The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 19,277 157,814 SH   SOLE   16,010 0 141,804
PROCTER AND GAMBLE CO COM 742718109 13,985 103,266 SH   SOLE   5,323 0 97,942
ISHARES TR CORE S&P MCP ETF 464287507 9,483 36,433 SH   SOLE   204 0 36,229
MICROSOFT CORP COM 594918104 8,404 35,646 SH   SOLE   2,526 0 33,121
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 8,238 162,313 SH   SOLE   30 0 162,283
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,740 19,528 SH   SOLE   482 0 19,046
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 7,015 52,817 SH   SOLE   210 0 52,607
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 6,943 81,948 SH   SOLE   1,070 0 80,877
INVESCO QQQ TR UNIT SER 1 46090E103 6,740 21,120 SH   SOLE   14,963 0 6,157
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 6,663 129,858 SH   SOLE   32 0 129,826
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 6,603 64,792 SH   SOLE   9,922 0 54,870
JOHNSON & JOHNSON COM 478160104 5,586 33,988 SH   SOLE   1,724 0 32,265
DISNEY WALT CO COM 254687106 5,218 28,276 SH   SOLE   502 0 27,774
JPMORGAN CHASE & CO COM 46625H100 4,456 29,269 SH   SOLE   928 0 28,341
NEXTERA ENERGY INC COM 65339F101 4,115 54,421 SH   SOLE   1,592 0 52,828
ABBOTT LABS COM 002824100 3,714 30,993 SH   SOLE   1,661 0 29,332
VISA INC COM CL A 92826C839 3,530 16,673 SH   SOLE   835 0 15,838
MICROCHIP TECHNOLOGY INC. COM 595017104 3,411 21,976 SH   SOLE   500 0 21,476
ORACLE CORP COM 68389X105 3,369 48,011 SH   SOLE   150 0 47,861
WALMART INC COM 931142103 3,360 24,734 SH   SOLE   45 0 24,688
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 3,291 23,229 SH   SOLE   16,348 0 6,880
AMAZON COM INC COM 023135106 3,175 1,026 SH   SOLE   31 0 995
ISHARES TR CORE S&P500 ETF 464287200 3,061 7,695 SH   SOLE   2,884 0 4,811
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,968 11,616 SH   SOLE   0 0 11,616
LILLY ELI & CO COM 532457108 2,957 15,827 SH   SOLE   400 0 15,427
PEPSICO INC COM 713448108 2,929 20,708 SH   SOLE   1,386 0 19,322
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 2,805 49,732 SH   SOLE   0 0 49,732
BLACKROCK INC COM 09247X101 2,661 3,529 SH   SOLE   127 0 3,402
HUMANA INC COM 444859102 2,620 6,250 SH   SOLE   25 0 6,225
ISHARES SILVER TR ISHARES 46428Q109 2,594 114,260 SH   SOLE   115 0 114,145
EDWARDS LIFESCIENCES CORP COM 28176E108 2,454 29,339 SH   SOLE   0 0 29,339
ISHARES TR NASDAQ BIOTECH 464287556 2,309 15,339 SH   SOLE   28 0 15,311
FEDEX CORP COM 31428X106 2,243 7,897 SH   SOLE   0 0 7,897
CHUBB LIMITED COM H1467J104 2,222 14,063 SH   SOLE   300 0 13,763
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 2,196 146,372 SH   SOLE   27,636 0 118,736
DUKE ENERGY CORP NEW COM NEW 26441C204 2,191 22,702 SH   SOLE   1,094 0 21,608
VERIZON COMMUNICATIONS INC COM 92343V104 2,034 34,978 SH   SOLE   384 0 34,594
EXXON MOBIL CORP COM 30231G102 1,989 35,628 SH   SOLE   2,179 0 33,449
PFIZER INC COM 717081103 1,981 54,671 SH   SOLE   3,663 0 51,008
CROWN CASTLE INTL CORP NEW COM 22822V101 1,978 11,492 SH   SOLE   666 0 10,826
MERCK & CO. INC COM 58933Y105 1,971 25,568 SH   SOLE   261 0 25,307
CSX CORP COM 126408103 1,961 20,337 SH   SOLE   1,658 0 18,679
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,929 5 SH   SOLE   0 0 5
INTEL CORP COM 458140100 1,901 29,700 SH   SOLE   1,846 0 27,854
TJX COS INC NEW COM 872540109 1,781 26,921 SH   SOLE   0 0 26,921
NORTHROP GRUMMAN CORP COM 666807102 1,765 5,454 SH   SOLE   437 0 5,017
ALPHABET INC CAP STK CL A 02079K305 1,735 841 SH   SOLE   39 0 802
