The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100   4,878 44,314 SH   SOLE   42,898 0 1,416
ABBVIE INC COM 00287Y109   2,515 16,232 SH   SOLE   15,850 0 382
ACCENTURE PLC IRELAND SHARES CLASS A SHS CLASS A G1151C101   2,581 7,356 SH   SOLE   7,039 0 317
AIR PRODUCTS & CHEMICALS INC COM 009158106   261 953 SH   SOLE   953 0 0
ALPHABET INC NON VOTING CAP STK CL C CAP STK CL C 02079K107   433 3,072 SH   SOLE   2,912 0 160
ALPHABET INC VOTING CAP STK CL A CAP STK CL A 02079K305   4,215 30,177 SH   SOLE   28,679 0 1,498
ALTRIA GROUP INC COM 02209S103   371 9,200 SH   SOLE   9,200 0 0
AMAZON COM INC COM 023135106   2,848 18,747 SH   SOLE   17,675 0 1,072
AMERICAN TOWER CORP REIT COM 03027X100   5,084 23,548 SH   SOLE   22,559 0 989
AMGEN INC COM 031162100   1,910 6,632 SH   SOLE   6,394 0 238
ANALOG DEVICES INC COM 032654105   2,034 10,241 SH   SOLE   9,929 0 312
APPLE INC COM 037833100   21,804 113,249 SH   SOLE   109,539 0 3,710
ARCH CAP GROUP LTD ORD G0450A105   812 10,939 SH   SOLE   10,428 0 511
ARES CAPITAL CORP COM 04010L103   1,222 61,011 SH   SOLE   59,634 0 1,377
ARK ETF TR ETF GENOMIC REVOLUTION MULTI SECTOR ETF GENOMIC REV ETF 00214Q302   529 16,109 SH   SOLE   15,214 0 895
AUTOMATIC DATA PROCESSING COM 053015103   304 1,303 SH   SOLE   1,303 0 0
BERKSHIRE HATHAWAY INC SERIES B NEW CL B New 084670702   1,864 5,227 SH   SOLE   5,227 0 0
BLACKROCK INC COM 09247X101   2,994 3,688 SH   SOLE   3,458 0 230
BLACKSTONE GROUP INC COM COM 09260D107   997 7,615 SH   SOLE   7,462 0 153
BOEING CO COM 097023105   332 1,273 SH   SOLE   755 0 518
BROADCOM INC COM 11135F101   413 370 SH   SOLE   331 0 39
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   259 3,000 SH   SOLE   3,000 0 0
CAPITAL GRP DIVIDEND ETF VALUE SHS CREATION UNIT SHS CREATION UNI 14020W106   208 6,955 SH   SOLE   6,955 0 0
CAPITAL GRP GLOBAL ETF GROWTH EQUITY SHS CREATION UNIT SHS CREATION UNI 14020X104   607 23,603 SH   SOLE   23,603 0 0
CAPITAL GRP GROWTH ETF SHS CREATION UNIT SHS CREATION UNI 14020G101   508 17,990 SH   SOLE   17,990 0 0
CAPITAL GRP INTL ETF FOCUS EQUITY SHS CREATION UNIT SHS CREATION UNI 14019W109   3,280 137,391 SH   SOLE   130,982 0 6,409
CHEVRON CORPORATION COM 166764100   1,822 12,216 SH   SOLE   11,882 0 334
CHOICE HOTELS INTL INC COM 169905106   325 2,868 SH   SOLE   2,868 0 0
CHUBB LTD COM H1467J104   2,741 12,128 SH   SOLE   11,519 0 609
CISCO SYSTEMS INC COM 17275R102   3,184 63,022 SH   SOLE   61,408 0 1,614
COMCAST CORP NEW CL A CL A 20030N101   1,763 40,198 SH   SOLE   39,019 0 1,179
COPART INC COM 217204106   258 5,272 SH   SOLE   5,272 0 0
COSTAR GROUP INC COM 22160N109   378 4,329 SH   SOLE   0 0 4,329
COSTCO WHSL CORP NEW COM COM 22160K105   606 918 SH   SOLE   918 0 0
CVS HEALTH CORPORATION COM 126650100   406 5,145 SH   SOLE   4,745 0 400
DANAHER CORP COM 235851102   789 3,410 SH   SOLE   3,410 0 0
DEERE & CO COM 244199105   565 1,413 SH   SOLE   1,235 0 178
DISNEY WALT COMPANY COM 254687106   2,305 25,530 SH   SOLE   24,893 0 637
DOMINION ENERGY INC COM 25746U109   236 5,016 SH   SOLE   4,813 0 203
DOW INC COM 260557103   329 5,990 SH   SOLE   5,197 0 793
ENERGY SELECT ETF SECTOR SPDR ENERGY 81369Y506   577 6,881 SH   SOLE   6,362 0 519
ENTERPRISE PRODUCTS PARTNERS COM 293792107   547 20,770 SH   SOLE   20,770 0 0
