The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACTIVISION BLIZZARD INC COM 00507V109 325 4,057 SH   SOLE   4,057 0 0
AMERICAN TOWER CORP NEW COM 03027X100 401 1,595 SH   SOLE   1,595 0 0
ANALOG DEVICES INC COM 032654105 235 1,424 SH   SOLE   1,424 0 0
APPLE INC COM 037833100 651 3,731 SH   SOLE   3,731 0 0
BECTON DICKINSON & CO COM 075887109 317 1,192 SH   SOLE   1,192 0 0
BK OF AMERICA CORP COM 060505104 522 12,658 SH   SOLE   12,658 0 0
COSTCO WHSL CORP NEW COM 22160K105 301 523 SH   SOLE   523 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 341 7,112 SH   SOLE   7,112 0 0
DISNEY WALT CO COM 254687106 389 2,836 SH   SOLE   2,836 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 238 2,133 SH   SOLE   2,133 0 0
ECOLAB INC COM 278865100 284 1,607 SH   SOLE   1,607 0 0
ESSENTIAL UTILS INC COM 29670G102 505 9,874 SH   SOLE   9,874 0 0
EXXON MOBIL CORP COM 30231G102 415 5,025 SH   SOLE   5,025 0 0
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101 203 1,660 SH   SOLE   1,660 0 0
FIRST AMERN FINL CORP COM 31847R102 255 3,940 SH   SOLE   3,940 0 0
FRANCO NEV CORP COM 351858105 285 1,786 SH   SOLE   1,786 0 0
GENERAL MLS INC COM 370334104 299 4,410 SH   SOLE   4,410 0 0
HOME DEPOT INC COM 437076102 505 1,687 SH   SOLE   1,687 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 413 3,179 SH   SOLE   3,179 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1,147 53,934 SH   SOLE   53,934 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 960 45,499 SH   SOLE   45,499 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 365 17,300 SH   SOLE   17,300 0 0
ISHARES GOLD TR ISHARES NEW 464285204 324 8,786 SH   SOLE   8,786 0 0
ISHARES TR CORE INTL AGGR 46435G672 873 16,746 SH   SOLE   16,746 0 0
ISHARES TR S&P 500 VAL ETF 464287408 429 2,758 SH   SOLE   2,758 0 0
ISHARES TR TIPS BD ETF 464287176 353 2,835 SH   SOLE   2,835 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 477 1,920 SH   SOLE   1,920 0 0
MEDTRONIC PLC SHS G5960L103 236 2,126 SH   SOLE   2,126 0 0
MICROSOFT CORP COM 594918104 816 2,646 SH   SOLE   2,646 0 0
MID-AMER APT CMNTYS INC COM 59522J103 213 1,015 SH   SOLE   1,015 0 0
NEXTERA ENERGY INC COM 65339F101 219 2,585 SH   SOLE   2,585 0 0
NVIDIA CORPORATION COM 67066G104 266 974 SH   SOLE   974 0 0
PFIZER INC COM 717081103 390 7,541 SH   SOLE   7,541 0 0
RPM INTL INC COM 749685103 277 3,398 SH   SOLE   3,398 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 413 14,865 SH   SOLE   14,865 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,266 34,484 SH   SOLE   34,484 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 531 10,709 SH   SOLE   10,709 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,089 21,536 SH   SOLE   21,536 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,102 20,644 SH   SOLE   20,644 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 741 15,643 SH   SOLE   15,643 0 0
STARBUCKS CORP COM 855244109 538 5,911 SH   SOLE   5,911 0 0
SUNOPTA INC COM 8676EP108 52 10,397 SH   SOLE   10,397 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 424 1,782 SH   SOLE   1,782 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 222 2,047 SH   SOLE   2,047 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 577 3,560 SH   SOLE   3,560 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 245 3,095 SH   SOLE   3,095 0 0
VISA INC COM CL A 92826C839 309 1,392 SH   SOLE   1,392 0 0
WALMART INC COM 931142103 241 1,618 SH   SOLE   1,618 0 0
WEC ENERGY GROUP INC COM 92939U106 202 2,021 SH   SOLE   2,021 0 0