The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 434 163 SH   SOLE   163 0 0
ALPHABET INC CAP STK CL A 02079K305 535 200 SH   SOLE   200 0 0
AMAZON COM INC COM 023135106 726 221 SH   SOLE   221 0 0
APPLE INC COM 037833100 35,555 251,272 SH   SOLE   251,272 0 0
BANK NEW YORK MELLON CORP COM 064058100 2,314 44,629 SH   SOLE   44,629 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 351 1,285 SH   SOLE   1,285 0 0
BK OF AMERICA CORP COM 060505104 1,639 38,601 SH   SOLE   38,601 0 0
BOEING CO COM 097023105 1,480 6,731 SH   SOLE   6,731 0 0
CHEVRON CORP NEW COM 166764100 207 2,042 SH   SOLE   2,042 0 0
COLGATE PALMOLIVE CO COM 194162103 290 3,840 SH   SOLE   3,840 0 0
COSTCO WHSL CORP NEW COM 22160K105 221 491 SH   SOLE   491 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 662 14,911 SH   SOLE   14,911 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V203 787 24,025 SH   SOLE   24,025 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V708 519 20,049 SH   SOLE   20,049 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 1,647 34,917 SH   SOLE   34,917 0 0
FACEBOOK INC CL A 30303M102 658 1,939 SH   SOLE   1,939 0 0
HOME DEPOT INC COM 437076102 300 913 SH   SOLE   913 0 0
INTEL CORP COM 458140100 259 4,860 SH   SOLE   4,860 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 280 4,606 SH   SOLE   4,606 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 256 715 SH   SOLE   715 0 0
ISHARES INC CORE MSCI EMKT 46434G103 241 3,906 SH   SOLE   3,906 0 0
ISHARES INC MSCI BRIC INDX 464286657 347 7,204 SH   SOLE   7,204 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,604 11,031 SH   SOLE   11,031 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 541 4,780 SH   SOLE   4,780 0 0
ISHARES TR RUS MD CP GR ETF 464287481 9,806 87,496 SH   SOLE   87,496 0 0
ISHARES TR CORE S&P TTL STK 464287150 411 4,175 SH   SOLE   4,175 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 672 4,191 SH   SOLE   4,191 0 0
ISHARES TR S&P SML 600 GWT 464287887 9,796 75,328 SH   SOLE   75,328 0 0
ISHARES TR CORE US AGGBD ET 464287226 263 2,287 SH   SOLE   2,287 0 0
ISHARES TR MRGSTR MD CP GRW 464288307 501 7,273 SH   SOLE   7,273 0 0
ISHARES TR CALIF MUN BD ETF 464288356 750 12,084 SH   SOLE   12,084 0 0
ISHARES TR PFD AND INCM SEC 464288687 4,690 120,849 SH   SOLE   120,849 0 0
ISHARES TR EAFE VALUE ETF 464288877 216 4,254 SH   SOLE   4,254 0 0
ISHARES TR CORE S&P MCP ETF 464287507 377 1,433 SH   SOLE   1,433 0 0
ISHARES TR EAFE SML CP ETF 464288273 8,947 120,237 SH   SOLE   120,237 0 0
JOHNSON & JOHNSON COM 478160104 255 1,579 SH   SOLE   1,579 0 0
JPMORGAN CHASE & CO COM 46625H100 2,850 17,413 SH   SOLE   17,413 0 0
LEGGETT & PLATT INC COM 524660107 280 6,249 SH   SOLE   6,249 0 0
MICROSOFT CORP COM 594918104 990 3,511 SH   SOLE   3,511 0 0
NETFLIX INC COM 64110L106 220 361 SH   SOLE   361 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 321 7,193 SH   SOLE   7,193 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 851 20,485 SH   SOLE   20,485 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 860 28,219 SH   SOLE   28,219 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 232 3,020 SH   SOLE   3,020 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 619 16,500 SH   SOLE   16,500 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 6,754 129,662 SH   SOLE   129,662 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 374 6,375 SH   SOLE   6,375 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 571 1,330 SH   SOLE   1,330 0 0
SPDR SER TR DJ REIT ETF 78464A607 363 3,444 SH   SOLE   3,444 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 564 12,210 SH   SOLE   12,210 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201 499 5,724 SH   SOLE   5,724 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 200 3,782 SH   SOLE   3,782 0 0
SUNDIAL GROWERS INC COM 86730L109 136 200,000 SH   SOLE   200,000 0 0
TESLA INC COM 88160R101 599 773 SH   SOLE   773 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 6,459 75,587 SH   SOLE   75,587 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 7,023 123,289 SH   SOLE   123,289 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 244 1,100 SH   SOLE   1,100 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 14,675 86,700 SH   SOLE   86,700 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 832 2,971 SH   SOLE   2,971 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 10,993 108,012 SH   SOLE   108,012 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 22,668 78,119 SH   SOLE   78,119 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 14,222 101,871 SH   SOLE   101,871 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 24,953 184,334 SH   SOLE   184,334 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 12,158 199,437 SH   SOLE   199,437 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 11,514 86,125 SH   SOLE   86,125 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 17,161 343,158 SH   SOLE   343,158 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 5,896 96,016 SH   SOLE   96,016 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 269 3,978 SH   SOLE   3,978 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 906 17,942 SH   SOLE   17,942 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,301 5,540 SH   SOLE   5,540 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 223 4,137 SH   SOLE   4,137 0 0
WISDOMTREE TR INTL EQUITY FD 97717W703 5,740 108,567 SH   SOLE   108,567 0 0