Consolidated Balance Sheets - USD ($)	Jun. 30, 2024	Jun. 30, 2023
Assets
Cash and due from banks	$ 2,977,438	$ 2,272,088
Federal funds sold	7,495,000	9,503,000
Cash and cash equivalents	10,472,438	11,775,088
Interest bearing deposits held in other financial institutions	199,888	3,762,139
Debt securities available for sale	6,606,761
Debt securities available for sale		8,921,715
Debt securities held to maturity, at amortized cost (fair value $394,081)	510,276
Debt securities held to maturity, at amortized cost (fair value $378,046)		516,089
Loans, net of allowance of $1,797,116 respectively	183,447,633
Loans, net of allowance of $2,158,590 respectively		197,713,756
Interest receivable	597,768	612,724
Foreclosed assets (OREO), net	1,397,460	2,334,560
Investment in restricted stock, at cost	1,329,413	770,273
Cash surrender value life insurance	8,972,785	8,724,198
Premises and equipment, net	4,085,752	2,128,392
Deferred tax asset	580,340	486,916
Other assets	1,033,499	1,032,749
Total assets	219,234,013	238,778,599
Deposits
Non-interest bearing	25,936,461	26,180,842
Interest bearing	147,044,293	171,073,464
Federal Home Loan Bank (FHLB) advances	13,000,000	8,000,000
Other liabilities	1,958,475	2,244,775
Total liabilities	187,939,229	207,499,081
Stockholders' Equity
Preferred stock, $.01 par value, 5,000,000 shares authorized, none issued
Common stock, $.01 par value, 20,000,000 shares authorized, 2,140,412 and 2,157,497 shares issued and outstanding at June 30, 2024 and 2023	20,970	21,141
Additional paid-in capital	7,254,534	7,252,506
Retained earnings	25,523,681	25,577,300
Unearned ESOP shares, at cost	(751,613)	(786,572)
Accumulated other comprehensive loss	(752,788)	(784,857)
Total stockholders' equity	31,294,784	31,279,518
Total liabilities and stockholders' equity	$ 219,234,013	$ 238,778,599