The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 409 3,766 SH   SOLE   0 0 3,766
ABBVIE INC COM 00287Y109 425 2,775 SH   SOLE   0 0 2,775
ADOBE SYSTEMS INCORPORATED COM 00724F101 282 770 SH   SOLE   0 0 770
ALPHABET INC CAP STK CL A 02079K305 1,957 898 SH   SOLE   0 0 898
ALPHABET INC CAP STK CL C 02079K107 1,251 572 SH   SOLE   0 0 572
AMAZON COM INC COM 023135106 1,373 12,929 SH   SOLE   0 0 12,929
ANTHEM INC COM 036752103 269 557 SH   SOLE   0 0 557
APPLE INC COM 037833100 11,265 82,397 SH   SOLE   0 0 82,397
AT&T INC COM 00206R102 672 32,066 SH   SOLE   0 0 32,066
AUTOMATIC DATA PROCESSING IN COM 053015103 267 1,270 SH   SOLE   0 0 1,270
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 7,697 28,192 SH   SOLE   0 0 28,192
BK OF AMERICA CORP COM 060505104 872 28,018 SH   SOLE   0 0 28,018
BLOCK INC CL A 852234103 249 4,049 SH   SOLE   0 0 4,049
BOEING CO COM 097023105 205 1,496 SH   SOLE   0 0 1,496
BRISTOL-MYERS SQUIBB CO COM 110122108 418 5,434 SH   SOLE   0 0 5,434
BUTTERFLY NETWORK INC COM CL A 124155102 140 45,688 SH   SOLE   0 0 45,688
CARRIER GLOBAL CORPORATION COM 14448C104 331 9,277 SH   SOLE   0 0 9,277
CATERPILLAR INC COM 149123101 250 1,399 SH   SOLE   0 0 1,399
CHEVRON CORP NEW COM 166764100 872 6,021 SH   SOLE   0 0 6,021
CISCO SYS INC COM 17275R102 433 10,148 SH   SOLE   0 0 10,148
COHEN & STEERS INFRASTRUCTUR COM 19248A109 605 23,890 SH   SOLE   0 0 23,890
COLGATE PALMOLIVE CO COM 194162103 229 2,858 SH   SOLE   0 0 2,858
COMCAST CORP NEW CL A 20030N101 614 15,635 SH   SOLE   0 0 15,635
CONOCOPHILLIPS COM 20825C104 460 5,119 SH   SOLE   0 0 5,119
CORTEVA INC COM 22052L104 317 5,854 SH   SOLE   0 0 5,854
COSTCO WHSL CORP NEW COM 22160K105 1,933 4,034 SH   SOLE   0 0 4,034
CSX CORP COM 126408103 221 7,620 SH   SOLE   0 0 7,620
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 663 28,472 SH   SOLE   0 0 28,472
DIREXION SHS ETF TR NAS100 EQL WGT 25459Y207 208 3,300 SH   SOLE   0 0 3,300
DISNEY WALT CO COM 254687106 931 9,863 SH   SOLE   0 0 9,863
DOLLAR GEN CORP NEW COM 256677105 202 825 SH   SOLE   0 0 825
DOMINION ENERGY INC COM 25746U109 266 3,336 SH   SOLE   0 0 3,336
ECOLAB INC COM 278865100 205 1,332 SH   SOLE   0 0 1,332
EQT CORP COM 26884L109 226 6,567 SH   SOLE   0 0 6,567
EXXON MOBIL CORP COM 30231G102 1,884 21,999 SH   SOLE   0 0 21,999
FIRST TR EXCHANGE TRADED FD MATERIALS ALPH 33734X168 988 17,487 SH   SOLE   0 0 17,487
HOME DEPOT INC COM 437076102 577 2,102 SH   SOLE   0 0 2,102
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,293 20,861 SH   SOLE   0 0 20,861
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619 3,594 87,263 SH   SOLE   0 0 87,263
INVESCO EXCHANGE TRADED FD T INVESCO MSCI 46137V407 362 6,742 SH   SOLE   0 0 6,742
INVESCO QQQ TR UNIT SER 1 46090E103 1,344 4,795 SH   SOLE   0 0 4,795
ISHARES TR CORE S&P MCP ETF 464287507 251 1,109 SH   SOLE   0 0 1,109
ISHARES TR RUS 1000 GRW ETF 464287614 423 1,934 SH   SOLE   0 0 1,934
ISHARES TR U.S. TECH ETF 464287721 250 3,124 SH   SOLE   0 0 3,124
ISHARES TR SELECT DIVID ETF 464287168 679 5,773 SH   SOLE   0 0 5,773
ISHARES TR MSCI EAFE ETF 464287465 15,202 243,270 SH   SOLE   0 0 243,270
ISHARES TR MSCI USA MIN VOL 46429B697 6,362 90,615 SH   SOLE   0 0 90,615
ISHARES TR MSCI EAFE MIN VL 46429B689 2,654 41,924 SH   SOLE   0 0 41,924
ISHARES TR CORE HIGH DV ETF 46429B663 291 2,895 SH   SOLE   0 0 2,895
ISHARES TR CORE MSCI INTL 46435G326 965 17,949 SH   SOLE   0 0 17,949
ISHARES TR CORE DIV GRWTH 46434V621 14,259 299,306 SH   SOLE   0 0 299,306
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 2,109 41,637 SH   SOLE   0 0 41,637
