The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 525 3,729 SH   SOLE   0 0 3,729
ABBVIE INC COM 00287Y109 350 2,584 SH   SOLE   0 0 2,584
ADOBE SYSTEMS INCORPORATED COM 00724F101 401 708 SH   SOLE   0 0 708
ALPHABET INC CAP STK CL A 02079K305 2,257 779 SH   SOLE   0 0 779
ALPHABET INC CAP STK CL C 02079K107 1,293 447 SH   SOLE   0 0 447
AMAZON COM INC COM 023135106 1,404 421 SH   SOLE   0 0 421
APPLE INC COM 037833100 13,954 78,581 SH   SOLE   0 0 78,581
ASML HOLDING N V N Y REGISTRY SHS N07059210 298 374 SH   SOLE   0 0 374
AT&T INC COM 00206R102 795 32,309 SH   SOLE   0 0 32,309
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 7,964 26,636 SH   SOLE   0 0 26,636
BK OF AMERICA CORP COM 060505104 1,253 28,168 SH   SOLE   0 0 28,168
BK OF AMERICA CORP COM 060505104 76 1,700 SH   SOLE   0 0 1,700
BOEING CO COM 097023105 285 1,415 SH   SOLE   0 0 1,415
BRISTOL-MYERS SQUIBB CO COM 110122108 298 4,777 SH   SOLE   0 0 4,777
BUTTERFLY NETWORK INC COM CL A 124155102 175 26,117 SH   SOLE   0 0 26,117
CARRIER GLOBAL CORPORATION COM 14448C104 482 8,877 SH   SOLE   0 0 8,877
CHEVRON CORP NEW COM 166764100 711 6,061 SH   SOLE   0 0 6,061
CISCO SYS INC COM 17275R102 591 9,328 SH   SOLE   0 0 9,328
COHEN & STEERS INFRASTRUCTUR COM 19248A109 664 23,301 SH   SOLE   0 0 23,301
COLGATE PALMOLIVE CO COM 194162103 234 2,747 SH   SOLE   0 0 2,747
COMCAST CORP NEW CL A 20030N101 552 10,973 SH   SOLE   0 0 10,973
COSTCO WHSL CORP NEW COM 22160K105 2,230 3,927 SH   SOLE   0 0 3,927
CSX CORP COM 126408103 287 7,620 SH   SOLE   0 0 7,620
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 822 28,387 SH   SOLE   0 0 28,387
DIREXION SHS ETF TR NAS100 EQL WGT 25459Y207 263 3,085 SH   SOLE   0 0 3,085
DISNEY WALT CO COM 254687106 1,472 9,503 SH   SOLE   0 0 9,503
DOMINION ENERGY INC COM 25746U109 222 2,831 SH   SOLE   0 0 2,831
ECOLAB INC COM 278865100 322 1,373 SH   SOLE   0 0 1,373
EDWARDS LIFESCIENCES CORP COM 28176E108 414 3,195 SH   SOLE   0 0 3,195
ETF SER SOLUTIONS LHA MKT ST TACTL 26922B105 1,234 38,285 SH   SOLE   0 0 38,285
EXXON MOBIL CORP COM 30231G102 1,371 22,412 SH   SOLE   0 0 22,412
FACEBOOK INC CL A 30303M102 460 1,369 SH   SOLE   0 0 1,369
FIRST TR EXCH TRADED FD III CALIF MUN INCM 33739P863 302 5,521 SH   SOLE   0 0 5,521
FIRST TR EXCHANGE TRADED FD MATERIALS ALPH 33734X168 1,047 16,846 SH   SOLE   0 0 16,846
FIRST TR EXCHANGE-TRADED ALP MID CP GR ALPH 33737M102 215 2,903 SH   SOLE   0 0 2,903
FISERV INC COM 337738108 206 1,981 SH   SOLE   0 0 1,981
HOME DEPOT INC COM 437076102 827 1,992 SH   SOLE   0 0 1,992
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,789 26,070 SH   SOLE   0 0 26,070
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619 4,047 79,818 SH   SOLE   0 0 79,818
INVESCO EXCHANGE TRADED FD T INVESCO MSCI 46137V407 487 7,299 SH   SOLE   0 0 7,299
INVESCO QQQ TR UNIT SER 1 46090E103 1,674 4,208 SH   SOLE   0 0 4,208
ISHARES TR CORE S&P MCP ETF 464287507 351 1,239 SH   SOLE   0 0 1,239
ISHARES TR CORE S&P SCP ETF 464287804 258 2,254 SH   SOLE   0 0 2,254
ISHARES TR RUS 1000 GRW ETF 464287614 590 1,931 SH   SOLE   0 0 1,931
ISHARES TR MSCI EAFE ETF 464287465 18,027 229,121 SH   SOLE   0 0 229,121
ISHARES TR MSCI EMG MKT ETF 464287234 360 7,373 SH   SOLE   0 0 7,373
ISHARES TR CORE US AGGBD ET 464287226 781 6,849 SH   SOLE   0 0 6,849
ISHARES TR SELECT DIVID ETF 464287168 704 5,739 SH   SOLE   0 0 5,739
ISHARES TR MRGSTR SM CP GR 464288604 1,021 20,574 SH   SOLE   0 0 20,574
ISHARES TR CORE HIGH DV ETF 46429B663 292 2,887 SH   SOLE   0 0 2,887
ISHARES TR CORE DIV GRWTH 46434V621 6,062 109,075 SH   SOLE   0 0 109,075
ISHARES TR MSCI USA MIN VOL 46429B697 8,583 106,098 SH   SOLE   0 0 106,098
