The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A COMMON STOCK G1151C101 108 420 SH   DFND   420 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT COMMON STOCK G16252101 32 900 SH   SOLE   900 0 0
EATON CORP PLC SHS COMMON STOCK G29183103 53 400 SH   SOLE   400 0 0
JOHNSON CTLS INTL PLC SHS COMMON STOCK G51502105 5 100 SH   SOLE   100 0 0
LINDE PLC SHS FOREIGN EQUITIES G5494J103 27 100 SH   SOLE   100 0 0
MEDTRONIC PLC ORD COMMON STOCK G5960L103 82 1,010 SH   SOLE   1,010 0 0
MEDTRONIC PLC ORD COMMON STOCK G5960L103 888 11,000 SH   DFND   11,000 0 0
NVENT ELECTRIC PLC SHS COMMON STOCK G6700G107 7 224 SH   SOLE   224 0 0
TE CONNECTIVITY LTD SHS COMMON STOCK H84989104 2 20 SH   SOLE   20 0 0
STELLANTIS N.V SHS FOREIGN EQUITIES N82405106 13 1,136 SH   SOLE   1,136 0 0
AT&T INC COM COMMON STOCK 00206R102 44 2,900 SH   SOLE   2,900 0 0
AT&T INC COM COMMON STOCK 00206R102 12 800 SH   DFND   800 0 0
ABBOTT LABS COM COMMON STOCK 002824100 55 570 SH   SOLE   570 0 0
ABBVIE INC COM COMMON STOCK 00287Y109 73 541 SH   SOLE   541 0 0
ACTIVISION BLIZZARD INC COM COMMON STOCK 00507V109 3 42 SH   SOLE   42 0 0
ADOBE INC COM COMMON STOCK 00724F101 157 569 SH   SOLE   569 0 0
ALCOA CORP COM COMMON STOCK 013872106 3 88 SH   SOLE   88 0 0
ALLEGHANY CORP MD COM COMMON STOCK 017175100 60 72 SH   SOLE   72 0 0
ALLIANT ENERGY CORP COM COMMON STOCK 018802108 3 50 SH   SOLE   50 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 19 200 SH   SOLE   200 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 10 100 SH   SOLE   100 0 0
ALTRIA GROUP INC COM COMMON STOCK 02209S103 65 1,600 SH   SOLE   1,600 0 0
AMAZON COM INC COMMON STOCK 023135106 409 3,620 SH   SOLE   3,620 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 38 280 SH   SOLE   280 0 0
AMERISOURCEBERGEN CORP COM COMMON STOCK 03073E105 10 75 SH   SOLE   75 0 0
AMGEN INC COM COMMON STOCK 031162100 63 280 SH   SOLE   280 0 0
ANALOG DEVICES INC COM COMMON STOCK 032654105 35 253 SH   SOLE   253 0 0
APARTMENT INVT & MGMT CO CL A COMMON STOCK 03748R747 1 104 SH   SOLE   104 0 0
APARTMENT INCOME REIT CORP COM COMMON STOCK 03750L109 4 104 SH   SOLE   104 0 0
APPLE INC COM COMMON STOCK 037833100 210 1,520 SH   SOLE   1,520 0 0
APPLIED MATLS INC COM COMMON STOCK 038222105 25 301 SH   SOLE   301 0 0
BANK OF AMERICA CORPORATION COM COMMON STOCK 060505104 349 11,568 SH   SOLE   11,568 0 0
BAXTER INTL INC COM COMMON STOCK 071813109 3 50 SH   SOLE   50 0 0
BERKLEY W R CORP COM COMMON STOCK 084423102 29 450 SH   SOLE   450 0 0
BERKSHIRE HATHAWAY INC DEL CL A COMMON STOCK 084670108 1,626 4 SH   SOLE   4 0 0
BERKSHIRE HATHAWAY INC DEL CL B COMMON STOCK 084670702 107 400 SH   SOLE   400 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 2 3 SH   SOLE   3 0 0
BLACKSTONE INC COM COMMON STOCK 09260D107 2 27 SH   SOLE   27 0 0