CLOROX CO DEL COM 189054109 1,689 8,758 SH   SOLE   305 0 8,453
3M CO COM 88579Y101 1,686 8,751 SH   SOLE   37 0 8,714
ABBVIE INC COM 00287Y109 1,673 15,461 SH   SOLE   1,941 0 13,520
CORESITE RLTY CORP COM 21870Q105 1,596 13,313 SH   SOLE   0 0 13,313
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,511 18,314 SH   SOLE   425 0 17,890
PUBLIC STORAGE COM 74460D109 1,492 6,048 SH   SOLE   0 0 6,048
ISHARES TR IBOXX INV CP ETF 464287242 1,446 11,115 SH   SOLE   212 0 10,903
SHERWIN WILLIAMS CO COM 824348106 1,416 1,918 SH   SOLE   38 0 1,880
CHEVRON CORP NEW COM 166764100 1,379 13,163 SH   SOLE   1,216 0 11,947
ISHARES TR S&P 500 VAL ETF 464287408 1,367 9,676 SH   SOLE   0 0 9,676
SKYWORKS SOLUTIONS INC COM 83088M102 1,343 7,322 SH   SOLE   410 0 6,912
ISHARES TR CORE TOTAL USD 46434V613 1,338 25,371 SH   SOLE   0 0 25,371
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,315 14,821 SH   SOLE   1,985 0 12,837
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,305 6,098 SH   SOLE   4,456 0 1,642
HOME DEPOT INC COM 437076102 1,216 3,985 SH   SOLE   595 0 3,390
NVIDIA CORPORATION COM 67066G104 1,200 2,247 SH   SOLE   413 0 1,834
UNION PAC CORP COM 907818108 1,196 5,426 SH   SOLE   1,760 0 3,666
ISHARES TR CORE US AGGBD ET 464287226 1,181 10,374 SH   SOLE   65 0 10,309
TRAVELERS COMPANIES INC COM 89417E109 1,045 6,950 SH   SOLE   0 0 6,950
WEYERHAEUSER CO MTN BE COM NEW 962166104 1,024 28,775 SH   SOLE   0 0 28,775
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 997 15,567 SH   SOLE   0 0 15,567
ADVANCED DRAIN SYS INC DEL COM 00790R104 990 9,580 SH   SOLE   0 0 9,580
RAYTHEON TECHNOLOGIES CORP COM 75513E101 975 12,622 SH   SOLE   750 0 11,872
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 956 9,715 SH   SOLE   20 0 9,695
CATERPILLAR INC COM 149123101 947 4,082 SH   SOLE   180 0 3,902
AMERISOURCEBERGEN CORP COM 03073E105 906 7,670 SH   SOLE   0 0 7,670
WALGREENS BOOTS ALLIANCE INC COM 931427108 906 16,500 SH   SOLE   300 0 16,200
ISHARES TR CORE S&P SCP ETF 464287804 894 8,237 SH   SOLE   1,960 0 6,277
CONOCOPHILLIPS COM 20825C104 839 15,832 SH   SOLE   600 0 15,232
ISHARES TR NATIONAL MUN ETF 464288414 822 7,084 SH   SOLE   7,084 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 815 5,113 SH   SOLE   120 0 4,993
GENERAL ELECTRIC CO COM 369604103 813 61,900 SH   SOLE   1,975 0 59,925
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 799 21,234 SH   SOLE   5,263 0 15,971
BOEING CO COM 097023105 788 3,095 SH   SOLE   675 0 2,420
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 784 14,685 SH   SOLE   53 0 14,632
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 781 24,566 SH   SOLE   87 0 24,479
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 780 10,635 SH   SOLE   0 0 10,635
ECOLAB INC COM 278865100 778 3,633 SH   SOLE   70 0 3,563
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 776 7,783 SH   SOLE   544 0 7,238
ISHARES TR MSCI EAFE ETF 464287465 772 10,179 SH   SOLE   2,206 0 7,973
MARVELL TECHNOLOGY GROUP LTD ORD G5876H105 735 14,999 SH   SOLE   0 0 14,999
BRISTOL-MYERS SQUIBB CO COM 110122108 724 11,472 SH   SOLE   2,996 0 8,476
UNITEDHEALTH GROUP INC COM 91324P102 715 1,922 SH   SOLE   236 0 1,686
US BANCORP DEL COM NEW 902973304 704 12,728 SH   SOLE   248 0 12,480
ISHARES TR S&P 500 GRWT ETF 464287309 698 10,724 SH   SOLE   0 0 10,724
SCHWAB STRATEGIC TR US REIT ETF 808524847 664 16,158 SH   SOLE   144 0 16,015
BROADCOM INC COM 11135F101 641 1,383 SH   SOLE   185 0 1,198
TEXAS INSTRS INC COM 882508104 631 3,340 SH   SOLE   633 0 2,707
