCI USA MIN VOL STOCK ETFS 46429B697   4,143 55,050 SH   SOLE   55,050 0 0
ISHARES TR MSCI USA QLT FCT STOCK ETFS 46432F339   4,839 39,916 SH   SOLE   39,916 0 0
ISHARES TR CORE DIV GRWTH STOCK ETFS 46434V621   4,170 79,680 SH   SOLE   79,680 0 0
JPMORGAN CHASE & CO COM COMMON STOCK 46625H100   10 70 SH   SOLE   70 0 0
JPMORGAN CHASE & CO COM COMMON STOCK 46625H100   190 1,378 SH   DFND   1,378 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104   221 1,244 SH   SOLE   1,244 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104   182 1,020 SH   DFND   1,020 0 0
KLA-TENCOR CORP COMMON STOCK 482480100   79 200 SH   SOLE   200 0 0
LILLY ELI & CO COM COMMON STOCK 532457108   19 50 SH   SOLE   50 0 0
LITTELFUSE INC COM COMMON STOCK 537008104   8 32 SH   SOLE   32 0 0
MASTERCARD INCORPORATED CL A COMMON STOCK 57636Q104   18 50 SH   SOLE   50 0 0
MCDONALDS CORP COM COMMON STOCK 580135101   14 50 SH   SOLE   50 0 0
MERCK & CO INC COM COMMON STOCK 58933Y105   22 200 SH   SOLE   200 0 0
MERCK & CO INC COM COMMON STOCK 58933Y105   110 1,000 SH   DFND   1,000 0 0
MICROSOFT CORP COM COMMON STOCK 594918104   275 1,077 SH   SOLE   1,077 0 0
MICROSOFT CORP COM COMMON STOCK 594918104   171 670 SH   DFND   670 0 0
MICROCHIP TECHNOLOGY INC. COM COMMON STOCK 595017104   24 300 SH   SOLE   300 0 0
MOTOROLA SOLUTIONS INC COM NEW COMMON STOCK 620076307   39 144 SH   SOLE   144 0 0
NIKE INC CL B COMMON STOCK 654106103   57 520 SH   SOLE   520 0 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109   74 825 SH   SOLE   825 0 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205   31 250 SH   SOLE   250 0 0
NUCOR CORP COM COMMON STOCK 670346105   90 600 SH   SOLE   600 0 0
NUVEEN S&P 500 BUY-WRITE INCCOM LRG CAP MUTL FDS 6706ER101   24 1,750 SH   SOLE   1,750 0 0
NVIDIA CORP COM COMMON STOCK 67066G104   12 72 SH   SOLE   72 0 0
NUTRIEN LTD COM FOREIGN EQUITIES 67077M108   8 100 SH   SOLE   100 0 0
OLD REP INTL CORP COM COMMON STOCK 680223104   5 210 SH   SOLE   210 0 0
ONEOK INC NEW COM COMMON STOCK 682680103   27 400 SH   SOLE   400 0 0
PPG INDS INC COM COMMON STOCK 693506107   214 1,584 SH   DFND   1,584 0 0
PEPSICO INC COM COMMON STOCK 713448108   232 1,250 SH   SOLE   1,250 0 0
PEPSICO INC COM COMMON STOCK 713448108   241 1,300 SH   DFND   1,300 0 0
P T TELEKOMUNIKASI INDONESIASPONSORED ADR FOREIGN EQUITIES 715684106   10 400 SH   SOLE   400 0 0
PFIZER INC COM COMMON STOCK 717081103   462 9,226 SH   SOLE   9,226 0 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109   50 500 SH   SOLE   500 0 0
PHILLIPS 66 COM COMMON STOCK 718546104   33 302 SH   SOLE   302 0 0
POLARIS INC COM COMMON STOCK 731068102   3 24 SH   SOLE   24 0 0
PRINCIPAL FINANCIAL GROUP INCOM COMMON STOCK 74251V102   20 224 SH   SOLE   224 0 0
PROCTER AND GAMBLE CO COM COMMON STOCK 742718109   431 2,889 SH   SOLE   2,889 0 0
PROCTER AND GAMBLE CO COM COMMON STOCK 742718109   243 1,630 SH   DFND   1,630 0 0
PROTO LABS INC COM COMMON STOCK 743713109   5 200 SH   SOLE   200 0 0
PUBLIC STORAGE COM COMMON STOCK 74460D109   7 25 SH   SOLE   25 0 0
QUALCOMM INC COM COMMON STOCK 747525103   3 24 SH   SOLE   24 0 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101   10 100 SH   SOLE   100 0 0
REALTY INCOME CORP COM COMMON STOCK 756109104   13 200 SH   SOLE   200 0 0
ROCKWELL AUTOMATION INC COM COMMON STOCK 773903109   79 300 SH   SOLE   300 0 0
ROYAL BK CDA MONTREAL QUE COM COMMON STOCK 780087102   97 970 SH   SOLE   970 0 0
SHELL PLC SPON ADS COMMON STOCK 780259305   18 300 SH   SOLE   300 0 0
SPDR TR S&P 500 ETF UNIT SER 1 STOCK ETFS 78462F103   7,735 18,973 SH   SOLE   18,973 0 0