BRISTOL-MYERS SQUIBB CO COM COMMON STOCK 110122108 55 771 SH   SOLE   771 0 0
BRITISH AMERN TOB PLC SPONSORED ADR COMMON STOCK 110448107 4 100 SH   SOLE   100 0 0
BROADCOM INC COM COMMON STOCK 11135F101 4 8 SH   SOLE   8 0 0
BROOKFIELD INFRASTRUCTURE COCOM SB VTG SHS A FOREIGN EQUITIES 11275Q107 4 99 SH   SOLE   99 0 0
C H ROBINSON WORLDWIDE INC COM NEW COMMON STOCK 12541W209 12 124 SH   SOLE   124 0 0
CVS HEALTH CORP COM COMMON STOCK 126650100 12 131 SH   SOLE   131 0 0
CANADIAN NAT RES LTD COM FOREIGN EQUITIES 136385101 9 200 SH   SOLE   200 0 0
CATERPILLAR INC COM COMMON STOCK 149123101 25 150 SH   DFND   150 0 0
CELANESE CORP DEL COM COMMON STOCK 150870103 2 21 SH   SOLE   21 0 0
CENTERPOINT ENERGY INC COM COMMON STOCK 15189T107 4 150 SH   SOLE   150 0 0
CHENIERE ENERGY INC COM NEW COMMON STOCK 16411R208 25 150 SH   SOLE   150 0 0
CHEVRON CORP NEW COM COMMON STOCK 166764100 46 318 SH   SOLE   318 0 0
CINTAS CORP COM COMMON STOCK 172908105 3 8 SH   SOLE   8 0 0
CITIGROUP INC COM NEW COMMON STOCK 172967424 8 194 SH   SOLE   194 0 0
CITIZENS CMNTY BANCORP INC MCOM COMMON STOCK 174903104 18 1,519 SH   SOLE   1,519 0 0
CLEARFIELD INC COM COMMON STOCK 18482P103 99 948 SH   SOLE   948 0 0
CLEVELAND-CLIFFS INC NEW COM COMMON STOCK 185899101 4 265 SH   SOLE   265 0 0
COCA COLA CO COM COMMON STOCK 191216100 6 100 SH   SOLE   100 0 0
COGNIZANT TECHNOLOGY SOLUTIOCL A COMMON STOCK 192446102 2 31 SH   SOLE   31 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 20 285 SH   SOLE   285 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 10 100 SH   SOLE   100 0 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105 17 35 SH   SOLE   35 0 0
CTO RLTY GROWTH INC NEW COM COMMON STOCK 22948Q101 28 1,482 SH   SOLE   1,482 0 0
CUMMINS INC COM COMMON STOCK 231021106 117 575 SH   SOLE   575 0 0
DEERE & CO COM COMMON STOCK 244199105 1,002 3,000 SH   DFND   3,000 0 0
DIGI INTL INC COM COMMON STOCK 253798102 7 198 SH   SOLE   198 0 0
WALT DISNEY CO COMMON STOCK 254687106 419 4,437 SH   SOLE   4,437 0 0
DISCOVER FINL SVCS COM COMMON STOCK 254709108 18 201 SH   SOLE   201 0 0
DOMINION ENERGY INC COM COMMON STOCK 25746U109 283 4,097 SH   SOLE   4,097 0 0
DONALDSON INC COM COMMON STOCK 257651109 9 180 SH   SOLE   180 0 0
ECOLAB INC COM COMMON STOCK 278865100 84 580 SH   SOLE   580 0 0
ELANCO ANIMAL HEALTH INC COM COMMON STOCK 28414H103 2 160 SH   SOLE   160 0 0
ELECTRONIC ARTS INC COM COMMON STOCK 285512109 2 17 SH   SOLE   17 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 11 150 SH   SOLE   150 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 117 1,600 SH   DFND   1,600 0 0
ENBRIDGE INC COM COMMON STOCK 29250N105 54 1,469 SH   SOLE   1,469 0 0
ENERGY TRANSFER L P COM UT LTD PTN COMMON STOCK 29273V100 7 600 SH   SOLE   600 0 0
