The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   215,070 1,596 SH   SOLE   0 0 1,596
ALPHABET INC CAP STK CL C 02079K107   663,049 5,481 SH   SOLE   0 0 5,481
ALPHABET INC CAP STK CL A 02079K305   716,045 5,982 SH   SOLE   0 0 5,982
AMAZON COM INC COM 023135106   1,125,261 8,632 SH   SOLE   200 0 8,432
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   17,462,330 303,376 SH   SOLE   14,703 0 288,673
AMERICAN CENTY ETF TR US SML CP VALU 025072877   22,862,339 294,580 SH   SOLE   12,834 0 281,745
APPLE INC COM 037833100   50,189,196 258,747 SH   SOLE   9 0 258,738
BANK AMERICA CORP COM 060505104   1,274,003 44,406 SH   SOLE   0 0 44,406
BANK NEW YORK MELLON CORP COM 064058100   1,563,854 35,127 SH   SOLE   0 0 35,127
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   547,856 1,607 SH   SOLE   0 0 1,607
BOEING CO COM 097023105   283,930 1,345 SH   SOLE   0 0 1,345
CHEVRON CORP NEW COM 166764100   376,963 2,396 SH   SOLE   0 0 2,396
CINTAS CORP COM 172908105   616,379 1,240 SH   SOLE   0 0 1,240
CISCO SYS INC COM 17275R102   213,487 4,126 SH   SOLE   0 0 4,126
COLGATE PALMOLIVE CO COM 194162103   256,697 3,332 SH   SOLE   0 0 3,332
COSTCO WHSL CORP NEW COM 22160K105   492,995 916 SH   SOLE   0 0 916
CVS HEALTH CORP COM 126650100   205,731 2,976 SH   SOLE   0 0 2,976
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   799,963 24,352 SH   SOLE   0 0 24,352
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   25,490,409 1,086,548 SH   SOLE   51,911 0 1,034,637
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   719,830 15,517 SH   SOLE   0 0 15,517
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   621,888 18,026 SH   SOLE   0 0 18,026
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   483,659 20,749 SH   SOLE   0 0 20,749
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   1,262,033 26,205 SH   SOLE   0 0 26,205
ENOVIX CORPORATION COM 293594107   248,952 13,800 SH   SOLE   0 0 13,800
EXXON MOBIL CORP COM 30231G102   236,915 2,209 SH   SOLE   0 0 2,209
HOME DEPOT INC COM 437076102   330,402 1,064 SH   SOLE   0 0 1,064
INTEL CORP COM 458140100   235,124 7,031 SH   SOLE   0 0 7,031
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   289,114 4,603 SH   SOLE   0 0 4,603
INVESCO QQQ TR UNIT SER 1 46090E103   748,076 2,025 SH   SOLE   2 0 2,023
ISHARES INC ESG AWR MSCI EM 46434G863   348,531 11,019 SH   SOLE   183 0 10,836
ISHARES INC EM MKT SM-CP ETF 464286475   1,258,849 23,495 SH   SOLE   0 0 23,495
ISHARES INC MSCI BIC ETF 464286657   236,185 6,906 SH   SOLE   0 0 6,906
ISHARES INC CORE MSCI EMKT 46434G103   2,233,702 45,318 SH   SOLE   2,504 0 42,814
ISHARES TR EAFE VALUE ETF 464288877   988,735 20,203 SH   SOLE   1,429 0 18,774
ISHARES TR RUS MD CP GR ETF 464287481   17,910,644 185,353 SH   SOLE   7,836 0 177,516
ISHARES TR S&P 500 VAL ETF 464287408   2,271,925 14,095 SH   SOLE   672 0 13,423
ISHARES TR RUS 1000 GRW ETF 464287614   412,220 1,498 SH   SOLE   310 0 1,188
ISHARES TR CORE S&P MCP ETF 464287507   366,856 1,403 SH   SOLE   0 0 1,403
ISHARES TR CORE S&P500 ETF 464287200   354,487 795 SH   SOLE   0 0 795
ISHARES TR S&P SML 600 GWT 464287887   17,408,288 151,469 SH   SOLE   7,699 0 143,770
ISHARES TR ESG AW MSCI EAFE 46435G516   253,723 3,479 SH   SOLE   66 0 3,413
ISHARES TR EAFE SML CP ETF 464288273   15,348,040 260,224 SH   SOLE   13,540 0 246,685
ISHARES TR ESG AWR US AGRGT 46435U549   407,879 8,647 SH   SOLE   37 0 8,610
ISHARES TR RUS 2000 VAL ETF 464287630   1,099,127 7,806 SH   SOLE   2,523 0 5,283
ISHARES TR 1 3 YR TREAS BD 464287457   1,040,500 12,833 SH   SOLE   0 0 12,833
ISHARES TR RUS 2000 GRW ETF 464287648   249,697 1,029 SH   SOLE   92 0 937
ISHARES TR PFD AND INCM SEC 464288687   9,062,947 293,015 SH   SOLE   16,291 0 276,723
ISHARES TR ISHS 5-10YR INVT 464288638   378,466 7,484 SH   SOLE   0 0 7,484
ISHARES TR CALIF MUN BD ETF 464288356   378,604 6,648 SH   SOLE   0 0 6,648
ISHARES TR CORE S&P TTL STK 464287150   488,826 4,996 SH   SOLE   0 0 4,996
ISHARES TR CORE INTL AGGR 46435G672   460,073 9,334 SH   SOLE   0 0 9,334
ISHARES TR RUS MDCP VAL ETF 464287473   1,028,957 9,368 SH   SOLE   2,725 0 6,643
ISHARES TR USD GRN BOND ETF 46435U440   415,568 8,930 SH   SOLE   37 0 8,893
ISHARES TR MRGSTR MD CP GRW 464288307   488,678 8,019 SH   SOLE   2,604 0 5,415
ISHARES TR CORE US AGGBD ET 464287226   229,203 2,340 SH   SOLE   0 0 2,340
