The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   232,075 1,456 SH   SOLE   0 0 1,456
ALPHABET INC CAP STK CL C 02079K107   463,976 4,461 SH   SOLE   0 0 4,461
ALPHABET INC CAP STK CL A 02079K305   595,721 5,743 SH   SOLE   0 0 5,743
AMAZON COM INC COM 023135106   794,192 7,689 SH   SOLE   200 0 7,489
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   16,366,565 279,866 SH   SOLE   15,225 0 264,641
AMERICAN CENTY ETF TR US SML CP VALU 025072877   18,791,990 253,740 SH   SOLE   12,986 0 240,754
APPLE INC COM 037833100   42,292,119 256,471 SH   SOLE   0 0 256,471
BANK AMERICA CORP COM 060505104   1,245,697 43,556 SH   SOLE   0 0 43,556
BANK NEW YORK MELLON CORP COM 064058100   1,595,308 35,108 SH   SOLE   0 0 35,108
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   390,594 1,265 SH   SOLE   0 0 1,265
BLUE APRON HLDGS INC CL A NEW 09523Q200   27,439 40,500 SH   SOLE   0 0 40,500
BOEING CO COM 097023105   263,655 1,241 SH   SOLE   0 0 1,241
CELSIUS HLDGS INC COM NEW 15118V207   613,404 6,600 SH   SOLE   0 0 6,600
CHEVRON CORP NEW COM 166764100   310,207 1,901 SH   SOLE   0 0 1,901
CINTAS CORP COM 172908105   590,842 1,277 SH   SOLE   0 0 1,277
COLGATE PALMOLIVE CO COM 194162103   249,273 3,317 SH   SOLE   0 0 3,317
COSTCO WHSL CORP NEW COM 22160K105   451,305 908 SH   SOLE   0 0 908
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   784,865 24,352 SH   SOLE   0 0 24,352
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   22,907,012 995,092 SH   SOLE   51,472 0 943,620
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   478,472 20,749 SH   SOLE   0 0 20,749
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   690,385 15,514 SH   SOLE   0 0 15,514
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   603,464 18,025 SH   SOLE   0 0 18,025
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   1,164,288 26,205 SH   SOLE   0 0 26,205
EXXON MOBIL CORP COM 30231G102   214,671 1,958 SH   SOLE   0 0 1,958
HOME DEPOT INC COM 437076102   295,006 1,000 SH   SOLE   0 0 1,000
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   287,290 4,604 SH   SOLE   0 0 4,604
INVESCO QQQ TR UNIT SER 1 46090E103   599,283 1,867 SH   SOLE   2 0 1,865
ISHARES INC CORE MSCI EMKT 46434G103   2,310,953 47,365 SH   SOLE   2,504 0 44,861
ISHARES INC EM MKT SM-CP ETF 464286475   1,244,990 24,713 SH   SOLE   0 0 24,713
ISHARES INC MSCI BIC ETF 464286657   239,776 6,906 SH   SOLE   0 0 6,906
ISHARES INC ESG AWR MSCI EM 46434G863   261,032 8,292 SH   SOLE   183 0 8,109
ISHARES TR CORE S&P500 ETF 464287200   245,960 598 SH   SOLE   0 0 598
ISHARES TR EAFE VALUE ETF 464288877   1,040,677 21,444 SH   SOLE   1,429 0 20,015
ISHARES TR RUS MD CP GR ETF 464287481   15,964,776 175,341 SH   SOLE   8,197 0 167,144
ISHARES TR S&P SML 600 GWT 464287887   15,272,122 138,913 SH   SOLE   7,604 0 131,310
ISHARES TR EAFE SML CP ETF 464288273   14,470,432 243,160 SH   SOLE   13,940 0 229,220
ISHARES TR 1 3 YR TREAS BD 464287457   1,190,170 14,486 SH   SOLE   0 0 14,486
ISHARES TR PFD AND INCM SEC 464288687   7,950,967 254,675 SH   SOLE   16,025 0 238,650
ISHARES TR RUS 2000 VAL ETF 464287630   1,199,788 8,756 SH   SOLE   1,927 0 6,829
ISHARES TR ESG AWR US AGRGT 46435U549   239,723 4,988 SH   SOLE   37 0 4,951
ISHARES TR RUS 2000 GRW ETF 464287648   233,398 1,029 SH   SOLE   92 0 937
ISHARES TR S&P 500 VAL ETF 464287408   2,164,204 14,261 SH   SOLE   672 0 13,589
ISHARES TR CORE S&P MCP ETF 464287507   350,974 1,403 SH   SOLE   0 0 1,403
ISHARES TR RUS 1000 GRW ETF 464287614   354,279 1,450 SH   SOLE   311 0 1,139
ISHARES TR MRGSTR MD CP GRW 464288307   461,574 8,019 SH   SOLE   2,604 0 5,415
ISHARES TR CORE US AGGBD ET 464287226   219,009 2,198 SH   SOLE   0 0 2,198
ISHARES TR USD GRN BOND ETF 46435U440   242,658 5,153 SH   SOLE   37 0 5,116
ISHARES TR ISHS 5-10YR INVT 464288638   419,676 8,184 SH   SOLE   0 0 8,184
ISHARES TR CORE INTL AGGR 46435G672   498,507 10,184 SH   SOLE   0 0 10,184
ISHARES TR RUS MDCP VAL ETF 464287473   901,401 8,488 SH   SOLE   1,891 0 6,597