ENTERPRISE PRODS PARTNERS L COM COMMON STOCK 293792107 14 600 SH   SOLE   600 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 118 1,350 SH   SOLE   1,350 0 0
FASTENAL CO COM COMMON STOCK 311900104 10 216 SH   SOLE   216 0 0
FIDELITY NATL INFORMATION SVCOM COMMON STOCK 31620M106 15 193 SH   SOLE   193 0 0
FISERV INC COM COMMON STOCK 337738108 55 588 SH   SOLE   588 0 0
FULLER H B CO COM COMMON STOCK 359694106 8 134 SH   SOLE   134 0 0
GALLAGHER ARTHUR J & CO COM COMMON STOCK 363576109 34 200 SH   SOLE   200 0 0
GENERAL MLS INC COM COMMON STOCK 370334104 990 12,926 SH   SOLE   12,926 0 0
GENERAL MTRS CO COM COMMON STOCK 37045V100 9 279 SH   SOLE   279 0 0
GILEAD SCIENCES INC COM COMMON STOCK 375558103 1 14 SH   SOLE   14 0 0
GLAXOSMITHKLINE PLC COMMON STOCK 37733W204 5 160 SH   SOLE   160 0 0
HALEON PLC SPON ADS COMMON STOCK 405552100 1 200 SH   SOLE   200 0 0
HAWKINS INC COM COMMON STOCK 420261109 218 5,580 SH   SOLE   5,580 0 0
HERSHEY CO COM COMMON STOCK 427866108 11 50 SH   SOLE   50 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 89 321 SH   SOLE   321 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 184 665 SH   DFND   665 0 0
HONEYWELL INTERNATIONAL COMMON STOCK 438516106 621 3,717 SH   SOLE   3,717 0 0
HONEYWELL INTERNATIONAL COMMON STOCK 438516106 283 1,696 SH   DFND   1,696 0 0
HOWMET AEROSPACE INC COM COMMON STOCK 443201108 8 272 SH   SOLE   272 0 0
HUNTINGTON BANCSHARES INC COM COMMON STOCK 446150104 12 881 SH   SOLE   881 0 0
HUNTSMAN CORP COM COMMON STOCK 447011107 20 800 SH   SOLE   800 0 0
INTEL CORP COM COMMON STOCK 458140100 9 336 SH   SOLE   336 0 0
INVESCO QQQ TR UNIT SER 1 COMMON STOCK 46090E103 44 165 SH   SOLE   165 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD BOND ETFS 46090F100 17 1,080 SH   SOLE   1,080 0 0
INVESCO EXCHANGE TRADED FD TS&P500 QUALITY STOCK ETFS 46137V241 2,679 67,435 SH   SOLE   67,435 0 0
INVESCO EXCHANGE TRADED FD TS&P500 PUR GWT STOCK ETFS 46137V266 125 862 SH   DFND   862 0 0
INVESCO EXCHANGE TRADED FD TFTSE RAFI 1500 STOCK ETFS 46137V597 218 1,496 SH   SOLE   1,496 0 0
INVESCO EXCHANGE TRADED FD TFTSE RAFI 1500 STOCK ETFS 46137V597 85 580 SH   DFND   580 0 0
INVESCO EXCHANGE TRADED FD TFTSE RAFI 1000 STOCK ETFS 46137V613 139 1,004 SH   SOLE   1,004 0 0
IRON MTN INC DEL COM COMMON STOCK 46284V101 4 100 SH   SOLE   100 0 0
ISHARES TR DJ SEL DIV INX STOCK ETFS 464287168 452 4,215 SH   SOLE   4,215 0 0
ISHARES TR CORE S&P500 ETF STOCK ETFS 464287200 12,448 34,710 SH   SOLE   34,710 0 0
ISHARES TR CORE S&P500 ETF STOCK ETFS 464287200 608 1,694 SH   DFND   1,694 0 0
ISHARES TR CORE US AGGBD ET BOND ETFS 464287226 49 508 SH   SOLE   508 0 0
ISHARES TR MSCI EAFE ETF STOCK ETFS 464287465 40 710 SH   SOLE   710 0 0
ISHARES TR CORE S&P MCP ETF STOCK ETFS 464287507 125 570 SH   SOLE   570 0 0
ISHARES TR CORE S&P MCP ETF STOCK ETFS 464287507 121 550 SH   DFND   550 0 0