ISHARES TR MSCI EAFE MIN VL 46429B689 4,536 59,081 SH   SOLE   0 0 59,081
ISHARES TR CALIF MUN BD ETF 464288356 1,036 16,627 SH   SOLE   0 0 16,627
ISHARES TR CORE MSCI INTL 46435G326 2,711 40,123 SH   SOLE   0 0 40,123
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 698 13,668 SH   SOLE   0 0 13,668
JOHNSON & JOHNSON COM 478160104 792 4,633 SH   SOLE   0 0 4,633
JPMORGAN CHASE & CO COM 46625H100 642 4,054 SH   SOLE   0 0 4,054
KIMBERLY-CLARK CORP COM 494368103 362 2,535 SH   SOLE   0 0 2,535
LILLY ELI & CO COM 532457108 712 2,576 SH   SOLE   0 0 2,576
LOWES COS INC COM 548661107 281 1,088 SH   SOLE   0 0 1,088
MACERICH CO COM 554382101 491 28,440 SH   SOLE   0 0 28,440
MCDONALDS CORP COM 580135101 291 1,085 SH   SOLE   0 0 1,085
MERCK & CO INC COM 58933Y105 532 6,935 SH   SOLE   0 0 6,935
MFA FINL INC NOTE 6.250% 6/1 55272XAA0 26 25,000 PRN   SOLE   0 0 25,000
MICROSOFT CORP COM 594918104 3,769 11,207 SH   SOLE   0 0 11,207
NUSHARES ETF TR NUVEEN ESG INTL 67092P805 424 13,689 SH   SOLE   0 0 13,689
NVIDIA CORPORATION COM 67066G104 479 1,628 SH   SOLE   0 0 1,628
OTIS WORLDWIDE CORP COM 68902V107 402 4,622 SH   SOLE   0 0 4,622
PEPSICO INC COM 713448108 1,443 8,307 SH   SOLE   0 0 8,307
PFIZER INC COM 717081103 312 5,285 SH   SOLE   0 0 5,285
PROCTER AND GAMBLE CO COM 742718109 436 2,666 SH   SOLE   0 0 2,666
QUALCOMM INC COM 747525103 233 1,275 SH   SOLE   0 0 1,275
RAYTHEON TECHNOLOGIES CORP COM 75513E101 644 7,483 SH   SOLE   0 0 7,483
S&P GLOBAL INC COM 78409V104 933 1,977 SH   SOLE   0 0 1,977
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 253 696 SH   SOLE   0 0 696
SPDR S&P 500 ETF TR TR UNIT 78462F103 652 1,373 SH   SOLE   0 0 1,373
SPDR SER TR S&P DIVID ETF 78464A763 300 2,320 SH   SOLE   0 0 2,320
SQUARE INC CL A 852234103 653 4,044 SH   SOLE   0 0 4,044
STARBUCKS CORP COM 855244109 335 2,863 SH   SOLE   0 0 2,863
TEAM INC NOTE 5.000% 8/0 878155AE0 22 25,000 PRN   SOLE   0 0 25,000
TESLA INC COM 88160R101 4,221 3,994 SH   SOLE   0 0 3,994
THERMO FISHER SCIENTIFIC INC COM 883556102 355 532 SH   SOLE   0 0 532
TILRAY INC NOTE 5.000%10/0 88688TAB6 49 50,000 PRN   SOLE   0 0 50,000
UNION PAC CORP COM 907818108 359 1,425 SH   SOLE   0 0 1,425
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,477 41,027 SH   SOLE   0 0 41,027
VANGUARD INDEX FDS VALUE ETF 922908744 357 2,425 SH   SOLE   0 0 2,425
VANGUARD INDEX FDS MID CAP ETF 922908629 564 2,212 SH   SOLE   0 0 2,212
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,818 32,910 SH   SOLE   0 0 32,910
VANGUARD INDEX FDS SMALL CP ETF 922908751 10,524 46,563 SH   SOLE   0 0 46,563
VANGUARD INDEX FDS TOTAL STK MKT 922908769 33,240 137,674 SH   SOLE   0 0 137,674
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,216 2,785 SH   SOLE   0 0 2,785
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 3,159 29,407 SH   SOLE   0 0 29,407
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 9,216 150,387 SH   SOLE   0 0 150,387
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,417 8,248 SH   SOLE   0 0 8,248
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,345 21,158 SH   SOLE   0 0 21,158
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,963 136,362 SH   SOLE   0 0 136,362
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 333 2,972 SH   SOLE   0 0 2,972
VANGUARD WORLD FD ESG US STK ETF 921910733 2,734 31,110 SH   SOLE   0 0 31,110
VANGUARD WORLD FD ESG INTL STK ETF 921910725 1,145 18,454 SH   SOLE   0 0 18,454
VANGUARD WORLD FDS INF TECH ETF 92204A702 261 569 SH   SOLE   0 0 569
VERIZON COMMUNICATIONS INC COM 92343V104 565 10,883 SH   SOLE   0 0 10,883
VISA INC COM CL A 92826C839 576 2,659 SH   SOLE   0 0 2,659
WP CAREY INC COM 92936U109 318 3,870 SH   SOLE   0 0 3,870