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   316,471 6,791 SH   SOLE   0 0 6,791
JOHNSON & JOHNSON COM 478160104   380,696 2,300 SH   SOLE   0 0 2,300
JPMORGAN CHASE & CO COM 46625H100   1,824,690 12,546 SH   SOLE   0 0 12,546
META PLATFORMS INC CL A 30303M102   902,150 3,144 SH   SOLE   10 0 3,134
MICROSOFT CORP COM 594918104   1,669,054 4,901 SH   SOLE   0 0 4,901
NETFLIX INC COM 64110L106   231,433 525 SH   SOLE   0 0 525
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508   273,663 9,236 SH   SOLE   168 0 9,068
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   461,723 7,422 SH   SOLE   146 0 7,276
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   471,760 13,615 SH   SOLE   265 0 13,350
NVIDIA CORPORATION COM 67066G104   339,229 802 SH   SOLE   0 0 802
PAYPAL HLDGS INC COM 70450Y103   224,179 3,360 SH   SOLE   0 0 3,360
PROCTER AND GAMBLE CO COM 742718109   329,579 2,172 SH   SOLE   0 0 2,172
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   1,568,877 46,458 SH   SOLE   292 0 46,166
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   644,075 26,150 SH   SOLE   0 0 26,150
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   598,935 17,767 SH   SOLE   0 0 17,767
SELECT SECTOR SPDR TR ENERGY 81369Y506   10,052,595 123,846 SH   SOLE   4,734 0 119,112
SENSEONICS HLDGS INC COM 81727U105   29,550 38,724 SH   SOLE   0 0 38,724
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   222,612 4,239 SH   SOLE   1,950 0 2,289
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,328,221 2,996 SH   SOLE   1 0 2,995
SPDR SER TR ICE PFD SEC ETF 78464A292   365,928 10,933 SH   SOLE   213 0 10,720
SPDR SER TR PORTFOLIO SH TSR 78468R101   200,925 6,979 SH   SOLE   0 0 6,979
SPDR SER TR S&P 600 SMCP GRW 78464A201   368,362 4,786 SH   SOLE   0 0 4,786
SPDR SER TR PORTFOLIO S&P400 78464A847   506,855 11,045 SH   SOLE   0 0 11,045
SPDR SER TR PORTFOLI S&P1500 78464A805   354,573 6,513 SH   SOLE   0 0 6,513
SPDR SER TR PORTFOLIO AGRGTE 78464A649   261,539 10,309 SH   SOLE   0 0 10,309
SPDR SER TR DJ REIT ETF 78464A607   1,304,322 14,422 SH   SOLE   755 0 13,667
TESLA INC COM 88160R101   1,891,295 7,225 SH   SOLE   0 0 7,225
UNITED PARCEL SERVICE INC CL B 911312106   247,544 1,381 SH   SOLE   0 0 1,381
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   14,556,902 200,260 SH   SOLE   15,249 0 185,011
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   15,254,328 312,077 SH   SOLE   23,100 0 288,978
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,151,390 5,596 SH   SOLE   46 0 5,550
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,128,355 24,960 SH   SOLE   159 0 24,801
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,296,668 5,644 SH   SOLE   86 0 5,558
VANGUARD INDEX FDS MID CAP ETF 922908629   209,152 950 SH   SOLE   0 0 950
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   17,577,447 210,357 SH   SOLE   9,829 0 200,528
VANGUARD INDEX FDS VALUE ETF 922908744   43,723,720 307,697 SH   SOLE   15,239 0 292,458
VANGUARD INDEX FDS TOTAL STK MKT 922908769   981,143 4,454 SH   SOLE   3 0 4,451
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   26,079,301 188,461 SH   SOLE   7,305 0 181,157
VANGUARD INDEX FDS GROWTH ETF 922908736   36,883,652 130,349 SH   SOLE   6,844 0 123,506
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,712,165 49,847 SH   SOLE   4,992 0 44,855
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,111,627 76,490 SH   SOLE   3,805 0 72,685
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   20,035,117 181,346 SH   SOLE   8,465 0 172,881
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   628,453 12,514 SH   SOLE   0 0 12,514
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   233,467 3,980 SH   SOLE   0 0 3,980
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   9,757,519 169,020 SH   SOLE   16,975 0 152,044
VANGUARD STAR FDS VG TL INTL STK F 921909768   275,173 4,907 SH   SOLE   0 0 4,907
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,563,388 55,509 SH   SOLE   72 0 55,437
VANGUARD WORLD FD MEGA GRWTH IND 921910816   4,419,107 18,779 SH   SOLE   0 0 18,779
VISA INC COM CL A 92826C839   286,261 1,205 SH   SOLE   0 0 1,205
WALMART INC COM 931142103   254,005 1,616 SH   SOLE   0 0 1,616
WISDOMTREE TR INTL EQUITY FD 97717W703   9,812,068 196,124 SH   SOLE   8,630 0 187,494