The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   6,581,110 72,304 SH   SOLE 0 0 0 72,304
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   1,454,010 18,759 SH   SOLE 0 0 0 18,759
ALPHABET INC CAP STK CL A 02079K305   2,037,518 14,586 SH   SOLE 0 0 0 14,586
AMAZON COM INC COM 023135106   288,686 1,900 SH   SOLE 0 0 0 1,900
AMERICAN EXPRESS CO COM 025816109   683,791 3,650 SH   SOLE 0 0 0 3,650
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   583,519 9,030 SH   SOLE 0 0 0 9,030
APPLE INC COM 037833100   7,486,117 38,883 SH   SOLE 0 0 0 38,883
AT&T INC COM 00206R102   1,112,514 66,300 SH   SOLE 0 0 0 66,300
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   27,052,708 75,850 SH   SOLE 0 0 0 75,850
CHEVRON CORP NEW COM 166764100   1,318,937 8,842 SH   SOLE 0 0 0 8,842
CITIGROUP INC COM NEW 172967424   739,193 14,370 SH   SOLE 0 0 0 14,370
EXXON MOBIL CORP COM 30231G102   1,415,861 14,161 SH   SOLE 0 0 0 14,161
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   4,705,870 209,709 SH   SOLE 0 0 0 209,709
FIRST TR EXCHANGE-TRADED FD FT CBOE VEST S&P 33739Q705   11,949,966 231,230 SH   SOLE 0 0 0 231,230
INNOVATOR ETFS TR S&P INVT GRD PFD 45783Y822   3,225,549 173,182 SH   SOLE 0 0 0 173,182
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   334,695 7,062 SH   SOLE 0 0 0 7,062
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   664,518 34,431 SH   SOLE 0 0 0 34,431
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   3,363,989 161,072 SH   SOLE 0 0 0 161,072
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   3,689,346 180,364 SH   SOLE 0 0 0 180,364
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   1,030,832 29,285 SH   SOLE 0 0 0 29,285
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   3,353,705 89,456 SH   SOLE 0 0 0 89,456
INVESCO QQQ TR UNIT SER 1 46090E103   249,807 610 SH   SOLE 0 0 0 610
ISHARES TR EAFE SML CP ETF 464288273   5,435,563 87,812 SH   SOLE 0 0 0 87,812
JPMORGAN CHASE & CO COM 46625H100   418,446 2,460 SH   SOLE 0 0 0 2,460
NETFLIX INC COM 64110L106   243,440 500 SH   SOLE 0 0 0 500
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,269,148 26,195 SH   SOLE 0 0 0 26,195
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   821,062 10,785 SH   SOLE 0 0 0 10,785
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   598,163 17,159 SH   SOLE 0 0 0 17,159
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   1,597,346 28,859 SH   SOLE 0 0 0 28,859
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   635,944 23,432 SH   SOLE 0 0 0 23,432
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   1,810,087 53,664 SH   SOLE 0 0 0 53,664
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   1,375,192 22,202 SH   SOLE 0 0 0 22,202
SELECT SECTOR SPDR TR ENERGY 81369Y506   4,806,214 57,326 SH   SOLE 0 0 0 57,326
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,511,182 40,191 SH   SOLE 0 0 0 40,191
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,267,360 20,012 SH   SOLE 0 0 0 20,012
SPDR S&P 500 ETF TR TR UNIT 78462F103   27,466,131 57,786 SH   SOLE 0 0 0 57,786
UNITED AIRLS HLDGS INC COM 910047109   236,997 5,744 SH   SOLE 0 0 0 5,744
UNITED PARCEL SERVICE INC CL B 911312106   754,704 4,800 SH   SOLE 0 0 0 4,800
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,958,722 56,120 SH   SOLE 0 0 0 56,120
VANGUARD INDEX FDS SMALL CP ETF 922908751   12,564,939 58,899 SH   SOLE 0 0 0 58,899
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   4,858,114 114,067 SH   SOLE 0 0 0 114,067
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   5,126,096 124,723 SH   SOLE 0 0 0 124,723
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   15,964,130 333,280 SH   SOLE 0 0 0 333,280
VANGUARD WORLD FDS UTILITIES ETF 92204A876   4,676,417 34,117 SH   SOLE 0 0 0 34,117
VERIZON COMMUNICATIONS INC COM 92343V104   1,007,382 26,721 SH   SOLE 0 0 0 26,721