The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 608 210 SH   SOLE   210 0 0
ALPHABET INC CAP STK CL C 02079K107 544 188 SH   SOLE   188 0 0
AMAZON COM INC COM 023135106 1,380 414 SH   SOLE   414 0 0
APPLE INC COM 037833100 45,138 254,196 SH   SOLE   254,196 0 0
BANK NEW YORK MELLON CORP COM 064058100 2,387 41,099 SH   SOLE   41,099 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 387 1,294 SH   SOLE   1,294 0 0
BK OF AMERICA CORP COM 060505104 1,769 39,767 SH   SOLE   39,767 0 0
BOEING CO COM 097023105 1,375 6,831 SH   SOLE   6,831 0 0
CELSIUS HLDGS INC COM NEW 15118V207 791 10,608 SH   SOLE   10,608 0 0
CHEVRON CORP NEW COM 166764100 230 1,962 SH   SOLE   1,962 0 0
COLGATE PALMOLIVE CO COM 194162103 331 3,883 SH   SOLE   3,883 0 0
COSTCO WHSL CORP NEW COM 22160K105 284 501 SH   SOLE   501 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 1,786 34,540 SH   SOLE   34,540 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 709 14,911 SH   SOLE   14,911 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 789 24,025 SH   SOLE   24,025 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 523 20,049 SH   SOLE   20,049 0 0
HOME DEPOT INC COM 437076102 421 1,014 SH   SOLE   1,014 0 0
INTEL CORP COM 458140100 249 4,828 SH   SOLE   4,828 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 316 4,606 SH   SOLE   4,606 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 289 727 SH   SOLE   727 0 0
ISHARES INC MSCI BRIC INDX 464286657 316 7,056 SH   SOLE   7,056 0 0
ISHARES INC CORE MSCI EMKT 46434G103 532 8,885 SH   SOLE   8,885 0 0
ISHARES TR CORE S&P TTL STK 464287150 447 4,182 SH   SOLE   4,182 0 0
ISHARES TR CORE S&P500 ETF 464287200 225 472 SH   SOLE   472 0 0
ISHARES TR CORE US AGGBD ET 464287226 249 2,183 SH   SOLE   2,183 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,719 10,974 SH   SOLE   10,974 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 584 4,773 SH   SOLE   4,773 0 0
ISHARES TR RUS MD CP GR ETF 464287481 10,830 93,992 SH   SOLE   93,992 0 0
ISHARES TR CORE S&P MCP ETF 464287507 406 1,433 SH   SOLE   1,433 0 0
ISHARES TR EAFE VALUE ETF 464288877 232 4,608 SH   SOLE   4,608 0 0
ISHARES TR S&P SML 600 GWT 464287887 11,426 82,318 SH   SOLE   82,318 0 0
ISHARES TR EAFE SML CP ETF 464288273 9,659 132,152 SH   SOLE   132,152 0 0
ISHARES TR MRGSTR MD CP GRW 464288307 533 7,273 SH   SOLE   7,273 0 0
ISHARES TR CALIF MUN BD ETF 464288356 709 11,367 SH   SOLE   11,367 0 0
ISHARES TR PFD AND INCM SEC 464288687 9,200 233,318 SH   SOLE   233,318 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 722 4,349 SH   SOLE   4,349 0 0
JOHNSON & JOHNSON COM 478160104 250 1,463 SH   SOLE   1,463 0 0
JPMORGAN CHASE & CO COM 46625H100 2,037 12,861 SH   SOLE   12,861 0 0
LEGGETT & PLATT INC COM 524660107 257 6,249 SH   SOLE   6,249 0 0
META PLATFORMS INC CL A 30303M102 720 2,142 SH   SOLE   2,142 0 0
MICROSOFT CORP COM 594918104 1,435 4,267 SH   SOLE   4,267 0 0
NETFLIX INC COM 64110L106 234 389 SH   SOLE   389 0 0
NIKE INC CL B 654106103 204 1,222 SH   SOLE   1,222 0 0
PROCTER AND GAMBLE CO COM 742718109 267 1,632 SH   SOLE   1,632 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 316 7,280 SH   SOLE   7,280 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 865 21,132 SH   SOLE   21,132 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 836 28,218 SH   SOLE   28,218 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 243 3,020 SH   SOLE   3,020 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 674 17,250 SH   SOLE   17,250 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 6,759 121,789 SH   SOLE   121,789 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 378 6,381 SH   SOLE   6,381 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 632 1,330 SH   SOLE   1,330 0 0
SPDR SER TR DJ REIT ETF 78464A607 421 3,444 SH   SOLE   3,444 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 286 4,888 SH   SOLE   4,888 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201 531 5,723 SH   SOLE   5,723 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 607 12,210 SH   SOLE   12,210 0 0
TESLA INC COM 88160R101 1,277 1,208 SH   SOLE   1,208 0 0
UNITEDHEALTH GROUP INC COM 91324P102 210 418 SH   SOLE   418 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 8,093 95,498 SH   SOLE   95,498 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 8,666 157,112 SH   SOLE   157,112 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 28,003 190,356 SH   SOLE   190,356 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 16,479 109,621 SH   SOLE   109,621 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 25,547 79,611 SH   SOLE   79,611 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 207 814 SH   SOLE   814 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 16,673 93,223 SH   SOLE   93,223 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 838 2,974 SH   SOLE   2,974 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 13,336 114,957 SH   SOLE   114,957 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 278 1,152 SH   SOLE   1,152 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 238 936 SH   SOLE   936 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 13,359 217,996 SH   SOLE   217,996 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 18,455 373,123 SH   SOLE   373,123 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 12,883 96,174 SH   SOLE   96,174 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 5,714 93,942 SH   SOLE   93,942 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 264 3,978 SH   SOLE   3,978 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 963 18,855 SH   SOLE   18,855 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,421 5,450 SH   SOLE   5,450 0 0
VISA INC COM CL A 92826C839 225 1,039 SH   SOLE   1,039 0 0
WISDOMTREE TR INTL EQUITY FD 97717W703 6,456 119,386 SH   SOLE   119,386 0 0