The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SELECTA BIOSCIENCES INC COM 816212104   28,000 25,000 SH   SOLE   0 0 25,000
LILIUM N V CLASS A ORD SHS N52586109   52,800 30,000 SH   SOLE   0 0 30,000
KEYCORP COM 493267108   92,400 10,000 SH   SOLE   0 0 10,000
BANDWIDTH INC COM CL A 05988J103   173,887 12,711 SH   SOLE   0 0 12,711
WELLS FARGO CO NEW PERP PFD CNV A 949746804   201,600 175 SH   SOLE   0 0 175
ISHARES TR ISHARES SEMICDTR 464287523   202,904 400 SH   SOLE   0 0 400
THERMO FISHER SCIENTIFIC INC COM 883556102   205,048 393 SH   SOLE   0 0 393
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   211,848 2,800 SH   SOLE   0 0 2,800
AMERICAN ELEC PWR CO INC COM 025537101   213,026 2,530 SH   SOLE   254 0 2,276
SALESFORCE INC COM 79466L302   213,162 1,009 SH   SOLE   31 0 978
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   218,138 4,335 SH   SOLE   0 0 4,335
ISHARES TR ISHARES BIOTECH 464287556   220,911 1,740 SH   SOLE   0 0 1,740
ISHARES TR RUSSELL 2000 ETF 464287655   221,354 1,182 SH   SOLE   0 0 1,182
ISHARES TR US AER DEF ETF 464288760   221,673 1,900 SH   SOLE   0 0 1,900
SCHLUMBERGER LTD COM STK 806857108   223,104 4,542 SH   SOLE   122 0 4,420
KROGER CO COM 501044101   224,942 4,786 SH   SOLE   0 0 4,786
PPG INDS INC COM 693506107   225,861 1,523 SH   SOLE   0 0 1,523
KLA CORP COM NEW 482480100   233,286 481 SH   SOLE   40 0 441
VANGUARD WORLD FDS ENERGY ETF 92204A306   235,150 2,083 SH   SOLE   0 0 2,083
MEDTRONIC PLC SHS G5960L103   237,694 2,698 SH   SOLE   50 0 2,648
CMS ENERGY CORP COM 125896100   237,938 4,050 SH   SOLE   350 0 3,700
ALIGN TECHNOLOGY INC COM 016255101   238,707 675 SH   SOLE   0 0 675
GRAINGER W W INC COM 384802104   238,943 303 SH   SOLE   0 0 303
CISCO SYS INC COM 17275R102   239,291 4,625 SH   SOLE   919 0 3,706
KAYNE ANDERSON ENERGY INFRST COM 486606106   244,200 30,000 SH   SOLE   0 0 30,000
ISHARES TR IBOXX INV CP ETF 464287242   254,995 2,358 SH   SOLE   29 0 2,329
LAUDER ESTEE COS INC CL A 518439104   255,294 1,300 SH   SOLE   0 0 1,300
GENERAL MLS INC COM 370334104   256,178 3,340 SH   SOLE   0 0 3,340
AMERICAN WTR WKS CO INC NEW COM 030420103   256,950 1,800 SH   SOLE   0 0 1,800
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100   258,804 15,600 SH   SOLE   0 0 15,600
INTERNATIONAL BUSINESS MACHS COM 459200101   259,726 1,941 SH   SOLE   0 0 1,941
ALTRIA GROUP INC COM 02209S103   259,887 5,737 SH   SOLE   800 0 4,937
CLOROX CO DEL COM 189054109   260,435 1,638 SH   SOLE   0 0 1,638
BECTON DICKINSON & CO COM 075887109   264,010 1,000 SH   SOLE   0 0 1,000
COMCAST CORP NEW CL A 20030N101   264,092 6,356 SH   SOLE   0 0 6,356
ISHARES TR NATIONAL MUN ETF 464288414   265,651 2,489 SH   SOLE   106 0 2,383
ISHARES TR MRGSTR MD CP GRW 464288307   267,222 4,385 SH   SOLE   0 0 4,385
ISHARES GOLD TR ISHARES NEW 464285204   271,470 7,460 SH   SOLE   0 0 7,460
STARBUCKS CORP COM 855244109   271,722 2,743 SH   SOLE   55 0 2,688
