The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 449 3,389 SH   SOLE   3,389 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 354 16,700 SH   SOLE   16,700 0 0
ISHARES TR CORE INTL AGGR 46435G672 227 4,043 SH   SOLE   4,043 0 0
MICROSOFT CORP COM 594918104 302 1,361 SH   SOLE   1,361 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 270 8,821 SH   SOLE   8,821 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 486 13,509 SH   SOLE   13,509 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 742 14,445 SH   SOLE   14,445 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 644 11,509 SH   SOLE   11,509 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 709 7,795 SH   SOLE   7,795 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 289 3,258 SH   SOLE   3,258 0 0