The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACTIVISION BLIZZARD INC COM 00507V109 313 4,017 SH   SOLE   4,017 0 0
AMERICAN TOWER CORP NEW COM 03027X100 418 1,635 SH   SOLE   1,635 0 0
ANALOG DEVICES INC COM 032654105 213 1,459 SH   SOLE   1,459 0 0
APPLE INC COM 037833100 514 3,761 SH   SOLE   3,761 0 0
BECTON DICKINSON & CO COM 075887109 304 1,232 SH   SOLE   1,232 0 0
BK OF AMERICA CORP COM 060505104 397 12,748 SH   SOLE   12,748 0 0
COSTCO WHSL CORP NEW COM 22160K105 265 553 SH   SOLE   553 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 344 7,333 SH   SOLE   7,333 0 0
DISNEY WALT CO COM 254687106 286 3,027 SH   SOLE   3,027 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 207 1,928 SH   SOLE   1,928 0 0
ECOLAB INC COM 278865100 252 1,642 SH   SOLE   1,642 0 0
ESSENTIAL UTILS INC COM 29670G102 476 10,384 SH   SOLE   10,384 0 0
EXXON MOBIL CORP COM 30231G102 435 5,084 SH   SOLE   5,084 0 0
FIRST AMERN FINL CORP COM 31847R102 231 4,370 SH   SOLE   4,370 0 0
FRANCO NEV CORP COM 351858105 235 1,788 SH   SOLE   1,788 0 0
GENERAL MLS INC COM 370334104 333 4,410 SH   SOLE   4,410 0 0
HOME DEPOT INC COM 437076102 509 1,857 SH   SOLE   1,857 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 504 3,572 SH   SOLE   3,572 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1,143 53,918 SH   SOLE   53,918 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 963 45,945 SH   SOLE   45,945 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 361 17,400 SH   SOLE   17,400 0 0
ISHARES GOLD TR ISHARES NEW 464285204 308 8,974 SH   SOLE   8,974 0 0
ISHARES TR CORE INTL AGGR 46435G672 853 17,116 SH   SOLE   17,116 0 0
ISHARES TR S&P 500 VAL ETF 464287408 389 2,828 SH   SOLE   2,828 0 0
ISHARES TR TIPS BD ETF 464287176 333 2,924 SH   SOLE   2,924 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 464 1,920 SH   SOLE   1,920 0 0
MICROSOFT CORP COM 594918104 834 3,246 SH   SOLE   3,246 0 0
NEXTERA ENERGY INC COM 65339F101 202 2,610 SH   SOLE   2,610 0 0
PFIZER INC COM 717081103 408 7,791 SH   SOLE   7,791 0 0
RPM INTL INC COM 749685103 267 3,393 SH   SOLE   3,393 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 387 15,231 SH   SOLE   15,231 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,112 35,371 SH   SOLE   35,371 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 543 11,046 SH   SOLE   11,046 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,059 22,126 SH   SOLE   22,126 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 937 21,203 SH   SOLE   21,203 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 626 16,064 SH   SOLE   16,064 0 0
STARBUCKS CORP COM 855244109 448 5,866 SH   SOLE   5,866 0 0
SUNOPTA INC COM 8676EP108 81 10,397 SH   SOLE   10,397 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 361 1,831 SH   SOLE   1,831 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 523 3,648 SH   SOLE   3,648 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 219 3,188 SH   SOLE   3,188 0 0
VISA INC COM CL A 92826C839 288 1,462 SH   SOLE   1,462 0 0
WALMART INC COM 931142103 204 1,678 SH   SOLE   1,678 0 0
WEC ENERGY GROUP INC COM 92939U106 205 2,041 SH   SOLE   2,041 0 0