ZIMMER BIOMET HOLDINGS INC COM 98956P102   274,893 1,888 SH   SOLE   0 0 1,888
ANALOG DEVICES INC COM 032654105   277,410 1,424 SH   SOLE   69 0 1,355
ISHARES TR RUS 1000 VAL ETF 464287598   278,097 1,762 SH   SOLE   146 0 1,616
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   281,330 3,560 SH   SOLE   0 0 3,560
QUALCOMM INC COM 747525103   282,959 2,377 SH   SOLE   37 0 2,340
MORGAN STANLEY COM NEW 617446448   285,022 3,337 SH   SOLE   0 0 3,337
ZOETIS INC CL A 98978V103   285,180 1,656 SH   SOLE   216 0 1,440
ECOLAB INC COM 278865100   291,237 1,560 SH   SOLE   0 0 1,560
ISHARES TR EXPANDED TECH 464287515   294,024 850 SH   SOLE   0 0 850
CINTAS CORP COM 172908105   302,722 609 SH   SOLE   29 0 580
CARRIER GLOBAL CORPORATION COM 14448C104   307,705 6,190 SH   SOLE   0 0 6,190
SCHWAB CHARLES CORP COM 808513105   317,635 5,604 SH   SOLE   73 0 5,531
NETFLIX INC COM 64110L106   318,915 724 SH   SOLE   0 0 724
CROWN CASTLE INC COM 22822V101   321,402 2,821 SH   SOLE   26 0 2,795
KIMBERLY-CLARK CORP COM 494368103   322,509 2,336 SH   SOLE   400 0 1,936
MONSTER BEVERAGE CORP NEW COM 61174X109   325,570 5,668 SH   SOLE   227 0 5,441
ISHARES TR IBONDS DEC25 ETF 46434VBD1   326,400 13,388 SH   SOLE   0 0 13,388
INTUITIVE SURGICAL INC COM NEW 46120E602   341,257 998 SH   SOLE   71 0 927
NASDAQ INC COM 631103108   351,543 7,052 SH   SOLE   120 0 6,932
UNITED PARCEL SERVICE INC CL B 911312106   356,708 1,990 SH   SOLE   0 0 1,990
MARSH & MCLENNAN COS INC COM 571748102   361,114 1,920 SH   SOLE   85 0 1,835
SMUCKER J M CO COM NEW 832696405   366,813 2,484 SH   SOLE   1 0 2,483
GENERAL DYNAMICS CORP COM 369550108   378,449 1,759 SH   SOLE   0 0 1,759
ISHARES TR S&P 500 VAL ETF 464287408   378,636 2,349 SH   SOLE   0 0 2,349
LOWES COS INC COM 548661107   378,951 1,679 SH   SOLE   32 0 1,647
PHILIP MORRIS INTL INC COM 718172109   378,961 3,882 SH   SOLE   258 0 3,624
FORD MTR CO DEL COM 345370860   386,283 25,531 SH   SOLE   0 0 25,531
GENERAL ELECTRIC CO COM NEW 369604301   389,529 3,546 SH   SOLE   0 0 3,546
INTUIT COM 461202103   411,342 898 SH   SOLE   38 0 860
MEDPACE HLDGS INC COM 58506Q109   437,110 1,820 SH   SOLE   0 0 1,820
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   450,846 2,655 SH   SOLE   1,250 0 1,405
FEDEX CORP COM 31428X106   454,095 1,830 SH   SOLE   35 0 1,795
GLOBAL X FDS US INFR DEV ETF 37954Y673   458,343 14,583 SH   SOLE   81 0 14,502
ISHARES TR RUS 1000 ETF 464287622   465,056 1,908 SH   SOLE   0 0 1,908
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   474,452 4,473 SH   SOLE   100 0 4,373
ISHARES TR S&P 500 GRWT ETF 464287309   481,097 6,826 SH   SOLE   0 0 6,826
ROBERT HALF INTL INC COM 770323103   482,988 6,421 SH   SOLE   0 0 6,421
BOSTON SCIENTIFIC CORP COM 101137107   483,024 8,930 SH   SOLE   0 0 8,930
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   493,802 2,017 SH   SOLE   0 0 2,017
DANAHER CORPORATION COM 235851102   495,706 2,065 SH   SOLE   22 0 2,043