EXXON MOBIL CORP COM 30231G102   282 2,818 SH   SOLE   2,818 0 0
FASTENAL CO COM 311900104   543 8,376 SH   SOLE   8,376 0 0
FISKER INC CLASS A CL A COM STK 33813J106   32 18,052 SH   SOLE   18,052 0 0
GENL DYNAMICS CORP COM 369550108   1,431 5,512 SH   SOLE   5,282 0 230
GILEAD SCIENCES INC COM 375558103   281 3,463 SH   SOLE   2,988 0 475
HOME DEPOT INC COM 437076102   312 899 SH   SOLE   834 0 65
INDUSTRIAL SELECT ETF SECTOR SPDR SBI INT-INDS 81369Y704   1,016 8,913 SH   SOLE   8,590 0 323
INTEL CORP COM 458140100   672 13,378 SH   SOLE   12,418 0 960
INTERCONTINENTAL EXCH EXCHANGE COM 45866F104   1,956 15,226 SH   SOLE   14,541 0 685
INTERNATIONAL BUSINESS MACHINE CORP COM 459200101   2,009 12,281 SH   SOLE   11,800 0 481
ISHARES CORE ETF DIVIDEND GROWTH CORE DIV GRWTH 46434V621   3,343 62,119 SH   SOLE   60,023 0 2,096
ISHARES CORE S&P 500 ETF S&P 500 INDEX FD CORE S&P500 ETF 464287200   2,798 5,858 SH   SOLE   5,471 0 387
ISHARES CORE S&P MID ETF ETF CORE S&P MCP ETF 464287507   1,595 5,755 SH   SOLE   5,388 0 367
ISHARES EDGE MSCI ETF USA QUALITY FACTOR ETF MSCI USA QLT FCT 46432F339   449 3,052 SH   SOLE   3,052 0 0
ISHARES ETF EDGE MSCI MOMENTUM FACTOR ETF MSCI USA MMENTM 46432F396   320 2,038 SH   SOLE   2,038 0 0
ISHARES ETF LATIN AMERICA 40 LATN AMER 40 ETF 464287390   297 10,205 SH   SOLE   10,205 0 0
ISHARES ETF RUSSELL 2000 RUSSELL 2000 ETF 464287655   1,303 6,490 SH   SOLE   6,110 0 380
ISHARES ETF U.S. AEROSPACE & DEFENSE US AER DEF ETF 464288760   393 3,101 SH   SOLE   2,877 0 224
ISHARES INC ETF MSCI JAPAN ETF NEW MSCI JPN ETF NEW 46434G822   362 5,649 SH   SOLE   5,649 0 0
ISHARES S&P 500 ETF GROWTH S&P 500 GRWT ETF 464287309   467 6,216 SH   SOLE   6,216 0 0
ISHARES S&P MIDCAP ETF 400 GROWTH S&P MC 400GR ETF 464287606   458 5,778 SH   SOLE   5,778 0 0
ISHARES S&P500 VALUE ETF S&P 500 VAL ETF 464287408   449 2,581 SH   SOLE   2,581 0 0
JOHNSON & JOHNSON COM 478160104   2,865 18,280 SH   SOLE   17,398 0 882
JPMORGAN CHASE & CO COM 46625H100   7,472 43,925 SH   SOLE   42,645 0 1,280
JPMORGAN ETF ULTRA-SHORT INCOME ULTRA SHRT INC 46641Q837   896 17,838 SH   SOLE   17,838 0 0
KINDER MORGAN INC DEL COM 49456B101   182 10,314 SH   SOLE   9,114 0 1,200
LINDE PLC NEW SHS G54950103   2,655 6,464 SH   SOLE   6,263 0 201
LOWES COMPANIES INC COM 548661107   3,710 16,671 SH   SOLE   15,864 0 807
MASTERCARD INC CL A CL A 57636Q104   1,149 2,693 SH   SOLE   2,570 0 123
MCDONALDS CORP COM 580135101   859 2,898 SH   SOLE   2,737 0 161
MERCK & CO INC NEW COM 58933Y105   2,409 22,093 SH   SOLE   21,978 0 115
MICROSOFT CORP COM 594918104   14,030 37,310 SH   SOLE   36,479 0 831
NEXTERA ENERGY INC COM 65339F101   2,182 35,929 SH   SOLE   34,890 0 1,039
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106   380 12,487 SH   SOLE   12,258 0 229
NIKE INC CLASS B CL B 654106103   244 2,246 SH   SOLE   2,016 0 230
NVIDIA CORP COM 67066G104   14,646 29,575 SH   SOLE   29,297 0 278
O'REILLY AUTOMOTIVE INC COM 67103H107   202 213 SH   SOLE   213 0 0
PEPSICO INCORPORATED COM 713448108   927 5,461 SH   SOLE   5,461 0 0
PHILIP MORRIS INTERNATIONAL INC COM 718172109   1,728 18,363 SH   SOLE   18,363 0 0
PROCTER & GAMBLE CO COM 742718109   2,854 19,473 SH   SOLE   18,133 0 1,340
PROLOGIS INC COM 74340W103   685 5,135 SH   SOLE   4,931 0 204