ISHARES TR CORE S&P TTL STK 464287150   385,759 4,260 SH   SOLE   0 0 4,260
ISHARES TR CALIF MUN BD ETF 464288356   422,783 7,363 SH   SOLE   0 0 7,363
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   425,737 8,989 SH   SOLE   0 0 8,989
JOHNSON & JOHNSON COM 478160104   252,805 1,631 SH   SOLE   0 0 1,631
JPMORGAN CHASE & CO COM 46625H100   1,577,663 12,107 SH   SOLE   0 0 12,107
META PLATFORMS INC CL A 30303M102   624,163 2,945 SH   SOLE   10 0 2,935
MICROSOFT CORP COM 594918104   1,225,576 4,251 SH   SOLE   0 0 4,251
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   328,587 5,895 SH   SOLE   146 0 5,749
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   322,370 9,462 SH   SOLE   265 0 9,197
OFFERPAD SOLUTIONS INC COM CL A 67623L109   11,541 21,900 SH   SOLE   0 0 21,900
PAYPAL HLDGS INC COM 70450Y103   243,995 3,213 SH   SOLE   0 0 3,213
PROCTER AND GAMBLE CO COM 742718109   307,937 2,071 SH   SOLE   0 0 2,071
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   1,612,676 47,840 SH   SOLE   292 0 47,548
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   641,223 26,151 SH   SOLE   0 0 26,151
SELECT SECTOR SPDR TR ENERGY 81369Y506   9,249,145 111,664 SH   SOLE   5,192 0 106,472
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   573,513 17,839 SH   SOLE   0 0 17,839
SENSEONICS HLDGS INC COM 81727U105   27,494 38,724 SH   SOLE   0 0 38,724
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   222,527 4,393 SH   SOLE   1,998 0 2,395
SPDR S&P 500 ETF TR TR UNIT 78462F103   798,720 1,951 SH   SOLE   1 0 1,950
SPDR SER TR ICE PFD SEC ETF 78464A292   355,595 10,471 SH   SOLE   337 0 10,134
SPDR SER TR PORTFOLIO SH TSR 78468R101   207,036 7,083 SH   SOLE   0 0 7,083
SPDR SER TR S&P 600 SMCP GRW 78464A201   352,998 4,786 SH   SOLE   0 0 4,786
SPDR SER TR PORTFOLIO S&P400 78464A847   505,002 11,493 SH   SOLE   0 0 11,493
SPDR SER TR PORTFOLIO AGRGTE 78464A649   265,869 10,309 SH   SOLE   0 0 10,309
SPDR SER TR PORTFOLI S&P1500 78464A805   279,790 5,548 SH   SOLE   0 0 5,548
SPDR SER TR S&P BK ETF 78464A797   395,426 10,667 SH   SOLE   0 0 10,667
SPDR SER TR DJ REIT ETF 78464A607   1,354,991 15,262 SH   SOLE   0 0 15,262
TESLA INC COM 88160R101   1,282,730 6,183 SH   SOLE   0 0 6,183
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   13,274,668 179,800 SH   SOLE   15,902 0 163,899
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   13,632,779 278,675 SH   SOLE   23,925 0 254,750
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,082,881 25,717 SH   SOLE   299 0 25,418
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,087,689 5,581 SH   SOLE   46 0 5,535
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   15,655,922 188,535 SH   SOLE   10,504 0 178,031
VANGUARD INDEX FDS TOTAL STK MKT 922908769   366,961 1,798 SH   SOLE   3 0 1,795
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,266,375 5,852 SH   SOLE   86 0 5,766
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   23,394,312 174,493 SH   SOLE   7,859 0 166,634
VANGUARD INDEX FDS VALUE ETF 922908744   40,348,934 292,151 SH   SOLE   15,781 0 276,370
VANGUARD INDEX FDS GROWTH ETF 922908736   32,312,798 129,541 SH   SOLE   7,557 0 121,984
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   18,620,199 170,452 SH   SOLE   8,671 0 161,781
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,249,573 80,435 SH   SOLE   4,229 0 76,206
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,841,636 53,144 SH   SOLE   5,201 0 47,943
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   238,521 3,978 SH   SOLE   0 0 3,978
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   8,815,534 150,590 SH   SOLE   17,434 0 133,156
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,666,132 59,024 SH   SOLE   72 0 58,952
VANGUARD WORLD FD MEGA GRWTH IND 921910816   4,073,534 19,919 SH   SOLE   1 0 19,918
VISA INC COM CL A 92826C839   221,872 984 SH   SOLE   0 0 984
WALMART INC COM 931142103   236,989 1,607 SH   SOLE   0 0 1,607
WISDOMTREE TR INTL EQUITY FD 97717W703   9,322,956 187,471 SH   SOLE   9,288 0 178,184