MARVELL TECHNOLOGY INC COM 573874104   496,115 8,299 SH   SOLE   0 0 8,299
ISHARES TR RUS 1000 GRW ETF 464287614   498,351 1,811 SH   SOLE   696 0 1,115
ISHARES TR IBONDS DEC 46435U697   534,289 20,741 SH   SOLE   0 0 20,741
NORTHROP GRUMMAN CORP COM 666807102   536,021 1,176 SH   SOLE   41 0 1,135
ISHARES TR IBONDS DEC2023 46435G318   536,641 21,053 SH   SOLE   0 0 21,053
INVESCO QQQ TR PUT 46090E103   554,130 1,500 PRN Put SOLE   0 0 1,500
ADVANCED MICRO DEVICES INC COM 007903107   556,109 4,882 SH   SOLE   500 0 4,382
ADVANCED DRAIN SYS INC DEL COM 00790R104   562,568 4,944 SH   SOLE   0 0 4,944
OCCIDENTAL PETE CORP COM 674599105   575,324 9,784 SH   SOLE   535 0 9,249
ISHARES TR PFD AND INCM SEC 464288687   576,226 18,630 SH   SOLE   0 0 18,630
TRAVELERS COMPANIES INC COM 89417E109   581,761 3,350 SH   SOLE   0 0 3,350
AMERICAN FINL GROUP INC OHIO COM 025932104   582,267 4,903 SH   SOLE   4,468 0 435
ISHARES TR MSCI EAFE ETF 464287465   591,073 8,153 SH   SOLE   1,944 0 6,209
VERIZON COMMUNICATIONS INC COM 92343V104   605,528 16,282 SH   SOLE   0 0 16,282
ISHARES TR TIPS BD ETF 464287176   619,569 5,757 SH   SOLE   11 0 5,746
TJX COS INC NEW COM 872540109   630,245 7,433 SH   SOLE   61 0 7,372
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   634,798 5,915 SH   SOLE   4,000 0 1,915
BOEING CO COM 097023105   647,052 3,064 SH   SOLE   0 0 3,064
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   655,980 6,500 SH   SOLE   0 0 6,500
AMERISOURCEBERGEN CORP COM 03073E105   659,073 3,425 SH   SOLE   0 0 3,425
SOUTHERN CO COM 842587107   706,575 10,058 SH   SOLE   260 0 9,798
PUBLIC STORAGE COM 74460D109   712,771 2,442 SH   SOLE   0 0 2,442
ILLINOIS TOOL WKS INC COM 452308109   717,209 2,867 SH   SOLE   0 0 2,867
HALLIBURTON CO COM 406216101   720,997 21,855 SH   SOLE   0 0 21,855
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   726,034 5,470 SH   SOLE   1,500 0 3,970
MASTERCARD INCORPORATED CL A 57636Q104   771,262 1,961 SH   SOLE   911 0 1,050
BANK AMERICA CORP COM 060505104   786,012 27,397 SH   SOLE   0 0 27,397
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   798,017 23,673 SH   SOLE   7,500 0 16,173
HUMANA INC COM 444859102   825,402 1,846 SH   SOLE   0 0 1,846
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   839,051 1,752 SH   SOLE   75 0 1,677
JACOBS SOLUTIONS INC COM 46982L108   844,119 7,100 SH   SOLE   0 0 7,100
STRYKER CORPORATION COM 863667101   914,660 2,998 SH   SOLE   50 0 2,948
DUKE ENERGY CORP NEW COM NEW 26441C204   923,394 10,290 SH   SOLE   409 0 9,881
COCA COLA CO COM 191216100   963,512 16,000 SH   SOLE   650 0 15,350
EATON CORP PLC SHS G29183103   963,873 4,793 SH   SOLE   0 0 4,793
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   983,860 6,575 SH   SOLE   1,039 0 5,536
MOTOROLA SOLUTIONS INC COM NEW 620076307   993,340 3,387 SH   SOLE   28 0 3,359
CATERPILLAR INC COM 149123101   999,577 4,062 SH   SOLE   259 0 3,803