SPDR TR S&P 500 ETF UNIT SER 1 STOCK ETFS 78462F103   8 20 SH   DFND   20 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP STOCK ETFS 78467Y107   339 720 SH   SOLE   720 0 0
SAFETY INS GROUP INC COM COMMON STOCK 78648T100   9 100 SH   SOLE   100 0 0
SANOFI SPONSORED ADR COMMON STOCK 80105N105   9 200 SH   SOLE   200 0 0
THE CHARLES SCHWAB CORPORATICOM COMMON STOCK 808513105   13 152 SH   SOLE   152 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF STOCK ETFS 808524300   528 8,714 SH   SOLE   8,714 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF STOCK ETFS 808524300   236 3,890 SH   DFND   3,890 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF STOCK ETFS 808524508   56 800 SH   SOLE   800 0 0
SCHWAB STRATEGIC TR US REIT ETF STOCK ETFS 808524847   18 900 SH   SOLE   900 0 0
SECTOR SPDR HEALTH CARE COMMON STOCK 81369Y209   28 200 SH   SOLE   200 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS STOCK ETFS 81369Y886   71 990 SH   SOLE   990 0 0
SHERWIN WILLIAMS CO COM COMMON STOCK 824348106   6 26 SH   SOLE   26 0 0
SOUTHERN CO COM COMMON STOCK 842587107   14 200 SH   SOLE   200 0 0
SYNCHRONY FINANCIAL COM COMMON STOCK 87165B103   8 200 SH   SOLE   200 0 0
SYSCO CORP COM COMMON STOCK 871829107   41 474 SH   SOLE   474 0 0
SYSCO CORP COM COMMON STOCK 871829107   173 2,000 SH   DFND   2,000 0 0
TAIWAN SEMICONDUCTOR MFG LTDSPONSORED ADR COMMON STOCK 874039100   28 333 SH   SOLE   333 0 0
TC ENERGY CORP COM FOREIGN EQUITIES 87807B107   8 170 SH   SOLE   170 0 0
TEXAS INSTRS INC COMMON STOCK 882508104   27 147 SH   SOLE   147 0 0
3M COMPANY COM COMMON STOCK 88579Y101   51 407 SH   SOLE   407 0 0
3M COMPANY COM COMMON STOCK 88579Y101   345 2,740 SH   DFND   2,740 0 0
TORO CO COM COMMON STOCK 891092108   12 108 SH   SOLE   108 0 0
TOTAL S A SPONSORED ADR FOREIGN EQUITIES 89151E109   6 100 SH   SOLE   100 0 0
TOWNEBANK PORTSMOUTH VA COM COMMON STOCK 89214P109   5 150 SH   SOLE   150 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304   95 2,090 SH   SOLE   2,090 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304   24 520 SH   DFND   520 0 0
UNION PAC CORP COM COMMON STOCK 907818108   32 146 SH   SOLE   146 0 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106   5 26 SH   SOLE   26 0 0
UNITEDHEALTH GROUP INC COM COMMON STOCK 91324P102   108 198 SH   SOLE   198 0 0
V F CORP COM COMMON STOCK 918204108   26 803 SH   SOLE   803 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF STOCK ETFS 921908844   3,737 23,555 SH   SOLE   23,555 0 0
VANGUARD MALVERN FDS STRM INFPROIDX BOND ETFS 922020805   10,857 226,183 SH   SOLE   226,183 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA BOND ETFS 92203C303   3,728 76,090 SH   SOLE   76,090 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS STOCK ETFS 922908363   6,427 17,163 SH   SOLE   17,163 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS STOCK ETFS 922908363   24 65 SH   DFND   65 0 0
VANGUARD INDEX FDS MID CAP ETF STOCK ETFS 922908629   152 700 SH   SOLE   700 0 0
VANGUARD TOTAL STOCK MARKET ETF STOCK ETFS 922908769   3,568 17,485 SH   SOLE   17,485 0 0
VERIZON COMMUNICATIONS INC COM COMMON STOCK 92343V104   14 364 SH   SOLE   364 0 0
VERIZON COMMUNICATIONS INC COM COMMON STOCK 92343V104   16 400 SH   DFND   400 0 0
VISA INC COM CL A COMMON STOCK 92826C839   652 3,004 SH   SOLE   3,004 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101   114 2,374 SH   SOLE   2,374 0 0
WELLS FARGO CO NEW PERP PFD CNV A PREFERRED STOCK 949746804   6 5 SH   SOLE   5 0 0
WEYERHAEUSER CO COM COMMON STOCK 962166104   6 171 SH   SOLE   171 0 0
XCEL ENERGY INC COM COMMON STOCK 98389B100   59 836 SH   SOLE   836 0 0
ZIMMER BIOMET HLDGS INC COM COMMON STOCK 98956P102   4 30 SH   SOLE   30 0 0