ISHARES TR RUS 1000 VAL ETF STOCK ETFS 464287598 307 2,255 SH   SOLE   2,255 0 0
ISHARES TR RUS 1000 VAL ETF STOCK ETFS 464287598 477 3,509 SH   DFND   3,509 0 0
ISHARES TR RUSSELL1000GRW STOCK ETFS 464287614 793 3,770 SH   SOLE   3,770 0 0
ISHARES TR RUSSELL1000GRW STOCK ETFS 464287614 680 3,232 SH   DFND   3,232 0 0
ISHARES TR RUSSELL 2000 COMMON STOCK 464287655 11 67 SH   SOLE   67 0 0
ISHARES TR CORE S&P SCP ETF STOCK ETFS 464287804 15 170 SH   SOLE   170 0 0
ISHARES TR NATIONAL MUN ETF BOND ETFS 464288414 41 400 SH   SOLE   400 0 0
ISHARES TR EAFE VALUE ETF STOCK ETFS 464288877 2 48 SH   SOLE   48 0 0
ISHARES TR FLTG RATE NT ETF BOND ETFS 46429B655 5,021 99,881 SH   SOLE   99,881 0 0
ISHARES TR MSCI USA MIN VOL STOCK ETFS 46429B697 3,447 52,150 SH   SOLE   52,150 0 0
ISHARES TR MSCI USA QLT FCT STOCK ETFS 46432F339 4,099 39,436 SH   SOLE   39,436 0 0
ISHARES TR CORE DIV GRWTH STOCK ETFS 46434V621 3,333 74,960 SH   SOLE   74,960 0 0
JPMORGAN CHASE & CO COM COMMON STOCK 46625H100 11 105 SH   SOLE   105 0 0
JPMORGAN CHASE & CO COM COMMON STOCK 46625H100 144 1,378 SH   DFND   1,378 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 203 1,244 SH   SOLE   1,244 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 167 1,020 SH   DFND   1,020 0 0
KLA-TENCOR CORP COMMON STOCK 482480100 61 200 SH   SOLE   200 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 16 50 SH   SOLE   50 0 0
LITTELFUSE INC COM COMMON STOCK 537008104 6 32 SH   SOLE   32 0 0
MASTERCARD INCORPORATED CL A COMMON STOCK 57636Q104 14 50 SH   SOLE   50 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 12 50 SH   SOLE   50 0 0
MERCK & CO INC COM COMMON STOCK 58933Y105 19 225 SH   SOLE   225 0 0
MERCK & CO INC COM COMMON STOCK 58933Y105 86 1,000 SH   DFND   1,000 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 262 1,125 SH   SOLE   1,125 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 156 670 SH   DFND   670 0 0
MICROCHIP TECHNOLOGY INC. COM COMMON STOCK 595017104 18 300 SH   SOLE   300 0 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 3 47 SH   SOLE   47 0 0
MOTOROLA SOLUTIONS INC COM NEW COMMON STOCK 620076307 32 144 SH   SOLE   144 0 0
NIKE INC CL B COMMON STOCK 654106103 43 520 SH   SOLE   520 0 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 67 875 SH   SOLE   875 0 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205 25 250 SH   SOLE   250 0 0
NUCOR CORP COM COMMON STOCK 670346105 64 600 SH   SOLE   600 0 0
NUVEEN S&P 500 BUY-WRITE INCCOM LRG CAP MUTL FDS 6706ER101 21 1,750 SH   SOLE   1,750 0 0
NVIDIA CORP COM COMMON STOCK 67066G104 9 72 SH   SOLE   72 0 0
NUTRIEN LTD COM FOREIGN EQUITIES 67077M108 8 100 SH   SOLE   100 0 0
OLD REP INTL CORP COM COMMON STOCK 680223104 4 210 SH   SOLE   210 0 0
ONEOK INC NEW COM COMMON STOCK 682680103 20 400 SH   SOLE   400 0 0
PPG INDS INC COM COMMON STOCK 693506107 175 1,584 SH   DFND   1,584 0 0