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,004,035 19,150 SH   SOLE   0 0 19,150
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,040,823 4,725 SH   SOLE   0 0 4,725
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,042,614 2,358 SH   SOLE   50 0 2,308
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,072,994 13,219 SH   SOLE   0 0 13,219
CONOCOPHILLIPS COM 20825C104   1,143,544 11,037 SH   SOLE   0 0 11,037
ISHARES TR IBONDS 23 TRM TS 46436E882   1,147,215 46,240 SH   SOLE   0 0 46,240
EMERSON ELEC CO COM 291011104   1,150,846 12,732 SH   SOLE   713 0 12,019
HONEYWELL INTL INC COM 438516106   1,155,076 5,567 SH   SOLE   0 0 5,567
MARATHON PETE CORP COM 56585A102   1,156,906 9,922 SH   SOLE   0 0 9,922
ISHARES TR SELECT DIVID ETF 464287168   1,185,458 10,463 SH   SOLE   0 0 10,463
CHUBB LIMITED COM H1467J104   1,190,878 6,183 SH   SOLE   22 0 6,161
US BANCORP DEL COM NEW 902973304   1,225,950 37,105 SH   SOLE   130 0 36,975
NORFOLK SOUTHN CORP COM 655844108   1,254,861 5,534 SH   SOLE   109 0 5,425
TESLA INC COM 88160R101   1,351,781 5,164 SH   SOLE   135 0 5,029
EDWARDS LIFESCIENCES CORP COM 28176E108   1,374,294 14,569 SH   SOLE   0 0 14,569
DEERE & CO COM 244199105   1,395,070 3,443 SH   SOLE   25 0 3,418
INTEL CORP COM 458140100   1,413,137 42,259 SH   SOLE   100 0 42,159
GOLDMAN SACHS GROUP INC COM 38141G104   1,507,271 4,673 SH   SOLE   17 0 4,656
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,655,035 16,895 SH   SOLE   0 0 16,895
NIKE INC CL B 654106103   1,685,571 15,272 SH   SOLE   1,761 0 13,511
APPLIED MATLS INC COM 038222105   1,702,826 11,781 SH   SOLE   0 0 11,781
VANGUARD INDEX FDS GROWTH ETF 922908736   1,805,002 6,379 SH   SOLE   0 0 6,379
CME GROUP INC COM 12572Q105   1,806,022 9,747 SH   SOLE   767 0 8,980
DISNEY WALT CO COM 254687106   1,810,867 20,283 SH   SOLE   545 0 19,738
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,830,313 9,203 SH   SOLE   404 0 8,799
ALPHABET INC CAP STK CL C 02079K107   1,853,503 15,322 SH   SOLE   582 0 14,740
AMAZON COM INC COM 023135106   1,981,864 15,203 SH   SOLE   791 0 14,412
AMERICAN TOWER CORP NEW COM 03027X100   2,104,980 10,853 SH   SOLE   498 0 10,355
UNION PAC CORP COM 907818108   2,122,115 10,371 SH   SOLE   854 0 9,517
ROCKWELL AUTOMATION INC COM 773903109   2,133,189 6,475 SH   SOLE   0 0 6,475
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,179,665 40,060 SH   SOLE   0 0 40,060
ALPHABET INC CAP STK CL A 02079K305   2,192,785 18,319 SH   SOLE   761 0 17,558
VANGUARD INDEX FDS MID CAP ETF 922908629   2,246,843 10,206 SH   SOLE   0 0 10,206
ABBOTT LABS COM 002824100   2,257,092 20,703 SH   SOLE   977 0 19,726
WEC ENERGY GROUP INC COM 92939U106   2,314,912 26,234 SH   SOLE   2,264 0 23,970
SPDR SER TR SSGA US LRG ETF 78468R804   2,597,637 18,474 SH   SOLE   0 0 18,474
CINCINNATI FINL CORP COM 172062101   2,628,808 27,012 SH   SOLE   60 0 26,952
PNC FINL SVCS GROUP INC COM 693475105   2,668,755 21,189 SH   SOLE   2,336 0 18,853