QUALCOMM INC COM 747525103   2,816 19,473 SH   SOLE   19,285 0 188
REALTY INCOME CORP REIT COM 756109104   495 8,619 SH   SOLE   8,426 0 193
RESMED INC COM 761152107   511 2,970 SH   SOLE   2,970 0 0
RTX CORP COM 75513E101   2,017 23,970 SH   SOLE   23,350 0 620
SECTOR SPDR TR ETF TECHNOLOGY SELECT SECTOR TECHNOLOGY 81369Y803   685 3,557 SH   SOLE   3,557 0 0
SELECT SECTOR SPDR ETF COMMUNICATION SVCS SELECT SECTOR SPDR FD COMMUNICATION 81369Y852   630 8,671 SH   SOLE   7,613 0 1,058
SELECT SECTOR SPDR F ETF CONSUMER DISCRETIONARY SBI CONS DISCR 81369Y407   495 2,769 SH   SOLE   2,769 0 0
SNOWFLAKE INC CL A CL A 833445109   977 4,908 SH   SOLE   4,729 0 179
SPDR METALS & MINING ETF S&P METALS MNG 78464A755   529 8,845 SH   SOLE   8,198 0 647
SPDR PORTFOLIO ETF S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508   648 13,902 SH   SOLE   12,913 0 989
SPDR S&P MIDCAP 400 ETF TRUST SERIES N UTSER1 S&PDCRP 78467Y107   214 422 SH   SOLE   422 0 0
STARBUCKS CORP COM 855244109   3,788 39,452 SH   SOLE   38,207 0 1,245
STATE STR CORP COM 857477103   251 3,243 SH   SOLE   3,243 0 0
STRYKER CORP COM 863667101   2,070 6,911 SH   SOLE   6,661 0 250
SYSCO CORPORATION COM 871829107   353 4,832 SH   SOLE   4,832 0 0
TEXAS INSTRUMENTS INC COM 882508104   851 4,995 SH   SOLE   4,801 0 194
TRACTOR SUPPLY COMPANY COM 892356106   642 2,985 SH   SOLE   2,873 0 112
UNION PACIFIC CORP COM 907818108   250 1,017 SH   SOLE   671 0 346
UNITED BANKSHARES INC W VA COM 909907107   438 11,654 SH   SOLE   11,654 0 0
UNITED PARCEL SERVICE-B CL B 911312106   1,336 8,498 SH   SOLE   8,058 0 440
UNITEDHEALTH GROUP INC COM 91324P102   3,000 5,697 SH   SOLE   5,541 0 156
VANGUARD DIVIDEND ETF APPRECIATION DIV APP ETF 921908844   707 4,147 SH   SOLE   4,147 0 0
VANGUARD FTSE ETF DEVELOPED MARKETS ETF VAN FTSE DEV MKT 921943858   215 4,484 SH   SOLE   4,484 0 0
VANGUARD GROWTH ETF GROWTH ETF 922908736   701 2,254 SH   SOLE   2,254 0 0
VANGUARD HEALTH CARE ETF HEALTH CAR ETF 92204A504   742 2,961 SH   SOLE   2,961 0 0
VANGUARD INDEX FDS ETF S&P 500 ETF SHS NEW S&P 500 ETF SHS 922908363   245 560 SH   SOLE   560 0 0
VANGUARD INTERNATINL ETF HIGH DIVIDEND YIELD INTL HIGH ETF 921946794   205 3,081 SH   SOLE   3,081 0 0
VANGUARD INTL EQUITY ETF INDEX FDS FTSE EMERGING MKTS ETF FTSE EMR MKT ETF 922042858   2,010 48,901 SH   SOLE   46,768 0 2,133
VANGUARD MID CAP ETF MID CAP ETF 922908629   2,402 10,326 SH   SOLE   9,913 0 413
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751   246 1,154 SH   SOLE   1,079 0 75
VANGUARD TOTAL STOCK ETF MARKET ETF TOTAL STK MKT 922908769   3,004 12,665 SH   SOLE   12,665 0 0
VANGUARD VALUE ETF VALUE ETF 922908744   750 5,020 SH   SOLE   5,020 0 0
VERIZON COMMUNICATIONS COM COM 92343V104   790 20,962 SH   SOLE   10,962 0 10,000
VISA INC CLASS A COM CL A 92826C839   424 1,629 SH   SOLE   1,504 0 125
WALMART INC COM 931142103   339 2,147 SH   SOLE   2,147 0 0
WELLS FARGO & CO NEW COM 949746101   312 6,338 SH   SOLE   6,338 0 0
WHITE MOUNTAIN INS GRP COM G9618E107   449 298 SH   SOLE   298 0 0
WILLIAMS COMPANIES INC COM 969457100   244 6,997 SH   SOLE   6,195 0 802
WORLD GOLD TR SPDR ETF GOLD MINISHARES TR NEW SPDR GLD MINIS 98149E303   1,043 25,502 SH   SOLE   23,973 0 1,529
XYLEM INC COM 98419M100   1,300 11,368 SH   SOLE   10,883 0 485