The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 376 3,908 SH   SOLE   3,908 0 0
ALPHABET INC CAP STK CL A 02079K305 572 5,984 SH   SOLE   5,984 0 0
AMAZON COM INC COM 023135106 852 7,542 SH   SOLE   7,542 0 0
APPLE INC COM 037833100 35,133 254,216 SH   SOLE   254,216 0 0
BALLARD PWR SYS INC NEW COM 058586108 215 35,103 SH   SOLE   35,103 0 0
BANK NEW YORK MELLON CORP COM 064058100 1,314 34,108 SH   SOLE   34,108 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 338 1,265 SH   SOLE   1,265 0 0
BK OF AMERICA CORP COM 060505104 1,216 40,258 SH   SOLE   40,258 0 0
BLUE APRON HLDGS INC CL A NEW 09523Q200 238 41,200 SH   SOLE   41,200 0 0
CARNIVAL CORP COMMON STOCK 143658300 140 19,960 SH   SOLE   19,960 0 0
CHEVRON CORP NEW COM 166764100 284 1,973 SH   SOLE   1,973 0 0
COLGATE PALMOLIVE CO COM 194162103 272 3,875 SH   SOLE   3,875 0 0
COSTCO WHSL CORP NEW COM 22160K105 456 966 SH   SOLE   966 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 1,032 26,591 SH   SOLE   26,591 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 631 24,505 SH   SOLE   24,505 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 527 17,803 SH   SOLE   17,803 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 604 15,509 SH   SOLE   15,509 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 392 20,749 SH   SOLE   20,749 0 0
ENOVIX CORPORATION COM 293594107 295 16,100 SH   SOLE   16,100 0 0
HOME DEPOT INC COM 437076102 280 1,016 SH   SOLE   1,016 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 266 4,604 SH   SOLE   4,604 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 377 1,409 SH   SOLE   1,409 0 0
ISHARES INC MSCI BIC ETF 464286657 222 6,961 SH   SOLE   6,961 0 0
ISHARES INC CORE MSCI EMKT 46434G103 393 9,140 SH   SOLE   9,140 0 0
ISHARES INC EM MKT SM-CP ETF 464286475 370 8,147 SH   SOLE   8,147 0 0
ISHARES TR EAFE SML CP ETF 464288273 10,238 209,886 SH   SOLE   209,886 0 0
ISHARES TR TIPS BD ETF 464287176 310 2,956 SH   SOLE   2,956 0 0
ISHARES TR CALIF MUN BD ETF 464288356 408 7,528 SH   SOLE   7,528 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,381 17,002 SH   SOLE   17,002 0 0
ISHARES TR PFD AND INCM SEC 464288687 8,827 278,716 SH   SOLE   278,716 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,071 8,307 SH   SOLE   8,307 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 381 1,845 SH   SOLE   1,845 0 0
ISHARES TR EAFE VALUE ETF 464288877 411 10,663 SH   SOLE   10,663 0 0
ISHARES TR CORE S&P MCP ETF 464287507 303 1,381 SH   SOLE   1,381 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 447 2,124 SH   SOLE   2,124 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,867 14,528 SH   SOLE   14,528 0 0
ISHARES TR CORE US AGGBD ET 464287226 2,038 21,154 SH   SOLE   21,154 0 0
ISHARES TR MRGSTR MD CP GRW 464288307 404 8,019 SH   SOLE   8,019 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 385 7,969 SH   SOLE   7,969 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 788 8,201 SH   SOLE   8,201 0 0
ISHARES TR CORE INTL AGGR 46435G672 507 10,499 SH   SOLE   10,499 0 0
ISHARES TR CORE S&P TTL STK 464287150 345 4,343 SH   SOLE   4,343 0 0
ISHARES TR RUS MD CP GR ETF 464287481 11,432 145,759 SH   SOLE   145,759 0 0
ISHARES TR S&P SML 600 GWT 464287887 11,609 114,182 SH   SOLE   114,182 0 0
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 412 9,273 SH   SOLE   9,273 0 0
JOHNSON & JOHNSON COM 478160104 286 1,752 SH   SOLE   1,752 0 0
JPMORGAN CHASE & CO COM 46625H100 1,272 12,177 SH   SOLE   12,177 0 0
LEGGETT & PLATT INC COM 524660107 219 6,605 SH   SOLE   6,605 0 0
META PLATFORMS INC CL A 30303M102 365 2,687 SH   SOLE   2,687 0 0
MICROSOFT CORP COM 594918104 999 4,287 SH   SOLE   4,287 0 0
OFFERPAD SOLUTIONS INC COM CL A 67623L109 26 21,900 SH   SOLE   21,900 0 0
PAYPAL HLDGS INC COM 70450Y103 292 3,389 SH   SOLE   3,389 0 0
PROCTER AND GAMBLE CO COM 742718109 265 2,098 SH   SOLE   2,098 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 746 26,873 SH   SOLE   26,873 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 605 27,015 SH   SOLE   27,015 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 7,454 103,502 SH   SOLE   103,502 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 551 18,140 SH   SOLE   18,140 0 0
SENSEONICS HLDGS INC COM 81727U105 51 38,724 SH   SOLE   38,724 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 229 5,032 SH   SOLE   5,032 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,031 2,886 SH   SOLE   2,886 0 0
SPDR SER TR ICE PFD SEC ETF 78464A292 416 11,926 SH   SOLE   11,926 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 208 7,181 SH   SOLE   7,181 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201 326 4,786 SH   SOLE   4,786 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 447 11,588 SH   SOLE   11,588 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 345 13,820 SH   SOLE   13,820 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 221 5,010 SH   SOLE   5,010 0 0
SPDR SER TR DJ REIT ETF 78464A607 408 4,846 SH   SOLE   4,846 0 0
TESLA INC COM 88160R101 1,072 4,043 SH   SOLE   4,043 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 287 3,831 SH   SOLE   3,831 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 8,666 121,496 SH   SOLE   121,496 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 9,111 190,887 SH   SOLE   190,887 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 17,597 122,709 SH   SOLE   122,709 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 631 3,702 SH   SOLE   3,702 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 23,219 108,525 SH   SOLE   108,525 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 29,815 241,453 SH   SOLE   241,453 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 12,182 151,948 SH   SOLE   151,948 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 933 4,780 SH   SOLE   4,780 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 318 1,771 SH   SOLE   1,771 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 17,244 141,610 SH   SOLE   141,610 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 14,976 337,607 SH   SOLE   337,607 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 19,996 547,975 SH   SOLE   547,975 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 13,180 142,012 SH   SOLE   142,012 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 456 6,024 SH   SOLE   6,024 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 5,438 94,099 SH   SOLE   94,099 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 232 3,978 SH   SOLE   3,978 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 874 24,032 SH   SOLE   24,032 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,969 11,295 SH   SOLE   11,295 0 0
WISDOMTREE TR INTL EQUITY FD 97717W703 6,606 164,529 SH   SOLE   164,529 0 0