MICROCHIP TECHNOLOGY INC. COM 595017104   2,669,962 29,802 SH   SOLE   0 0 29,802
AMERIPRISE FINL INC COM 03076C106   2,738,591 8,245 SH   SOLE   471 0 7,774
TESLA INC PUT 88160R101   2,748,585 10,500 PRN Put SOLE   0 0 10,500
FMC CORP COM NEW 302491303   2,807,122 26,900 SH   SOLE   1,844 0 25,056
MONDELEZ INTL INC CL A 609207105   2,905,729 39,835 SH   SOLE   1,869 0 37,966
SPDR SER TR PORTFOLI S&P1500 78464A805   2,996,759 55,047 SH   SOLE   0 0 55,047
CSX CORP COM 126408103   3,141,544 92,127 SH   SOLE   4,468 0 87,659
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,141,633 9,213 SH   SOLE   0 0 9,213
VANGUARD WELLINGTON FD US MOMENTUM 921935508   3,193,465 26,339 SH   SOLE   0 0 26,339
AUTOMATIC DATA PROCESSING IN COM 053015103   3,258,574 14,824 SH   SOLE   703 0 14,121
NVIDIA CORPORATION COM 67066G104   3,338,188 7,891 SH   SOLE   2,805 0 5,086
MCDONALDS CORP COM 580135101   3,422,025 11,468 SH   SOLE   589 0 10,879
INVESCO QQQ TR UNIT SER 1 46090E103   3,512,017 9,507 SH   SOLE   4,896 0 4,611
ORACLE CORP COM 68389X105   3,559,243 29,887 SH   SOLE   364 0 29,523
VANGUARD INDEX FDS VALUE ETF 922908744   3,560,032 25,053 SH   SOLE   1 0 25,052
GALLAGHER ARTHUR J & CO COM 363576109   3,619,392 16,484 SH   SOLE   973 0 15,511
SPDR GOLD TR GOLD SHS 78463V107   3,754,188 21,059 SH   SOLE   1,098 0 19,961
ISHARES TR MSCI INTL QUALTY 46434V456   3,827,748 107,521 SH   SOLE   0 0 107,521
AIR PRODS & CHEMS INC COM 009158106   3,865,717 12,904 SH   SOLE   734 0 12,170
PFIZER INC COM 717081103   3,968,923 108,204 SH   SOLE   2,459 0 105,745
LOCKHEED MARTIN CORP COM 539830109   4,048,569 8,794 SH   SOLE   382 0 8,412
ISHARES TR CORE S&P500 ETF 464287200   4,105,767 9,212 SH   SOLE   3,863 0 5,349
UNITEDHEALTH GROUP INC COM 91324P102   4,174,405 8,685 SH   SOLE   480 0 8,205
VISA INC COM CL A 92826C839   4,179,142 17,598 SH   SOLE   843 0 16,755
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,297,810 9,695 SH   SOLE   655 0 9,040
TEXAS INSTRS INC COM 882508104   4,381,084 24,337 SH   SOLE   1,636 0 22,701
ISHARES TR S&P MC 400VL ETF 464287705   4,410,328 41,168 SH   SOLE   0 0 41,168
HOME DEPOT INC COM 437076102   4,443,698 14,305 SH   SOLE   1,027 0 13,278
WALMART INC COM 931142103   4,455,268 28,345 SH   SOLE   750 0 27,595
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,538,758 54,294 SH   SOLE   9,819 155 44,320
AMGEN INC COM 031162100   4,801,161 21,625 SH   SOLE   999 0 20,626
COSTCO WHSL CORP NEW COM 22160K105   4,888,460 9,080 SH   SOLE   467 0 8,613
MERCK & CO INC COM 58933Y105   5,021,978 43,514 SH   SOLE   278 0 43,236
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   5,155,322 46,195 SH   SOLE   3,015 0 43,180
ISHARES TR SP SMCP600VL ETF 464287879   5,304,406 55,783 SH   SOLE   0 0 55,783
WASTE MGMT INC DEL COM 94106L109   5,563,185 32,079 SH   SOLE   1,716 0 30,363
PEPSICO INC COM 713448108   5,594,017 30,202 SH   SOLE   1,987 0 28,215
EXXON MOBIL CORP COM 30231G102   5,685,001 53,007 SH   SOLE   2,602 0 50,405