SMUCKER J M CO COM NEW 832696405 608 4,807 SH   SOLE   1 0 4,806
ISHARES TR MSCI EMG MKT ETF 464287234 604 11,323 SH   SOLE   255 0 11,068
CARRIER GLOBAL CORPORATION COM 14448C104 590 13,985 SH   SOLE   750 0 13,235
AMGEN INC COM 031162100 589 2,367 SH   SOLE   361 0 2,006
PROSHARES TR S&P 500 DV ARIST 74348A467 573 6,641 SH   SOLE   5,311 0 1,330
MASTERCARD INCORPORATED CL A 57636Q104 569 1,597 SH   SOLE   1,032 0 565
MCDONALDS CORP COM 580135101 560 2,498 SH   SOLE   805 0 1,693
OCCIDENTAL PETE CORP COM 674599105 533 20,011 SH   SOLE   100 0 19,911
VALERO ENERGY CORP COM 91913Y100 533 7,450 SH   SOLE   0 0 7,450
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 504 6,400 SH   SOLE   0 0 6,400
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 499 12,650 SH   SOLE   58 0 12,592
AMERICAN ELEC PWR CO INC COM 025537101 498 5,877 SH   SOLE   1,912 0 3,965
MONDELEZ INTL INC CL A 609207105 490 8,371 SH   SOLE   933 0 7,438
LAM RESEARCH CORP COM 512807108 489 821 SH   SOLE   61 0 760
AMERICAN FINL GROUP INC OHIO COM 025932104 487 4,271 SH   SOLE   4,071 0 200
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707 482 11,919 SH   SOLE   11,919 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 476 6,950 SH   SOLE   0 0 6,950
OTIS WORLDWIDE CORP COM 68902V107 469 6,855 SH   SOLE   375 0 6,480
QORVO INC COM 74736K101 463 2,535 SH   SOLE   0 0 2,535
ISHARES TR RUSSELL 2000 ETF 464287655 454 2,053 SH   SOLE   80 0 1,973
TARGET CORP COM 87612E106 451 2,278 SH   SOLE   0 0 2,278
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 443 9,025 SH   SOLE   2,301 0 6,724
AUTOMATIC DATA PROCESSING IN COM 053015103 442 2,346 SH   SOLE   355 0 1,991
MONSTER BEVERAGE CORP NEW COM 61174X109 434 4,763 SH   SOLE   130 0 4,633
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 433 6,334 SH   SOLE   0 0 6,334
HONEYWELL INTL INC COM 438516106 431 1,983 SH   SOLE   189 0 1,794
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 429 8,234 SH   SOLE   1,065 0 7,169
WISDOMTREE TR US HIGH DIVIDEND 97717W208 429 5,624 SH   SOLE   5,624 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 426 1,542 SH   SOLE   768 0 774
COCA COLA CO COM 191216100 419 7,950 SH   SOLE   600 0 7,350
NORFOLK SOUTHN CORP COM 655844108 408 1,520 SH   SOLE   505 0 1,015
SELECT SECTOR SPDR TR ENERGY 81369Y506 395 8,054 SH   SOLE   0 0 8,054
SPDR SER TR PRTFLO S&P500 VL 78464A508 385 10,169 SH   SOLE   150 0 10,019
TESLA INC COM 88160R101 385 577 SH   SOLE   39 0 538
GENERAC HLDGS INC COM 368736104 377 1,150 SH   SOLE   0 0 1,150
ISHARES INC CORE MSCI EMKT 46434G103 376 5,836 SH   SOLE   2,678 0 3,158
ISHARES TR MBS ETF 464288588 364 3,361 SH   SOLE   0 0 3,361
WISDOMTREE TR US MIDCAP DIVID 97717W505 364 9,000 SH   SOLE   9,000 0 0
CINTAS CORP COM 172908105 354 1,037 SH   SOLE   34 0 1,003
ISHARES TR ISHS 5-10YR INVT 464288638 351 5,925 SH   SOLE   0 0 5,925
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 350 10,275 SH   SOLE   100 0 10,175
BK OF AMERICA CORP COM 060505104 346 8,938 SH   SOLE   300 0 8,638
ISHARES TR EXPANDED TECH 464287515 341 1,000 SH   SOLE   0 0 1,000
MID-AMER APT CMNTYS INC COM 59522J103 336 2,325 SH   SOLE   0 0 2,325
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 333 700 SH   SOLE   75 0 625
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 331 3,560 SH   SOLE   1,175 0 2,385
ISHARES TR TIPS BD ETF 464287176 320 2,551 SH   SOLE   0 0 2,551
FACEBOOK INC CL A 30303M102 317 1,077 SH   SOLE   392 0 685
ISHARES TR SELECT DIVID ETF 464287168 317 2,777 SH   SOLE   2,012 0 765