PEPSICO INC COM COMMON STOCK 713448108 204 1,250 SH   SOLE   1,250 0 0
PEPSICO INC COM COMMON STOCK 713448108 212 1,300 SH   DFND   1,300 0 0
P T TELEKOMUNIKASI INDONESIASPONSORED ADR FOREIGN EQUITIES 715684106 12 400 SH   SOLE   400 0 0
PFIZER INC COM COMMON STOCK 717081103 404 9,226 SH   SOLE   9,226 0 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 42 500 SH   SOLE   500 0 0
PHILLIPS 66 COM COMMON STOCK 718546104 24 302 SH   SOLE   302 0 0
POLARIS INC COM COMMON STOCK 731068102 2 24 SH   SOLE   24 0 0
PRINCIPAL FINANCIAL GROUP INCOM COMMON STOCK 74251V102 16 224 SH   SOLE   224 0 0
PROCTER AND GAMBLE CO COM COMMON STOCK 742718109 365 2,889 SH   SOLE   2,889 0 0
PROCTER AND GAMBLE CO COM COMMON STOCK 742718109 206 1,630 SH   DFND   1,630 0 0
PROTO LABS INC COM COMMON STOCK 743713109 7 200 SH   SOLE   200 0 0
PUBLIC STORAGE COM COMMON STOCK 74460D109 7 25 SH   SOLE   25 0 0
QUALCOMM INC COM COMMON STOCK 747525103 3 24 SH   SOLE   24 0 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101 10 125 SH   SOLE   125 0 0
REALTY INCOME CORP COM COMMON STOCK 756109104 12 200 SH   SOLE   200 0 0
ROCKWELL AUTOMATION INC COM COMMON STOCK 773903109 65 300 SH   SOLE   300 0 0
ROYAL BK CDA MONTREAL QUE COM COMMON STOCK 780087102 87 970 SH   SOLE   970 0 0
SHELL PLC SPON ADS COMMON STOCK 780259305 15 300 SH   SOLE   300 0 0
SPDR TR S&P 500 ETF UNIT SER 1 STOCK ETFS 78462F103 6,828 19,118 SH   SOLE   19,118 0 0
SPDR TR S&P 500 ETF UNIT SER 1 STOCK ETFS 78462F103 7 20 SH   DFND   20 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP STOCK ETFS 78467Y107 289 720 SH   SOLE   720 0 0
SAFETY INS GROUP INC COM COMMON STOCK 78648T100 8 100 SH   SOLE   100 0 0
SANOFI SPONSORED ADR COMMON STOCK 80105N105 8 200 SH   SOLE   200 0 0
THE CHARLES SCHWAB CORPORATICOM COMMON STOCK 808513105 11 152 SH   SOLE   152 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF STOCK ETFS 808524300 486 8,714 SH   SOLE   8,714 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF STOCK ETFS 808524300 217 3,890 SH   DFND   3,890 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF STOCK ETFS 808524508 48 800 SH   SOLE   800 0 0
SCHWAB STRATEGIC TR US REIT ETF STOCK ETFS 808524847 17 900 SH   SOLE   900 0 0
SECTOR SPDR HEALTH CARE COMMON STOCK 81369Y209 24 200 SH   SOLE   200 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS STOCK ETFS 81369Y886 65 990 SH   SOLE   990 0 0
SHERWIN WILLIAMS CO COM COMMON STOCK 824348106 5 26 SH   SOLE   26 0 0
SOUTHERN CO COM COMMON STOCK 842587107 14 200 SH   SOLE   200 0 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107 3 90 SH   SOLE   90 0 0
SYNCHRONY FINANCIAL COM COMMON STOCK 87165B103 6 200 SH   SOLE   200 0 0
SYSCO CORP COM COMMON STOCK 871829107 35 499 SH   SOLE   499 0 0
SYSCO CORP COM COMMON STOCK 871829107 141 2,000 SH   DFND   2,000 0 0