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   5,857,116 35,791 SH   SOLE   0 0 35,791
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   5,896,656 19,109 SH   SOLE   924 0 18,185
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   6,011,575 104,422 SH   SOLE   0 0 104,422
NEXTERA ENERGY INC COM 65339F101   6,297,916 84,878 SH   SOLE   2,878 0 82,000
BROADCOM INC COM 11135F101   6,348,914 7,319 SH   SOLE   465 0 6,854
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   6,448,989 37,093 SH   SOLE   200 0 36,893
BRISTOL-MYERS SQUIBB CO COM 110122108   6,599,855 103,203 SH   SOLE   5,056 0 98,147
ISHARES TR IBONDS 24 TRM TS 46436E874   6,656,599 279,689 SH   SOLE   0 0 279,689
ABBVIE INC COM 00287Y109   6,860,770 50,922 SH   SOLE   2,978 0 47,944
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   7,187,997 143,359 SH   SOLE   60,074 90 83,195
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   7,270,695 151,284 SH   SOLE   59,291 23 91,970
ISHARES TR IBONDS DEC23 ETF 46434VAX8   7,587,815 300,032 SH   SOLE   0 0 300,032
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   7,644,040 105,159 SH   SOLE   41,489 46 63,624
CHEVRON CORP NEW COM 166764100   7,941,927 50,473 SH   SOLE   1,120 0 49,353
WISDOMTREE TR US QTLY DIV GRT 97717X669   8,475,753 127,149 SH   SOLE   0 0 127,149
ISHARES TR IBONDS DEC24 ETF 46434VBG4   8,818,473 358,183 SH   SOLE   0 0 358,183
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   9,023,626 146,250 SH   SOLE   12,861 10 133,379
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   9,884,478 60,850 SH   SOLE   13,031 0 47,819
JOHNSON & JOHNSON COM 478160104   10,108,544 61,071 SH   SOLE   2,076 0 58,995
JPMORGAN CHASE & CO COM 46625H100   10,122,818 69,601 SH   SOLE   1,895 0 67,706
ISHARES TR CORE DIV GRWTH 46434V621   11,669,465 226,460 SH   SOLE   0 0 226,460
ISHARES TR IBONDS 26 TRM TS 46436E858   11,997,456 529,689 SH   SOLE   0 0 529,689
ISHARES TR IBONDS 25 TRM TS 46436E866   12,458,512 538,630 SH   SOLE   0 0 538,630
ISHARES TR CORE S&P SCP ETF 464287804   13,358,739 134,057 SH   SOLE   14,995 75 118,987
LILLY ELI & CO COM 532457108   13,885,118 29,607 SH   SOLE   1,335 0 28,272
ISHARES TR TRS FLT RT BD 46434V860   13,934,326 275,001 SH   SOLE   0 0 275,001
ISHARES TR MSCI USA MMENTM 46432F396   14,559,812 100,935 SH   SOLE   0 0 100,935
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   16,690,344 361,419 SH   SOLE   37,847 0 323,572
ISHARES TR MSCI USA MIN VOL 46429B697   16,955,074 228,105 SH   SOLE   0 0 228,105
ISHARES TR MSCI USA QLT FCT 46432F339   21,347,368 158,281 SH   SOLE   0 0 158,281
PROCTER AND GAMBLE CO COM 742718109   23,445,831 154,513 SH   SOLE   8,659 0 145,854
ISHARES TR CORE S&P MCP ETF 464287507   24,733,781 94,591 SH   SOLE   8,790 0 85,801
MICROSOFT CORP COM 594918104   27,789,938 81,606 SH   SOLE   4,234 0 77,372
APPLE INC COM 037833100   33,592,757 173,185 SH   SOLE   7,982 0 165,203