LOCKHEED MARTIN CORP COM 539830109 317 857 SH   SOLE   268 0 589
OGE ENERGY CORP COM 670837103 316 9,754 SH   SOLE   0 0 9,754
AMN HEALTHCARE SVCS INC COM 001744101 313 4,250 SH   SOLE   0 0 4,250
CONCENTRIX CORP COM 20602D101 312 2,081 SH   SOLE   25 0 2,056
THERMO FISHER SCIENTIFIC INC COM 883556102 309 678 SH   SOLE   29 0 649
ALPHABET INC CAP STK CL C 02079K107 302 146 SH   SOLE   30 0 116
COSTCO WHSL CORP NEW COM 22160K105 299 847 SH   SOLE   210 0 637
AT&T INC COM 00206R102 290 9,576 SH   SOLE   817 0 8,759
NIKE INC CL B 654106103 287 2,160 SH   SOLE   1,846 0 314
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 286 2,454 SH   SOLE   0 0 2,454
EMERSON ELEC CO COM 291011104 281 3,120 SH   SOLE   632 0 2,488
AMERICAN WTR WKS CO INC NEW COM 030420103 277 1,850 SH   SOLE   0 0 1,850
PAYPAL HLDGS INC COM 70450Y103 277 1,140 SH   SOLE   117 0 1,023
SPDR GOLD TR GOLD SHS 78463V107 277 1,731 SH   SOLE   830 0 901
AMERICAN TOWER CORP NEW COM 03027X100 275 1,150 SH   SOLE   0 0 1,150
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 275 2,998 SH   SOLE   29 0 2,969
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 274 1,633 SH   SOLE   0 0 1,633
DOMINION ENERGY INC COM 25746U109 273 3,593 SH   SOLE   0 0 3,593
WASTE MGMT INC DEL COM 94106L109 272 2,105 SH   SOLE   622 0 1,482
VANGUARD INDEX FDS TOTAL STK MKT 922908769 269 1,300 SH   SOLE   13 0 1,287
BLACKSTONE GROUP INC COM 09260D107 265 3,553 SH   SOLE   0 0 3,553
ISHARES TR CORE MSCI EAFE 46432F842 265 3,684 SH   SOLE   3,000 0 684
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 262 3,251 SH   SOLE   950 0 2,301
BAXTER INTL INC COM 071813109 261 3,100 SH   SOLE   0 0 3,100
AVERY DENNISON CORP COM 053611109 257 1,400 SH   SOLE   0 0 1,400
KROGER CO COM 501044101 256 7,115 SH   SOLE   0 0 7,115
INTUIT COM 461202103 253 660 SH   SOLE   45 0 615
DEERE & CO COM 244199105 243 650 SH   SOLE   0 0 650
AIR PRODS & CHEMS INC COM 009158106 241 855 SH   SOLE   288 0 567
UNITED PARCEL SERVICE INC CL B 911312106 241 1,419 SH   SOLE   400 0 1,019
SYNNEX CORP COM 87162W100 239 2,081 SH   SOLE   25 0 2,056
PHILIP MORRIS INTL INC COM 718172109 236 2,659 SH   SOLE   33 0 2,626
CISCO SYS INC COM 17275R102 234 4,531 SH   SOLE   988 0 3,543
SKECHERS U S A INC CL A 830566105 234 5,600 SH   SOLE   0 0 5,600
PRICE T ROWE GROUP INC COM 74144T108 233 1,357 SH   SOLE   543 0 814
CINCINNATI FINL CORP COM 172062101 227 2,203 SH   SOLE   123 0 2,080
INVESCO QQQ TR UNIT SER 1 46090E103 223 700 SH   SOLE   0 0 700
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 223 2,325 SH   SOLE   78 0 2,247
FLOWSERVE CORP COM 34354P105 218 5,614 SH   SOLE   0 0 5,614
ISHARES TR SHRT NAT MUN ETF 464288158 216 2,000 SH   SOLE   0 0 2,000
MEDTRONIC PLC SHS G5960L103 216 1,828 SH   SOLE   331 0 1,497
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 215 3,930 SH   SOLE   0 0 3,930
BOSTON SCIENTIFIC CORP COM 101137107 213 5,500 SH   SOLE   0 0 5,500
ISHARES TR RUS 1000 GRW ETF 464287614 212 874 SH   SOLE   724 0 150
ISHARES TR PFD AND INCM SEC 464288687 212 5,513 SH   SOLE   5,513 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 212 3,246 SH   SOLE   0 0 3,246
WEC ENERGY GROUP INC COM 92939U106 208 2,226 SH   SOLE   880 0 1,346
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 207 4,110 SH   SOLE   4,000 0 110
VANGUARD INDEX FDS SM CP VAL ETF 922908611 204 1,234 SH   SOLE   248 0 986
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 200 1,360 SH   SOLE   0 0 1,360
TORCHLIGHT ENERGY RES INC COM 89102U103 73 40,000 SH   SOLE   0 0 40,000