TAIWAN SEMICONDUCTOR MFG LTDSPONSORED ADR COMMON STOCK 874039100 23 333 SH   SOLE   333 0 0
TARGET CORP COM COMMON STOCK 87612E106 2 14 SH   SOLE   14 0 0
TC ENERGY CORP COM FOREIGN EQUITIES 87807B107 7 170 SH   SOLE   170 0 0
TEXAS INSTRS INC COMMON STOCK 882508104 42 272 SH   SOLE   272 0 0
THERMO FISHER SCIENTIFIC INCCOM COMMON STOCK 883556102 2 3 SH   SOLE   3 0 0
3M COMPANY COM COMMON STOCK 88579Y101 45 407 SH   SOLE   407 0 0
3M COMPANY COM COMMON STOCK 88579Y101 303 2,740 SH   DFND   2,740 0 0
TORO CO COM COMMON STOCK 891092108 9 108 SH   SOLE   108 0 0
TORONTO DOMINION BK ONT COM NEW FOREIGN EQUITIES 891160509 3 53 SH   SOLE   53 0 0
TOTAL S A SPONSORED ADR FOREIGN EQUITIES 89151E109 7 154 SH   SOLE   154 0 0
TOWNEBANK PORTSMOUTH VA COM COMMON STOCK 89214P109 4 150 SH   SOLE   150 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 84 2,090 SH   SOLE   2,090 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 21 520 SH   DFND   520 0 0
UNION PAC CORP COM COMMON STOCK 907818108 31 160 SH   SOLE   160 0 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 7 46 SH   SOLE   46 0 0
UNITEDHEALTH GROUP INC COM COMMON STOCK 91324P102 107 212 SH   SOLE   212 0 0
V F CORP COM COMMON STOCK 918204108 24 803 SH   SOLE   803 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF STOCK ETFS 921908844 3,184 23,555 SH   SOLE   23,555 0 0
VANGUARD BD INDEX FD INC INTERMED TERM MID CAP MUTL FDS 921937819 17 226 SH   SOLE   226 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF STOCK ETFS 921943858 13 350 SH   SOLE   350 0 0
VANGUARD MALVERN FDS STRM INFPROIDX BOND ETFS 922020805 10,796 224,399 SH   SOLE   224,399 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA BOND ETFS 92203C303 3,388 69,220 SH   SOLE   69,220 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS STOCK ETFS 922908363 5,634 17,163 SH   SOLE   17,163 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS STOCK ETFS 922908363 21 65 SH   DFND   65 0 0
VANGUARD INDEX FDS MID CAP ETF STOCK ETFS 922908629 189 1,006 SH   SOLE   1,006 0 0
VANGUARD TOTAL STOCK MARKET ETF STOCK ETFS 922908769 3,138 17,485 SH   SOLE   17,485 0 0
VERIZON COMMUNICATIONS INC COM COMMON STOCK 92343V104 26 677 SH   SOLE   677 0 0
VERIZON COMMUNICATIONS INC COM COMMON STOCK 92343V104 15 400 SH   DFND   400 0 0
VISA INC COM CL A COMMON STOCK 92826C839 535 3,014 SH   SOLE   3,014 0 0
WASTE MGMT INC DEL COM COMMON STOCK 94106L109 2 12 SH   SOLE   12 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 95 2,374 SH   SOLE   2,374 0 0
WELLS FARGO CO NEW PERP PFD CNV A PREFERRED STOCK 949746804 6 5 SH   SOLE   5 0 0
WEYERHAEUSER CO COM COMMON STOCK 962166104 5 171 SH   SOLE   171 0 0
XCEL ENERGY INC COM COMMON STOCK 98389B100 54 836 SH   SOLE   836 0 0
ZIMMER BIOMET HLDGS INC COM COMMON STOCK 98956P102 3 30 SH   SOLE   30 0 0