JOHNSON & JOHNSON COM 478160104 818 4,610 SH   SOLE   0 0 4,610
JPMORGAN CHASE & CO COM 46625H100 487 4,320 SH   SOLE   0 0 4,320
KIMBERLY-CLARK CORP COM 494368103 368 2,724 SH   SOLE   0 0 2,724
LILLY ELI & CO COM 532457108 861 2,657 SH   SOLE   0 0 2,657
LOWES COS INC COM 548661107 202 1,157 SH   SOLE   0 0 1,157
MACERICH CO COM 554382101 248 28,440 SH   SOLE   0 0 28,440
MCDONALDS CORP COM 580135101 306 1,238 SH   SOLE   0 0 1,238
MERCK & CO INC COM 58933Y105 543 5,955 SH   SOLE   0 0 5,955
META PLATFORMS INC CL A 30303M102 344 2,135 SH   SOLE   0 0 2,135
MICROSOFT CORP COM 594918104 3,654 14,228 SH   SOLE   0 0 14,228
MONDELEZ INTL INC CL A 609207105 220 3,537 SH   SOLE   0 0 3,537
NORFOLK SOUTHN CORP COM 655844108 213 937 SH   SOLE   0 0 937
NUSHARES ETF TR NUVEEN ESG INTL 67092P805 325 12,904 SH   SOLE   0 0 12,904
NVIDIA CORPORATION COM 67066G104 315 2,080 SH   SOLE   0 0 2,080
OTIS WORLDWIDE CORP COM 68902V107 409 5,794 SH   SOLE   0 0 5,794
PEPSICO INC COM 713448108 1,338 8,028 SH   SOLE   0 0 8,028
PFIZER INC COM 717081103 324 6,172 SH   SOLE   0 0 6,172
PROCTER AND GAMBLE CO COM 742718109 428 2,978 SH   SOLE   0 0 2,978
RAYTHEON TECHNOLOGIES CORP COM 75513E101 771 8,023 SH   SOLE   0 0 8,023
S&P GLOBAL INC COM 78409V104 679 2,015 SH   SOLE   0 0 2,015
SELECT SECTOR SPDR TR ENERGY 81369Y506 204 2,852 SH   SOLE   0 0 2,852
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 215 697 SH   SOLE   0 0 697
SPDR S&P 500 ETF TR TR UNIT 78462F103 502 1,332 SH   SOLE   0 0 1,332
SPDR SER TR S&P DIVID ETF 78464A763 276 2,324 SH   SOLE   0 0 2,324
STARBUCKS CORP COM 855244109 230 3,010 SH   SOLE   0 0 3,010
SYSCO CORP COM 871829107 218 2,579 SH   SOLE   0 0 2,579
TEAM INC NOTE 5.000 8/0 878155AE0 22 25,000 PRN   SOLE   0 0 25,000
TESLA INC COM 88160R101 2,767 4,109 SH   SOLE   0 0 4,109
THERMO FISHER SCIENTIFIC INC COM 883556102 315 579 SH   SOLE   0 0 579
TILRAY BRANDS INC NOTE 5.000 10/0 88688TAB6 92 100,000 PRN   SOLE   0 0 100,000
UNION PAC CORP COM 907818108 318 1,493 SH   SOLE   0 0 1,493
UNITEDHEALTH GROUP INC COM 91324P102 485 945 SH   SOLE   0 0 945
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 354 4,705 SH   SOLE   0 0 4,705
VANGUARD INDEX FDS VALUE ETF 922908744 711 5,392 SH   SOLE   0 0 5,392
VANGUARD INDEX FDS MID CAP ETF 922908629 455 2,308 SH   SOLE   0 0 2,308
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,968 32,571 SH   SOLE   0 0 32,571
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,403 42,037 SH   SOLE   0 0 42,037
VANGUARD INDEX FDS TOTAL STK MKT 922908769 27,658 146,635 SH   SOLE   0 0 146,635
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 911 2,625 SH   SOLE   0 0 2,625
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,450 28,713 SH   SOLE   0 0 28,713
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 7,389 147,890 SH   SOLE   0 0 147,890
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 328 6,554 SH   SOLE   0 0 6,554
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,254 8,740 SH   SOLE   0 0 8,740
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,795 215,564 SH   SOLE   0 0 215,564
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 298 2,929 SH   SOLE   0 0 2,929
VANGUARD WORLD FD ESG US STK ETF 921910733 2,448 36,867 SH   SOLE   0 0 36,867
VANGUARD WORLD FD ESG INTL STK ETF 921910725 1,090 22,236 SH   SOLE   0 0 22,236
VERIZON COMMUNICATIONS INC COM 92343V104 604 11,898 SH   SOLE   0 0 11,898
VISA INC COM CL A 92826C839 846 4,294 SH   SOLE   0 0 4,294
WP CAREY INC COM 92936U109 321 3,870 SH   SOLE   0 0 3,870